Finextra

JULY 9, 2025

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. Waiting days or weeks for international payments to clear used to be the norm. Cross-border transactions were traditionally slow, costly, and opaque. That’s no longer the case.

Real Time Payments

Fintech Finance

FEBRUARY 4, 2025

The RTP network has achieved a major milestone, surpassing 1 billion payments just 18 months after crossing the 500 million transaction mark. This extraordinary increase reflects the growing demand for faster, more transparent, and always-available payment solutions from consumers, businesses, and the financial community.

RTP

Fintech Finance

JULY 17, 2025

RTP Network Instant Payments surged to $481 billion in Q2 2025, driven by rising demand for high-value, real-time transactions. From real estate deals to portfolio transfers and complex B2B payments, the RTP network is now handling major transactions with instant speed and guaranteed settlement.

RTP

Clearly Payments

OCTOBER 31, 2024

Global Usage : Credit cards represented 20% of global e-commerce transactions in 2023, a number projected to decline slightly as digital wallets grow in popularity. Digital Wallets Overview : Digital wallets, or e-wallets, are mobile or online applications that store payment information, allowing users to pay without physical cards.

Online and Mobile Banking

Fintech Finance

JUNE 12, 2025

The feature marks the company’s first fully integrated peer-to-peer payment solution at a global level. This launch also reflects inDrive’s long-standing commitment to freedom of choice — giving users the ability to select the payment method that fits their preferences and daily routines.

RTP

Finextra

JULY 8, 2025

The rise of Real-Time Payments (RTP) However, that dominance is no longer guaranteed. A quiet revolution is underway, and it’s being led by Real-Time Payments (RTP) - systems that enable the instant transfer of funds between bank accounts, 24/7, with settlement occurring within seconds.

RTP

Finovate

JULY 21, 2025

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Payment acceptance and financial services platform Stripe has agreed to acquire payment orchestration startup Orum for an undisclosed amount.

Acquirers

Bank Automation

JUNE 26, 2025

The Clearing House has implemented revised rules for “on-behalf-of” payments on its Real Time Payments network. On-behalf-of (OBO) payments are payments on the Real Time Payments (RTP) network.

Rules

Fintech Finance

FEBRUARY 13, 2025

Powered by timely and large-scale payments data from multiple financial institutions, TRACE provides holistic intelligence beyond an individual financial institutions siloed view, enabling tracing of financial crime across a payments network. Oftentimes, investigations take weeks to complete.

Money Laundering

Trade Credit & Liquidity Management

JUNE 12, 2025

From a Press Release dated June 9, 2025, Fort Lee, NJ Cross River Bank has launched its Request for Payment (RfP) solution, a new feature designed to enable secure, real-time inbound payments via the RTP® (Real-Time Payments) network.

Request for Payment

The Fintech Times

JUNE 18, 2025

Working together, Mastercard and NITMX will power PromptPay , the real-time payments (RTP) platform in Southeast Asia, which will bring more Thai citizens and businesses into the digital economy. Launching a year after Mastercard and NITMX initially announced their partnership, PromptPay has since seen over 81.06

Visa

The Paypers

JUNE 20, 2025

The two companies signed a new multi-year agreement, which will power PromptPay, the region’s RTP platform, to help develop Thailand’s growing digital economy. This builds on a long-established partnership that started in 2016, created to enable Thai businesses and citizens to transact more conveniently.

Visa

Bank Automation

JANUARY 9, 2025

The Clearing House Real Time Payments network grew 94% year over year on a dollar basis in 2024 as it continued to benefit from the Federal Reserves marketing of FedNow. TCH moved $246 billion on its network in 2024 and increased transaction volume by 38% YoY to 343 million transactions, according to a Jan.

RTP

Fintech Finance

JUNE 9, 2025

The capability will streamline inbound money movement and enhance funding agility across the Real-Time Payments (RTP) ® network. Plaid will be the first to implement the feature, unlocking instant purchases through its bank payments platform, Plaid Transfer.

RFP

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 trillion transactions by 2027. Real-time payments (RTP) could reach $193.1

Cross-Border

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing.

RTP

Finextra

JUNE 9, 2025

Same day Automated Clearing House (ACH) payments rose 19.1% million transactions settled in the same period [2]. Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. The use of real-time and near real-time payment rails is also expanding.

ISO 20022

Fintech Finance

DECEMBER 11, 2024

Gathered from over 1,250 global banking leaders, the report identifies key trends driving the future of payments for mid-tier banks, defined as financial institutions with between $3 billion and $100 billion in assets. In the U.S.

ISO 20022

The Fintech Times

JUNE 13, 2025

Using Pix via open finance reflects inDrive’s commitment to providing limitless payment choices when using the company’s services. Working with Belvo, the new feature enables fast, secure, and intuitive Pix transactions — fully embedded within the inDrive app. It’s Pix, reimagined for a truly frictionless experience.

