The Payments Association

JULY 23, 2025

Additional reasons UK banks choose Worldline: Regulatory confidence: Our team has navigated complex regulatory requirements across multiple jurisdictions, ensuring PCI DSS compliance and FCA alignment from day one. Risk-mitigated migration: Portfolio migrations represent significant operational risk.

PCI DSS

PCI Security Standards

MARCH 26, 2025

I'm Alicia Malone, Director of Communications and Public Relations for the PCI Security Standards Council. As many of our listeners are aware, we are quickly approaching the deadline to adopt the future-dated requirements of PCI DSS version 4.0.1 on March 31st, 2025. and 11.6.1.

PCI DSS

Clearly Payments

JANUARY 21, 2025

Security Risks: Older systems are more vulnerable to cyber threats, putting sensitive citizen data at risk. Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems. Cost-Effective: We provide transparent pricing to help governments maximize their budgets.

Government Payments

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting

The Payments Association

MAY 16, 2025

Smart routing and optimisation: Advanced POPs leverage machine learning and real-time analytics to route transactions intelligently, considering cost efficiency, transaction success rates, geographic proximity, and risk scoring. These tokens are useless if intercepted, significantly mitigating the risk of data breaches.

Transactions

Stax

JANUARY 21, 2025

Consider support for high-risk industries if applicable. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Also, some businesses in industries like cryptocurrency, gaming, gambling, and travel are considered high risk.

Payment Gateways

Fintech Finance

FEBRUARY 17, 2025

Leveraging artificial intelligence (AI) technology, PhotonPay has further streamlined anti-money laundering (AML) and counter-terrorism financing (CFT) processes, enhanced its risk management system and effectively reduced financial crime risks. “Compliance is the foundation of trust in global payments.

Compliance

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. This process helps reduce the risk of unauthorized transactions and fraud. What is a Bank Identification Number (BIN)?

Process

Stax

APRIL 3, 2025

Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. High-risk industry – CBD, adult, gambling, cryptocurrency, and online pharmacies are considered high-risk businesses. But with more control comes great responsibility.

Payment Solutions

VISTA InfoSec

MARCH 25, 2025

Industry-Specific Security Assessments: Identifying and addressing unique vulnerabilities and risks that are specific to your industry, with customized penetration testing solutions designed to meet your sectors requirements.

Cybersecurity

Fintech Finance

MARCH 4, 2025

NMI’s Payment Card Industry Point-to-Point Encryption (PCI P2PE) solution significantly reduces the complexity of PCI DSS compliance for train operating companies and the ticketing provider.

Payment Solutions

Fintech Finance

FEBRUARY 20, 2025

Runa , the leading global fintech infrastructure for the next generation of payouts experiences, today announced the launch of Runa Assure, a security suite specifically built to fortify payout processes against threats of fraud, cyberattacks, and compliance risks.

PCI DSS

Clearly Payments

MARCH 14, 2025

Issuer Approves or Declines : The issuing bank verifies the cardholders account balance, fraud risk , and other factors before approving or declining the transaction. Tokenization : Converts sensitive card data into a unique token, reducing the risk of data breaches.

Credit Cards

Paystand

JUNE 27, 2025

Implementing security standards like PCI DSS, KYC checks, and access controls strengthens risk management. Continuous assessment, transaction monitoring, and vulnerability management are essential for protecting customers.

PCI DSS

Clearly Payments

JULY 17, 2025

Controlled Transfers to Operating Accounts Move earned fees only when appropriate, reducing risk and simplifying reconciliation. Built-In PCI and Data Security Compliance All payment processing meets security standards to protect sensitive client and payment information with PCI DSS.

Legal

Finextra

JULY 3, 2025

Security, compliance, and transparency Without strong security, you risk user trust. Important factors to consider when choosing a wallet software You need to look beyond the feature list. Important factors to consider when choosing a wallet software You need to look beyond the feature list. Make sure your wallet follows KYC and AML rules.

eWallet

Finextra

JUNE 13, 2025

That’s where the real risk lies. But these measures alone don’t eliminate the inherent risks of decentralised data. It simplifies compliance and risk management by centralising sensitive data into a single, tightly controlled location. If your business handles payments, it’s time to ask: why hold the risk at all?

