Finextra

JUNE 18, 2025

Fo Small and medium enterprises, often underserved due to opaque financials the data-driven profiling creates a new language of trust. With this context, banks can personalize debt instruments, embed inflation-linked clauses, or stagger repayments aligned with expected occupancy rates.

Transactions 52

Transactions Payment APIs and Integration Cross-Border Risk 52

Fintech Finance

OCTOBER 21, 2024

Thunes , the Smart Superhighway to move money around the world, today announced its proprietary Direct Global Network now provides banks with access to over 3 billion mobile wallets around the world via their existing Swift connectivity.

SWIFT 97

SWIFT Cross-Border Payments Cross-Border Instant Payments 97

Fintech Finance

JULY 23, 2024

billion mobile wallets around the world using their existing Swift connectivity, enhancing the cross-border payments experience for businesses and consumers. Swift connects more than 11,500 financial institutions in over 200+ countries. We estimate that we are reaching 600m unbanked consumers.”

SWIFT 98

SWIFT Cross-Border Cross-Border Payments Accounts 98

Fintech News

OCTOBER 21, 2024

By utilising their existing Swift connectivity, banks can now access Thunes’ Direct Global Network and process transactions to over 3 billion mobile wallets in 130 countries through 120 mobile wallet brands. Global payments company Thunes has launched a new service that enables banks to send payments directly to mobile wallets worldwide.

Cross-Border Payments 119

Cross-Border Payments Cross-Border SWIFT Financial Inclusion 119

PYMNTS

APRIL 3, 2019

The company has initially focused on catering underserved populations in Asia, but has also applied for a license in the United States. SWIFT also has an ongoing distributed ledger proof of concept. That comes as SWIFT is working with R3’s blockchain platform, Corda.

Cross-Border Payments 92

Cross-Border Payments Cross-Border Blockchain Distributed Ledger Technology (DLT) 92

Electronic Transactions Association

FEBRUARY 22, 2023

The report, Advancing Economic Inclusion—Empowering Underserved Communities with Fintech , highlights the innovative products and services revolutionizing the way commerce is conducted through safe, secure, convenient, and rewarding solutions.

Underserved 40

Underserved Online and Mobile Banking Financial Literacy FinTech 40

The Fintech Times

JANUARY 18, 2024

Standing out against VC-backed fintech players Laurent Descout, CEO of Neo Laurent Descout , co-founder and CEO of Neo, said: “When we founded Neo, we knew that businesses were being underserved by treasury management software and banks which was holding back their international aspirations.

Multi-Currency 109

Multi-Currency Cross-Border Payments Bank Identification Code Cross-Border 109

PYMNTS

NOVEMBER 1, 2018

Mastercard and global non-profit Accion have announced a first-of-its-kind partnership to transform millions of underserved micro and small businesses around the world. Micro-merchants, such as grocers and “mom and pop” stores, operate largely in cash rather than through safe, secure and swift, digitally enabled transactions.

Visa 67

Visa Technology Underserved SWIFT 67

Fintech Finance

NOVEMBER 13, 2024

This collaboration will introduce Félix Pago’s digital remittance services and Mastercard-powered payment solutions in El Salvador, Honduras, Guatemala, and the Dominican Republic, significantly broadening financial access in these historically underserved regions. This makes fees much lower than SWIFT transactions, which are also slower.

Visa 80

Visa Financial Inclusion Underserved Cryptocurrency 80

PYMNTS

SEPTEMBER 4, 2020

Conventional wisdom might hold that the pivot toward SoftPOS has been swift amid the seismic move toward tap to pay, NFC, QR codes and digital wallets. SoftPOS marks a sea change from the hardware-bound, hard-wired nature of checkout, and from dedicated POS terminals registered and linked to dongles.

Contactless Payments 95

Contactless Payments Online and Mobile Banking Push-to-Card Underserved 95

Fintech News

JUNE 4, 2025

She credits the teams operating rhythm and structured communication as key to their increasingly swift recoveries. With a very clear mandate to serve the underserved, we have the natural appetite to try and test,” Pei-Si Lai, Group CEO of GXS Bank clarified. For her, crisis wasnt failure. To her, it was more like a rhythm.

