Finovate

APRIL 18, 2025

ValidiFI has expanded its vAccount+ suite to include authoritative bank account verification, enabling real-time validation of account status and ownership using direct-source financial data. Bank account and payment intelligence company ValidiFI recently unveiled enhancements to its vAccount+ suite.

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Payment Savvy

MAY 16, 2023

The backbone of these developments is none other than America’s Automated Clearing House (ACH) which facilitates seamless electronic transactions between banks and financial institutions within its network. Instant ACH transfers have gained prominence as they cater to the increasing demand for expedited financial transactions.

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Stax

SEPTEMBER 17, 2024

And on that note, two of the most common modes of electronic funds transfer are ACH and wire transfers. In this post, we’re going to review ACH and wire transfers, look at their similarities, and then see how they compare against each other. A typical ACH transaction is like a machine with multiple moving cogs.

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Clearly Payments

JANUARY 23, 2024

This article goes into the details of ACH and wire transfers, providing business owners and merchants with insights into their real-world applications. When it comes to electronic payments, two major players stand out in the United States: ACH transfers and wire transfers. of the total amount being transferred.

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Agile Payments

AUGUST 15, 2023

Understanding ACH Payment Processing and the Importance of Using a Checking Account Verification Tool

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Payment Savvy

NOVEMBER 8, 2022

Barely a couple of decades ago, there were just a few options available for transferring money from one account to another, but the rise of internet banking has given way to a bunch of different services with different names, processes, fees, and waiting times. Two of the more common methods are known as ACH and EFT transfers.

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Stax

NOVEMBER 11, 2024

ACH transfers, or payments made through the Automated Clearing House network, account for billions of dollars in payments annually. In fact, NACHA, the nonprofit that governs the ACH payments network reported 6.1% The average consumer commonly uses the ACH network for automated bill payments and larger transactions.

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Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company.

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EBizCharge

NOVEMBER 27, 2024

Enter the Internet merchant account, a key player in this financial ecosystem. By understanding the components and processes involved in Internet merchant accounts, businesses can streamline their payment operations and provide a seamless shopping experience. What is an Internet merchant account?

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Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

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Stax

JUNE 27, 2024

If you’ve been accepting and using electronic payments in your business, you’ve probably come across two of the most popular terms in the digital payments scene— automated clearing house (ACH) and wire transfer. Global ACH is available but only for bank-to-bank networks Wire transfers have no geographic limitations.

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Stax

APRIL 23, 2024

ACH payments are a convenient way for business owners, individuals, and employers to use intuitive automated banking throughout their daily lives. Most small business owners and employers are turning to ACH payments instead paper check payments because of the ease and instant access the ACH network provides.

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Fintech Finance

JANUARY 20, 2025

Waza , a B2B payment provider for emerging market businesses, has announced the launch of Lync, its new multi-currency account platform that combines market-leading foreign exchange (FX) liquidity solutions with a cutting-edge banking experience to power a new age of global trade for emerging market businesses incorporated in the US, UK or EU.

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Clearly Payments

JANUARY 14, 2025

They do this to reduce friction at checkout and make payment simpler for customers who already have accounts on those platforms. ACH & Bank Transfers Some businesses, especially those in B2B (business-to-business) sectors, rely on bank transfers like ACH payments or wire transfers.

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Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Debit Cards Overview : Debit cards draw directly from a user’s bank account, making them a popular alternative to credit for consumers who prefer to avoid debt.

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Finextra

JUNE 4, 2025

Digital banking solutions provider Tyfone today announced it has partnered with Advanced Fraud Solutions (AFS), a trusted leader in fraud prevention solutions, to offer a user-friendly, proactive check and ACH fraud prevention solution for commercial accounts.

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Stax

JANUARY 21, 2025

Beyond credit cards, Stax supports ACH, mobile payments, and online invoicing, providing flexibility for your customers. ACH – Streamline your payment process by offering ACH transfers , allowing your customers to pay directly from their bank accounts. TL;DR Looking for payment processing in Canada?

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EBizCharge

MAY 8, 2024

ACH fees may not seem like much, but they can make a big difference for even the most prominent businesses. While ACH transactions are everywhere these days, understanding these fees can still feel like navigating a maze. What is ACH? What are ACH processing fees? For instance, a company might be charged a $0.50

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Fraud.net

OCTOBER 24, 2024

Gain insight into the most common ways ACH fraud can occur and impact your internal operations and stakeholder relationships.

