The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As BaaS evolves, it is helping fintech innovation reach new markets and underserved communities; which has the potential to greatly improve financial inclusion across the globe.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

The Fintech Times

MARCH 18, 2025

Industry hires Guavapay, a provider of end-to-end payment solutions headquartered in London, UK, appoints Guy Noble as its new CEO for Guavapay UK. Under his leadership, Guavapay will continue to develop its flagship products, MyGuava and MyGuava Business, while exploring new markets, partnerships and fintech innovation.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

PYMNTS

FEBRUARY 13, 2020

Small business owners have historically faced a unique challenge in the banking world: Financial institutions (FIs) can sometimes fail to clearly define their small business services, blurring the lines between personal and corporate banking and forcing an SMB to fit somewhere within that ambiguity.

Small Business 61

Small Business Payment APIs and Integration Economy Finance 61

PYMNTS

DECEMBER 27, 2019

While initially focused on the consumer market, open banking this year also began to demonstrate its potential value for the small to medium-size business (SMB) banking market. The key to open banking’s rising adoption in the SMB financial services market, he said, is data integration. Connecting Through Data.

Small Business 53

Small Business Payment APIs and Integration Credit Union Underserved 53

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. AdviceRobo has led the change in integrating explainable AI (XAI) —highlighting which behavioral traits influenced a risk score, and why. This is the dawn of always-on, always-fair credit decisioning.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. The result is higher retention, better margins, and broader value delivery, especially for small businesses, which benefit most from an all-in-one approach. These integrations enable seamless user journeys.

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Fintech News

OCTOBER 28, 2024

The company replaces traditional B2B payment methods (e.g. Their system seamlessly integrates with clients’ existing infrastructure to automate the entire payout process, from invoice generation to payment execution. Thitsa Payment Portal is a web-based platform integrated with Mojaloop. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

The Fintech Times

MAY 9, 2024

” Paymentology leverages its technology and robust payment card solutions to empower clients in the creation, distribution, and management of cards. “We take pride in establishing the capability to create secure stores of value within a regulated framework and seamlessly integrate systems through simplified APIs.

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

Fintech News

DECEMBER 12, 2024

In these models, banks lend funds to intermediaries like fintech companies or non-banking financial companies (NBFCs), which then provide loans to underserved sectors such as agriculture, small businesses and affordable housing. This ensure liquidity and supports transaction growth. of VC funding. of VC funding.

FinTech 98

FinTech Embedded Finance Payment APIs and Integration NOV 98

PYMNTS

AUGUST 7, 2019

Without a regulatory mandate, many in the financial services and FinTech space believe that competition will — and already has — nudged the industry toward embracing data integrations across platforms and service providers in the name of better banking experiences. For instance, in the U.K., Meanwhile, in the U.S.,

Office of the Comptroller of the Currency 72

Office of the Comptroller of the Currency Payment APIs and Integration Federal Reserve Small Business 72

PYMNTS

MARCH 10, 2020

The bank has its sights set on small businesses, startups and freelancers. NorthOne, which has an API-enabled platform, says it was built specifically for small businesses, from the ground up. In addition, the bank also features software integration with accounting, expense and eCommerce tools. .

Small Business 54

Small Business Payment APIs and Integration Underserved ATM 54

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. This accessibility benefits those in remote areas or with busy schedules, ensuring financial services are within everyone’s reach.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Payments Association

MAY 9, 2025

As well explain, it often seems like many of the services taken for granted by bigger businesses are just not there for SMEs. Basic access to payment systems, digital tools, and infrastructure that underpin daily operations and long-term growth are often out of reach. Often, talk around SME finance centres on access to loans.

Finance 88

Finance Cross-Border Payment APIs and Integration Real Time Payments 88

PYMNTS

JUNE 11, 2019

Until recently, these changes rarely impacted the small business (SMB) financial services (FinServ) sphere: Among the biggest challenges for entrepreneurs is accessing bank services that are smaller than enterprise-level offerings, yet more tailored to their needs than consumer-sized options.

Office of the Comptroller of the Currency 60

Office of the Comptroller of the Currency Small Business Payment APIs and Integration Third-Party Service Provider 60

Fintech Finance

APRIL 17, 2024

A full-service payment solutions provider, Aurora Payments launches ARISE Payment Platform, a cloud-based, payment-agnostic modern payment system designed specifically for SMBs (Small and Medium-sized Businesses). Most customers now prefer credit cards and digital payments to cash.

Stop Payment 52

Stop Payment Payment APIs and Integration ISVS Payments 52

PYMNTS

DECEMBER 7, 2016

Payoneer CEO Scott Galit used that word to respond to Karen Webster’s question about how marketplace suppliers were paid before digital payments and players like Payoneer who enable those payments existed. That also began a freewheeling conversation about the role of payments in transforming marketplaces — and vice versa.

