EBizCharge

JUNE 6, 2025

In this article, you’ll learn what high-risk merchant accounts for the firearms industry entail, the common challenges GunBroker users face, and why EBizCharge is the most optimal payment gateway for these users. GunBroker merchants must have a reliable payment gateway. What is GunBroker?

Payment Gateways

Stax

DECEMBER 27, 2023

Moreover, many merchant accounts today come bundled with a payment gateway, another crucial component of the online payment process that streamlines transactions and protects against fraudulent activity. The focus of online merchant accounts is ensuring that payments are processed securely and fraudulent behavior is identified.

Accounts

Fintech News

SEPTEMBER 4, 2024

Unlike traditional lenders that focus primarily on financial statements, it integrates seamlessly with various data sources such as accounting software, payment gateways, e-commerce platforms, online marketplaces, and digital advertising platforms. With a US$6.6

FinTech

Paystand

DECEMBER 10, 2024

Table of Contents What is a Payment Processor? Why Are Payment Processors Important, and Why Does Your Business Need One? How Does a Payment Processor Work? A service that allows businesses to accept credit and debit card payments by managing the transaction process between merchants and banks.

Processors

International Payments Processing

DECEMBER 29, 2021

This allows merchants to accept payments and continue to operate their business with peace of mind. Step 2: Onboarding mid-management: After gathering all the required documentation, we start creating an underwriting score for each merchant. and establish the payment gateway for customers.

Risk

International Payments Processing

DECEMBER 29, 2021

This allows merchants to accept payments and continue to operate their business with peace of mind. Step 2: Onboarding mid-management: After gathering all the required documentation, we start creating an underwriting score for each merchant. and establish the payment gateway for customers.

Risk

Stax

JANUARY 8, 2024

Learn More Mitigating Risks as a PayFac: Key Risk Categories As you may already know, as a payment facilitator, you can enable your software users (or sub-merchants ) to accept payments through your SaaS platform—without having to use a third-party payment gateway or provider.

Risk Management

The Paypers

OCTOBER 9, 2019

(The Paypers) First Atlantic Commerce (FAC) , a global online payment solutions provider, has teamed up with Core Technologies to enable Core Technologies UnderWriter insurance platform clients to accept online payments.

Real Time Payments

PYMNTS

DECEMBER 21, 2020

She said a reason for the low adoption of commercial cards is there are still limitations on what cards can be used for (for example accounts payable expenses like office rent cannot be put on card), as well as the banks’ risk appetite and ability to underwrite credit lines to SMBs in the region. That slows down onboarding and adoption.

Commercial Card

Exact Payments

AUGUST 24, 2023

In almost all cases, ISOs are “hands-off” in that they aren’t directly involved in the process outside of actually accepting card data and processing payments. A payment facilitator, on the other hand, is actively involved in the payment process (hence the name “facilitator”). They are essentially mini-payment processors.

ISOs

Fintech Finance

FEBRUARY 15, 2024

By optimizing and automating payment processes, underwriting and workflows, merchants can be onboarded quickly, ready to start accepting payments in minutes. NMI Payments was created with the developer in mind.

Embedded Payments

Exact Payments

OCTOBER 30, 2023

Payment gateways Payment gateways are software applications that support the online transaction process. They function like digital card readers that securely transmit customer payment information to the payment processor — and ultimately to the merchant so they can get funded.

Facilitators

Clearly Payments

DECEMBER 9, 2023

You can think of both the ISO and the PayFac as the Payment Gateway stage. The online payment page of the business displays pertinent information, including payment options, pricing, taxes, and messages indicating approval or decline. At the core of a credit card transaction is the acquirer.

ISOs

PYMNTS

MAY 13, 2016

As the CEO of NMI, Banks has mashed up the notion of a payments gateway with the notion of merchant aggregation to create a platform that powers this whole new category of player. A PayFac can remove the long, arduous underwriting process and get merchants up and running quickly – in a matter of minutes versus a few days or even weeks.

ISOs

Fintech News

MARCH 18, 2024

The company operates TrueMoney, a fintech platform and super-app that provides products and services including the TrueMoney Wallet, WeCard by MasterCard, TrueMoney Cash Card, Kiosk, Express, Payment Gateway, and Remittance. TrueMoney claims 27 million users, of which 17. million being active users.

FinTech

PYMNTS

APRIL 19, 2016

Payments technology provider linked2pay said Monday (April 18) that its Bank Centric Payments platform has been integrated with Chargent, the processing solution included in the Salesforce AppExchange. Chargent has been live since 2009.

ACH

PYMNTS

MAY 24, 2017

A partnership between logistics giant FedEx and online global payment gateway BlueSnap will make it easier than ever for merchants to ship their products worldwide. Plus, an estimated estimated 30 percent of sales could be forfeited simply due to difficulties with payments processing.

Cross-Border

Stax

MARCH 15, 2025

Companies that implement local payment methods of monetization create a more complete, branded payments experience tailored to the needs of their software users. This includes underwriting, risk management, and settlement experiences, which have been traditionally managed by third parties.

Enrollments

Payment Savvy

OCTOBER 7, 2020

Once you have the perfect custom payment solutions built, expect to provide documentation on your entity for underwriting review. Once your merchant application is approved, your merchant provider will help set up a payment gateway and establish a recurring payment form on your website.

Innovation

EBizCharge

NOVEMBER 12, 2024

Merchant application information is critical in the underwriting process , which assesses the risk of providing merchant services to a business. Once approved, a merchant account is established, enabling the business to integrate various payment solutions, such as payment gateways for online, mobile, and in-person payments.

