Finextra

JULY 9, 2025

But the rise of real-time payments (RTP) is changing that. Whether its B2B payments or gig economy payouts, RTP is the future of global money movement. Lower transaction costs : RTP reduces dependency on SWIFT and intermediary banks. Global adoption : Markets like EU, Singapore, UK, and India are embracing RTP for global trade.

Real Time Payments

Payments Dive

JUNE 12, 2025

Europe, the Middle East and Africa collectively accounted for 57% of Adyen’s revenue last year, the most of any region, followed by North America with 27%, Asia-Pacific with 10%, and Latin America yielding 5% of the company’s revenue last year, according to its 2024 annual report. By Patrick Cooley • July 24, 2024 Keep up with the story.

Privacy

Fintech Finance

JUNE 4, 2025

The collaboration will elevate Deutsche Banks Merchant Solutions offering, particularly its Request to Pay (R2P) service, by introducing new levels of choice, flexibility, and efficiency with account-to-account based payments on Mastercards trusted open banking network.

Visa

Payments Dive

JUNE 12, 2025

While 48% of cash-paying drivers use cash for budgeting reasons, 17% of cash-payers don’t have bank accounts, and 12% aren’t credit or debit cardholders, according to the February survey of 1,548 U.S. Our research found that 51% of consumers store funds directly in payment apps, effectively using them as alternative bank accounts.”

Digital Payments

Fintech Finance

AUGUST 6, 2025

Finzly , a leader in modern, API-first payment infrastructure, announced its preparation to support stablecoin and tokenized deposits —adding to its platform that already supports Fedwire, RTP, FedNow, ACH, SWIFT, and cross-border rails. “We already lead with today’s core rails.

Stablecoins

Finextra

JUNE 9, 2025

has reached a real-time tipping point 0 09 June 2025 1 comment Anand Vaidya Principal Solutions Consultant Icon Solutions Location Wimbledon Followers 0 Opinions 3 Follow Unfollow The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1%

ISO 20022

The Fintech Times

MAY 3, 2025

The new offering arrives as the demand for cross-border payments increases and is set to help the market reach its estimated forecast of $320trillion by 2032. The capability initially enables cross-border payments for fintechs and SMBs, B2B and B2C transfers, funding operating accounts and subsidiary payments back to parent companies.

International Payments

Finovate

MARCH 7, 2025

A champion of payment choice, Boku supports a global network of localized payment solutions, including Direct Carrier Billing (DCB), digital wallets, and account-to-account connections. Founded in 2008, Boku is headquartered in London. Local Payment Methods (LPMs) have proliferated around the world over the past decade. And then trust.

Payments

Finextra

JULY 23, 2025

A monthly vendor payment can afford to wait for batch processing if it saves costs, while a real estate closing demands immediate settlement. Businesses need the ability to choose between ACH, RTP, FedNow, or wire transfers based on their specific requirements for speed, cost, and certainty.

Real Time Payments

Cardfellow

JUNE 16, 2025

But for a quick refresher, here’s what happens: A customer swipers their card and the payment system checks the account for sufficient funds to cover the purchase. The transaction is then “settled” and the funds are transferred to your account. This is the Authorization step. In a few days, the money will be available to you.

FedNow

Fintech Finance

DECEMBER 5, 2024

The Clearing House , the operator of the RTP® network, the largest instant payments system in the United States, will raise the individual transaction limit to $10 million. The RTP transaction limit has been $1 million since April 2022, when the limit was increased from $100,000.

Transaction Limits

PYMNTS

SEPTEMBER 15, 2020

Postal Service have added yet another hurdle to the payment method, which can affect everything from accounts payable (AP) to payroll to insurance disbursements. PYMNTS examines the latest initiatives that look to improve upon existing rails, or embrace new ones like blockchain and RTP. RTP Expands Across FI Base.

RTP

Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US.

RTP

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. We've seen a lot of excitement this year with the RTP ® network, and we're very much expecting next year to grow even faster,” she said. Becoming A 24/7 RTP Shop.

RTP

PYMNTS

JULY 27, 2020

Now, Edwards said, banks are at the same starting point on disbursements, but this is the opportunity to capitalize on the next big digital payments wave — from digital to instant, on-demand money, creating a modern disbursements experience. The evolution to make all payouts instant, on demand and with choice, he noted, is underway.

On-Demand

PYMNTS

MARCH 9, 2020

Payers have to know that payees will accept certain payment methods before making purchases, and payees do not want to invest until they know payment instruments are in demand. Banking association and payments company The Clearing House (TCH) has been confronting such concerns as it advances its real-time payment ( RTP ) offering in the U.S.,

RTP

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments

Payments Dive

MAY 18, 2018

Real-time payments (RTP) have been proliferating globally since 1973, increasingly driven by the need for payments clearing to keep pace with today’s on-demand digital world.

Real Time Payments

PYMNTS

OCTOBER 22, 2020

Alacriti is rolling out a new solution that will link banks and credit unions (CUs) with the burgeoning work of real-time payments, or RTP. 22) unveiled its Cosmos for RTP solution. Consumer and business demand for instant, 24x7, any-to-any payment experiences is here. “At The New Jersey-based FinTech on Thursday (Oct.