Facilitators

Bank Automation

JANUARY 13, 2025

The Clearing Houses Real-Time Payments network is ready for cross-border payments from a technical perspective but is waiting for U.S. adoption of the network to grow to initiate the service.

Cross-Border Payments

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? This is the payments landscape in the UK and EU in 2025. And thats a really positive development.

Payments

Bank Automation

NOVEMBER 29, 2024

The Clearing House’s Real Time Payments network is seeing growth in adoption and transaction volume as consumers, small- and medium-sized businesses and large enterprises demand instant payment capabilities.

Instant Payments

Bank Automation

JUNE 13, 2025

Bank of America clients are taking advantage of the higher transaction limit on The Clearing House’s Real Time Payments network. The transaction limit was raised to $10 million from $1 million, effective Feb. 9, according to The Clearing House.

Transaction Limits

The Payments Association

AUGUST 8, 2025

In 2017, 28% of in-person transactions were conducted with cash. By 2024, that figure had dropped to just 13%, and by 2026, it’s projected that only 10% of global point-of-sale transactions will involve physical currency. CBDCs could reduce settlement times to seconds and lower fees to near zero. in fees on average.

Cross-Border

Cardfellow

JUNE 16, 2025

FedNow is a real-time payment system created by the US Federal Reserve that went live in the summer of 2023. Banks could choose to allow instant payments between users, mimicking features offered by digital wallet transfers services such as Venmo. What is FedNow? This is the Authorization step.

FedNow

Finextra

JULY 23, 2025

The most successful payment platforms recognize this reality by offering flexible rail selection rather than forcing a one-size-fits-all approach. Businesses need the ability to choose between ACH, RTP, FedNow, or wire transfers based on their specific requirements for speed, cost, and certainty.

Real Time Payments

Payments Dive

JULY 11, 2025

The Federal Reserve already put its new real-time payments system FedNow on the standard when it was launched in 2023. The bank-owned Clearing House also has its private real-time rail, the RTP network, using the ISO standard. Mainly, it could mean delays for some payments, he said. Regional U.S.

ISOs

Payments Dive

JULY 21, 2025

Published July 21, 2025 Lynne Marek Lead Editor post share post print email license Viorika via Getty Images Dive Brief: Second-quarter transaction volume for the Federal Reserve’s young FedNow real-time payments system jumped 63% over the first quarter, to 2.1 million payments, the central bank said Wednesday.

Real Time Payments

Tom Groenfeldt

APRIL 16, 2025

Subscribe To Newsletters The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt Follow Author Share Save Comment Innovation Enterprise Tech The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt , Contributor. All Rights Reserved.

Real Time Payments

PYMNTS

NOVEMBER 25, 2020

The tipping point toward real-time payments’ ubiquity might be closer than many observers think, Mark Ranta , payments practice lead at FinTech Alacriti , told PYMNTS in a recent interview. Ranta said RTP is already past the “early adopter” stage and moving into the “fast follower” phase of its evolution.

Real Time Payments

PYMNTS

NOVEMBER 3, 2020

“Financial institutions (FIs) and other financial services providers are looking to help meet the need for speed by leveraging various faster payment rails that support an array of payment methods,” according to PYMNTS’ latest Real-Time Payments Report done in collaboration with The Clearing House.

Real Time Payments

PYMNTS

OCTOBER 16, 2020

It’s been three years since The Clearing House rolled out its Real-Time Payments (RTP) network, but Mark Ranta, payments practice lead at Alacriti, tells PYMNTS that 2021 will be the year FIs migrate to the technology in record numbers. Making Real-Time Payments A Reality. Here’s why. .

Real Time Payments

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments

PYMNTS

NOVEMBER 27, 2020

The hunt for faster payment experiences among all users is generating a spike in interest in real-time payments. Understanding how real-time payments can ease businesses’ and consumers’ friction points first requires recognizing that the two groups have vastly different definitions of “real time.”

Real Time Payments

Tearsheet

MAY 1, 2024

The RTP payments network reached a milestone by processing over 1 million payments in a single day on September 1, 2023. EWA and gig worker payments emerged as the network’s primary drivers , surpassing account-to-account (A2A) transfers.

Real Time Payments

Fintech Finance

NOVEMBER 12, 2024

The RTP® network, the largest instant payments system in the United States operated by The Clearing House , now averages over 1 million payments per day. The RTP network also set single day records of 1.46 million transactions valued at $1.24 In October, the RTP network experienced a record 31.7

RTP

PYMNTS

OCTOBER 15, 2020

That’s strong growth for something that is a mature payment product,” said Larimer. That’s especially true for larger corporates, where large volume, high dollar value transactions have been gaining traction, especially in B2B settings. There’s room for RTP and ACH to co-exist, said Waterhouse, “for a very, very long time.”

Real Time Payments