M2P Fintech

APRIL 10, 2025

Unlike unsecured personal loans, which entail elevated risk for lenders and impose higher interest rates on borrowers, Loans Against Mutual Funds (LAMF) present a secure and cost-efficient lending model. Real-time precision is required to oversee risks tied to NAV volatility and maintain optimal Loan to Value (LTV) ratios.

Regulatory Compliance 52

Regulatory Compliance Mitigation Compliance Automation 52

PYMNTS

NOVEMBER 17, 2020

Bank-FinTech collaboration continues to thrive as more financial service providers place small- to medium-sized businesses (SMBs) front-and-center of product development. Biz2Credit's technology can also enhance underwriting to mitigate risk even further for the financial institution (FI), it said.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

The Payments Association

APRIL 17, 2025

Paysecures advanced platform enables smart routing, risk mitigation, in-depth analytics, and more to help merchants in diverse industries (e.g. iGaming, eCommerce, forex, marketplaces, etc.) overcome payment challenges, including high transaction fees, cart abandonment, complex integrations, and fraud.

PCI DSS 88

PCI DSS Risk Mitigation Payments Mitigation 88

Finovate

JANUARY 17, 2025

It also provides Breach Risk Scores that measure the severity of incidents in which their data was exposed, and a Personalized Action Plan of practical risk mitigation steps. Founded in 1968, TransUnion is headquartered in Chicago.

Cross-Border 64

Cross-Border Cross-Border Payments Payments Acquirers 64

The Fintech Times

SEPTEMBER 19, 2024

However, risk orchestration is a process promising to help fintechs and financial institutions combine their customer onboarding, authentication and risk management processes into one place. “This is done through the integration of risk management, adaptive risk mitigation, process automation, and real-time analysis. .

Risk 59

Risk Financial Crimes AML Risk Management 59

Fintech Finance

JULY 22, 2024

The partnership between leading international financial service provider ACE Money Transfer and Trustly , the global open banking payments leader, has provided customers with a smoother and more cost-effective personalised remittance experience through competitive exchange rates, low transfer costs, and enhanced security on remittances.

Risk Mitigation 98

Risk Mitigation Funds Transfer Mitigation Security 98

PYMNTS

APRIL 9, 2019

Meanwhile, the trade credit insurance market has progressed along its own separate trajectory of innovation and FinTech disruption, with service providers targeting smaller vendors as potential customers that need to insure their invoices against nonpayment. Combining Forces. ”

Finance 63

Finance Risk Mitigation Underwriting Mitigation 63

Fintech Review

MAY 4, 2025

Best for : Digital banks and B2B fintechs needing dynamic risk management. Persona Provides fully customisable identity verification flows with options for ID checks, biometrics, and database lookups. Sumsub An all-in-one KYC, KYB, and AML platform offering flexible onboarding flows, video interviews, and risk scoring.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Fintech Times

AUGUST 28, 2024

Adjusting to MiCA The MiCA regulation aims to foster the use of innovative technologies by setting a regulatory framework that covers crypto-assets (including stablecoins ), crypto-assets issuers and crypto-asset service providers to protect the rights of holders in the EU.

Stablecoins 80

Stablecoins Multi-Currency Risk Mitigation Risk Assessment 80

The Fintech Times

JULY 22, 2024

Financial service provider ACE Money Transfer has revealed a high level of growth and success, thanks to its partnership with Trustly , the global open banking payments firm. Backing open banking ACE Money Transfer explained that this approach supported 25 per cent business expansion.

Risk Mitigation 69

Risk Mitigation Funds Transfer Mitigation Security 69

PYMNTS

OCTOBER 7, 2016

.” Financial institutions today are also struggling to connect the dots between all of the ways they use data analytics to mitigate risk and add value to their lending operations, added Horrocks. He offered the example of banks using analysis of financial statements to assess risk in the loan origination process.

Origination 78

Origination Underwriting Third-Party Service Provider Risk Mitigation 78

PYMNTS

SEPTEMBER 29, 2017

When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help. But the banks themselves also have complex demands for their own treasury departments, which, like other corporations, must be able to manage finances, risk and compliance.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

PYMNTS

JUNE 25, 2020

Understanding how every dollar is being spent today, and whether that spend can be strategically adjusted to promote resiliency into the future, are conversations businesses are beginning to hold with their financial services providers, said Barker. Mitigating Risk.

