Fintech Review

MAY 4, 2025

Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

JANUARY 15, 2020

financial institution HSBC is rolling out a suite of APIs (application program interfaces) designed for corporate treasurers to more seamlessly initiate financial transactions. 15) said HSBC announced the launch of its Treasury APIs in 27 markets around the world. Reports in Treasury-Management on Wednesday (Jan.

Treasury 54

Treasury API Payment APIs and Integration Treasury Management 54

PYMNTS

SEPTEMBER 2, 2019

For B2B payments, this summer was a season of technological progress. In another collaboration with Mastercard this summer, the PYMNTS B2B Payments Automation Innovation Playbook similarly revealed that the demand for AP automation is on the rise. Faster Payments.

Commercial Card 74

Commercial Card Payment APIs and Integration Faster Payments ACH 74

PYMNTS

SEPTEMBER 14, 2017

According to Ben Isaacson, SVP and GM of Cross River Banks’ payments division, the bank’s suite of APIs is the primary reason the bank has been able to attract partners in the lending pace and issue over $2 billion in loans during its short time in operation. An ‘API-first’ strategy.

API 76

API B2B Payment APIs and Integration Innovation 76

The Fintech Times

JUNE 11, 2025

Solihull-based Paragon Bank is launching a new savings app for UK consumers in partnership with data and payments company Moneyhub. Through this collaboration, Paragon plans to provide Account Information Services (AIS) and Payment Initiation Services (PIS), enhancing the app’s capabilities and user experience.

Addressing 45

Addressing Payment APIs and Integration Accounts Payment Initiation 45

The Payments Association

DECEMBER 13, 2024

A new era of faster, cheaper, and more efficient payments is here. Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. What are A2A payments? What are A2A payments?

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

PYMNTS

NOVEMBER 27, 2019

Small businesses are a growing target for bank-FinTech collaborations and data integration initiatives as financial service providers explore new use cases for open banking. Based in Silicon Valley, Plaid said it has so far enabled integrations with 15,000 banks across the U.S. Plaid’s Global Expansion. and Canada.

Payment APIs and Integration 90

Payment APIs and Integration FinTech Small Business API 90

Finovate

DECEMBER 9, 2024

The partnership will integrate Moneyhub’s Account Information and Payment Initiation Services (AIS and PIS) functionality into Marygold’s new wealth app, slated to be released next year. UK as they prepare for launch,” Moneyhub Managing Director of API Kim Jenkins said. UK CEO Matthew Parden said.

Payment APIs and Integration 52

Payment APIs and Integration Payment Initiation Acquirers Finance 52

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52

Finance Payment APIs and Integration API Regulations 52

PYMNTS

DECEMBER 3, 2020

For all of the innovation that's occurred in the banking landscape, it's often consumers – not corporates – that benefit from the latest technologies. As Dux explained, FinTechs have enabled banks to ease the "build-versus-buy" debate and more easily access tools that can be integrated into the back office. ""It The Drive To Upgrade.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

APRIL 29, 2020

TransferWise Integrates With Mambu. German banking platform Mambu has announced a collaboration with TransferWise to enhance banks’ cross-border payments and foreign exchange management operations, the companies recently revealed. Tribe Payments Plans Open Banking Module. Surecomp Wields Open Banking For Trade Finance.

Payment APIs and Integration 95

Payment APIs and Integration FinTech Cross-Border Cross-Border Payments 95

Finovate

JULY 16, 2024

Open banking solutions provider Salt Edge has released the latest version of its Open Banking Gateway API. The new version, the company’s sixth, features enhancements designed to make integration easier and quicker. This week, the company unveiled the latest version of its Open Banking Gateway API.

API 52

API Payment APIs and Integration Gateways Facilitators 52

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

PYMNTS

FEBRUARY 1, 2021

Centered around breaking down silos, IoT technology not only encourages the digitization of everyday items like kitchen appliances and shipping containers, but also collects data from those products, centralizes that information, and introduces new opportunities for automation and analysis. A Decade Of Disparate Technology.

Payment APIs and Integration 82

Payment APIs and Integration Finance API Facilitators 82

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Bankin’ Steps Into Payments APIs.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. ThinCats Links Up With Open Banking FinTech Salt Edge. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

PYMNTS

SEPTEMBER 6, 2018

However, blockchain is also gaining ground, and currency is offering a boost to the payments infrastructure. To that end, IBM said it launched its Blockchain World Wire , billed as a cross-border payment system that is powered by the Stellar blockchain network. The process integrates the World Wire API into banks’ payment systems.

SWIFT 40

SWIFT Payment Initiation Caps Cross-Border Payments 40

PYMNTS

FEBRUARY 7, 2017

You can test all you want, but for payments innovators, the true test only comes when a solution is released out into the real world. s Faster Payments initiative, there have already been some changes made to the service that looks to support real-time transacting. For the U.K.’s But last June, the U.K. is all about flexibility.

Faster Payments 46

Faster Payments Technology Real Time Payments ISO 20022 46

PYMNTS

APRIL 17, 2020

Connecting Accounting to Payments. Further, APIs can facilitate collection of this data in real time throughout the day, rather than overnight or at periodic times during the month. Open banking enables these platforms to obtain information more quickly and securely, explained Vaccino. Optimizing Business Lending.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

AUGUST 21, 2020

Yet as cross border trade picks back up, the foreign exchange and global payments needs of businesses will intensify. For the financial services world to address businesses’ global payments needs, Conibear said they must take a holistic approach that goes beyond facilitating cross-border payments or improving upon legacy payment rails.

