The Fintech Times

JULY 4, 2025

As a Project Guardian participant, Ant International also leveraged its blockchain-based Whale platform to develop a global treasury management use case for real-time multi-currency clearing and settlement. Together with members of Project Guardian, we look forward to advancing efforts towards more efficient global financial markets.”

Interoperability 87

Interoperability Cross-Border Cross-Border Payments Settlement 87

Fintech Finance

APRIL 24, 2025

More than two-fifths (43%) plan to use AI for payments modernization, while 40% are focused on specific use cases such as fraud prevention, customer service, and automation. ” The post RTP and FedNow Transaction Limit Increases Fuel Instant Payments Surge appeared first on FF News | Fintech Finance.

Transaction Limits 84

Transaction Limits RTP FedNow Instant Payments 84

Fintech News

APRIL 3, 2025

In short order, RLUSD is being used for a number of use cases, including use as collateral in both crypto and tradfi trading markets. The post Ripple Adds RLUSD Stablecoin to Cross-Border Payments Platform appeared first on Fintech Singapore. said Jack McDonald, SVP of Stablecoins at Ripple.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Stablecoins Payments 93

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. The post 2024 Payment Methods Report: Overview, Insights, and Statistics appeared first on Credit Card Processing and Merchant Account.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech News

DECEMBER 22, 2024

By combining expertise and tools, Visa aims to expand its fraud prevention use cases and strengthen the security of global payment systems. Featured image credit: Edited from Freepik The post Visa Finalises Featurespace Acquisition to Bolster AI Fraud Detection appeared first on Fintech Singapore.

Fraud Detection 111

Fraud Detection AI Fraud Prevention Value Added Service 111

Fintech Finance

DECEMBER 12, 2024

Visa Direct reaches 99% of bank accounts in the US, and over 11 billion endpoints including cards, accounts and digital wallets around the world. For more information on Visa Direct, visit: [link] The post Visa Direct to Make Funds Available in U.S.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

The Fintech Times

FEBRUARY 17, 2025

. “By leveraging the banks and our partners core strengths, we aim to launch a stablecoin that can be used securely by institutions and individuals across a wide number of use cases. As public chain instruments with proven use cases, stablecoins play a critical role in the overall digital asset ecosystem.

Stablecoins 104

Stablecoins Issuers Use Case Cross-Border Payments 104

The Fintech Times

APRIL 11, 2025

The Group is also building a new machine learning (ML) and generative AI platform using Google Cloud’s Vertex AI. This collaboration is enhancing Lloyds’ ability to deploy impactful AI use cases at pace with over 300 data scientists and AI developers across the Group now using the platform.

AI 64

AI Use Case Verification Innovation 64

The Fintech Times

DECEMBER 10, 2024

“Together with Saga, we aim to help them overcome the challenges and unlock valuable use cases that drive innovation and deliver tangible benefits. The post Salt Edge and Saga Partner to Meet Latest Open Banking Regulatory Requirements in Serbia appeared first on The Fintech Times.

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

Fintech Finance

JULY 15, 2025

This unlocks a range of crypto-specific use cases, including me-to-me transfers, fiat-to-crypto conversions, and automated treasury operations. The post Clear Junction Extends Named Virtual IBAN Services to VASP-Licensed Businesses appeared first on FF News | Fintech Finance.

IBAN 81

IBAN AML Reconciliation Treasury 81

Fintech News

APRIL 21, 2025

The network supports a range of use cases, including supplier payments, remittances, payroll, capital markets settlement, treasury operations, and onchain financial applications. The post Circle Launches Stablecoin Payments Network for Cross-Border Settlements appeared first on Fintech Singapore.

Cross-Border Settlement 101

Cross-Border Settlement Cross-Border Settlement Payment Networks 101

The Fintech Times

NOVEMBER 18, 2024

” According to a 2024 PayPal survey, consumers in the US pooled money for group purchases approximately 86 million times last year with some of the popular use cases being group-funded gifts, group travel, and special events like concerts or sporting events.