Mitigation 60

Mitigation Risk Mitigation Treasury Risk 60

Fintech News

APRIL 3, 2025

As of 1 November 2023, all new and existing BNPL service providers must ensure full compliance. It sets standards to reduce debt risks and protect users. While compliance is voluntary, the SFA offers accreditation for BNPL providers through independent assessments. Providers found in breach risk losing accreditation.

BNPL 108

BNPL Regulations Accreditation Consumer Protection 108

The Fintech Times

DECEMBER 9, 2023

“Even if a company’s initial effort was a mere compliance exercise, the efforts have genuinely facilitated positive changes, fostering better understanding and trust between financial service providers and their customers. In short, we’ll see a cultural shift in banking that prioritises long-term customer education and support.”

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

MAY 17, 2018

Seven banks in India have struck an agreement to collaborate with digital banking service provider Infosys Finacle on a blockchain-powered trade network, the company announced Wednesday (May 16). Infosys Finacle first announced its blockchain trade finance solution for banks last year after 11 banks participated in trials.

Finance 49

Finance Blockchain Risk Mitigation Mitigation 49

PYMNTS

FEBRUARY 9, 2018

lender is now offering its small business (SMB) borrowers credit insurance policies provided by Euler Hermes to protect themselves against the risk of non-payment of an invoice should their customer become insolvent or fail to pay. That deal, announced last December, sees MarketInvoice underwriting SMB loans provided by Investec.

Risk Mitigation 40

Risk Mitigation Non-Bank Risk Underwriting 40

PYMNTS

JANUARY 27, 2020

Much of that financing, however, is facilitated through inefficient processes that can heighten costs, limit transparency for borrowers, and increase risk for lenders. Increasingly, developing an ecosystem post-financing has become a critical component of promoting healthier cash flow among borrowers and mitigating risk for financiers.

Small Business 62

Small Business Point-of-Sale (POS) Finance Facilitators 62

PYMNTS

OCTOBER 3, 2019

Loan fraud is a less-discussed — but not less threatening — trend hitting banks, credit unions and other financial service providers, particularly as traditional and alternative players usher in digitization and an online-only lending process.

Small Business 63

Small Business Credit Union Mitigation Account Takeovers 63

PYMNTS

JUNE 26, 2019

Mitigating Risk For Third Parties. Supply chain verification is instrumental in mitigating the risk of noncompliance for marijuana firms regulated at the state level. ” Today, the financial industry continues to explore ways to provide legal services to marijuana businesses.

Legal 44

Legal Mitigation Verification Risk Mitigation 44

PYMNTS

JANUARY 28, 2021

With its new Payment Tracker offering , financial service provider iBanFirst is enabling both senders and receivers to gain greater visibility into the status of a transaction, the result of leveraging the SWIFT gpi tracking service. iBanFirst Boosts Payment Visibility For Buyers, Suppliers.

Innovation 61

Innovation Payer Cross-Border Payee 61

PYMNTS

AUGUST 15, 2019

Called transaction risk analysis (TRA) exemptions, exempt transactions are considered to have extremely low fraud risks, with experts pointing to the opportunities for machine learning and other intelligent technologies to enhance the sophistication of risk analysis.

Payments 49

Payments Commercial Card Risk Mitigation Mitigation 49

PYMNTS

SEPTEMBER 12, 2018

As the industry grows, access to small business financial data is a critical component of risk mitigation and underwriting practices. Working with a bank like BTG is another spoke in the wheel of small business financing, but one that similarly addresses risk mitigation in the market.

Finance 40

Finance Risk Mitigation Small Business Mitigation 40

PYMNTS

DECEMBER 17, 2019

Yet both of these strategies require a third-party service provider to facilitate payment processing, whether funds are coming in via check or ACH. Again, third-party service providers play an important role in alleviating ACH friction for companies. However, they persist. ACH’s B2B Future.

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

Fintech Finance

DECEMBER 7, 2023

The concept of “omnichannel” used to revolve around a business’s capacity to process transactions across all channels using a single payment provider. Now, envision a world where you have the power to choose your preferred payment service provider for each channel.