Multi-Currency 69

Multi-Currency Cross-Border Payments Cross-Border Finance 69

PYMNTS

AUGUST 5, 2020

Fast forward to today, and technology has helped play a role in helping Coinstar embrace new offerings and use cases, spanning paper vouchers for cash, or eGift cards for Amazon and Starbucks, among others; and in terms of mechanics, Gaherity said, in the case of eGift cards it is the product partner, not the end-user, who pays the fee.

Bitcoin 135

Bitcoin Payment APIs and Integration Online and Mobile Banking Credit Union 135

Fintech Finance

MAY 21, 2024

Swift has today set out plans to help financial institutions streamline the cross-border payments experience for their corporate customers, by extending ISO 20022 across the entire payment chain and giving banks ready-to-use, white-labelled tracking services that can be activated for customers at the click of a button.

ISO 20022 59

ISO 20022 SWIFT Cross-Border Payments Cross-Border 59

Fintech Finance

MARCH 13, 2025

Atoa Payments Limited, a leading provider of open banking-enabled payments, has secured regulatory approval from the UK Financial Conduct Authority (FCA) to operate as an Authorised Payment Institution (API). Payment Account Information Services – Providing real-time transaction data insights for businesses.

Payments Institute 66

Payments Institute Security Payment APIs and Integration Settlement 66

PYMNTS

SEPTEMBER 3, 2018

In the late-August, computer manufacturing company IBM said it debuted a blockchain-based payment system, with offerings that enable cross-border transactions. The linkup is being billed as one that lets financial firms settle cross-border payments in a matter of seconds. Payments Initiatives In Africa.

Blockchain 41

Blockchain API Distributed Ledger Technology (DLT) Cross-Border 41

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink eCommerce and trading platforms with the SWIFT gpi payment service.”. The proof of concept is designed to “bring the benefits of gpi payments’ speed, ubiquity and certainty to distributed ledger technology (DLT)-enabled trade.”

SWIFT 60

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 60

PYMNTS

SEPTEMBER 16, 2020

Cross-border payments technology company Payoneer debuted its Payoneer for Banks program last week, an initiative that provides financial institutions (FIs) and other service providers with infrastructure to send and receive global payments. Faster Payments and BACS schemes. Payoneer Debuts Program For Banks.

Cross-Border Payments 56

Cross-Border Payments Payment APIs and Integration Cross-Border Small Business 56

The Fintech Times

OCTOBER 26, 2024

Payment initiation and account aggregation were frequently discussed, showing their potential to impact financial services. Interestingly, it appears that although Saudi banks were initially cautious about open banking, many are now recognising it as a valuable opportunity for growth.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Risk Assessment 59

PYMNTS

OCTOBER 9, 2019

In one example, this past week, a FinTech focused on open banking, ndgit, said in a press release it is debuting PSD2 compliance APIs in Switzerland. The pact means that beginning this month, ndgit will provide a “bank interface sandbox” that will enable F10 startups to test their offerings tied to the Berlin Group Standard-based API.

Payment APIs and Integration 51

Payment APIs and Integration FinTech ISO 20022 B2B 51

Fintech Finance

APRIL 15, 2024

Sopra Banking Software (SBS), the global financial technology company that more than 1,500 financial institutions rely on to digitally transform the way they operate, today announced the availability of its cloud-based Instant Payments solution.

Instant Payments 52

Instant Payments Payment Solutions Transactions Payment APIs and Integration 52

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

PYMNTS

FEBRUARY 2, 2021

Their tie-up will see City National Bank enabling its business clients to access Visa's virtual corporate card technology that the bank can issue on-demand, with support for Google Pay and Apple Pay mobile wallets. Apollo Bank Adopts CheckAlt Lockbox Technology. PNC Acquires Tempus Technologies. Germany- and U.S.

Lockbox 57

Lockbox FinTech Treasury Management Payment APIs and Integration 57

PYMNTS

DECEMBER 13, 2018

As the corporate treasurer takes on a more strategic role in the enterprise, treasury and cash management technologies can often be stuck in the past, failing to keep up with financial execs’ needs. Open banking is not a regulatory requirement in the U.S., Even so, Turner said U.S. As open banking continues to proliferate in the U.S.

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink ecommerce and trading platforms with the SWIFT gpi payment service.”. The proof of concept is designed to “bring the benefits of gpi payments’ speed, ubiquity and certainty to distributed ledger technology (DLT)-enabled trade.”

SWIFT 46

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 46

Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. For example, if you have a project management app, then you can add payment features that allow people to use your software to take payments from their clients.

Underwriting 88

Underwriting Process Enrollments Payment APIs and Integration 88

FICO

APRIL 20, 2021

According to the UK’s Open Banking Implementation Entity (OBiE), in 2020 nearly six billion calls were made via application programming interfaces (APIs) to bank servers in the UK and more than four million open banking payments were completed. Fraudsters flock to open banking to harvest data and, especially, to make payments. .

Payment APIs and Integration 52

Payment APIs and Integration API Compliance Transactions 52