Payment APIs and Integration 76

Payment APIs and Integration Payments Wire Wires 76

The Fintech Times

FEBRUARY 8, 2024

When I founded NovoPayment, I saw an opportunity to transform how financial services and payments were delivered across the Americas. Preferences range from remote banking to tap-to-phone payments, QR codes, or a combination of several transaction options. Latin America’s financial fragmentation requires localised approaches.

Product 69

Product Payment APIs and Integration Due Diligence Small Business 69

PYMNTS

APRIL 2, 2019

in decades, has announced that it is working with technology solutions company NYMBUS to integrate its core digital banking and payment services. MOXY bank , preparing to be one of the first new community banks to launch in the U.S. Following approval by the Federal Deposit Insurance Corporation (FDIC) and Washington, D.C.’s

Community Banks 46

Community Banks Payment APIs and Integration FDIC Mobile Deposit 46

Fintech News

APRIL 10, 2025

With AI-powered financial tools, seamless cross-border payments, and intuitive super apps reshaping everyday transactions, these fintechs in the Asia Pacific are not just changing how money moves. Capri Loans leverages advanced technology in its processes and has recently integrated business analytics too.

FinTech 113

FinTech Payment APIs and Integration Online and Mobile Banking AI 113

M2P Fintech

MARCH 25, 2025

It enables faster, more efficient, and more inclusive borrowing, particularly benefiting small businesses and rural borrowers. Lets get down to the b r ass t a cks of how ULI can help transform lending for small businesses with an example. His business is expanding, and he needs a loan of INR 1.5

Payment APIs and Integration 52

Payment APIs and Integration Verification Small Business Use Case 52

Fintech News

MARCH 26, 2024

3 SafexPay (India) SafexPay provides a comprehensive payment solution for businesses globally. It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4

FinTech 104

FinTech APACS Payment APIs and Integration Multi-Currency 104

PYMNTS

JUNE 22, 2018

Instead, startups in the payments processing, commercial card and cybersecurity market landed the top rounds of the week — with one company securing a $3 billion valuation with its massive investment. TradeIX integrates blockchain technology and a decentralized API platform to integrate into existing trade platforms.

Cybersecurity 52

Cybersecurity B2B Payment APIs and Integration Commercial Card 52

The Fintech Times

JUNE 13, 2024

Our mission is to provide accessible, secure, and cost-effective banking solutions tailored to the unique needs of underserved markets and clients, such as families, freelancers, digital nomads, and businesses often overlooked by larger banks. At the end of the day, what really drives us is our passion for making a positive impact.

Payment APIs and Integration 53

Payment APIs and Integration Underserved AI Innovation 53

PYMNTS

OCTOBER 28, 2019

Many of them are technical in nature, as firms — especially FinTech firms and traditional financial institutions (FIs) that want to bring digital payments to new markets — must navigate new relationships with multiple payment processors on a market-by-market basis to gain that acceptance. Payment Flows.

Credential 47

Credential FinTech Use Case Payment APIs and Integration 47

Nanonets

FEBRUARY 7, 2024

Flow lets users scan and approve invoices instantly, no matter their origin, and offers global payment options for free – critical in today’s interconnected economy. Bill.com, on the other hand, is renowned for its robust payment processing and broad (but entry-level) AP and AR capabilities.

Payment APIs and Integration 52

Payment APIs and Integration Automation Online and Mobile Banking Accounts 52

PYMNTS

MAY 27, 2016

The company explained that it integrates Big Data analytics and traditional financial assessment strategies to provide financing to entrepreneurs and small businesses that are underserved by traditional banks. “We will have more partnerships with banks to help with services like fraud and online payment protection.”

Online and Mobile Banking 40

Online and Mobile Banking B2B Payment APIs and Integration Credential 40

Fintech News

JANUARY 22, 2025

It also extends across industries, enabling seamless integration of financial tools into everyday activities. Open banking also fosters innovation, as fintechs and third-party providers can develop new products and services through secure API integrations. Such hyper-connectivity is not limited to financial services.

Cross-Border 120

Cross-Border Payment APIs and Integration AI Financial Inclusion 120

Fintech Review

JANUARY 14, 2025

Businesses and consumers alike are witnessing a seismic shift in how financial interactions are managed, from digital payments to sophisticated lending platforms. One of the growing trends, neobanks target underserved segments, including small businesses and freelancers.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

The Fintech Times

NOVEMBER 23, 2024

MNT-Halan, recognised as Egypt’s first fintech unicorn, is extending its reach to unbanked and underbanked populations by integrating microlending, consumer finance, digital wallets, card services and payments within a single app. How do you balance the needs of such a diverse, underserved user base?

Underserved 72

Underserved Payment APIs and Integration Financial Literacy Financial Inclusion 72