Online and Mobile Banking

Exact Payments

SEPTEMBER 25, 2023

Specifically, you will need to: Register with an acquiring bank Register with the card brands (Visa, Mastercard, American Express, Discover) Decide on a payment gateway (this is only relevant if you won’t be using or developing a proprietary payment gateway).

PCI DSS

Clearly Payments

DECEMBER 5, 2023

PayFacs Adyen Braintree Intuit Payments PayPal Square Stripe The Steps to Get a Payment Processing Account The process of obtaining a payment processing account involves several steps, encompassing application submission, underwriting, and approval.

Processors

The Fintech Times

DECEMBER 21, 2023

Alchemy Pay, a fiat-crypto payment gateway, has entered into a strategic partnership with Worldpay , the global acquirer, to amplify its payment channels and elevate its payment capabilities. The platform will automate the collection and processing of full cycle EDI messages for Europa Underwriting.

FinTech

Finovate

APRIL 9, 2024

Rove leverages a cash-flow algorithm for underwriting to offer a no-annual-fee travel card that allows average spenders to earn a free trip each year. Payments xPay offers a payment gateway orchestrator coupled with a managed gateway solution to help businesses in India and Southeast Asia can go international more easily.

FinTech

Stax

JANUARY 10, 2024

These include per-transaction fees and fees that are charged on a recurring basis to maintain certain services: Gateway fees. There will be a fee for using an online payment gateway to securely transmit payment data to the card network and the acquiring bank. Statement fees.

Credit Cards

Clearly Payments

JUNE 28, 2024

The Definition of Embedded Payments Embedded payments refer to the integration of payment processing capabilities directly into a digital interface without the need to redirect users to an external payment gateway.

Embedded Payments

CB Insights

FEBRUARY 13, 2020

In this report, we dive into Stripe’s unique strategy, growth trajectory, product set, and where the $35B payments giant sees the global online commerce market heading next. A decade of online payments innovation. PayPal and Square emerge as leaders in the payments space. TABLE OF CONTENTS. Focus on developers.

Online and Mobile Banking

PYMNTS

DECEMBER 14, 2017

The disjointed process of finding and linking up with a merchant provider, or of using different payments gateways, would disappear. Cottrell noted that a master merchant or merchant of record takes on all the liabilities – but, in linking up with the underwriting institution, questions arise.

Facilitators

Fintech Labs Insights

JUNE 25, 2015

Payments gateway for online marketplaces. Tags: Lending, underwriting, consumer, loans, P2P, crowdfunding, investing. Data analytics with financial services focus. Latest round: $3.8 Total raised: Unknown. Source: FT Partners. PromisePay. Louis, Missouri. Latest round: $2 million. Total raised: $2.1 Source: FT Partners.

FinTech

Stax

JANUARY 17, 2024

This enables business owners to accept payments directly through their SaaS platform without needing a Merchant ID (MID)—as is the case with traditional merchant account providers. Instead, the PayFac uses its master merchant account to facilitate payments for its sub-merchant accounts.

ACH

PYMNTS

JUNE 28, 2019

The $5 million Series A investment for San Francisco-based Car IQ will be used to help the company accelerate development of its payment gateway that enables vehicles to autonomously connect with bank payment networks. This week, the company revealed a $24 million investment from Oak HC/FT.

Small Business

Fintech Labs Insights

JANUARY 13, 2016

Asian payment gateway. Tags: SMB, lending, loans, commercial lending, underwriting, alt-lender, Accion (investor). Total raised: $319.7 million ($44.7 million Equity, $275 million Debt). HQ: New York City. Source: Crunchbase. Dutch person-to-person SMB lender . Latest round: $100 million Debt. Total raised: Unknown. Tiendo Pago.

Underwriting

Fintech Labs Insights

AUGUST 11, 2016

Payment gateway. Tags: Consumer, credit, loans, underwriting, underbanked, credit scoring. Latest round: $330 million ($30 million Series C + $300 million Debt). Total raised: $754 million ($78.6 million Equity, $675 million Debt). HQ: New York City. Source: Crunchbase. Building tracking stocks for professional athletes.

Underwriting

PayHawk

APRIL 18, 2023

P Payment Card A card that can be used to make electronic payments, such as a credit or debit card. Payment Gateway A service that enables merchants to accept electronic payments from customers through a website or mobile application.

Process

Fintech Labs Insights

MAY 26, 2016

EPG (Easy Payment Gateway). Payment management . Tags: SMB, merchants, payments, point-of-sale, mobile, credit/debit card aquiring. Source: Crunchbase. YieldStreet. Marketplace lender. Latest round: $3.7 million Seed. Total raised: $3.7 HQ: New York City. Source: Crunchbase. Love Will Inc. Latest round: $2.51 BrightFlag.

Debit Card

Fintech Labs Insights

AUGUST 1, 2016

Payment & trade finance for microbusinesses. Payment solutions for the fresh-produce industry. Mobile payment & financing platform for field sales. Mobile payments platform. Tags: Consumer, payments, mobile, credit/debit cards. HQ: Ahmedabad, India. Source: Crunchbase. West Creek Financial. million ($3.5

Underwriting

CB Insights

DECEMBER 4, 2019

In June 2018, the Warranty Group, which underwrites Amazon Protect in the UK and abroad, was purchased by Assurant for a rumored $2.5B. Capital Float has also expanded into point-of-sale financing for retailers, launched an online payments gateway for borrowers to repay loans, and started piloting alternative underwriting models.

Online and Mobile Banking