Underserved 76

Underserved Risk FinTech Underwriting 76

PYMNTS

SEPTEMBER 27, 2019

The Financial Stability Board released analysis last year that found SWIFT interbank payment messages reflected a 4.1 Criticism of the world’s correspondent banking network continues to mount — and at the same time, the number of correspondent banking relationships is on the decline. percent decline in correspondent banking activity in 2017.

Correspondent Bank 55

Correspondent Bank Correspondent Cross-Border ISO 20022 55

Fintech News

JANUARY 15, 2024

This broader perspective facilitates alternative credit scoring methods, potentially increasing lending to previously unserved or underserved segments. In Singapore, micro and small merchants (MSMEs) are responding to the ever-increasing consumer demand for cashless options, and are swiftly embracing QR payment solutions.

Interoperability 119

Interoperability Cross-Border Payments Financial Inclusion 119

Fintech News

FEBRUARY 27, 2024

Rapid digitalisation, a young internet-savvy population, and underserved markets make the region ripe for fintech disruption. The fintech industry in the Asia Pacific region is booming, with several high-growth companies potentially eyeing an initial public offering (IPO) as early as 2024. Despite global fintech funding nosediving to US$39.2

FinTech 124

FinTech Risk Federal Reserve Multi-Currency 124

Fintech News

DECEMBER 10, 2023

The overarching goal remains consistent – delivering real-time payments that are swift and impeccably accurate. Many nations within the region have recognised the transformative potential of extending financial services to underserved populations. In APAC, financial inclusion has emerged as a driving force behind digital innovation.

Addressing 122

Addressing Fraud Prevention Financial Inclusion Payments 122

Fintech Finance

JANUARY 17, 2024

Neo has evolved from a platform offering FX trading to becoming a one-stop shop for businesses across the globe, working with more than 300 corporates across 28 countries and more than 8,000 banks are connected to its Bank Identification Code (BIC) on the SWIFT network.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Multi-Currency FinTech 59

Fintech News

MAY 20, 2024

This shift not only facilitates the transition towards a cashless society but also extends financial inclusion to remote and underserved areas, unlocking potential economic benefits and enhancing community well-being.

FinTech 136

FinTech Embedded Finance BNPL On-Demand 136

Fintech Review

NOVEMBER 21, 2023

Fintech’s innovations are not only enhancing user convenience but also expanding accessibility in underserved regions. Through the 20 th century the rate of electronic wire transfers grew, but it wasn’t until the 1980s when the internet came into play that it triggered a major revolution in global remittances.

Wire Transfer 52

Wire Transfer FinTech Wire Wires 52

PYMNTS

AUGUST 7, 2019

In the meantime, banks and FinTechs appear eager to collaborate and promote adoption of the technologies and emerging services that are available today — and eager to test how these tools can positively impact small businesses, a market Thyagarajan said is significantly “underserved” today. We have a real-time payments network.

Office of the Comptroller of the Currency 72

Office of the Comptroller of the Currency Payment APIs and Integration Federal Reserve Small Business 72

The Fintech Times

MAY 16, 2025

Weve designed our Corporate Card product to serve businesses often underserved by traditional banks. Christian Moore, head of portfolio at MuchBetter Business spend is evolving rapidly, and legacy corporate cards havent kept up.

B2B 45

B2B Underserved Visa Gateways 45

PYMNTS

JULY 6, 2020

This importance is especially tangible because many SMBs remain underserved by traditional banks, Kathryn Petralia , co-founder and president of Atlanta, Georgia-based SMB lender Kabbage , explained in a recent interview with PYMNTS. “Of government-supported Paycheck Protection Program (PPP) loans. Of the 32 million SMBs in the U.S.,

Authentication 58

Authentication Automation ACH Wire Transfer 58

The Fintech Times

FEBRUARY 22, 2024

Tell us more about CapitalBox and its offering Mantvydas Štareika , CEO of CapitalBox CapitalBox provides alternative funding and lending solutions to small and medium-sized enterprises in Europe that have been traditionally overlooked and underserved by old-school financial institutions and lending models.

Risk Assessment 59

Risk Assessment Underserved On-Demand SWIFT 59

M2P Fintech

NOVEMBER 12, 2024

Advanced Loan Origination and Management Systems enable lenders to assess creditworthiness using alternative data sourcessuch as utility bills and mobile usagethereby expanding financial access to underserved individuals and businesses.