PayPal 64

PayPal Encryption CHIPS Use Case 64

Fintech News

NOVEMBER 25, 2024

This integration is expected to unlock new use cases and contribute to the ongoing transformation of the digital commerce ecosystem. Featured image credit: Edited from Freepik The post Mastercard and J.P. This partnership combines Mastercard’s expertise in blockchain-based solutions with J.P.

Visa 115

Visa Blockchain B2B Payment APIs and Integration 115

The Fintech Times

JUNE 26, 2025

Through the launch of the new sandbox, Mastercard hopes to play a significant role in helping to modernise the UK’s A2A payment ecosystem by enabling banks and FIs to test new flows, including retail and digital assets, across person-to-person, person-to-merchant, and business-to-business use cases.

Instant Payments 59

Instant Payments Visa Payment APIs and Integration Real Time Payments 59

Bank Automation

DECEMBER 6, 2024

The Clearing House raised the transaction limit on its Real Time Payments network to $10 million, opening the door for new uses of the rail for commercial transactions.

Transaction Limits 98

Transaction Limits RTP TCH Transactions 98

The Fintech Times

JULY 10, 2025

The launch of a new phase in Project Acacia , a research initiative focused on how digital money could reshape the settlement of wholesale financial assets, involves 24 use cases from major banks, fintechs and market infrastructure providers.

Central Bank 64

Central Bank Settlement Use Case Stablecoins 64

Fintech Finance

DECEMBER 19, 2024

Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases. Dave Excell, Founder of Featurespace, added: We developed our innovations to help crack even the most complex fraud cases.

Fraud Prevention 97

Fraud Prevention Value Added Service Financial Crimes AI 97

Fintech News

APRIL 29, 2025

To help banks implement the platform, Backbase also introduced the AI Factory, a delivery model that embeds its experts within client teams to develop use cases and bridge the industrys AI talent gap. The post Backbase Launches AI-Powered Banking Platform appeared first on Fintech Singapore. The time to act is now.”

AI 71

AI Automation Use Case Rules 71

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. The post BofA Clients Embrace New $10 Million Limit in U.S. Federal Reserve.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

The Fintech Times

MARCH 6, 2025

But theyre not perfect for every use case and moving money between traditional currencies and stablecoins is still challenging. 32trillion stablecoin transactions were processed globally in 2024, with payments use cases estimated to account for $5.62trillion.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

Fintech Finance

APRIL 7, 2025

Real-World Use Case Imagine a large eCommerce business with separate teams handling customer support, vendor payouts, and treasury operations. The post PayDo Releases Team Members Feature for Business Accounts appeared first on FF News | Fintech Finance.

Accounts 64

Accounts IBAN Compromise Verification 64

Fintech News

APRIL 29, 2025

Mastercard will work with Microsoft to explore new use cases using Microsofts AI technologies, including Azure OpenAI Service and Copilot Studio. Featured image credit: Edited from Freepik The post Mastercard Launches ‘Agent Pay’ for AI-Led Commerce appeared first on Fintech Singapore.

Visa 90

Visa AI Credential Contactless Payments 90

The Fintech Times

MARCH 7, 2025

Create a multi-stakeholder taskforce : Establish a taskforce to identify, prioritise and develop high-value use cases for Digital Company ID within financial services. ” The post Tackling Fraud and Compliance Burdens: CFIT Publishes Digital Company ID Blueprint appeared first on The Fintech Times.

Compliance 96

Compliance Financial Crimes Crime Government 96

The Fintech Times

MAY 10, 2025

We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case. We have already started integrating post-quantum encryption standards to ensure our systems remain secure as these technologies evolve.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Fintech Finance

JUNE 23, 2025

The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions. The post EuroPA and EPI Launch Collaboration to Expand Sovereign Pan-European Payments appeared first on FF News | Fintech Finance.

