Fintech Finance

SEPTEMBER 18, 2024

Brex, the corporate card and spend management platform for startups and enterprises, today announced Brex Embedded payments – a new API-driven payments solution that makes it easy for B2B software vendors to accelerate customer workflows with Brex virtual cards.

Global Payments 105

Global Payments Payment APIs and Integration Embedded Payments Reconciliation 105

The Fintech Times

JUNE 20, 2024

European insurer, Allianz Trade , is collaborating with BPL , a specialist credit and political risk insurance (CPRI) broker, to improve how underwriters and brokers share enquiry data using Application Programming Interface (API) integration via the independent digital trading platform Whitespace , a Verisk subsidiary.

Underwriting 59

Underwriting Payment APIs and Integration Non-Bank API 59

PYMNTS

APRIL 15, 2020

To that end, said Daniela Mielke, CEO at RS2 Software , in an interview with Karen Webster, application programming interfaces (APIs) can help integrated software vendors (ISVs) and payment facilitators (PayFacs) make payments “invisible” as part of the merchant and consumer experience — and offer those merchants a range of value-added services.

ISVS 69

ISVS API Payment APIs and Integration Value Added Service 69

PYMNTS

DECEMBER 16, 2020

Zhang and his co-founder, Ansel Parikh, had been developing Finch initially as a way to integrate consumer lending products within online marketplaces and other businesses, unlocking those firms' customer data to underwrite financing. It requires a lot of technical integration effort.".

Payroll 116

Payroll Underwriting Use Case API 116

PYMNTS

SEPTEMBER 22, 2020

This week's look at the latest in open banking initiatives shows creativity in how FinTechs, credit unions (CUs) and banks wield data integrations for the benefit of corporate end users, from streamlined credit underwriting to automated expense management. ClearBank Dives Into Multicurrency Accounts Via API. In the U.K.,

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110

Finextra

JUNE 23, 2025

AdviceRobo has led the change in integrating explainable AI (XAI) —highlighting which behavioral traits influenced a risk score, and why. In insurance , our agents help underwrite policies using behavioral data, making coverage more accessible for underserved or high-risk segments. The ambition?

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

PYMNTS

MARCH 12, 2020

Bectran Augments Cash Application With API. Among the new features is an open application programming interface (API) designed to address the variety of formats that FIs use to provide payment data. Equiniti Eyes APIs for Risk Management. Yes Bank Woes See API Disruption. Yet maturation is low.

Payment APIs and Integration 77

Payment APIs and Integration API Small Business Underwriting 77

PYMNTS

FEBRUARY 6, 2020

Meanwhile, the Monetary Authority of Singapore (MAS) continues to drive financial services innovation through the availability of banking licenses for FinTech firms, with a focus on exploring the opportunities for application programming interfaces (APIs) to expand the market’s Open Banking capabilities. Nacha Unlocks Payments Data.

Payments Data 73

Payments Data Payment APIs and Integration Credit Union NACHA 73

Stax

APRIL 17, 2025

As these ecosystems evolve, ISV partnerships have become essential for companies looking to scale, reach new markets, and offer integrated ISV solutions. AWS, Microsoft, Salesforce) to integrate, co-market, and grow together. AWS, Microsoft, Salesforce) to integrate, co-market, and grow together.

ISVS 88

ISVS Payment APIs and Integration API Underwriting 88

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Exact Payments

JANUARY 14, 2024

Whether you run a SaaS business, platform or marketplace, all online businesses need a secure and convenient way to accept and process payments. Payment monetization is a form of embedded finance and a method software providers and independent sales vendors are increasingly turning to in order to sustain scalable growth.

Payment APIs and Integration 52

Payment APIs and Integration Payments CRM Embedded Finance 52

Exact Payments

JANUARY 14, 2024

Whether you run a SaaS business, platform or marketplace, all online businesses need a secure and convenient way to accept and process payments. Payment monetization is a form of embedded finance and a method software providers and independent sales vendors are increasingly turning to in order to sustain scalable growth.

Payment APIs and Integration 52

Payment APIs and Integration Payments CRM Embedded Finance 52

The Fintech Times

MARCH 11, 2025

Partnerships Klarna , the AI powered global payments network and shopping assistant, has partnered with Blackhawk Network (BHN), a global branded payments provider, to expand Klarnas Gift Card Store in Germany, Italy and The Netherlands. Torres has over nine years of SBA experience, including lending and credit underwriting.

FinTech 59

FinTech Payment APIs and Integration Online and Mobile Banking Non-Bank 59

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. For instance, the increase in use of digital and automated processes is likely to continue.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Fintech Times

JUNE 30, 2025

AI, automation, and embedded insurance are just some of the technologies driving change in everything from underwriting and claims to customer engagement, leading many industry firms and leaders to rethink their approach. By doing so, insurers can reduce risk, boost agility, and set the pace in a more complex, customer-driven market.”

Payment APIs and Integration 59

Payment APIs and Integration AI Underwriting Treasury 59

Stax

FEBRUARY 15, 2024

The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another. In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

M2P Fintech

APRIL 4, 2025

SCF enhances business cash flow by facilitating convenient payment terms between buyers and suppliers. In this model, both parties reap the benefits: Suppliers receive quicker payments Buyers enjoy extended credit periods It not only optimizes cash flow but also stabilizes the supply network during market fluctuations.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

Fintech News

SEPTEMBER 4, 2024

By replacing traditional payment methods like invoice factoring, which are often outdated and cumbersome, Fluid offers a seamless, efficient, and flexible payment option for both buyers and suppliers. The platform’s automated underwriting allows for same-day decision-making and fund disbursement, streamlining the lending process.

