PYMNTS

NOVEMBER 25, 2020

The tipping point toward real-time payments’ ubiquity might be closer than many observers think, Mark Ranta , payments practice lead at FinTech Alacriti , told PYMNTS in a recent interview. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

PYMNTS

SEPTEMBER 9, 2020

The year 2020 has been an unexpected one, to say the least — not least of all for the payments ecosystem. This year was supposed to be a tipping point for real-time payments adoption in the U.S., real-time payments journey. The faster payments ecosystem in the U.S. The Tallest Hurdles.

Real Time Payments 97

Real Time Payments Faster Payments Use Case Payments 97

Fintech News

APRIL 28, 2025

Mastercard is also developing ways for stablecoins to streamline settlements across currencies through its Multi-Token Network (MTN), which supports real-time payments and redemptions. Partners like JPMorgan Chase, Standard Chartered, and Ondo Finance are connected to the platform to explore new digital asset use cases.

Stablecoins 120

Stablecoins Settlement Visa Consumer 120

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Bank Automation

DECEMBER 6, 2024

The Clearing House raised the transaction limit on its Real Time Payments network to $10 million, opening the door for new uses of the rail for commercial transactions.

Transaction Limits 98

Transaction Limits RTP TCH Transactions 98

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. Case in point: Brazil. The country’s banking system is giving an upgrade to its instant payments system. Called PIX , the new payment rails have been in the works for some time and launched last week.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

PYMNTS

OCTOBER 10, 2019

With real-time payments spreading throughout the world (perhaps more slowly than expected, but still spreading), the characteristics of pull payments mean they are likely to play only a marginal role. One of the many questions around real-time payments is what forms they will take as the pace of deployments heat up.

Real Time Payments 80

Real Time Payments Push-to-Card Payments Debit Card 80

Fintech Finance

AUGUST 12, 2024

This month Nium applied for a Payment Institution License in Brazil, which will enable the company to provide payment services to clients including managing funds locally in BRL and real-time payments through Pix. Nium has been present in the region dating back to 2017.

Real Time Payments 98

Real Time Payments Cross-Border Payments Cross-Border Central Bank 98

Fintech Finance

DECEMBER 12, 2024

Today, Visa Direct processes billions of real-time transactions in the US, across 50+ use cases, making it a preferred choice for consumers when receiving money from businesses or moving money between their accounts.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

PYMNTS

NOVEMBER 18, 2020

Banks have been playing catch-up with FinTechs in the bid to bring speed to their processes, especially when it comes to B2B payments. The conversation came across a backdrop of more than 50 real-time payment systems currently live around the world, although largely domestic and regional in nature. That said, the U.S.

Real Time Payments 98

Real Time Payments ISO 20022 Reconciliation Payments 98

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

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Real Time Payments RTP RFP TCH 109

Fintech News

NOVEMBER 25, 2024

Morgan’s Kinexys Digital Payments, connecting blockchain-based tools with real-time payment rails. Morgan’s blockchain business unit, facilitates real-time money transfers using commercial bank funds. Morgan’s focus on secure and efficient payment rails.

Visa 113

Visa Blockchain B2B Payment APIs and Integration 113

PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. We needed to position ourselves to respond to that emerging trend from a technology perspective.".

Real Time Payments 75

Real Time Payments Electronic Funds Transfer (EFT) ISO 20022 Payment APIs and Integration 75

PYMNTS

NOVEMBER 6, 2020

She added that consumers increasingly live their lives tethered to mobile devices, and that those devices have become conduits for P2P payments. It is appropriate to think person-to-business payments, real-time payments and different models of payment will be demanded and expected," Guerra said.

Real Time Payments 109

Real Time Payments P2P Payments Contactless Payments 109

PYMNTS

NOVEMBER 23, 2016

The firm has introduced real-time payments capabilities for its Bank Centric Payments platform, built for financial institutions. True, there are some industry players and analysts that believe real-time payments won’t be able to truly disrupt B2B payments.

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Real Time Payments Payer Faster Payments Payments 73

PYMNTS

JANUARY 2, 2019

On the face of it, the lure of real-time payments might seem like an inevitability. a number of leading tech companies have become vocal in their support of a real-time payments (RTP) network, to be created under the leadership of the Federal Reserve and different from what has been previously proposed by the big banks.

Real Time Payments 79

Real Time Payments RTP ISO 20022 Cross-Border 79

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. It’s also not why the Fed decided to enter the real-time payments fray.

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Real Time Payments FedNow TCH Fed 78

PYMNTS

FEBRUARY 1, 2021

To get a sense of the present state — and future — of instant payments, look to Italy. It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. These days that “stable and efficient growth” has a lot to do with real-time payments.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

Payments Source

NOVEMBER 10, 2019

Faster and real-time payments are finding more and more use cases, but the razor-thin transaction windows are alluring to fraudsters who want to make a swift getaway with stolen funds.

Real Time Payments 71

Real Time Payments SWIFT Use Case Payments 71

PYMNTS

NOVEMBER 16, 2016

Banking payments platform provider linked2pay wants to help financial institutions implement real-time payments capabilities. 15) that banks using its Bank Centric Payments platform will now have access to real-time payments thanks to a collaboration with Push Payments.