Financial Inclusion 52

Financial Inclusion Origination Automation On-Demand 52

The Fintech Times

MAY 7, 2024

Our expertise also extends to developing innovative solutions that enhance access to credit and banking services for consumers and small businesses, especially in areas traditionally underserved by conventional financial institutions. What is PayU GPO doing to improve the payments sector in Peru and Latam?

Digital Payments 64

Digital Payments Online and Mobile Banking Financial Inclusion Payments 64

Fintech News

MARCH 26, 2024

It operates with the goal of building a credit ladder for the underserved population in India, aiming to serve over 550 million individuals. #9 8 Credit Fair (India) Credit Fair is a consumer lending fintech startup that was founded in 2018.

FinTech 105

FinTech APACS Payment APIs and Integration Multi-Currency 105

Seon

APRIL 24, 2024

Traditional metrics often fail to predict future financial stability, as they hinge on historical data that may no longer be relevant due to swift changes in an individual’s economic circumstances, such as job loss or significant life transitions.

Assessments 52

Assessments Risk FDIC Risk Assessment 52

The Fintech Times

FEBRUARY 19, 2024

For years, banks and payment providers have had to rely on SWIFT in Europe to transfer funds which can be costly and time-consuming. . “Concurrent with reach, it’s essential to look at processing fees, conversion fees, and transaction speed, all of which can seriously hamper cash flow. BIS Aurum) and interoperability solutions (e.g,

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Finovate

JULY 12, 2024

The technology will enable Affin Bank to process 20%+ more transactions, and enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards. Malaysian insurtech PolicyStreet this week told the Ministry of Transport (MOT) that it plans to forge a strategic partnership with the Road Transport Department (JPJ).

ISO 20022 45

ISO 20022 PCI DSS Payments Online and Mobile Banking 45

PYMNTS

MARCH 28, 2016

and you have a lot of zeros and decimal points – enough to reallocate to creating those basic depository accounts that might serve the underserved or even – gasp – to the development of new products that add value to consumers and businesses. SWIFT produced a very thorough report detailing the rationale for making payments faster worldwide.

Faster Payments 48

Faster Payments Checks Payments Fed 48

CB Insights

AUGUST 3, 2017

Competitive landscape: Julia founder Viral Shah says adoption at large tech companies has been slow because they “tend to have their own programming languages — Go at Google, Hack at Facebook, Swift at Apple, Java at Oracle, C# at Microsoft, or Rust at Mozilla.”

AI 34

AI Cybersecurity Security Product 34

PYMNTS

JANUARY 8, 2021

Despite that dominance, Struum CEO and former Discovery exec Lauren DeVillier said there are more than 250 niche and specialty VOD services just dying to get their content in front of increasingly frustrated, underserved consumers. But Then There’s Quibi.

Underserved 56

Underserved SWIFT On-Demand Origination 56

PYMNTS

SEPTEMBER 24, 2020

Those concerns are top of mind for smaller firm seeking to spur top lines, where pivoting requires capital (here, of course, the province of the CFO) and where Rainey said SMBs are an underserved market, aided by offering such as PayPal Working Capital.

PayPal 117

PayPal Addressing Returns Underserved 117

PYMNTS

MARCH 7, 2016

SWIFT has recruited 45 or so banks and let it be known that it wants to throw its faster payments platform hat into the ring. And with multiple solutions facing the industry to enable this new capability: Same Day ACH will begin its Phase One rollout this fall. The Clearing House says it will have something in market by the end of the year.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46

Fintech Finance

JANUARY 20, 2025

The new system delivers a customer-centric range of competitive deposit products, offering self-service options, swift account opening, and mobile access for a seamless experience. The raising of deposits will allow Conister to continue to support the underserved SME market which is the backbone of British manufacturing and services.

Online and Mobile Banking 96

Online and Mobile Banking Underserved SWIFT Product 96

Fintech Finance

MAY 15, 2025

We’ve designed our Corporate Card product to serve businesses often underserved by traditional banks. Our goal was to build a corporate card that not only supports growing teams and scaling businesses, but that also brings consumer-grade UX into the business banking world,” says Christian Moore, Head of Portfolio at MuchBetter.

Business Payments 81

Business Payments Gateways Payments Payment Gateways 81