The Payments Association

NOVEMBER 18, 2024

” The two camps The two main categories of service providers in the changing landscape of merchant relationships are the traditional banks and the fintech or merchant service providers. Revenue in the U.S. fintech sector surpassed $39 billion in 2023 and is forecast to reach $70.5 billion by 2028.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

The Payments Association

JANUARY 13, 2025

Introduction of resolution packs : These packs must include essential documents and information that would facilitate swift action during insolvency, reducing delays in fund distribution to customers. Safeguarding audits: Firms are required to arrange safeguarding audits to assess compliance with the rules.

Compliance 88

Compliance Audit Legal Reconciliation 88

Fintech News

NOVEMBER 17, 2024

This forum, comprising representatives from Asia Pacific financial regulators and cloud service providers, convenes twice a year to discuss best practices for managing cloud risks in the financial sector. This exercise comes at a time of heightened awareness surrounding the potential for widespread disruption from technology failures.

Risk 119

Risk Best Practices APACS Authorization 119

Finextra

JUNE 27, 2025

From this point on, Swift, and payment schemes, such as SEPA and CHAPS, will begin rejecting transactions with unstructured data. That means corporates and their payment service providers have big databases filled with customer and counterparty addresses in an unstructured format. All of which need updating to meet compliance.

Addressing 90

Addressing ISO 20022 ISOs Payment APIs and Integration 90

Fintech News

OCTOBER 27, 2024

By holding these entities accountable, the SRF enhances consumer protection and provides clear avenues for victim recourse in cases of phishing-related losses.

Phishing 135

Phishing Scams Blocks Authorization 135

Fintech News

JULY 10, 2025

From recent crackdowns in Thailand to swift reforms in Singapore, the message is clear: compliance is the new currency of credibility in crypto. Today, it’s a sigh of relief as we see that era coming to a decisive end.

Regulations 82

Regulations Due Diligence SWIFT Money Laundering 82

Fintech Finance

JANUARY 20, 2025

There have also been recent incidents where financial services providers have unexpectedly discontinued services for emerging market businesses, leading to substantial financial losses in the form of uncompleted transactions and disrupted trade flows.

Multi-Currency 97

Multi-Currency Global Payments Cross-Border Payments Cross-Border 97

EBizCharge

NOVEMBER 12, 2024

Payment service providers also require insight into your projected transaction volume and previous credit card payments. A dedicated merchant service representative can guide you through this process to ensure all criteria are met, thus increasing the likelihood of approval.

Accounts 52

Accounts MSPS Online and Mobile Banking Debit Card 52

The Payments Association

NOVEMBER 28, 2024

PSD3 implementation schedule (2023-2026): What does this mean for banks and payment service providers? Extended liability for payment institutions: With stricter fraud liability rules, banks, payment service providers, and electronic communication providers face greater accountability.

Authentication 88

Authentication Regulations IBAN Fraud Prevention 88

Fintech Finance

JULY 23, 2025

A Best-in-class ecosystem fueling money movement At the core of Solidgate Treasury lies a strong, industry-leading infrastructure and direct connection to global transfer rails, such as SEPA and SWIFT.

Payment APIs and Integration 52

Payment APIs and Integration Treasury Cross-Border Cross-Border Payments 52

Finextra

JULY 10, 2025

Modern payment orchestration platforms and advanced Payment Service Providers (PSPs) offer tools to support this logic. For instance, if an acquirer often declines cards from a specific country, the system can reroute those transactions elsewhere.

Transactions 52

Transactions Online and Mobile Banking Fraud Prevention Payment APIs and Integration 52

Fintech Finance

MARCH 11, 2025

“Our unique position as both a licensed crypto and fiat payment service provider allows us to bridge the gap between traditional finance and the digital economy, delivering cutting-edge solutions for cross-border payments and digital asset management.

