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Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know

Finextra

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders.

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5 Payment Trends in Asia Shaping its Financial Landscape in 2025

Fintech News

Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.

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What Is an ACH API and How Does It Work?

Stax

If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. What is an ACH API?

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Mastercard and J.P. Morgan to Streamline B2B Payments with Blockchain

Fintech News

Mastercard’s Multi-Token Network (MTN) has integrated with J.P. Morgan’s Kinexys Digital Payments, connecting blockchain-based tools with real-time payment rails. Morgan’s blockchain business unit, facilitates real-time money transfers using commercial bank funds.

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Why staying put is no longer the safe option for payments innovation

The Payments Association

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. The real question is no longer whether banks should modernise but how to do it with minimal risk and maximum value. But as the financial landscape evolves, that mindset is in danger of proving very costly.

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Guavapay’s Transforming All Things Payments with Technology Innovation

Fintech Finance

I see Guavapay is clearly positioned to lead the next-generation payment solutions, offering unparalleled speed, transparency and cost-effectiveness. Guavapay’s flagship products, MyGuava (B2C) and MyGuava Business (B2B) payment apps offer users to open accounts in over 20 currencies, including GBP, USD, and EUR.

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Is 2025 Finally the Year for Open Finance in Southeast Asia?

Fintech News

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.