Fintech Finance

JANUARY 9, 2025

This translated into a reduction in operational workload by automating processes to drive efficiency. Reduce payment processing costs by up to 5% Today, businesses are more focused than ever on their bottom line, yet many still view payments as a commodity rather than a powerful cost-saving strategy.

AI 98

AI Transactions Payment Solutions Payments 98

Fintech Finance

MARCH 28, 2025

” With pre-integrated solutions and seamless configuration via commercetools Connect , Payment Hub enables enterprises to: Lower payment processing costs by sidestepping the inflated transaction fees imposed by bundled commerce platforms and securing more competitive rates through direct PSP integrations.

Payments Strategy 88

Payments Strategy Payments Cross-Border Payment Gateways 88

EBizCharge

JUNE 18, 2025

But with rising credit card processing fees, B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. Next Step: Ready to lower your processing costs? How do I calculate the surcharge amount?

Best Practices 52

Best Practices Credit Cards B2B Alternative Payment Methods 52

The Fintech Times

MARCH 19, 2025

The research was published in Juniper Research ‘s Global Network Tokenisation Market: 2025-2029 report , and predicts that the growth of network tokens will mean they are better placed to fight fraud, lower processing costs and streamline checkout experiences for users in the future.

Research 71

Research Processors Visa Processing Costs 71

Clearly Payments

MARCH 4, 2025

Analyzing Payment Processing Costs Many business owners assume they are paying lower fees than they actually are. When reviewing statements, it’s common to see a posted rate of 2.75% or 3% , but hidden fees and markups can push the effective rate to 4% or more. We’ve seen some merchants pay 10%.

Small Business 52

Small Business Process EMV Processors 52

Stax

JULY 7, 2025

That’s why businesses are increasingly implementing a surcharging program to offset the costs of credit card processing, essentially enabling merchants to benefit from “free” credit card processing. In this post, we’ll explore what surcharging entails and how it helps you tap into zero percent credit card processing.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

EBizCharge

JUNE 19, 2025

But with rising credit card processing fees , B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. Next Steps: Ready to lower your processing costs?

Best Practices 52

Best Practices Credit Cards B2B Legal 52

Fintech Finance

JUNE 23, 2025

Planned enhancements include advanced analytics dashboards for deep transaction insights, real-time reconciliation tools to streamline financial closes, dynamic routing across multiple card networks to optimise processing costs and predictive fraud controls powered by machine learning.

Payment APIs and Integration 59

Payment APIs and Integration Acquirers Digital Payments Disputes 59

The Fintech Times

MARCH 13, 2025

For digital platforms, processing pay-ins (customer payments) and pay-outs (disbursements to creators, merchants, or partners) comes with transaction fees that impact margins and cash flow. At the same time, Aleph monetises the ad inventory, ensuring that what would have been a payment processing cost now becomes a revenue-generating asset.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment APIs and Integration Payment Service Provider (PSP) 96

EBizCharge

JULY 7, 2025

Credit card processing fees are one of those line items that quietly eat away at margins. As these payment processing costs continue to rise, companies are looking for practical ways to offset them without overhauling their pricing models. Which fees you’re still absorbing as part of your broader payment processing costs.

B2B 52

B2B Credit Cards Processing Costs Rules 52

Clearly Payments

FEBRUARY 10, 2025

Cash Discounting and Surcharging To offset processing costs, some businesses use cash discounting or surcharging: Cash Discounting Offering a small discount (usually 3-4%) for customers who pay with cash instead of a card. The chargeback rate should stay below 1% going above this can lead to fines or even account termination.

Small Business 66

Small Business Process Address Verification System (AVS) Cross-Border 66

EBizCharge

JUNE 19, 2025

This approach can help businesses save on transaction costs while offering a tangible benefit to the customer. Prices include card processing costs. Instead of adding fees, businesses build processing costs into listed prices and then offer a visible discount for preferred payment types.

