Remove Online and Mobile Banking Remove Payment APIs and Integration Remove Underserved
article thumbnail

Embedded Finance Is Making Payments Easier for Everyone Across Asia

Fintech News

Not because it’s free, but because the payments were seamlessly integrated into the apps you’re using. In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. It’s invisible, effortless, and everywhere.

article thumbnail

AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

We examine both quantitative gains— such as higher customer satisfaction scores, rising self-service usage and digital adoption rates—and qualitative developments, including more personalized services, smarter virtual assistants and greater accessibility in digital banking. IDC estimates the banking industry will invest about $31.3

AI 114
article thumbnail

The Full List of Fintech Unicorns in Asia (2025)

Fintech News

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138
article thumbnail

The Journey of Payments and Clearing Systems in India

Finextra

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments.

article thumbnail

Which Wallet Solution Matches Your Business Model: eWallet or Digital Wallet?

Finextra

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. That means actual funds reside in their account inside your system, not just a link to their card or bank.

eWallet 52
article thumbnail

The End of Average: AI Is Rewriting the Rules of Digital Banking CX

Finextra

Banks turned to a powerful ally: artificial intelligence. AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI 71
article thumbnail

Fintech Review: A Guide

Fintech Review

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. Fintech, or financial technology, is the integration of technology into financial services. This shift affects banks, insurers, asset managers, and regulators alike. What Is Fintech?

FinTech 52