VISTA InfoSec

APRIL 28, 2024

The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 In this blog, we will understand PCI DSS compliance 4.0 for banks, its requirements, and the role of PSI QSAs and PSI SAQs in this process. What is PCI DSS Compliance for banks? What is PCI DSS Compliance for banks?

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PCI DSS Compliance Assessments Data Breach 130

VISTA InfoSec

JULY 5, 2023

In this blog post, we’ll delve into the significance of PCI DSS compliance in healthcare and explore how it helps protect patient data and privacy. You may be wondering, what is the role of PCI DSS in healthcare if an organization is already HIPAA compliant? What is PCI DSS in the Healthcare Industry?

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PCI DSS Compliance Data Breach Breach 130

VISTA InfoSec

MARCH 5, 2024

The Payment Card Industry Data Security Standard (PCI DSS) is no exception. With the recent release of PCI DSS v4.0, Changes in Requirement 9 of PCI DSS v3.2.1 to PCI DSS v4.0: Requirement V.3.2.1(9.1) PCI DSS v4.0 PCI DSS v4.0 Specific Visitor Rules None v4.0

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PCI DSS Procedures Assessments Checks 147

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0

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PCI DSS Security Encryption Risk Assessment 130

PCI Security Standards

AUGUST 20, 2024

Merchants around the world use the Payment Card Industry Data Security Standard (PCI DSS) to safeguard payment card data before, during, and after a purchase is made. The standard is intended for all entities involved in payment card processing, including merchants, processors, acquirers, issuers, and service providers.

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PCI DSS Processors Issuers Data Security 131

Cardfellow

APRIL 27, 2025

You can also check out the PCI at a glance infographic for a quick overview. For simplicity, I will just refer to PCI DSS standards as PCI for the rest of this article. What is PCI again? In the past, Ive written about how to achieve and maintain PCI compliance. Timeline PCI version 4.0 requirements.

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PCI DSS Encryption Processors Credit Cards 52

VISTA InfoSec

MARCH 6, 2024

Requirement 10 of the PCI DSS covers logging and monitoring controls that allow organizations to detect unauthorized access attempts and track user activities. In the newly released PCI DSS 4.0, to PCI DSS 4.0. Whether you’re currently compliant under PCI DSS v3.2.1 In PCI DSS v4.0,

PCI DSS 130

PCI DSS Procedures Best Practices Risk Assessment 130

VISTA InfoSec

JANUARY 23, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). Networks that store, process, or transmit cardholder data naturally fall within the PCI DSS scope and must be assessed accordingly. PCI DSS v3.2.1 PCI DSS v4.0

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PCI DSS Encryption Procedures Best Practices 130

VISTA InfoSec

JANUARY 29, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). We’ve been journeying through the various requirements of this critical security standard, and today, we’re moving forward to explore Requirement 5 of PCI DSS v4.0. compared to PCI DSS v3.2.1. PCI DSS v3.2.1

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PCI DSS Phishing Best Practices Procedures 130

VISTA InfoSec

FEBRUARY 21, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS) requirements. This requirement is a critical component of the PCI DSS that has undergone significant changes from version 3.2.1 Conclusion: The transition from PCI DSS v3.2.1 to the latest version 4.0.

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PCI DSS Database Best Practices Procedures 130

Fintech Finance

DECEMBER 16, 2024

This extensive network, combined with its full-featured backoffice, enables merchants to optimize and manage their payment processes. ” This adds to Praxis Tech’s existing data compliance credentials, including its adherence to the PCI-DSS Level 1 standard for safeguarding card payment data.

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ISOs PCI DSS Accreditation Security 95

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. In this blog post, we will delve into the changes introduced in PCI DSS Requirement 8 from version 3.2.1 Similarly, adds the need for a process to handle potential exceptions.

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PCI DSS Best Practices Authentication Rules 130

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?

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Process Processors Payments Compliance 104

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 a: Verify that software-development processes align with industry standards/best practices. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0,

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PCI DSS Procedures Best Practices Verification 100

The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

Stax

JULY 16, 2024

If merchants are exposed to security vulnerabilities when processing digital payments, the risk of cardholder data falling into the wrong hands increases exponentially. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

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PCI DSS Compliance Credit Cards Encryption 88

VISTA InfoSec

JANUARY 9, 2024

And mark your calendars, because the current PCI DSS v3.2.1 That’s right, the PCI Security Standards Council (SSC) has announced the release of the new and improved PCI DSS v4.0, That’s right, the PCI Security Standards Council (SSC) has announced the release of the new and improved PCI DSS v4.0,

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PCI DSS Procedures Authorization Security 113

VISTA InfoSec

MAY 12, 2024

Work with PCI DSS Compliant Vendors While the PCI DSS (Payment Card Industry Data Security Standard) is not a legal requirement, it is a sign that an organization or a product is up to par when it comes to combating common cyber threats.

