The Fintech Times

NOVEMBER 5, 2024

UK bank NatWest has partnered with payments giant Mastercard to launch a new mobile virtual card payment solution for business, Approval2Buy with Mobile Virtual Cards. Firms can instantly generate virtual cards for online use, as well as for ‘Tap and Go’ payments via digital wallets.

Visa 69

Visa Online and Mobile Banking End User Instant Payments 69

Clearly Payments

OCTOBER 31, 2024

America Biometric Payments 2 Global, especially mobile-first markets Cash Payments 5 Emerging Markets, some developed regions Central Bank Digital Currencies (CBDCs) 1 Asia, Caribbean Credit Cards Overview : Credit cards allow consumers to make purchases on credit, paying later and often with interest.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech News

DECEMBER 15, 2024

For decades, banks have innovated around functionalitystreamlining transactions, expanding access, and introducing digital tools. Techcombank , Vietnams fifth-largest bank in asset size and second-largest private bank, has answered that call with clarity and conviction. But the rules of the game have changed.

Online and Mobile Banking 104

Online and Mobile Banking On-Demand Economy Transactions 104

Fintech Finance

NOVEMBER 27, 2024

interactive investor (ii) has rolled out NatWest’s multi award-winning open banking payments solution Payit , to enable their customers to deposit funds onto the investment platform immediately to allow investments to be made. Customers can now use Payit by NatWest to make a payment/a fund deposit online through the ii website and app.

Online and Mobile Banking 98

Online and Mobile Banking Accounts Payment Initiation Payments 98

Fintech Finance

DECEMBER 11, 2024

By the end of 2024, Bank of America corporate clients will have made over $1 Trillion in payment approvals on the banks CashPro App, the mobile application that companies use to manage their treasury operations. 1 ranked mobile app for corporate and commercial banking.[1]

Payment APIs and Integration 94

Payment APIs and Integration Online and Mobile Banking Treasury Payments 94

Fintech News

MARCH 25, 2024

Mobile banking is a rapidly growing market that’s projected to hit a value of US$7 billion by 2032. The 2023 study, which analyzed malware targeting banking apps, uncovered that 29 malware families targeted 1,800 banking applications across 61 countries last year.

Mobile Banking 120

Mobile Banking Online and Mobile Banking Identity Theft Credential 120

The Payments Association

NOVEMBER 18, 2024

How fintechs are challenging traditional banks in the merchant services space, posing a threat to banks’ core business and revenue streams. The shift driven by fintechs could erode banks’ dominance, forcing them to modernise or risk losing a significant share of the market. Why is it important? What’s next?

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Clearly Payments

JANUARY 14, 2025

With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. But a growing number of businesses especially those online have dropped cash altogether because it doesnt make sense for their operations.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Fi911

MAY 14, 2025

Data protection is a top priority in banking and payment systems, where sensitive information such as cardholder details and personal data are frequently exchanged. Two key technologies, Encryption and Tokenization, are at the forefront of safeguarding sensitive information. Example algorithm: RSA (Rivest-Shamir-Adleman).

Encryption 79

Encryption PCI DSS Online and Mobile Banking Database 79

Fintech Review

APRIL 15, 2025

In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. So what are the best ways to pay bills online in 2025? So what are the best ways to pay bills online in 2025? Bill payment is no longer a task, it is an experience.

Online and Mobile Banking 52

Online and Mobile Banking Payment APIs and Integration BNPL Embedded Payments 52

Fintech Review

APRIL 17, 2025

Banking has entered a new era. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online. What Does It Mean to Bank Digital?

Online and Mobile Banking 59

Online and Mobile Banking Embedded Finance Multi-Currency Money Laundering 59

Bank Automation

MAY 28, 2025

SouthTrust Bank has selected financial technology service provider Jack Henry to upgrade its digital infrastructure.

Transactions 59

Transactions Online and Mobile Banking Mobile Banking Automation 59

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This report provides a comprehensive analysis of the U.S. They also set interchange fees that cover transaction costs and risks.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech Finance

JANUARY 9, 2025

In a groundbreaking move to enhance the Edutech ecosystem, Ottu , a leading Online payment management solution in the GCC, has partnered with Edunation , a premier provider of innovative e-learning platforms. Ottu is an online payment gateway management system (OPMS) that empowers merchants to manage online payments securely.

Payment Solutions 98

Payment Solutions Payment Gateways Gateways Online and Mobile Banking 98

The Fintech Times

APRIL 10, 2025

Artificial intelligence (AI) is helping organisations take their offerings to the next level, and reflecting on how it has done so over the last few years for itself, the US based financial institution, Bank of America has revealed that AI is now embedded across multiple business lines and areas including global technology, operations and training.

AI 59

AI Online and Mobile Banking Professional Development Payroll 59

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Fintech Times

MAY 10, 2025

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. It is about reimagining the core of banking – how a bank runs, scales and adapts – not just its interfaces.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Fintech Finance

DECEMBER 17, 2024

In a country where mobile payment growth is projected at 22% annually, adopting solutions like Google Pay is essential to meet market demand. According to a recent report by Statista, the mobile wallet transaction market in the region is projected to reach $372.41 billion by 2025, compared to $59.74

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

MAY 11, 2025

These companies span every segment of the market, from long-established remittances players and banks to neobanks, business-to-business (B2B) platforms, stablecoin providers and regional specialists, and are powering global trade. It is one of the Big Three local banks in Singapore, and among the largest banks in Southeast Asia.

