PYMNTS

JULY 24, 2019

The fine and the new corporate actions cap an FTC investigation into Facebooks’ alleged violation of a 2012 consent decree, where the company had pledged it would be transparent in how it used data.

FTC 43

FTC Privacy Federal Trade Commission Settlement 43

PYMNTS

JUNE 10, 2019

The company was started in 2012 and has 240 employees. And we can do this across the entire infrastructure, from the data center to the cloud all the way into end user traffic, including IoT,” he said. Sheth said he plans to use the capital to double that number within a year to 18 months.

AI 43

AI Security End User Technology 43

PYMNTS

APRIL 27, 2018

Other industries see lower conversion rates — 1 percent to 10 percent, according to a 2012 study. In the Software as a Service (SaaS) and Cloud Computing space, some experts say even the best subscription converters see 25 percent of free trial customers become paying subscribers.

Acquirers 76

Acquirers Consulting Research Product 76

Fintech Labs Insights

NOVEMBER 13, 2015

end-user customer experience. Payfone demoed its 1 Touch Checkout solution at FinovateFall 2012. Companies were judged based on: technological innovation. financial impact. market validation. compatibility with existing network environments. Payfone was founded in 2008 and is based in New York City.

Innovation 31

Innovation Risk Assessment Enrollments End User 31

PYMNTS

JUNE 1, 2020

The challenger bank has run on a cloud banking model since its 2012 launch and is available for business and consumer use in 30 European markets, including Austria, Germany and the Netherlands. One is the scalability, which allows for [better] performance, … so [one] always has a seamless experience as an end user.

Innovation 53

Innovation Online and Mobile Banking Accounts SWIFT 53

PYMNTS

JUNE 13, 2018

Founded in 2012, Tink debuted its AI and machine learning-focused digital banking platform the following year to give customers better financial insights. We then leverage that data using machine learning, algorithms and other technology to provide data-driven advice for end users.”.

API 46

API Regulations B2B On-Demand 46

Fintech Labs Insights

MAY 12, 2015

Metrics: Money raised: $18M series A & B, processed over $10B in payments, 80 employees, 150,000 end users & 120 direct platform clients, website traffic: over 10,000 visitors a month. Founded: January 2012. HQ: London, UK. Product Demoed: Payment Engine Two with our newly enhanced API.

International Payments 22

International Payments Payments End User B2B 22

PYMNTS

JUNE 20, 2016

San Francisco-based Plaid was founded in 2012 with the vision of making the world a better place for FinTech firms by providing easy infrastructure to connect FinTech innovators with their clients’ bank accounts. We are excited to partner with Plaid and support the business as it continues to enable financial innovation.”.

Technology 40

Technology FinTech Venmo API 40

PYMNTS

MARCH 28, 2019

A 2012 report from Oracle summarized the conundrum for banks: “Banks need to modernize their business operating models and their technology components if they are to benefit fully from the next period of growth,” the company stated. “Indeed, if they do not [do] so, they are likely to fail.”

Payment APIs and Integration 47

Payment APIs and Integration On-Demand API Regulations 47

PYMNTS

JANUARY 25, 2018

For the first time since Q1 2012, the FSB’s credit availability index has surpassed its credit affordability index. Stallon said that the FSB brand is likely to help, as is the FSB’s focus on simplicity for the end user.

Small Business 49

Small Business Finance Governance Government 49

PYMNTS

MAY 6, 2019

It shut down in 2012, 15 months after its official launch. And déjà vu because Project Libra, Facebook’s 2019 refresh of Credits – only this time with a fancier moniker – will very likely end the same way. Fifteen months after its official launch, in September of 2012, Facebook Credits was shuttered.

Online and Mobile Banking 83

Online and Mobile Banking PayPal Blockchain Innovation 83

Fintech Labs Insights

JULY 7, 2016

Ping Identity launched a series of enhancements to its Identity-as-a-Service (IDaaS) technology to improve security and ease-of-use for end users. ” On the security side, key upgrades to the platform include secure, privileged access and support for Windows Remote Desktop, including multi-factor authentication support. .”

Security 16

Security Authentication Phishing Compromise 16

Fintech Labs Insights

JUNE 9, 2016

At FinovateEurope 2012 CEO & Cofounder Christian Lanng debuted Tradeshift Instant Payments , a solution that enables businesses to receive payments in real time for invoices. Tradeshift saw 2.5X YOY growth in transacted value on its platform, which processes billions of dollars per month in supply chain transactions in 190 countries.

Instant Payments 15

Instant Payments End User Automation Transactions 15

Fintech Labs Insights

AUGUST 2, 2016

Founded in 2003, Ping Identity upgraded its Identity-as-a-Service (IDaaS) platform to improve security and ease of use for end users. At FinovateEurope 2012 the company showed how banks can increase conversion rates and reuse existing infrastructure by implementing social networking logins.

Acquirers 16

Acquirers End User Privacy Security 16

PYMNTS

JANUARY 22, 2018

Success is now defined by the ability to reach a critical mass of users – consumers or businesses – efficiently and effectively … where time is an important currency, as is the ability to influence and/or control that end user experience. And who will influence how innovation happens. That was then.

Innovation 54

Innovation Consumer Product Acquirers 54

CB Insights

MARCH 27, 2019

VirusTotal, a tool that analyzes files to detect malware and viruses in real time, was acquired by Google in 2012, but was recently moved to Chronicle’s ownership last year. With all of this data in one place, not spread over different tools and systems, it can be searched for viruses, hacks, and security breaches more quickly. Conclusion.

Cybersecurity 76

Cybersecurity Encryption Data Breach Breach 76

CB Insights

AUGUST 23, 2018

” Since 2012, JPM has applied for 120 patents related to “payment systems” (of those, it has so far been granted 63). ” Payments is the ultimate long-game, and it often takes more than a decade for end-users to catch on (as in the case of AliPay).

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

Nanonets

AUGUST 1, 2023

The 2012 AuditNet Audit Use of Technology Survey showed that while data analysis software was the most widely used category of audit software, a substantial number of auditors employed these tools on an ad hoc or not-at-all basis. High end-user adoption due to intuitive and straightforward functionality.

Audit 40

Audit Automation Risk Assessment Payment APIs and Integration 40

PYMNTS

JANUARY 24, 2018

In 2012, Virginia became the first state to legalize remote notarization and allow participants in different states — or even different countries — to have documents notarized electronically. “The We solve that problem by enabling [them] to provide this service to their end users or have this service as part of their workflows.”.

Legal 48

Legal Laws Participant Authentication 48

CB Insights

MAY 15, 2019

Founded: 2012. Using blockchain, multinational banks can put “control of personal identity data back in the hands of the end user,” while also meeting data privacy rules, improving compliance, and enhancing user experience. Founded: 2012. Startups in the portfolio include Betterment, Square, and UJET.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

OCTOBER 31, 2017

Users May Withdraw Stored Bitcoin until July. BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. Kyle Hill, HomeCare CEO. Title: BTCjam Sets Closing Date. Product: BTCJam. Title: Unifyo – Post Mortem.

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

CB Insights

DECEMBER 14, 2017

The end-to-end user experience, however, is so much better that it elevates them above their traditional competitors. Because these brands can truly own the customer experience and delivery, they can create an end-to-end customer experience that is better than anything Amazon or a traditional retailer can deliver.

Consumer 78

Consumer Product Returns On-Demand 78