RTP

PYMNTS

DECEMBER 24, 2020

According to Royal Cole , executive vice president of FI payment solutions at FIS , it is part of an overall demand for digital payments that banks and retailers will need to step up to. RTP is particularly relevant in the current climate. This compares to 53.1 percent and 18.1 percent of Generation X who do the same, respectively.

RTP

PYMNTS

NOVEMBER 25, 2020

Ranta said RTP is already past the “early adopter” stage and moving into the “fast follower” phase of its evolution. After all, The Clearing House’s RTP infrastructure is already up and running. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms. consumers). consumers).

Real Time Payments

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments

PYMNTS

OCTOBER 8, 2020

Also seen in this week’s roundup of the latest in Bank-FinTech innovations was Alacriti teaming with The Clearing House on real-time payments (RTP), while Singapore Banking-as-a-Service (BaaS) startup RootAnt concluded a seed round with $1.46 Monese will transition current British and European account holders to the Thought Machine platform.

Innovation

The Fintech Times

MAY 17, 2024

At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. Visa Flexible Credential A Visa study found that more than half of card users want the power to access multiple accounts through a single credential.

Product

Fintech Finance

DECEMBER 13, 2023

Trustly , a global leader in Open Banking Payments, is proud to announce that it is seeing tremendous adoption of its Real-Time Payments (RTP®) service and has become one of the largest originators on the RTP® network. Specifically, Trustly’s RTP® volume grew 29% in transaction volume and 31% in payment value from Q2 2023 to Q3 2023.

RTP

Fintech Finance

OCTOBER 23, 2024

Finzly’s modern payment hub on the BankOS platform enables financial institutions to connect effortlessly to traditional rails like Automated Clearing House (ACH) and Fedwire, as well as modern networks such as FedNow and Real Time Payments (RTP), all with just a few clicks and independent of their core systems. Faster Payments Council (FPC).

FedNow

PYMNTS

SEPTEMBER 23, 2020

The Jacksonville, Florida-based financial software company provides a managed platform service for banks to quickly and cost-effectively connect to the Real-time Transport Protocol (RTP). As our volume of real-time payments grows, we can easily scale to meet the growing demand.”. account holders connected to its RTP.

RTP

PYMNTS

AUGUST 13, 2019

The much-awaited decision dismayed large banks that regard a government-run system as unnecessary competition with their own real-time rail, The Clearing House’s Real Time Payments (RTP). Around the world , demand is high for faster payments services, with Latvia reporting strong uptake of its own instant payment system.

On-Demand

PYMNTS

SEPTEMBER 19, 2018

As members of the network, corporate customers of PNC Treasury Management will be able to receive cross-border payments, the FI said, adding that the solution can help them receive payments against their invoices more quickly for streamlined accounts receivable.

Cross-Border Payments

PYMNTS

MARCH 12, 2020

Faster payments are only one example of the effects of a world moving toward real-time everything, with growing customer demands driving change in the way banks and businesses operate themselves. Making an account the most convenient used to mean physically more convenient,” said Reuter.

RTP

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. No date has been given for that process. the other being the Fed.

Faster Payments

PYMNTS

OCTOBER 29, 2019

The Clearing House ’s (TCH) Real-Time Payments (RTP) network received multiple shows of support from B2B FinTechs this week as service providers embrace the U.S.’s But RTP isn’t the only novel network to gain traction in the small business in corporate realm. Finxact Enables Banks’ RTP Product Development.

RTP

PYMNTS

OCTOBER 29, 2019

The Clearing House (TCH) reported that 15 Jack Henry & Associates financial institutions (FIs) will use JHA PayCenter to connect to the RTP network, TCH said in a press release on Tuesday (Oct. TCH’s RTP network gives FIs of all sizes the ability to clear and settle real-time payments. More than half of U.S.

RTP

PYMNTS

JANUARY 21, 2021

Offerings like the Real-Time Payments® (RTP) network are drawing attention from bad actors as well. FIs are introducing immediate payments to meet customers’ and clients’ demands, but banks and credit unions must ensure that they have the appropriate security approaches in place. Around The Real-Time Payments World.

Real Time Payments

PYMNTS

FEBRUARY 8, 2018

It wasn’t until November 2017 that The Clearing House (TCH) debuted its Real-Time Payments (RTP) scheme — a system that isn’t expected to see across-the-board adoption until 2020. To achieve its true potential, though, RTP must be adopted by all U.S. Getting RTP to permeate the U.S. Countries from the U.K.

RTP

PYMNTS

NOVEMBER 27, 2020

One study by TCH observed that 56 percent of checking account holders in the U.S. now have access to such payments via the RTP® network, for example. Payments made by small businesses via Zelle, which is integrated with the RTP network, rose by 30 percent from Q1 2020 to Q2 2020. Driving faster payments forward.

Real Time Payments

PYMNTS

DECEMBER 29, 2020

Retailers frequently need to hire seasonal workers to help keep up with demand during the holiday shopping season. Ledford explained how TCH’s Real-Time Payments ( RTP ) network could enable employers to disburse payroll instantly. Around the World Of Real-Time Payments. The Debate Guiding FIs' Real-Time Rail Adoption Decisions.

Faster Payments