PYMNTS

OCTOBER 14, 2019

In non-iPhone Apple news, last month the tech company introduced a “grace period” for lapses in app store subscriptions. The subscription commerce sector is growing, with Asia-Pacific, Europe and North America-based subscription companies experiencing more than 300 percent growth in subscription sales from 2012 to 2019.

Credit Cards 40

Credit Cards Cross-Border Debit Card Non-Bank 40

CB Insights

OCTOBER 10, 2017

Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. For the non-exited companies — Robinhood, Acorns, Stash, and Credit Karma — we looked at which apps had the highest rates of user growth and what’s driving expansion. bank accounts. debit & credit cards. income information.

Finance 78

Finance Online and Mobile Banking Product Checks 78

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

PYMNTS

JULY 23, 2018

They have and use PayPal accounts to buy things and pay bills. While credit cards and store cards were two of the top three financial services products used by our sample (the third was PayPal), Second Chances were far more likely to use personal loans from non-banks, online lenders or loans from family or friends to cover their expenses.

Finance 49

Finance Credit Cards Push-to-Card Economy 49

CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Notable projects: Fidelity Charitable is a public charity that accepts non-cash financial assets.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

PYMNTS

DECEMBER 10, 2018

The consumer value prop was the functionality of a debit-like product, since funds to pay merchants were pulled directly from their checking accounts, without the consumer having to switch their existing DDA account to a new bank to get the generous cash-back goodies. Merchants paid less when they accepted those cards.

ACH 73

ACH Credential Push-to-Card Breach 73

CB Insights

OCTOBER 31, 2017

BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. So its secured lender, which [founder Scott] Jones didn’t name, recently emptied ChaCha’s bank accounts. Kyle Hill, HomeCare CEO.

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

PYMNTS

OCTOBER 21, 2019

Two years later, in 2012, MCX rolled up with much the same ambition, but a different team of rivals: every major merchant in the U.S. A customer who wanted a credit card or mortgage loan needed a credit score of 720 or better — or banks probably weren’t much interested in talking to them. and run on the Discover rails.

Innovation 52

Innovation Online and Mobile Banking Payments Mobile Payments 52

PYMNTS

NOVEMBER 9, 2018

China’s central bank announced the approval on Friday (Nov. The People’s Bank of China said the deal was “an important step” in the direction of liberalizing the clearing industry in the country. American Express and Lianlian Group have partnered since 2012. Lianlian counts PayPal and Apple among its strategic partners.

Card Services 75

Card Services Non-Bank NOV Central Bank 75