PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. On Friday (Sept. The SEC Finding. The Rundown on the Run-up to the Decisions.

P2P 54

P2P Origination Underwriting Returns 54

CB Insights

SEPTEMBER 27, 2017

.” “We have not seen a direct effect [from Airbnb] in any of our hotels … We don’t feel it’s having any impact on our results or that it has hit our radar as of yet,” said Richard Jones, senior VP and COO of Hospitality Ventures Management Group, in 2014. Robo-advisors. But some finance professionals are not believers.

Bitcoin 65

Bitcoin Advisors Innovation Blockchain 65

PYMNTS

SEPTEMBER 6, 2016

Also, two bitcoin experts responded to central bank calls for assistance in lifting the global economy and suggested that cryptocurrencies are less risky than central bank fiscal policies. Charles, is creating a network that is open to bitcoin and non-bitcoin users alike, according to Bitcoin Magazine. Let’s get the details.

Bitcoin 43

Bitcoin Central Bank Cryptocurrency Economy 43

Fintech Labs Insights

JANUARY 13, 2016

Can you imagine spending as much time with your banking app as you do with Facebook or Twitter? Not only can FINANTEQ imagine it, but with its new banking app, SuperWallet , the Polish spin-off from eLeader is doing everything it can to make it happen across Europe and, soon, the U.S. Headquartered in Lublin, Poland.

Innovation 15

Innovation Online and Mobile Banking Mobile Banking Non-Bank 15

Fintech Labs Insights

JULY 22, 2015

Advisor Software will provide an overview of its wealth management cloud platform – an end-to-end suite of APIs, apps and widgets that power digital investment advice and financial planning applications. Backbase will talk about its Digital Banking Platform and its Open Banking Marketplace.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API EMV 29

Fintech Labs Insights

JANUARY 15, 2016

The number of traditional bank branches (1000+ square feet, fully staffed) are on the decline. While I appreciate the helpful people and wide-open space, most ( note 2 ) bank branches are just too costly to support the declining “non-digital” customer base. Banks don’t want to lose that, nor should they.

Non-Bank 18

Non-Bank Cost Structure ATM Advisors 18

CB Insights

OCTOBER 10, 2017

Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. For the non-exited companies — Robinhood, Acorns, Stash, and Credit Karma — we looked at which apps had the highest rates of user growth and what’s driving expansion. bank accounts. debit & credit cards. income information.

Finance 78

Finance Online and Mobile Banking Product Checks 78

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

Fintech Labs Insights

MAY 19, 2016

billion, which would have been a record year anytime before 2014. Digital banking company. Virtual assistant banking services. Crowdfunding solution for non-profits. Tags: Investors, advisors, traders, investing, data analytics, information, news. That brought the total raised in April to $7.3 Source: Crunchbase.

FinTech 18

FinTech Debit Card Underwriting Non-Bank 18

CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Notable projects: Fidelity Charitable is a public charity that accepts non-cash financial assets.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. As a result, banks are facing dropping IPO profits. Some banks have collapsed.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

CB Insights

JUNE 17, 2020

As more people have worked, learned, banked, exercised, relaxed, and even sought medical care from home during Covid-19, they have gotten a crash course in just how much can be accomplished at home. Branchless banking. BANKING, HEALTHCARE, RETAIL SECTORS LIKELY TO EXPERIENCE SIGNIFICANT GROWTH IN CHATBOT USE. Branchless banking.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

CB Insights

SEPTEMBER 4, 2019

One 2014 survey found that 63% of people who attended boutique studio gyms did so because of the “community aspect formed by other people attending,” with another 47% attributing their attendance to the atmosphere. MILLENNIALS ARE INCREASINGLY TAKING CONTROL OF THEIR MONEY WITH APPS, NOT BANKS. Personal Finance.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Product Consumer 78

Fintech Labs Insights

DECEMBER 13, 2016

While there have been multiple analyses on robo advisors, little has been published regarding the broader wealth tech industry. That means that while robo advisors are a large (and quite popular) piece of the wealth tech puzzle, there are other pieces, as well. While the term robo advisor is commonly used (a Google search produces 2.2

Advisors 18

Advisors FinTech Automation Non-Bank 18

CB Insights

OCTOBER 31, 2017

2014 Second Update (9/24/2014). 2014 First Update (6/3/2014). Original 50 Startup Failure Post-Mortems (1/20/2014). Background: Pearl was founded in 2014 by three ex-Apple iPod engineers, and hired dozens of other ex-Apple employees. 2017 Third Update (10/31/17). 2017 Second Update (6/9/17).

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

Fintech Labs Insights

DECEMBER 15, 2016

Above: Personal Capital’s Bill Harris (CEO) and Jim Del Favero (Chief Product Officer) demo at FinovateSpring 2014. That’s double what the company’s valuation was after its Series D funding round closed in 2014 and $200 million shy of competitors’ valuations. Personal Capital has added $1.5

Non-Bank 17

Non-Bank Advisors Accounts Product 17

CB Insights

AUGUST 20, 2017

The company offers unsecured credit to underbanked Hispanic families that lack FICO scores, credit histories, and traditional banking relationships. Even is building a bank designed to help people living below the poverty line. Select Investors: Acumen, Rose Park Advisors, RRE Ventures, White Road Investments. Onko Solutions.

Underserved 60

Underserved Online and Mobile Banking Cross-Border Non-Bank 60