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

Stax

JANUARY 29, 2024

Innovative ISVs and SaaS companies know that one of the best ways to provide value to merchants—while improving your bottom line—is to provide integrated payments. For example, if you’re an invoicing software provider that lets SMBs manage their billing, then it makes sense to add payment processing tools to your platform.

ISVS 88

ISVS Payment APIs and Integration Processors Payments 88

Stax

JANUARY 22, 2024

In a world where we’re spending more and more time online and every click is a potential transaction, it’s no surprise the eCommerce and digital payments sectors are experiencing exponential growth. In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

Fintech Review

APRIL 11, 2025

Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Payments and Transfers This is the most mature segment. What Is Fintech? At its core, fintech challenges the status quo.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

AUGUST 12, 2024

Technology firm Microsoft is working with Axis Bank and Aditya Birla Capital, among others, to deploy processes using genAI to transform contact centers, boost sales and overhaul claims and underwriting processes. Revenue from embedded finance in India is expected to grow at an annual growth rate of 30.4% billion by then.

Embedded Finance 113

Embedded Finance FinTech Non-Bank Cross-Border 113

PYMNTS

NOVEMBER 16, 2020

That was largely behind the acquisition of Ario, whose proprietary data analytics technology can facilitate invoice financing and loans via integrated infrastructure. It also means support of flexible payment terms, with Thinking Capital allowing borrowers to choose between daily, weekly or bi-monthly repayments. Flexible Technology.

Technology 115

Technology Payment APIs and Integration Small Business Finance 115

PYMNTS

NOVEMBER 17, 2020

Highlighting the need to accelerate access to capital for SMBs, HSBC said it is integrating Biz2X within its existing HSBC Fusion offering to speed up credit application approval. Biz2Credit's technology can also enhance underwriting to mitigate risk even further for the financial institution (FI), it said.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

PYMNTS

JUNE 24, 2020

The insurance industry is all about risk mitigation, and not only when it comes to underwriting policies. Averse to the risk of change, the property and casualty (P&C) insurance arena has been resistant to embrace electronic payments when disbursing funds to claimants. Insurance carriers as a whole are averse to risk,” he said. “I

Business Continuity 114

Business Continuity Mitigation Continuity Risk 114

Fintech News

OCTOBER 28, 2024

The company replaces traditional B2B payment methods (e.g. Their system seamlessly integrates with clients’ existing infrastructure to automate the entire payout process, from invoice generation to payment execution. Thitsa Payment Portal is a web-based platform integrated with Mojaloop. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

PYMNTS

OCTOBER 15, 2020

We are super-energized to have one of the leaders in the payment space – PayPal – as a major investor,” Levin told Webster. But he noted that integrating APIs into the online point of sale is boosting conversions on extended warranties. Extend and our underwriting partners are taking on all the risk.”. Simplicity Sells.

PayPal 133

PayPal Payment APIs and Integration Bots Product 133

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Fintech Finance

FEBRUARY 15, 2024

NMI , a global leader in embedded payments, unveils NMI Payments, the comprehensive embedded payments solution for software companies, independent sales organizations (ISOs) and payment professionals. The solution allows partners to manage the full merchant and client payment life-cycle.

Embedded Payments 52

Embedded Payments Payment Solutions Payment APIs and Integration ISOs 52

Stax

MARCH 15, 2025

Enter payment monetization. Having a strategy to monetize payments gives SaaS companies an additional revenue stream while enhancing the customer experience and reducing customer churn. But how exactly should a SaaS company monetize payments? What is Payment Monetization?

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

PYMNTS

APRIL 17, 2020

Connecting Accounting to Payments. Further, APIs can facilitate collection of this data in real time throughout the day, rather than overnight or at periodic times during the month. Open banking enables these platforms to obtain information more quickly and securely, explained Vaccino. Optimizing Business Lending.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

OCTOBER 25, 2016

Global payments tech firm BlueSnap announced the expansion of its international coverage to include local processing capabilities throughout the U.S., The updated Powered Buy Platform will support integration through a single API, one merchant account and one underwriting process. Canada, the EU and LATAM.

Gateways 68

Gateways Payment APIs and Integration Online and Mobile Banking Underwriting 68

Fintech Finance

AUGUST 20, 2024

billion charging sessions by 2026 , EV Connect , a leading EV charging business platform, today announced a strategic partnership with BlueSnap , a global payment orchestrator. The BlueSnap integration is available through the EV Connect white label app or via the Partner API, accommodating charging operations of all sizes.

Payment Solutions 52

Payment Solutions Payment APIs and Integration Multi-Currency Fraud Detection 52

Fintech Finance

APRIL 17, 2024

A full-service payment solutions provider, Aurora Payments launches ARISE Payment Platform, a cloud-based, payment-agnostic modern payment system designed specifically for SMBs (Small and Medium-sized Businesses). Most customers now prefer credit cards and digital payments to cash.

Stop Payment 52

Stop Payment Payment APIs and Integration ISVS Payments 52

PYMNTS

JANUARY 21, 2021

Cohen likened The Floor’s approach to building an “app store” of digital technologies that can be deployed as banks can improve their internal tech stacks with a range of new integrations. The need to streamline new product development is especially urgent as banks have had to pivot to online channels amid the pandemic.

Due Diligence 121

Due Diligence Payment APIs and Integration On-Demand Money Laundering 121