Real Time Payments 71

Real Time Payments Remote Deposit Capture Same Day ACH ACH 71

PYMNTS

NOVEMBER 18, 2020

The Clearing House 's RTP network is now several years old, and while the real-time payments capability is gaining traction, adoption in the B2B landscape remains muted. Indeed, it can be difficult for businesses to change their payment habits. Today's Most Valuable Use Cases.

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RTP Use Case Real Time Payments ISO 20022 82

Clearly Payments

OCTOBER 31, 2024

Growth : In regions such as Southeast Asia and Latin America, bank transfer payments have grown by 20% annually due to increasing banking access. Faster Payments (U.K.), Rise of Real-Time Payments (RTP) : Real-time payment systems are expected to grow by 15% annually , as consumers and businesses alike demand instant fund transfers.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Payments Source

JULY 19, 2018

Tokenization as a technology is suitable to support multiple payment use cases via a single system, ensuring emerging commercial models and the ability to adapt to new requirements are not constrained by an inflexible security framework, writes David Worthington, vice president of payments at Rambus.

Real Time Payments 93

Real Time Payments Use Case Payments Security 93

Fintech Finance

APRIL 30, 2024

Global real-time payments growth has reached sustainable levels with 266.2 billion real-time payments transactions recorded in 2023—a year-over-year (YoY) growth of 42.2%—according billion real-time transactions are forecast by 2028, representing a 2023-2028 compound annual growth rate (CAGR) of 16.7%.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

Fintech News

APRIL 21, 2025

Circle stated the initiative addresses inefficiencies in cross-border payments, which can often take more than a business day and incur significant costs, citing World Bank data highlighting average costs exceeding 6%.

Cross-Border Settlement 100

Cross-Border Settlement Cross-Border Settlement Payment Networks 100

PYMNTS

DECEMBER 6, 2018

Forty countries: That’s how many places either have real-time payments programs in progress or live. Along the way they dug into important data points that describe not only the current status of real-time payments , but the opportunities that could help spark further growth. That’s progress. More than $1.4

Real Time Payments 56

Real Time Payments RTP Payments Economy 56

The Fintech Times

JUNE 26, 2025

Through the launch of the new sandbox, Mastercard hopes to play a significant role in helping to modernise the UK’s A2A payment ecosystem by enabling banks and FIs to test new flows, including retail and digital assets, across person-to-person, person-to-merchant, and business-to-business use cases.

Instant Payments 59

Instant Payments Visa Payment APIs and Integration Real Time Payments 59

PYMNTS

DECEMBER 5, 2018

New York-based Signature Bank is rolling out a digital payments platform powered by blockchain that enables real-time payments for corporate customers. 4) the launch of its payments platform, Signet, to provide digital payment services for corporate customers. Shay in a statement.

Real Time Payments 63

Real Time Payments Blockchain FDIC Payments 63

Fintech Finance

JUNE 25, 2025

Picture the excitement of experimenting with cutting-edge payment technology, where developers can safely test new features and capabilities without impacting critical infrastructure. The Mastercard A2A instant payments Sandbox opens our innovative technology to our partners to develop and test new potential services.

Visa 59

Visa Real Time Payments Payment APIs and Integration Instant Payments 59

Fintech News

JUNE 1, 2025

Singapore-based stablecoin infrastructure provider StraitsX has unveiled a refreshed brand identity as it expands its role in enabling compliant, real-time payment settlements. It said the brand update reflects its growing function as an infrastructure layer for institutional money movement.

Settlement 73

Settlement Stablecoins Cross-Border Payment Gateways 73

Finextra

JULY 30, 2024

AppBrilliance, a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US.

Real Time Payments 52

Real Time Payments RTP Use Case API 52

PYMNTS

NOVEMBER 10, 2020

Real-time payments aren’t just an opportunity for consumers to send and receive money more quickly. Interest in faster payments is also on the rise for corporates, though their adoption of real-time payments won’t look the same as it does in the B2C world. Uncovering The B2B Use Cases.

B2B 117

B2B Real Time Payments Value Added Service ISO 20022 117

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. OpenPayd Debuts Real-Time FX.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

Finextra

JUNE 25, 2025

Using the sandbox and Mastercards latest A2A payments technology, banks will be able to test new flows, including retail and digital assets, across person to person, person to merchant, and business to business use cases.

Instant Payments 59

Instant Payments Visa Real Time Payments Payments 59

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. Currently, the RTP network includes 487 banks and credit unions, offering real-time payment services to their customers.

Instant Payments 119

Instant Payments RTP TCH Visa 119

The Fintech Times

MAY 1, 2024

ACI Worldwide , the payments system company, and GlobalData , the data and analytics firm have worked together on a new report revealing which real-time payments markets across the world are the most successful. The report is aptly timed as global real-time payments growth has reached sustainable levels with 266.2

Real Time Payments 59

Real Time Payments APACS Cross-Border Cross-Border Payments 59

Fintech Finance

SEPTEMBER 13, 2024

This comprehensive guideline provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payments. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131