PYMNTS

JANUARY 26, 2021

As the digital economy continues to mushroom, we’re seeing more and more accounts embedded in third-party apps, so the proliferation of account credentials is starting to cause an increased fraud risk,” he said. Currently, actual instances of fraud are low, but Waterhouse said it’s better to be proactive. “As

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

AUGUST 12, 2020

Visa has become a part of the ranks of companies experimenting with Phixius, a technology that assists credentialed service providers in exchanging and supervising digital payments data, NACHA said in a Wednesday (Aug. Separately, NACHA released new data on ACH payments adoption and noted that ACH volume in the United States expanded by 7.9

Phixius 79

Phixius ISO 20022 Payments Data NACHA 79

Trade Credit & Liquidity Management

MAY 15, 2025

This innovation streamlines the setup and processing of ACH payments for business buyers and merchants. “With RTP-enabled ACH payments, they can reduce costs and accelerate access to funds—all while giving buyers a smooth, payment experience.”

B2B 52

B2B RTP ACH Credential 52

Clearly Payments

NOVEMBER 6, 2024

When a transaction request is routed to the issuer, it verifies the cardholder’s credentials, checks for sufficient funds or credit, and approves or declines the transaction. market’s total transaction volume in 2023 was over $10 trillion, encompassing credit and debit card transactions as well as Automated Clearing House (ACH) payments.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

PYMNTS

JULY 21, 2016

Although there are five major points to this partnership, three immediately emerge as significant: First, Visa cardholders will not be encouraged to provision their PayPal accounts with an ACH option and PayPal will work with issuers so that consumers are presented with an easy option to move their ACH account options to Visa-branded cards.

PayPal 60

PayPal Digital Payments ACH Credential 60

PYMNTS

SEPTEMBER 21, 2018

The methods those bad actors use — and which have been documented in this space — include phishing attempts to gain access to individuals’ credentials. With those credentials in hand, the cybercriminal can access payroll accounts and subsequently change bank account information. Across The Pond. The transaction tally is at $4.5

Payroll 56

Payroll FBI ACH Same Day ACH 56

Fi911

JUNE 9, 2025

ACH and payment diversion represents another growing threat. Multi-factor authentication protects against credential compromise but must extend beyond employee accounts. Wire transfer fraud remains the most common, where attackers impersonate executives or customers to redirect legitimate transfers.

Email Compromise 52

Email Compromise Business Email Compromise Compromise Law Enforcement 52

PYMNTS

OCTOBER 1, 2018

As a strategic initiative, NACHA works to enable solutions that will support the easy routing, posting, and application of ACH and other payments, particularly in the B2B environment. Credentialed service providers will allow access to the stored electronic payment information, including ACH payment details and other payment methods.

NACHA 56

NACHA Business Payments Payee ACH 56

EBizCharge

MARCH 3, 2025

Merchants can process credit cards and Automated Clearing House (ACH) payments or eChecks directly inside Acumatica to accelerate and improve their invoicing operations and overall finances. Another crucial component of integrating credit card and ACH/eCheck payments into Acumatica is its compliance with industry security standards.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

PYMNTS

FEBRUARY 24, 2020

MemberPass offers credit unions (CUs) or CUSOs a single digital credential that serves as member verification. MemberPass can be utilized for numerous identification occasions, such as instant contact center verification, loan applications, large transaction approval, bill pay, external ACH and wire transfers.

Credit Union 82

Credit Union Blockchain Credit Union Service Organization Wire Transfer 82

PYMNTS

DECEMBER 10, 2019

Earlier this year the firm acquired Earthport , one of the world’s largest independently operated ACH networks. The additions to Visa Direct have been many and myriad of late. We are building this universal API that sits on the front end and, depending on where you live, you can answer that question a number of different ways.

P2P 72

P2P Push-to-Card Credential Payment APIs and Integration 72

PYMNTS

MAY 15, 2019

Earthport offers cross-border payment services to banks, money transfer service providers and other businesses through the largest independent ACH network. -based firm for a reported $257 million in a deal announced late last year.

Cross-Border 74

Cross-Border Cross-Border Payments Credential Wire Transfer 74

PYMNTS

AUGUST 14, 2019

13), Bento for Business announced the Bento Pay solution, which allows payment recipients to provide their bank credentials to accept money more quickly. Bento Pay is collaborating with ACH payment service provider Dwolla to power the solution, it noted. In a press release Tuesday (Aug.

B2B 56

B2B Payment APIs and Integration ACH Payee 56

EBizCharge

MARCH 20, 2025

Increased payment flexibility: Businesses can accept various payment methods, including credit, debit, and Automated Clearing House (ACH) /eCheck payments. Your provider may ask you to download a package and run an installer or set up online credentials, so following their instructions is essential.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

PYMNTS

SEPTEMBER 3, 2020

COVID-19 didn’t suddenly make consumers realize it’s preferable to be paid out instantly instead of waiting three days for an ACH payment — or worse, two weeks for a check to arrive by mail. And [it] gives the banks the ability to support the back-end settlement process.”.

