Finovate

MARCH 19, 2025

Sumsub made its Finovate debut at FinovateEurope 2020 in Berlin. The integration of Sumsub’s compliance solutions will help financial institutions deal with the growing threat of fraud and financial crime. . Sumsub’s customers include Bitpanda, Bybit, Wirex, and TransferGo.

Fraud Prevention 96

Fraud Prevention Fraud Detection Payment APIs and Integration Verification 96

Finovate

APRIL 10, 2025

The integration of tell.money’s open banking technology will make CurrencyFair’s money transfer service more seamless, transparent, and compliant. Dublin, Ireland-based cross-border money transfer company CurrencyFair has partnered with tell.money to support its open banking integration. With an average margin rate of 0.53%and

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Cross-Border Payments Payee 52

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

Finextra

JULY 5, 2025

Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Finovate

MARCH 25, 2025

Trek partnered with Gr4vy to power an online-to-offline payment experience, offering consumers accurate inventory checks and simplified checkout. Gr4vy’s payment orchestration dynamically routes transactions, which reduces friction, increases authorization rates, and allows Trek to manage multiple merchants efficiently.

Payment APIs and Integration 59

Payment APIs and Integration Fraud Prevention Alternative Payment Methods BNPL 59

The Fintech Times

MAY 22, 2025

Over 500 million global travellers stand to gain from the latest Swiipr launch, as the payment platform digitally transforming airline disruption payments, releases new APIs which will enable airlines to transform their disruption and compensation payment operations. As a result, cost efficiency can go up by 60 per cent.

API 45

API Payment APIs and Integration Consumer Payments 45

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finextra

JULY 7, 2025

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. Almost every bank is at least planning for GenAI.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

JULY 11, 2025

Analysed: The future of point of sales (POS) systems 10 July 2025 by Payments Intelligence What is this article about? The strategic adoption of AI, IoT, mobile, and biometric tech to future-proof payments and retail operations. This transformation extends far beyond processing payments. Why is it important? What’s next?

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

Fintech News

FEBRUARY 2, 2025

In the Dominican Republic, where low-income families were offered financial assistance in 2020, our client Banesco handled the issuing aspect, and it took them less than a month from the project idea to the actual distribution of over one million cards. This can be an account opened in Way4 or in the integrated Core Banking System.

Card Issuer 109

Card Issuer Issuers Multi-Currency Online and Mobile Banking 109

Finextra

JUNE 21, 2025

Born as a small merchant processor in the late 1990s, Shift4 has rapidly evolved into a global “ commerce technology ” player powering payments for over 200,000 businesses today. base, the company is positioning itself as a serious challenger to payment incumbents worldwide.

Payment APIs and Integration 52

Payment APIs and Integration Point-of-Sale (POS) Origination Authorization 52

Finextra

JULY 20, 2025

This deep dive explores how PayPal is modernizing every layer of its offerings, from consumer wallets and checkout flows to merchant tools and Venmo’s social payments, all while leveraging its massive two-sided network. Along the way, we’ll highlight the key metrics and financial goals linked to each initiative.

Product 52

Product PayPal Payment APIs and Integration P2P 52

Finovate

JULY 21, 2025

Headquartered in Charlotte, North Carolina and founded in 2020, Infinant made its Finovate debut at FinovateFall 2024. The bank’s new offering provides embedded banking services to fintech brands, payment infrastructure providers, and other financial institutions. ” With $4.5

Payment APIs and Integration 52

Payment APIs and Integration Non-Bank Embedded Finance Automation 52

Fintech Labs Insights

DECEMBER 2, 2024

Source: Tearsheet podcast with Everett Cook, 6 Jan 2020 ). Integration with Accounting Software : Seamless integration with major accounting platforms (QuickBooks Online, Oracle NetSuite, Microsoft Dynamics 365 Business Central, Sage Intacct).

Bank Card 15

Bank Card Wire Wires ACH 15

Finextra

JULY 13, 2025

Throughout 2017–2018, Monzo rolled out core banking features like Monzo me (for easy P2P payments) and Targets (budgeting goals), while maintaining an ethos of openness – Monzo famously shared product roadmaps and engaged users in feedback through its “Making Monzo” forum.

