EBizCharge

JUNE 3, 2025

As businesses grow and transaction volumes increase, the need for a dependable and scalable payment processing solution becomes critical. This article will explore what high-volume merchants are, the key features and benefits they provide, and how EBizCharge helps high-volume merchants thrive in fast-paced, competitive markets.

Volume

Stax

MAY 13, 2025

POS system – A combination of hardware and software that lets you accept in person payments and process sales on-site. Reconciliation tools – Help you match payments to your records, track sales volume, and catch discrepancies. Interchange fees are the base fees charged by card-issuing banks to process a transaction.

Credit Cards

Clearly Payments

MARCH 4, 2025

Analyzing Payment Processing Costs Many business owners assume they are paying lower fees than they actually are. The effective rate is the total processing cost divided by total sales volume and is the true measure of what a business is paying. We’ve seen some merchants pay 10%.

Small Business

Stax

JANUARY 21, 2025

The ideal payment gateway should match your business model, target audience, transaction volume, and nature of products or services. However, it might only be suitable for smaller transaction volumes. This model is more transparent and cost-effective for businesses with higher sales volumes.

Payment Gateways

The Fintech Times

JUNE 24, 2025

As a result, customer complaint volumes have been minimised, significantly reducing operational overheads. ” Early adopter feedback highlights simplified reconciliation, real-time data transparency and unified support as key drivers in merchants’ decisions to switch from fragmented, multi-vendor stacks.

Payment APIs and Integration

Clearly Payments

JANUARY 21, 2025

Challenges in Government Payment Processing Government agencies manage a diverse range of payment types, including tax payments, permit fees, licensing, utility bills, and fines. Efficiency Gains: Digital payment systems reduce processing costs by an average of 40%, as reported by the Government Finance Officers Association (GFOA).

Government Payments

Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.

ACH

Stax

JUNE 24, 2025

TL;DR Credit card processing fees eat into the profits of small businesses. Surcharging offers a way to pass credit card processing costs to the customer, letting businesses keep their earnings. Tiered pricing can hide true costs, as it lumps transactions into categories without disclosing exact interchange fees.

Credit Cards

EBizCharge

FEBRUARY 24, 2025

Wire transfers: Wire transfers are a reliable method for large sums or international payments in NetSuite since they offer fast and secure transactions, making them ideal for businesses dealing with significant volumes. These transfers also help merchants maintain control over financial processes.

Payment Gateways

Stax

MARCH 11, 2025

For example, Stax Pay charges a fixed monthly membership fee which might not be the best option for very small businesses with low transaction volumes, but could be extraordinarily cost-effective for businesses that process more than $5000 per month. You should also listen to customer feedback.

Online Payment Processing

Cardfellow

JULY 31, 2025

You’ll need a processor that isn’t skittish about big seasonal swings in transaction volume and you’ll need to be open with them about the seasonal nature of your business. Challenges for Seasonal Businesses Seasonal businesses often have big swings in sales volume. in the off-season. Need help finding a processor?

Accounts

Stax

JULY 7, 2025

In this post, we’ll explore what surcharging entails and how it helps you tap into zero percent credit card processing. TL;DR Surcharging is a method for businesses to offset credit card processing costs by passing them on to customers. To understand surcharging, you have first to understand credit card processing costs.

Credit Cards

EBizCharge

JULY 3, 2025

These charges can add up fast, especially if you’re processing a low volume of transactions. The Cost Burden of Monthly Fees Monthly fees vary, but they usually fall into a few predictable buckets: statement fees, gateway access fees, and compliance costs. That can add up fast if your volume grows.

Process

Cardfellow

APRIL 5, 2025

Your Processing Volume Has Gone Up Many businesses start with Square because their processing volume (how much money you take in credit cards) is low at the beginning. Square offers quick sign up with no required monthly volume. How do you know when youve outgrown Square? Lets take a look at some signs. #1.

Processors

EBizCharge

MAY 1, 2025

They charge these fees to merchants every time a customer uses a card payment to cover the cost of handling transactions and the risks involved. These fees can vary depending on factors like card type and transaction volume. Assessment fees are imposed by credit card networks to cover the cost of operating their global networks.

Credit Cards

EBizCharge

AUGUST 7, 2025

For businesses with high volumes of invoices or recurring billing cycles, NetSuite ACH processing offers a scalable, reliable solution. It streamlines manual efforts while maintaining processing costs under control, enabling finance teams to concentrate more on strategy and less on running down payments.

ACH

Clearly Payments

JULY 22, 2025

billion in annual volume , based on data from exchanges like Newton, Bitbuy, and Shakepay. Even a partial slice of these industries using credit and debit card payments accounts for an estimated $15–$20 billion in annual payment volume processed through high-risk or specialized payment providers in Canada. billion in 2024.

Risk

My Payment Savvy

AUGUST 10, 2025

Looking for ways to cut processing costs? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing?

Alternative Payment Methods

Stax

MAY 6, 2025

While its easy to understand, you may end up paying a lot more for transactions that typically cost less to process. Payment processors that implement membership pricing give you access to direct interchange ratesregardless of your processing volume. Q: What are the costs of credit card processing?

