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Deep Dive: How Real-Time Payments Can Help Meet B2B, P2P Expectations

PYMNTS

Consumers have meanwhile transitioned even more toward payment solutions that allow them to send or receive money in real time, with P2P apps like Zelle and Venmo reporting jumps in user activity during the first half of 2020. Payment frictions and P2P’s impact.

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Hitting The Gas On Real-Time Payments Adoption

PYMNTS

The year 2020 has been an unexpected one, to say the least — not least of all for the payments ecosystem. This year was supposed to be a tipping point for real-time payments adoption in the U.S., real-time payments journey. The faster payments ecosystem in the U.S. The Tallest Hurdles.

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Nium Expands Operations in Latin America, Accelerating Global Real-Time Payments in the Region

Fintech Finance

This month Nium applied for a Payment Institution License in Brazil, which will enable the company to provide payment services to clients including managing funds locally in BRL and real-time payments through Pix. Nium has been present in the region dating back to 2017.

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The Push And Pull Of Real-Time Payments

PYMNTS

With real-time payments spreading throughout the world (perhaps more slowly than expected, but still spreading), the characteristics of pull payments mean they are likely to play only a marginal role. One of the many questions around real-time payments is what forms they will take as the pace of deployments heat up.

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Will Real-Time Payments Increase Financial Crime in the USA?

FICO

The Clearing House Association announced in January 2020 that on February 1 st the limit for a single transaction using their RTP scheme will increase from it’s current $25,000 to $100,000. US payment schemes operate in a uniquely competitive environment. How RealTime Payments Impact Financial Crime.

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Peru Pursues Real-Time Payments via India’s UPI Technology

Finovate

Earlier this year, we looked at how the drive for real-time payments in the West could benefit from studying the successes of India’s real-time payments network , UPI. ” NIPL was launched in 2020 as the international arm of NCPI. Now, it looks like Peru is getting into the act.

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Latin America Digital Payments Market Report 2025

Fintech Finance

Chile and Colombia remain credit card-dominated, but alternative payments are expanding. Alternative Payments and Cryptocurrency Surge Credit and debit cards made up over 60% of transactions in 2023, but alternative methods are rising. Real-time payments, A2A transfers, and digital wallets offer faster, lower-cost options.