Cross-Border Payments 85

Cross-Border Payments Cross-Border Correspondent Multi-Currency 85

The Fintech Times

MAY 28, 2025

Merge, a London-based fintech, has received approval from French regulators to operate as both an electronic money institution (EMI) and a virtual asset service provider (VASP). This is a major leap in making global money movement truly borderless, said Kebbie Sebastian, founder and CEO of Merge.

Stablecoins 106

Stablecoins Regulations Cross-Border Payments Multi-Currency 106

Fintech Finance

NOVEMBER 19, 2024

Alongside its recent accomplishments, including its UK EMI licences, and its Visa and Swift memberships, this is a significant move for Payhawk as it solidifies its growing reputation as a global financial services provider.

Innovation 98

Innovation Payments Payment Networks Non-Bank 98

Stax

JANUARY 21, 2025

The holding period or processing time might be less than 24 hours but could vary from 1-7 days depending on the payment service provider. A payment service provider that approves transfers immediately isnt necessarily the best gateway. This is to allow for refunds and chargebacks.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech Finance

FEBRUARY 6, 2025

Through the partnership with Banfico, ACI will support UK and European banks and payment service providers (PSP) to comply with mandates to offer Confirmation of Payee (CoP) and Verification of Payee (VOP) services.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Instant Payments Verification FinTech 59

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech Finance

MARCH 10, 2025

“Our unique position as both a licensed crypto and fiat payment service provider allows us to bridge the gap between traditional finance and the digital economy, delivering cutting-edge solutions for cross-border payments and digital asset management.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Multi-Currency 59

The Payments Association

JULY 18, 2025

Legal issue/risk Next steps/action required Legal issue/risk: BNPL agreements offered by third-party providers will become regulated credit agreements, requiring full FCA authorisation. New requirements include mandatory affordability checks, transparency standards, and access to the Financial Ombudsman Service.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Fintech Finance

MARCH 6, 2025

Our unique position as both a licensed crypto and fiat payment service provider allows us to bridge the gap between traditional finance and the digital economy, delivering cutting-edge solutions for cross-border payments and digital asset management.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Correspondent Multi-Currency 52

Fintech News

JULY 23, 2025

In a recent webinar, B2B payments service provider Bottomline brought together regional experts to discuss how banks in APAC can close the gap and compete more effectively. Legacy systems, complex regulatory environments and regional fragmentation continue to slow adoption.

APACS 66

APACS ISO 20022 Payment APIs and Integration Disaster Recovery 66

Neopay

JANUARY 30, 2025

Given the significant role of money mules in facilitating fraud and laundering illicit funds, these insights are critical for financial institutions and payment service providers. The review highlights both positive practices and key areas where firms must improve to effectively disrupt money mule networks.

Financial Crimes 59

Financial Crimes Fraud Detection Crime Best Practices 59

The Fintech Times

JANUARY 9, 2025

FV Bank strengthened its cross-border offering allowing it to provide its global customers with a wider range of deposit options. These include USD, EUR, USDC, USDT, and PYUSD, along with the ability to send 13 different currencies from their USD bank account over its local network or via SWIFT , enabling better treasury management in USD.

Stablecoins 59

Stablecoins PayPal Direct Deposit Cross-Border 59

The Fintech Times

JANUARY 21, 2025

Launches and milestones Bitget, the cryptocurrency exchange and Web3 company, has introduced a ‘hold-to-earn service’, Bitget HodlerYield, with USDE and weETH as the first supported tokens. Payments service provider myPOS has revealed its acquisition of Toporder , a French cash register company.

FinTech 59

FinTech Multi-Currency Payment APIs and Integration Online and Mobile Banking 59

The Fintech Times

NOVEMBER 14, 2024

Tippell most recently served as chief product officer at CLS Group , with roles also at Droit Financial Technologies, SWIFT and Markit Group. The funding is expected to support NovoPayment’s continued scaling and expansion of commercial partnerships.

