PCI DSS Underwriting Volume 
Stax
JANUARY 23, 2025
The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Learn More What is Merchant Account Underwriting? What is the Purpose of Merchant Underwriting?
Stax
APRIL 3, 2025
Evaluate your business size, transaction volume, industry considerations, total cost, and customer experience. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. This model might become expensive in the long run, especially with high transaction volumes.
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My Payment Savvy
JUNE 16, 2025
This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance. The application process typically starts with basic information collection, followed by underwriting review. Can the gateway handle your anticipated growth in volume and market expansion? ✓
EBizCharge
NOVEMBER 12, 2024
Merchant underwriting is an essential component of the payment processing industry, ensuring the safety and security of electronic payments. This article will explore the mechanics of merchant underwriting, from the essential steps involved in the process to the factors influencing it. What is merchant underwriting?
Stax
DECEMBER 27, 2023
Setting up a merchant account involves choosing the right merchant account provider for your needs, identifying your type of business, submitting an application, and undergoing an underwriting process to assess risk. However, the higher monthly fee means that Stax is better suited for larger businesses with high processing volumes.
Stax
JANUARY 22, 2024
In a payment facilitator model, the PayFac benefits the merchants by handling payments, streamlining onboarding paperwork, reducing the workload on smaller merchants, and underwriting transactions to allow a faster and more seamless experience for the merchants’ customers.
Stax
JANUARY 8, 2024
Several US legislations (like the Patriot Act, anti money laundering laws , or FinCEN regulations) require PayFacs to know the identities of the business owner(s) they plan to facilitate payments for, during the underwriting stage. This requires sound underwriting policies and procedures. Velocity checks.
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