2009 Economy Origination 
PYMNTS
NOVEMBER 20, 2018
In the year between Q2 2017 and Q2 2018, sub-prime consumer loan originations grew 28 percent between Q2 2017 and Q2 2018 across the categories of auto loans, mortgage loans and credit cards. This reverses the previous year’s trend, between 2016 and 2017, when sub-prime loan originations across categories fell by 7.1
FICO
FEBRUARY 25, 2019
Risk in Bankcard Originations on the Rise. This shift has been most notable for the bankcard originations population. Per figure 1 below, the shift in odds-to-score for bankcard originations has generally been a parallel one, indicating a systemic shift in risk across the board. 2018 SCE Credit Access Survey. has experienced.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
PYMNTS
AUGUST 14, 2019
High unemployment combined with weak production and consumption point to an ever-slowing economy in China as the trade war with the U.S. China’s industrial productivity is at its slowest pace since 2009 as weakening market confidence forces manufacturers to reduce both production and investment while consumers reel in spending. “The
FICO
DECEMBER 8, 2022
Or does it also add value to decisions during benign periods of the economy? Traditional underwriting risk management strategy approach in stressed versus unstressed economy. As seen in Figure 1, in the unstressed economy of 2013-15, this would have aligned with a simple FICO® Score cut-off of 640 or higher. Economic Scenario.
PYMNTS
JANUARY 9, 2020
This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally tried in 2012, but was not successful. We were kind of the original disruption in the fashion retail space, as it brought the concept of sharing a closet to the forefront in 2009.
FICO
AUGUST 15, 2018
The first clear trend observed around newly originated mortgages is that as we get further away from the Great Recession, underwriting criteria seems to have eased and a broader section of consumers are obtaining mortgages as a result. Figure 1 contains a FICO® Score distribution for mortgages opened in different periods between 2009 to 2017.
PYMNTS
DECEMBER 20, 2019
In 2009, the sharing economy was in its earliest days — Uber had just been founded, Airbnb was less than a year old, and the conversation about how to make anything and everything shareable (instead of owned) had not quite begun. The more firms preaching the good news of the apparel sharing economy, she noted, the better.
Expert insights. Personalized for you.
75 
Let's personalize your content