Cross-Border Payments 121

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 121

Fintech Finance

JANUARY 22, 2025

JetBlue (Nasdaq: JBLU) have announced it is the first airline to accept Venmo , offering customers an easy and secure payment option when booking flights directly with JetBlue online. Currently available on jetblue.com and rolling out on the JetBlue mobile app in the coming months, U.S. The post JetBlue Says ‘Just Venmo Us!’

Venmo 59

Venmo Online and Mobile Banking Debit Card PayPal 59

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. Or they could use a mobile credit card terminal if they prefer to collect payments at the table.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Finextra

MAY 28, 2025

Mahalo Banking, a CUSO that specializes in online and mobile banking solutions for credit unions, today announced the addition of six new credit union partners through a strategic relationship with Area Financial Services (AFS), a CUSO focused on data processing and technology services.

Credit Union 52

Credit Union Online and Mobile Banking Mobile Banking Process 52

Clearly Payments

NOVEMBER 23, 2024

Some banks have chosen to develop their own in-house payment processing systems, delivering end-to-end services directly to their customers. Other banks have formed strategic partnerships with third-party providers. From internal solutions to partnerships, we’ll provide an overview of each bank’s approach.

Credit Union 59

Credit Union Process Online and Mobile Banking Processors 59

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Review

NOVEMBER 27, 2024

Traditional banks often view SMEs as high-risk due to limited credit history and collateral. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. The growth of digital technology in emerging markets has accelerated fintech adoption.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

The Fintech Times

APRIL 10, 2025

Utilita , the UK-based pay-as-you-go energy supplier, is rolling out ‘Payit’, the open banking payments solution from NatWest. Powered by open banking technology through payments initiation, Payit by NatWest provides customers with an additional digital payment method to be able to manage their energy payments safely and securely.

Accounts 59

Accounts Online and Mobile Banking Mobile Banking Risk 59

Fintech News

OCTOBER 31, 2024

Founded in 2021, Partior utilizes blockchain technology to transform clearing and settlement, and redefine the way value moves globally. Partior’s platform is live with prominent currencies, such as USD, EUR and SGD, and is used by major banks and firms, including DBS, JP Morgan, Standard Chartered, Siemens and iFAST Financial.

Cross-Border Payments 133

Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 133

Fintech Finance

NOVEMBER 6, 2024

NatWest has partnered with Capco , the global management and technology consultancy, to ensure a smooth transition for its systems and clients as the financial industry moves to adopt ISO 20022 for payments and reporting. Providing customers with the building blocks to launch their digital propositions without the technical complexities.

ISO 20022 98

ISO 20022 ISOs Online and Mobile Banking Payments 98

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. There are a wide variety of digital payment types, such as mobile POS systems, contactless payments, and digital wallets. All you need to use a digital wallet is a smartphone.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Stax

MARCH 6, 2025

They simply tap their credit card , mobile device, or smartwatch to pay. TL;DR The top 7 types of contactless payments are NFC payments , RFID payments , tap-to-pay cards , QR code payments , mobile wallets , wearable payments , and crypto transactions. Think Bluetooth technology but without manual device discovery and pairing.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech News

JANUARY 14, 2025

While online payments have taken off, many consumers still favour credit cards or cash for offline purchases. Singaporeans are known for quickly adopting new technologies. Digital wallets are especially popular for online shopping, paying bills, and mobile transactions. Overall, e-wallets like GrabPay, PayLah!,

APACS 113

APACS eWallet Online and Mobile Banking Credit Cards 113

Fintech Finance

OCTOBER 21, 2024

million customers with cards linked to mobile devices, figures that are on the rise, with more than 800 million transactions in the last 12 months. With this, the bank reinforces its position as a benchmark in payment methods in Spain and reaffirms forecasts that point to the growth of mobile phones as means of payment among users.

Mobile Banking 97

Mobile Banking Online and Mobile Banking Credit Cards Agreements 97

Finovate

JANUARY 14, 2025

Texas-based Sage Capital Bank has partnered with digital banking solutions provider Apiture. Courtesy of the partnership, Sage Capital Bank will deploy Apiture’s Consumer Banking, Business Banking, and Digital Account Opening solutions, as well as its Data Intelligence solution.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

Fintech Finance

OCTOBER 15, 2024

TRANSFOND , the Romanian Banking Association , and the entire banking community in Romania announce that the new RoPay system has become operational. RoPay allows users to make instant mobile payments in line with the national payment scheme. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 98

Instant Payments Online and Mobile Banking Processors Payments 98

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. From Asia to the Caribbean and Europe, central banks are grappling with how to digitise public money while preserving trust, utility, and sovereignty.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech News

FEBRUARY 2, 2025

Card issuers need for speed exists on several levels, and we at OpenWay see this firsthand, since our Way4 card management software is used by top banks, processors and fintechs around the world. This can be an account opened in Way4 or in the integrated Core Banking System. Indeed, rapid product development remains a top priority.

Card Issuer 107

Card Issuer Issuers Multi-Currency Online and Mobile Banking 107