FinTech 64

FinTech Non-Bank Settlement Laws 64

The Fintech Times

DECEMBER 6, 2024

stablecoins for payments service providers (PSPs)) and therefore have a better home in a larger platform.” . “However, these companies might operate in fragmented segments of a larger market with niche moats (e.g. segments of fraud prevention) or in a highly strategic category for larger buyers (e.g.

FinTech 72

FinTech Embedded Payments Compliance Money Laundering 72

Fintech News

AUGUST 8, 2024

In the dynamic financial landscape of the Asia-Pacific (APAC) region, private banks, asset managers, fund managers, and other capital market participants are increasingly recognising the pivotal role of Swift connectivity. As the industry evolves, adopting robust standards like ISO 20022 becomes crucial for driving these benefits.

ISO 20022 128

ISO 20022 APACS SWIFT ISOs 128

Fintech Finance

OCTOBER 16, 2024

Trovata , the pioneering force in corporate bank APIs, announces a new collaboration with Swift , the world’s leading provider of secure financial messaging services, which will extend the benefits of Swift’s tracking capabilities to more businesses through API connectivity.

SWIFT 98

SWIFT ISO 20022 Cross-Border Payments API 98

Fintech News

JULY 23, 2024

billion mobile wallets worldwide using their existing Swift connectivity. Payments initiated over Swift will reach TerraPay’s system efficiently and transparently from account to wallet, utilising Swift’s transaction tracking capabilities. Swift connects more than 11,500 financial institutions in over 200 countries.

SWIFT 111

SWIFT Cross-Border Cross-Border Payments Payments 111

Fintech Finance

JULY 23, 2024

billion mobile wallets around the world using their existing Swift connectivity, enhancing the cross-border payments experience for businesses and consumers. Swift connects more than 11,500 financial institutions in over 200+ countries. We estimate that we are reaching 600m unbanked consumers.”

SWIFT 98

SWIFT Cross-Border Cross-Border Payments Accounts 98

Fintech Finance

JUNE 13, 2024

BVNK , the stablecoin payments provider, announced today that it has enabled Swift payments on its platform, so businesses can move easily between US dollars, Euros and stablecoins like USDT, USDC and PYUSD. They want to move funds faster around the world, for less cost and risk.

Stablecoins 99

Stablecoins SWIFT Digital Currency Settlement 99

The Fintech Times

JUNE 1, 2024

The standards body confirmed the pilot in June 2023, after contacting industry partners to test the benefits of the service with a group of participating banks and payment service providers. ” The post How are Financial Firms Like Visa, Swift, Pay.UK How does AI-driven fraud prevention work?

SWIFT 124

SWIFT AI Fraud Detection Fraud Prevention 124

PYMNTS

OCTOBER 15, 2020

Panel members included Russ Waterhouse , EVP at The Clearing House; Mike Kresse , SVP card and money movement at FIS; Jane Larimer , CEO at Nacha; David Scola , chief executive, Americas and UK at SWIFT; and Jeremy Allaire , CEO at Circle.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Bank Automation

JUNE 6, 2024

AMSTERDAM — Deutsche Bank is one of multiple financial institutions sharing anonymized data with financial messaging service provider Swift.

SWIFT 78

SWIFT AI Fraud Prevention Service Provider 78

Payments Source

NOVEMBER 13, 2018

A former Lloyds Banking Group executive is joining financial messaging service provider Swift as its head of U.K., Ireland and Nordics operations.

SWIFT 68

SWIFT Service Provider Cross-Border Payments Cross-Border 68

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). For example, Stripe is a payment service provider that offers shared merchant accounts to its platform users.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

PYMNTS

NOVEMBER 30, 2018

SWIFT , a payment messaging firm based in Belgium, began implementing its SWIFTNet Instant service for the Eurosystem’s TARGET Instant Payment Settlement (TIPS) service on Friday (November 30), when the first banks using it went live, according to a report by the company.

SWIFT 60

SWIFT Instant Payments Gateways Payment Message 60