Cross-Border 59

Cross-Border Payments Participant Use Case 59

The Fintech Times

OCTOBER 28, 2024

Ninety-three per cent of fintechs say instant payments are an important emerging payment use case for their business. Business-to-business payments (66 per cent), business-to-consumer payments (57 per cent), and consumer-to-business (55 per cent) are the instant payments use cases fintechs are most interested in pursuing.

Fraud Prevention 72

Fraud Prevention Instant Payments Consumer Emerging Payments 72

Fintech Finance

JANUARY 8, 2025

The report, which also scored the company very highly for Breadth of Offering, points to its robust low-code integration layer, enabling seamless integration into new systems within short time frames and deployment for specific use cases.

Innovation 97

Innovation Technology Payments Use Case 97

Fintech Finance

DECEMBER 19, 2024

The post Worldline Launches FlexPricing, Empowering Software Vendors to Maximize Revenue Streams appeared first on FF News | Fintech Finance. FlexPricing empowers partners to enhance their revenue models and optimize the billing experience for their merchants. worldline.com.

ISVS 98

ISVS Facilitators ACH Payroll 98

Fintech Finance

MARCH 30, 2025

The scope of the alliance is expected to grow, extend to include additional use cases and expand to more countries (euro and non-euro), simplifying the way Europeans make payments. This initiative aims to strengthen the innovative and trusted European payment infrastructure.

Instant Payments 52

Instant Payments Cross-Border Cross-Border Payments Payments 52

Fintech News

JUNE 1, 2025

The company, originally founded as a payment gateway called Xfers to support treasury and settlement needs for SMEs, has evolved into a regulated platform enabling purpose-built, fiat-backed stablecoins designed for real-world payment use cases.

Settlement 76

Settlement Stablecoins Cross-Border Payment Gateways 76

Bank Automation

APRIL 10, 2025

Our strategy in AI is to not just build it for a few specific use cases, Ashok Srivastava, chief data officer at Intuit, told Bank Automation News. It is to make AI pervasive across the company, and weve […] The post Intuit teams with Google to deploy AI for tax filing appeared first on Bank Automation News.

AI 59

AI Use Case Automation FinTech 59

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. Source of image: Edited from Freepik The post Can Agentic AI in Fintech Transform Financial Services Through Autonomous Intelligence?

AI 88

AI FinTech Fraud Detection Fraud Prevention 88

The Fintech Times

MAY 1, 2025

Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are currently 4.8 billion) at any accepting merchant location for any payment use case. Historically, Visa has used AI to protect consumers, harnessing it to help combat fraud,” added McInerney.

Stablecoins 45

Stablecoins AI Credential Payment APIs and Integration 45

Fintech News

JUNE 16, 2025

What practical use cases and insights emerged from the ASEAN-5 implementation phase of Project Nexus? Ricky Lim : The most immediate use cases are person-to-person transfers and SME payments. With these in place, Nexus can move towards onboarding countries, and expanding the network beyond Southeast Asia.

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Use Case Expansion: Businesses are most interested in leveraging faster payments for eCommerce (54%), point-of-sale transactions (51%), and invoicing/supplier payments (41%).

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Fintech Finance

JULY 17, 2025

supports customer billing and supplier payouts through its gateway and business accounts—each tailored for specific pricing and use cases. A solution for both sides of the payments flow For acquiring customers: Merchants using payabl.’s The post payabl. This recurring payments gateway from payabl. With payabl.

Gateways 52

Gateways Use Case Payment Gateways Acquirers 52

Fintech Finance

JULY 15, 2025

This unlocks a range of crypto-specific use cases, including me-to-me transfers, fiat-to-crypto conversions, and automated treasury operations. The post Clear Junction Extends Named Virtual IBAN Services to VASP-Licensed Businesses appeared first on FF News | Fintech Finance.

IBAN 52

IBAN AML Reconciliation Treasury 52