Credit Cards 52

Credit Cards Legal Processing Costs Card Network Rules 52

National Processing

JULY 31, 2024

National Processing Understanding the Cash Discount Program By offering a cash discount to consumers who pay with cash, merchants can completely remove their processing costs. The post Understanding the Cash Discount Program appeared first on National Processing and is written by Christian Woodward

Processing Costs 88

Processing Costs Process Posting Consumer 88

EBizCharge

DECEMBER 2, 2024

Understanding dual pricing is crucial for merchants and consumers, as it can offer cost savings and valuable financial insights. For businesses, it provides a legal way to manage the hefty credit card processing costs and maintain competitive pricing for cash-paying customers.

Process 52

Process Credit Cards Legal Point-of-Sale (POS) 52

Fintech Finance

JUNE 5, 2025

“This collaboration helps government agencies simplify their payment systems, reduce processing costs, and improve the overall customer experience. ” The post Trustly and Point & Pay Partner to Streamline Government Payments appeared first on FF News | Fintech Finance.

Government Payments 59

Government Payments Governance Government CFPB 59

Fintech Finance

NOVEMBER 6, 2024

Accept Cash will utilise Smart Safe technology so that businesses can deposit into a smart safe and settle to their bank account the same day, creating the most convenient way to bank when bank branches are closing and the Post Office fight with the growing demand – helping to support healthy cash flows for the UK’s SME sector.

Payments 98

Payments On-Demand Settlement Bank Closure 98

Cardfellow

MAY 19, 2025

Ignore shifty sales tactics and focus on things that will keep processing cost low over the long haul. These important aspects of a competitive credit card processing solution are described in depth in CardFellow’s guide: Credit Card Processing Exposed.

Credit Cards 95

Credit Cards Processors Chip Cards EMV 95

The Fintech Times

JUNE 24, 2025

Planned enhancements include advanced analytics dashboards for deep transaction insights, real-time reconciliation tools to streamline financial closes, dynamic routing across multiple card networks to optimise processing costs and predictive fraud controls powered by machine learning.

Payment APIs and Integration 45

Payment APIs and Integration Disputes Reconciliation Treasury 45

EBizCharge

JULY 3, 2025

Partial cost recovery: Surcharging helps offset costs but doesn’t eliminate your payment processing costs entirely. Simplifying QuickBooks surcharging with EBizCharge Credit card surcharging is a great way to manage rising payment processing costs when done efficiently and in compliance with industry regulations.

Credit Cards 52

Credit Cards Processing Costs Caps Legal 52

EBizCharge

JUNE 27, 2025

The customer pays the full transaction amount, including the fee, and the business receives the base sale amount, effectively eliminating payment processing costs from their side. It’s worth noting that while many payment processing solutions now support no-cost credit card processing, not all do so in a compliant way.

Credit Cards 52

Credit Cards Legal Process Push-to-Card 52

Fintech Finance

JUNE 18, 2025

Combined with Checkout.com’s Real-Time Account Updater, which automatically updates a customer’s card details when they change, and Network Tokenization, this has increased transaction-level acceptance rates while reducing processing costs. For more information on Sunbit, visit: [link].

AI 52

AI Technology Payments CRM 52

EBizCharge

JUNE 26, 2025

Adding a surcharge to credit card transactions can be a great way for businesses to offset processing costs but doing it right matters. We’ll look at who needs to post a notice, what it should say, what to avoid, and how to talk to customers about it. Just fill in the blanks and post it where customers will see it.

Credit Cards 52

Credit Cards Card Network Rules Legal Laws 52

EBizCharge

JUNE 24, 2025

Understanding those differences can help you avoid compliance headaches, improve the customer experience, and recover more of what you’re losing to payment processing costs. In-store, you might use updated POS software and post signage near the door and checkout counter. What is credit card surcharging? Monitor feedback.

Credit Cards 52

Credit Cards Payments Debit Card Processors 52

Evolve Payment

APRIL 3, 2025

If youre processing over $10,000 a month, its time to consider a payment solution that works better for your bottom line. We help businesses like yours lower their payment processing costs while keeping things easy and efficient. Thats where Evolve Payment comes in. Want to see how much you could save?