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PCI DSS Security Compromise Best Practices 277

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 PCI DSS v3.2.1 PCI DSS v4.0 Minimize cardholder data storage by implementing policies, procedures, and processes for data retention and disposal.

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PCI DSS Encryption Procedures Authentication 100

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. It applies to any entity that processes, stores, or transmits credit card information making it especially relevant to banks and financial institutions. What’s New in PCI-DSS Version 4.0?

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PCI DSS Compliance MFA Assessments 59

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.

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Credit Cards Process Processors Push-to-Card 88

Stax

MARCH 5, 2025

And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly. How Can Internet Card Payment Processing Help My Business?

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Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

MARCH 11, 2025

As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

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Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

VISTA InfoSec

MAY 12, 2024

It focuses on controls related to security, availability, processing integrity, confidentiality, and privacy of data.

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PCI DSS Compliance Security ISOs 279

Stax

NOVEMBER 21, 2024

In this article, you will discover all you should know about credit card payment processing for small businesses. We have also put together a list of the top three best credit card processing platforms for small businesses.

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Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. This article dives into what a payment processing system is, how it works, and its benefits. TL;DR A payment processing system is the underlying infrastructure for digital and electronic payments.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Basis Theory

NOVEMBER 12, 2024

How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. Tokenization, therefore, refers to the process of creating a token and storing it within a secure vault. They opt for a tokenization platform to process payments with many payment processors.

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Encryption Payment APIs and Integration PCI DSS Returns 157

Fintech News

APRIL 17, 2025

Security features include Payment Card Industry Data Security Standard (PCI DSS) certification, transaction verifications like 3DS/AVS, and user-set spending limits. Todays small businesses often have global ambitions, but outdated payment processes can hold them back.

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Visa Global Payments PCI DSS Treasury Management 118

VISTA InfoSec

OCTOBER 11, 2023

The Payment Card Industry Data Security Standard ( PCI DSS ) aims to prevent financial fraud by securing payment card data. In this process, you’ll come across key terms like PCI SAQ (Self-Assessment Questionnaire), AOC (Attestation of Compliance), and PCI ROC (Report on Compliance).

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PCI DSS Audit Compliance Assessments 130

VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Completing the SAQ is a key step in the PCI DSS assessment process, followed by an Attestation of Compliance (AoC) to confirm accuracy.

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PCI DSS Assessments Credit Cards Compliance 130

Clearly Payments

JANUARY 21, 2025

Challenges in Government Payment Processing Government agencies manage a diverse range of payment types, including tax payments, permit fees, licensing, utility bills, and fines. Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems.

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Government Payments Governance Government PCI DSS 59

VISTA InfoSec

MARCH 25, 2025

Organization that are certified by CREST goes thorough assessments of their methodologies, quality assurance processes, and data security measures, offering assurance to clients seeking reliable and trustworthy security services.

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Cybersecurity Accreditation PCI DSS Assessments 130

Fi911

MAY 14, 2025

Encryption is the process of converting plain text data into an unreadable format (ciphertext) using algorithms and encryption keys. Compliance Considerations Encryption must be managed carefully to comply with PCI DSS, GDPR, and similar frameworks. What Is Encryption? Tokenization may be the easier path.

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Encryption PCI DSS Online and Mobile Banking Database 89

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Look for PCI DSS-compliant payment gateways that optimize the security of credit and debit card transactions. Learn More What is a Payment Gateway? This is to allow for refunds and chargebacks.

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Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech Finance

FEBRUARY 20, 2025

Runa , the leading global fintech infrastructure for the next generation of payouts experiences, today announced the launch of Runa Assure, a security suite specifically built to fortify payout processes against threats of fraud, cyberattacks, and compliance risks.

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PCI DSS Security Payment APIs and Integration MFA 86

Fintech Finance

NOVEMBER 27, 2024

Lloyds Bank Merchant Services, the bank’s card payments processing and acceptance unit, is encouraging retail merchants to ensure that their payment platforms are ready to capitalise on the volume surges expected over Black Friday.,

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PCI DSS Alternative Payment Methods Payments Data Encryption 105

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.

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Underwriting PCI DSS Money Laundering Processors 68