Payment APIs and Integration 52

Payment APIs and Integration Debit Card Origination Credit Cards 52

Finovate

DECEMBER 11, 2024

They have been successfully used in cross-border payments, remittances, and payroll for global workforces because they enable instant payouts at rates much cheaper than funds sent via traditional banking rails. Direct, bank-to-bank payments are popular with merchants because of the lower fees and faster settlement times.

FinTech 59

FinTech Stablecoins Cross-Border BNPL 59

Fintech Weekly

JULY 10, 2025

Challenges related to integration, the development of new functionalities or features, and the migrating of stacks to modern technology are time-consuming and have led to a somewhat lethargic approach to adoption. High-profile companies such as JPMorgan Chase, Goldman Sachs, and HSBC are leading the way to blockchain integration.

Technology 78

Technology Innovation Online and Mobile Banking Blockchain 78

Finovate

OCTOBER 29, 2024

” Founded in 2020, Array offers a range of embeddable private label products that enable businesses to serve as “one-stop shops” for financial services. Array’s solutions can be implemented through embedded or private label sites, as well as via its API, and turn 18-month builds into 6-12 week deployments.

Acquirers 105

Acquirers Consumer Payment APIs and Integration Identity Theft 105

Finextra

JUNE 23, 2025

A P2P lending pioneer, Zopa pivoted to become a bank in 2020 and has since amassed 1.5 million customers, lending more than £13 billion and securing two straight years of profitability. We believe that British consumers deserve better than having to constantly chase deals and accept complexity or poor experience."

Accounts 64

Accounts Payment APIs and Integration Online and Mobile Banking P2P 64

Finextra

JULY 17, 2025

A member of the executive leadership team since 2023, Fagan has led the banks overhaul of its technology, data and digital channels as well as the integration of AI across the bank. AIB Group Chief Executive Colin Hunt said “I’m very pleased to announce [Fagans] expanded role," said AIB Group CEO Colin Hunt.

Payment APIs and Integration 52

Payment APIs and Integration Privacy Research AI 52

Open Banking Excellence

JULY 9, 2024

Kazakhstan Sets Open API-Driven Strategy Towards 2025 Goal Open Banking stands at a critical juncture in early 2024 with markets both big and small set to start or continue their journeys. Regulator-led Pilot Focused on Open API Infrastructure Our pilot launched on Nov.

API 147

API Payment APIs and Integration Participant Regulations 147

PYMNTS

JULY 14, 2017

If the film were remade today, it’s not hard to imagine that one-word piece of advice would be “APIs” instead. To address customers’ needs as commerce goes digital, financial services giant Mastercard is weighing the benefits of APIs over plastic after several decades of heavy investment in the latter. A World Beyond Plastic’.

API 83

API Visa Payment APIs and Integration Financial Inclusion 83

PYMNTS

APRIL 16, 2019

To paraphrase a TV show that many are no doubt watching (or binge watching to catch up), replete with dragons, thrones and rather grisly games: The application program interface (API) is coming. For B2B, it seems, the advent of the open API cannot come fast enough. For banks to be competitive, they need to provide APIs.”.

API 71

API P2P B2B Payment APIs and Integration 71

PYMNTS

JUNE 27, 2017

PayU , a global online payment service provider headquartered in Copenhagen, has launched a new single API integration that will allow merchants to boost their business in high-growth markets. The cross-border market is expected to grow from $401 billion in 2016 to $994 billion in 2020,” said Matthias Setzer, CCO at PayU.

Cross-Border 64

Cross-Border API Cross-Border Payments Payment APIs and Integration 64

PYMNTS

JULY 7, 2020

Their announcement noted that The Peoples Community Bank’s current infrastructure does not support the ability to quickly build and launch new products, and with an infrastructure upgrade — which enables application programming interface (API) integration with Microsoft Azure — new products can be built and launched within a matter of days.

Community Banks 96

Community Banks Payment APIs and Integration FinTech Treasury Management 96

PYMNTS

MARCH 9, 2020

At this point in time, corporate treasurers are still more likely to have personally used a P2P app than to have sent a real-time B2B vendor payment. The latest B2B API Tracker® covers it all in-depth. The real-time information that APIs provide is, in some cases, almost as important as the money. Keeping Eyes on Your APIs .