Credit Cards

The Fintech Times

JANUARY 23, 2025

Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees. “Focus on financial inclusion and empowerment will have the biggest impact given the sheer volume of people currently excluded.

FinTech

Nanonets

APRIL 24, 2025

As healthcare digitization has surged from 10% in 2010 to 96% in 2023 , these firms now face overwhelming volumes of complex medical documents. One leading life settlement underwriter found their process breaking under new pressures. But volume wasn't the only challenge for the medical underwriting provider.

Underwriting

EBizCharge

MARCH 20, 2025

Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance. Reviewing each providers functionality, payment collection tools, payment security, costs, and customer support will enable your business to make the best decision.

Payment Gateways

The Fintech Times

MARCH 13, 2025

For digital platforms, processing pay-ins (customer payments) and pay-outs (disbursements to creators, merchants, or partners) comes with transaction fees that impact margins and cash flow. At the same time, Aleph monetises the ad inventory, ensuring that what would have been a payment processing cost now becomes a revenue-generating asset.

Cross-Border Payments

Fintech Finance

JULY 23, 2025

Pix has seen a 57% year-over-year growth in transaction volume and is used by over 160 million people – about 75% of Brazil’s population. This creates a seamless and cost-effective in-store experience that encourages discretionary and repeat spending. Lower Processing Costs and Fewer Chargebacks for U.S. million visitors.

Payment Solutions

EBizCharge

JULY 7, 2025

Credit card processing fees are one of those line items that quietly eat away at margins. As these payment processing costs continue to rise, companies are looking for practical ways to offset them without overhauling their pricing models. Which fees you’re still absorbing as part of your broader payment processing costs.

B2B

Cardfellow

JULY 16, 2025

The lowest cost pricing for your business will depend on your specific needs and processing volume. Just because another business secured low costs with one solution doesn’t mean it will be the lowest cost for you. If you process more than $1 million per year in Amex cards, you’ll go direct to Amex.

Credit Cards

Cardfellow

JULY 31, 2025

Subscription pricing is becoming more popular as businesses try to find ways to cut credit card processing costs. Subscription flat rate pricing is available from some processors in the CardFellow marketplace and overall it’s a transparent model with the ability to be low cost.

Accounts

Fintech Finance

JULY 23, 2025

Pix has seen a 57% year-over-year growth in transaction volume and is used by over 160 million people – about 75% of Brazil’s population. This creates a seamless and cost-effective in-store experience that encourages discretionary and repeat spending. Lower Processing Costs and Fewer Chargebacks for U.S. million visitors.

Payment Solutions

Stax

MAY 23, 2025

Tools for scaling and insights As your platform grows, your payments volume can too. enrollment status, credit card processing activity, payment processing costs, etc.) to be able to resolve customers’ payment processing issues.

ISVS

Cardfellow

JULY 21, 2025

Other Clover Fees The Clover monthly fees for a software plan are not the only costs involved. You’ll also pay processing fees to accept credit and debit cards. Those costs vary and are set by your processor. If you go direct to Clover, processing costs start around 2.5% + 10 cents per transaction.

Database

Stax

APRIL 10, 2025

ACH transfers are particularly popular among businesses that deal in high transaction volumes because of much lower processing fees than card payments. Its a good fit for payroll processing and large bill payments between B2B businesses. A good example is a large business processing large transaction volumes in physical stores.

Small Business

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. Used by merchants who want to keep prices competitive without absorbing card processing costs.

Credit Cards

Stax

MARCH 27, 2025

Automated Clearing House (ACH) is one type of EFT that processes payments in batches through the ACH Network. To choose the right payment method, consider transaction volume, transfer speed, cost, and security. EFT and ACH offer more security and convenience than cash and checks, but they also come with limitations.

ACH

Nanonets

MAY 23, 2025

For instance, organizations processing hundreds of non-standard invoices daily may need more specialized document processing tools.    High-volume transaction matching and receipt capture at scale might require purpose-built AI solutions to maintain accuracy and efficiency.

Automation

EBizCharge

JUNE 19, 2025

This approach can help businesses save on transaction costs while offering a tangible benefit to the customer. Prices include card processing costs. Credit Card Surcharge Implementing a credit card surcharge has several strategic advantages for businesses, especially those with high transaction volumes or narrow profit margins.

Credit Cards

Cardfellow

MARCH 27, 2025

Interchange is a core component of credit card processing costs, with Visa setting the rates for each interchange category. Now, we figure out 3.15% of the total volume, $9,566.72, which comes out to $301.3517. It is a specific interchange category among hundreds. Your processor has no control over the interchange rates.

Processors

Cardfellow

JULY 19, 2025

They get that number by calculating your average monthly processing cost and multiplying it by the months remaining on your contract. If you normally pay $300/month in processing fees and have 16 months left on your contract, you could owe $4,800! In other situations, a processor may specify a minimum monthly processing amount.

Processors