Data Security

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches. This enables rapid scaling of new payment use cases, without duplicating risk exposure.

Security

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards

Stax

MARCH 18, 2025

A good system plays a vital role in managing cash flow, alleviating fraud risk, and enhancing customer satisfaction. The issuing bank approves or declines the transaction – If the payment details are correct, the customer has sufficient funds in their account, and theres no fraud risk, the issuing bank approves the transaction.

Process

Fintech Finance

JUNE 9, 2025

PEM has numerous workstreams all aimed at driving competition, innovation, financial inclusion and addressing fraud and risk in an open, interoperable system. As a further display of commitment to the region, PayU GPO received PCI DSS v4.0.1 Attestation of Compliance (AoC) for both South Africa and Nigeria.

PCI DSS

My Payment Savvy

JUNE 16, 2025

This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance. Any hiccups risk abandoned carts and lost sales. High-risk industries face stricter requirements—sometimes including processing history, financial statements, and reserve funds.

Payment Gateways

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors. Security risks due to sensitive card details stored on merchant servers.

Payment APIs and Integration

Clearly Payments

NOVEMBER 18, 2024

Reputation risk: Excessive chargebacks can damage your standing with card networks. Effective chargeback management mitigates these risks while protecting your bottom line and customer relationships. Key Regulatory Guidelines PCI DSS : Ensure secure handling of cardholder data with PCI DSS.

PCI DSS

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. Its also not an option to have them; you must ensure PCI compliance.

Credit Card Payment Processing

Finextra

JULY 24, 2025

Focus on compliance, security, and risk management Payments are sensitive. So, you should choose a payment platform that has built-in fraud detection and risk scoring. And choose a team that offers ready-to-deploy platforms with strong technical support. That’s what your customers expect.

Digital Payments

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

Credit Cards

Finextra

JUNE 25, 2025

In a world of instant expectations, rising digital risk, and hypercompetition, AI is not a future concept,it’s the present differentiator. Real-Time Compliance & AML Monitoring With faster payments come faster risks—and heightened regulatory expectations. Here’s how AI is redefining payments at every layer of the stack.

Fraud Detection

Stax

MAY 5, 2025

A chosen Payment Gateway should comply with up-to-date security standards, like PCI DSS (Payment Card Industry Data Security Standard), data encryption, and tokenization, and have effective fraud prevention measures.

Payment Gateways

Stax

APRIL 8, 2025

Interchange fees cover transaction processing costs, fraud prevention costs, and the risk incurred by the issuing bank if the cardholder fails to pay. 2.7%), since in-person transactions carry lower fraud risk. This fee isnt a fixed rate for all transactions. It fluctuates based on factors such as card type and transaction type.

Credit Cards

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). In addition to compliance measures, implementing fraud prevention tools enhances security and minimizes financial risk.

Credit Cards

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing

EBizCharge

FEBRUARY 24, 2025

Businesses must ensure their chosen option complies with Payment Card Industry Data Security Standards (PCI DSS) and other regulatory requirements, particularly when handling sensitive financial data. Solutions that offer tokenization and encryption can help reduce fraud risks and protect customer information.

Payment Gateways

EBizCharge

MARCH 7, 2025

Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica. Its tokenization technology ensures that cardholder data is securely stored, reducing the risk of fraud while maintaining PCI compliance.

Payment Gateways

The Payments Association

JULY 24, 2025

Collect Payment Details Securely Once the methods are selected, merchants need to collect customer payment information securely and in line with PCI DSS standards. Building a PCI-compliant system from scratch is possible – but it’s costly, time-consuming, and requires rigorous certification.

Payment APIs and Integration

EBizCharge

MARCH 11, 2025

Merchants should also consider gateways supported payment methods and compliance with security standards like Payment Card Industry Data Security Standards (PCI-DSS) since reliable security infrastructures and cost-friendly options can mitigate extra costs.

Processing Costs

Finextra

JUNE 25, 2025

Direct integration with European payment system For business, this means: Simplified trade with the EU Reduced currency risks Faster cash flow Fintech Opportunities Through European Access Ukraines integration into SEPA creates transformational opportunities for fintech companies. We use cookies to help us to deliver our services.

FinTech