2021 Credit Risk Returns 
PYMNTS
DECEMBER 9, 2020
Managing credit risk used to be a reactive process. Waiting until account holders fall behind to take action not only meant that customers’ credit scores would take a hit before their banks were alerted to a problem, but also that banks would lose the revenue from the scheduled payment.
Fintech Finance
FEBRUARY 20, 2025
Thanks to the agreement, FINNs German customers can now pay their monthly car subscription fee using Klarnas innovative monthly invoice product, and can use Klarnas payment methods to settle the final invoice when they return the cars.
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FICO
JUNE 1, 2023
Visa is predicting negative GDP in Q2 and Q3 with a return to growth in Q4 2023. Overall, housing prices are expected to hold their ground in 2023 while inventories return to more normal levels than in previous years. 19 report on Consumer Credit) translating to ~$70 more in interest per $10,000 in debt. by the end of 2023.
FICO
FEBRUARY 21, 2023
The first two quarters of 2022 were slightly negative (Q1: -1.6%; Q2: -0.6%) but then the economy returned to growth in Q3 and Q4. from November 2021 to November 2022) and the unemployment rate is expected to rise to 4.6% 19 report on Consumer Credit). compared to December 2021 with average monthly spend staying flat.
FICO
MAY 19, 2021
As pressure on the bottom line persists in 2021, it pays to put more focus on first-party fraud and take decisive action now. In contrast, first-party fraud often masquerades as a credit risk problem; delinquent accounts are sent to collections for a progression of treatment. Is First-Party Fraud a Credit Risk Problem?
FICO
MAY 19, 2021
As pressure on the bottom line persists in 2021, it pays to put more focus on first-party fraud and take decisive action now. In contrast, first-party fraud often masquerades as a credit risk problem; delinquent accounts are sent to collections for a progression of treatment. Why First-Party Fraud Can Be Easily Missed.
FICO
JUNE 16, 2022
Coming out of the pandemic, many consumers have returned to pre-pandemic life, but macroeconomic factors have also halted progress. Reviewing the impact of these macroeconomic trends on credit card usage, the Q1 benchmarking results show that average balance continues to trend downward while payment rates stay steady at all-time highs.
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