API 56

API Business Payments Payment APIs and Integration Phixius 56

PYMNTS

FEBRUARY 10, 2020

Lingering issues of trust and a foggy regulatory climate continue to hold up B2B adoption of faster payments among financial institutions (FIs), but nothing can hold it back. The latest B2B API Tracker gives numerous examples of how this is playing out. What we do with instant payments and APIs is offer 24/7 [access to bank] services.

API 59

API B2B Payment APIs and Integration Instant Payments 59

PYMNTS

FEBRUARY 3, 2020

Competition to be one of the lucky five increased at the start of 2020. Careful, clever usage of application programming interfaces (APIs) and interconnected platforms will be essential to such financial innovation in Singapore, and the latter’s emergence is a main driver behind the five licenses. APIs and open banking growth.

API 74

API Non-Bank Innovation Regulations 74

PYMNTS

JANUARY 7, 2021

There are a lot of moving parts in B2B payments that are keeping corporate finance executives busy as they work to modernize and optimize their operations. In 2020, many of the biggest pain points in B2B payments were revealed, particularly when transactions move across border. Marrying Payments With Data.

Cross-Border 97

Cross-Border B2B Payment APIs and Integration ISO 20022 97

PYMNTS

APRIL 10, 2020

The performance and uptime of the payments infrastructure during record peak demand has been nothing short of impressive, and B2B APIs are an increasingly vital part of that technological backbone. B2B APIs Are Humming. The eCommerce giant is hardly alone, as the possibilities created by B2B APIs gain awareness.

API 56

API B2B Payment APIs and Integration Online and Mobile Banking 56

Fintech News

OCTOBER 10, 2024

This has been accompanied by a growing focus on strengthening API (application programming interface) infrastructure to enable collaboration with fintech startups. For example, ICICI Bank launched in 2020 an API banking portal with 250 APIs, allowing fintech companies to integrate various banking services into their platforms.

Payment APIs and Integration 124

Payment APIs and Integration Innovation Push-to-Card API 124

PYMNTS

MAY 11, 2017

For financial institutions investing in application program interface (API) solutions to help customers gain access to new services, it pays to open up the sandbox to others. Other financial institutions and businesses are also seeking to invest in API solutions to engage with their customers. Hacking the Future of APIs.

API 57

API Payment APIs and Integration Online and Mobile Banking Small Business 57

PYMNTS

OCTOBER 28, 2019

Cross-border payments firm Western Union has rolled out full application programming interface (API) access to domestic and global payment applications, the company said in a press release on Monday (Oct. APIs also utilize the latest level of regulated European internet security: strong customer authentication (SCA).

International Payments 51

International Payments API Payment APIs and Integration Cross-Border 51

PYMNTS

MAY 8, 2020

When the pandemic arrived in early 2020, a preponderance of B2B payments was still being made by paper checks, along with all the messy precursors to those checks, from Excel spreadsheets to outdated accounts payable (AP) systems to – no disrespect – the U.S. When it comes to APIs, it’s important to keep a good eye on them.

API 53

API B2B Payment APIs and Integration Checks 53

PYMNTS

OCTOBER 5, 2020

The great digital shift is upending B2B payments , pushing them away from the age-old reliance paper checks toward digital options. The walls are coming down between accounts receivables and payables between buyers and suppliers in a $120 trillion global commercials payments market. Beyond The Safety Factor . It continues to evolve.

B2B 137

B2B Payment APIs and Integration Payments Push-to-Card 137

PYMNTS

DECEMBER 12, 2019

There is as yet no Venmo or Zelle for the $38 trillion global business-to-business (B2B) payments sector. That’s surprising for several reasons, and here’s a good one: nearly 70 percent of accounts payable (AP) professionals say suppliers value payments speed above all. Making Money Faster with APIs. Out with the Old.

API 52

API B2B Payment APIs and Integration Cross-Border 52

PYMNTS

JANUARY 16, 2020

Open banking and its promise of more elasticity in finance is enabled by application program interfaces (APIs) — lines of code that execute everything from simple peer-to-peer (P2P) transfers to industrial-sized B2B real-time payments. That idea understandably has immense appeal to SMBs, and APIs are the conduit.

API 53

API B2B Payment APIs and Integration Cross-Border 53