Business Payments 52

Business Payments Point-of-Sale (POS) Payments Credit Cards 52

Segpay

OCTOBER 4, 2023

Minimal Risk: Merchants often have a low financial risk since they only pay for actual conversions. Diverse Marketing Channels: Affiliates can promote products or services through various channels, including websites, blogs, social media, email marketing, and more. Why is this type of Business often considered High-Risk?

Security 52

Security Due Diligence Compliance Payments 52

PYMNTS

OCTOBER 1, 2019

India-based financial services provider Reliance Capital has announced it will exit the lending market. India’s NBFC community is in flux amid tightening regulations as the government looks to promote customer protections and risk mitigation while maintaining broad access to financial services.

Risk Mitigation 43

Risk Mitigation Regulations Non-Bank Mitigation 43

PYMNTS

SEPTEMBER 11, 2018

While businesses of all sizes are perking up to their exposure to FX volatility risk, not everyone is aware of how to address it. “However, I would say many businesses do not fully understand, or have awareness of, the different risk management tools.” Enter: the prepaid card. We are definitely seeing a shift.”

Cross-Border Payments 40

Cross-Border Payments Cross-Border Multi-Currency Risk Mitigation 40

PYMNTS

MARCH 16, 2018

TMS providers have great platforms, and we have a great position in risk management as it relates to FX.”. Research released last year by Deloitte in its Global Corporate Treasury Survey 2017 found foreign exchange risk management remains a key function for treasurers. In the U.K.,

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

PYMNTS

OCTOBER 3, 2019

Balancing Risks. While the risk mitigation opportunities of virtual assistants may be enticing for corporate finance executives, it’s possible that reservations over data privacy felt in their consumer lives could also carry over into the corporate sphere. “In in particular.

Privacy 55

Privacy Finance Third-Party Service Provider B2C 55

PYMNTS

SEPTEMBER 14, 2020

As a supplier of computing software services, Blackbaud is only the latest example of how cyberattacks aren't isolated to its targets. Despite a rising understanding of the importance of third-party cyber risk mitigation efforts, such incidents as these continue to occur — and amid the pandemic, the volume of attacks is on the rise.

Breach 52

Breach Multifactor Authentication Ransomware Email Compromise 52

PYMNTS

JULY 31, 2018

The allegations have revived the debate over financial service providers’ use of commission as an incentive to boost sales, which was recently brought to light by the ongoing Wells Fargo scandals. No matter how big or small they may be, managing currency risk in today’s economic environment is vital,” said McGowan.“The

Cross-Border Payments 40

Cross-Border Payments Cross-Border Small Business Risk Mitigation 40

PYMNTS

JANUARY 18, 2019

Last month, the EU Blockchain Forum urged the European government to deploy the technology for digital identities , calling the use case “the fundamental building block, and a key area for governments to focus on to promote risk mitigation, compliance and trust in the financial system.

B2B 78

B2B Blockchain B2C Use Case 78

PYMNTS

AUGUST 1, 2018

As corporate treasurers grapple with the ever-increasing demands of their role in the enterprise, many of their new responsibilities involve complex management of finances, particularly when it comes to foreign exchange (FX) risk exposures — especially in today’s volatile times.

Cross-Border Payments 40

Cross-Border Payments Cross-Border Risk Disputes 40

PYMNTS

MARCH 25, 2020

As commercial card innovation expands, service providers continue to target particular pain points for their business cardholders. Designed for firms with between two and 200 employees, the card program underwrites SMBs through Archa’s proprietary machine learning-powered risk analysis technology.

Commercial Card 46

Commercial Card Innovation Cross-Border Cross-Border Payments 46

PYMNTS

APRIL 20, 2017

CyberGRX focuses on these external threats, offering companies its CyberGRX Exchange platform that it claims is the world’s first global third-party cyber risk management exchange. Schneider said that of all the risks a business can face today, cybersecurity and data security are top of the heap.

Cybersecurity 46

Cybersecurity Data Breach Mitigation Breach 46

PYMNTS

MARCH 14, 2017

Forty percent of businesses said their current financial service provider cannot help in their international expansion, while nearly half said their current provider does not offer FX tools like analytics and risk mitigation.

Cross-Border Payments 41

Cross-Border Payments Cross-Border B2B Payments 41