Credit Cards 52

Credit Cards Process Processors Processing Costs 52

Fintech Finance

JULY 9, 2025

Automated invoice matching & workflow routing: Automated matching against purchase orders and goods receipts within SAP systems Integrated tax determination & compliance validation: Sovos provides real-time tax determination at both the network and SAP stages Seamless ERP posting: Validated invoices are automatically posted to SAP with complete (..)

Automation 52

Automation Accounts Compliance Audit 52

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. Used by merchants who want to keep prices competitive without absorbing card processing costs.

Credit Cards 52

Credit Cards Legal Rules Debit Card 52

The Fintech Times

FEBRUARY 20, 2025

Real-time Pay by Bank delivers substantial benefits over traditional payment methods, eliminating intermediaries to reduce processing costs and increase cash flow. The post Accelerating Pay by Bank Adoption in the UK: Token.io Our work with Fabrick is another example of how Token.io

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

EBizCharge

JUNE 30, 2025

What “free” credit card processing really means Despite what the headline might suggest, free credit card payment processing doesn’t mean no one is paying. In most cases, “free” means the payment processing cost is shifted from the business to the customer.

Small Business 52

Small Business Credit Cards Process Credit Card Payment Processing 52

EBizCharge

JUNE 10, 2025

EBizCharge is one of the top payment gateway alternatives to its more expensive and inefficient counterparts and is specifically designed to reduce payment processing costs and inefficiencies. For more information, visit [link] The post EBizCharge Announces a New Payment Integration into MAGIIS appeared first on EBizCharge.

Payment Gateways 52

Payment Gateways Gateways Credit Cards Payments 52

Synapse Payment Systems

NOVEMBER 9, 2022

A surcharge on a credit card transaction is an additional fee that businesses can assess to cover processing costs. In the age of social media, it only takes one surcharged customer to post about their bad experience online, and suddenly your whole pricing structure seems dishonest. What is a Credit Card Surcharge? surcharge).

Credit Cards 130

Credit Cards Processors Legal Laws 130

EBizCharge

JUNE 26, 2025

Consider posting it at eye level at the cash register and on digital ordering platforms as well. Set Your Surcharge Rate Find a solution that will automatically calculate and apply the correct legal surcharge rate, such as EBizCharge Ensure the system adjusts for varying card processing costs and stays within the 4% cap 5.

Best Practices 52

Best Practices Credit Cards Legal Card Network Rules 52

Electronic Payments Coalition

OCTOBER 24, 2024

Supporters of the Durbin-Marshall Credit Card Bill’s new mandates have consistently tried to blame credit card processing costs for driving up inflation. The post Let’s Talk About Inflation appeared first on Electronic Payments Coalition.

Credit Cards 69

Credit Cards Processing Costs Continuity Process 69

EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. The post Credit Card Surcharge Rules by Network: Visa, Mastercard, and More appeared first on EBizCharge.

Credit Cards 52

Credit Cards Rules Visa Caps 52

Clearly Payments

FEBRUARY 7, 2024

Payment Processing Costs Payment processing costs encompass various fees and expenses associated with processing transactions, including interchange fees, processing fees, and chargeback fees. Monitoring payment processing costs is essential for managing expenses and optimizing profitability.

Process 98

Process PCI DSS Processing Costs Payments 98

Cardfellow

MAY 19, 2025

We would have loved to post the name of the processor, but the dental office asked us not to. Please post a comment below to let us know if you’re stuck in a lease. While you’ll still have the equipment lease, you may be able to save on your processing costs, so it’s better than nothing.

Credit Cards 69

Credit Cards Processors Agreements ISOs 69

Fintech Finance

JULY 19, 2024

Cost-effective pricing is another standout feature of Roc Services. Payroc’s RewardPay Choice surcharging program and ConsumerChoice dual-pricing program offer flexible and transparent methods to reduce payment processing costs, providing significant savings for merchants.

Processing Costs 98

Processing Costs Process Product Payments Data 98

Cardfellow

MARCH 29, 2025

Lowering Your Processing Costs If youre receiving the rates above (and youre not seeing padded interchange) youre likely already receiving wholesale interchange. However, that doesnt mean you cant lower your costs. If you exceed that, your transactions will no longer be eligible for small merchant interchange. Give it a try!

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Product Processors Credit Transaction Credit Cards 52