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EBizCharge

SEPTEMBER 17, 2024

An Automated Clearing House (ACH) transfer limit is the maximum amount of money that can be spent or received through the ACH network in a single transaction or within a specified period. This article will shed light on what ACH transactions are, the nature of their limits, and the influencing factors. What is an ACH transfer?

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Finovate

NOVEMBER 14, 2024

Payfinia used IPX’s fraud prevention capabilities to tailor user controls and permit higher transaction limits, allowing the funding to be sent in $500,000 increments to its account at U.S. “Star One is proud to support Payfinia and its vision of making instant payments accessible to all account holders in the U.S.,”

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NACHA

MARCH 19, 2024

HERNDON, Virginia, March 20, 2024 – Nacha’s Top 50 ranking of financial institution originators and receivers of ACH payments for 2023 was released today. The Top 50 originating institutions had total ACH Network volume of nearly 27.7 They accounted for 93.1% of the ACH Network’s total commercial payments volume.

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Fintech Finance

JULY 23, 2024

Bank today introduced a comprehensive accounts receivable (AR) platform to help suppliers accelerate cash flow, cut costs through automation and deliver better payment experiences. Suppliers face many challenges from the time they receive an order until the cash is in their account. Created in partnership with Billtrust , U.S.

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Fintech Finance

AUGUST 7, 2024

Nacha announced that Visa , a world leader in digital payments, has joined its Preferred Partner Program for ACH Experience, Open Banking and Account Validation. Once consumer-permissioned data is integrated, account and balance details can be instantly verified to facilitate faster ACH payment set-up and more seamless payment flows.

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Clearly Payments

MAY 22, 2025

Early Termination Fee A penalty for cancelling your merchant account early. Bank Accounts & Settlements Merchant Account A special account used to receive card payments. Bank Account Where funds are deposited after processing. Next-Day Funding Receiving funds in your account the next business day.

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Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. ACH volume has been growing across all user types and use cases. In 2024, the EPN system processed 20.7

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The Fintech Times

MAY 3, 2025

The capability initially enables cross-border payments for fintechs and SMBs, B2B and B2C transfers, funding operating accounts and subsidiary payments back to parent companies. Cross River also provides business banking accounts through Aion, including a High-Yield Business Account.

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Fintech Finance

JUNE 5, 2025

Through integrating their respective technologies, Trustly and Point & Pay verifies bank accounts in real-time, using customers’ online banking credentials via single sign-on to confirm routing information and availability of funds.

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The Fintech Times

NOVEMBER 16, 2024

By partnering with non-custodial wallet providers, MoonPay is also looking to ensure that users maintain complete control and ownership of their crypto assets, by lowering the risk of account freezes or hacks often experienced on centralised platforms.

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Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments.

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Payment Savvy

SEPTEMBER 5, 2024

You’ve probably heard the term “ACH deposit,” but what does it really mean? ACH stands for Automated Clearing House, a network that handles electronic payments and transfers. So, what is an ACH deposit? ACH direct deposits are common. What Is an ACH Deposit? So, what does an ACH deposit mean?

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Fintech Finance

FEBRUARY 28, 2025

Nacha s newest Preferred Partner is ACI Worldwide , which joins as a Preferred Partner for ACH Experience/Fraud Monitoring/Risk and Fraud Prevention. Making the modern ACH Network even easier to use is a key priority at Nacha, said Jane Larimer, Nacha President and CEO.

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The Paypers

OCTOBER 24, 2024

Ingo Payments and Sardine have partnered to offer instant, risk-managed account funding via card and ACH, with the added option of a zero-liability fraud guarantee.

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EBizCharge

SEPTEMBER 18, 2024

Automated Clearing House (ACH) transactions are revolutionizing how businesses and consumers transfer money, offering a variety of payment types to meet diverse needs. Recognizing the different types of ACH payments and their relevant codes is crucial for navigating this complex landscape. What are ACH payments?

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Stax

DECEMBER 27, 2023

But to accept payments seamlessly and securely, you need a merchant account. A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. Request Quote What Is a Merchant Account?

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Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. They validate the customers payment details, ensure there are enough funds to complete the transaction, approve the transaction, and transfer money to the merchant account. According to Forrester, 69% of adults in the U.S.

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Clearly Payments

NOVEMBER 6, 2024

The acquirer manages the merchant’s account, receives transaction requests, and forwards them to the appropriate card network or issuing bank for approval. Acquirers also handle transaction settlement and ensure funds are deposited into the merchant’s account. Credit cards accounted for around $5.6

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