Instant Payments 98

Instant Payments Treasury Payments Credential 98

PYMNTS

SEPTEMBER 22, 2016

In a press release , the company said that it removed a barrier for acquirers and ISOs by simplifying the option to add ACH and Remote Deposit Capture for new and existing card merchants. Linked2pay, the platform provider of Bank Centric Payments, announced on Wednesday (Sept.

Automation 62

Automation Remote Deposit Capture ISOs ACH 62

PYMNTS

JUNE 24, 2020

Payments, with Mastercard as intermediary, he said, may come across debit or credit activity, but may also be done through direct account-to-account transfers, real-time payments across fast ACH rails, or push payments via Mastercard Send. Although Mastercard is building out its open banking presence in Europe and is establishing its U.S.

Visa 105

Visa API Credential Encryption 105

EBizCharge

MARCH 7, 2025

This step requires you to configure the connection by inputting essential credentials, such as API keys and identifiers provided by the payment gateway. Acumaticas marketplace offers a regularly updated list of certified payment solutions to assist users in making an informed choice. Cost is another major factor.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

PYMNTS

MAY 10, 2018

Central banks and clearing houses will be able to replace account numbers with unique tokens to safeguard sensitive information, Rambus explained, adding that the solution can enhance security for ACH and real-time payments. Data from NACHA, however, found no increase in fraud reported by banks since the rollout of Same Day ACH last year.

Real Time Payments 43

Real Time Payments Same Day ACH P2P ACH 43

PYMNTS

SEPTEMBER 24, 2019

With billions of compromised credentials exposed online, there is a high likelihood that most users of the U.S. There are also a lot of illegal activities involved with wire, credit card and automated clearing house (ACH) fraud. “By financial system have had some information about themselves … compromised at some point.”.

Fincen 71

Fincen Account Takeovers Identity Theft Financial Crimes 71

PYMNTS

APRIL 12, 2019

The HR/finance professional focus seeks to get credentials from a high-ranking employee in a targeted firm and leverages that employee’s legitimate email account to send emails to the finance professionals to get the funds transferred. ACH in the Crosshairs, Too.

Business Email Compromise 46

Business Email Compromise AFP ACH Email Compromise 46

Fintech Finance

MAY 2, 2024

Orum’s Verify solution offers 100% coverage of all US-based consumer and business bank accounts — a meaningful step forward in an industry still plagued by invalid credentials, friction, and fraud. Is built on RTP and FedNow with a Same Day ACH fallback – guaranteeing coverage of all consumer and business bank accounts in the U.S.

Verification 52

Verification Same Day ACH Accounts Payment APIs and Integration 52

EBizCharge

APRIL 24, 2025

After your account is active, youll receive Application Programming Interface (API) credentials or authentication keys to connect your payment gateway to Salesforce. EBizCharge users can easily manage multiple payment methods, including credit and debit cards and ACH transfers, all within the Salesforce environment.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

PYMNTS

AUGUST 29, 2019

Many third-party applications rely on risky practices like data scraping, which records users’ login credentials and then uses those details to access customers’ FIs and examine their financial information. Security practices could also be greatly improved in open banking systems.

Credit Union 63

Credit Union Payment APIs and Integration Credit Union Service Organization API 63

PYMNTS

OCTOBER 23, 2017

And while industry experts agree there are payment rails far better than checks — like ACH and virtual cards — making the switch isn’t just about presenting a better option to corporate payers. There are a lot of small businesses that would prefer not to give bank account credentials to one of their suppliers.

B2B 45

B2B Payee ACH Payer 45

PYMNTS

OCTOBER 15, 2018

It’s a twist on the business email compromise (BEC) scam that typically involves scammers emailing business owners and seeking payment via wire transfer, ACH or paper check. “No legitimate business or utility will call you and ask you to make a payment using a Green Dot card,” AG Frosh said in a statement.

Ransomware 77

Ransomware Online and Mobile Banking Small Business Scams 77

PYMNTS

JULY 6, 2020

There’s [no] couple of days or a week while one is waiting on that ACH window.”. She said the latter involves things like “slow ACH” payments to gig workers who want their money right away. economy still uses $30 trillion of checks and ACH payments per year. Frew asked.

Instant Payments 59

Instant Payments ACH PayPal Payments 59

Nanonets

APRIL 29, 2024

QuickBooks Desktop QuickBooks Online is a browser-only platform stored in the cloud, you can access your books, pay vendors, and more from a mobile device or any computer with your login credentials. The lowest tier, Basic , is free but offers just five free monthly ACH payments. Beyond that, you’ll pay $0.50

ACH 52

ACH Online and Mobile Banking Returns Void 52

Fintech Finance

MAY 16, 2024

The new products and services Visa has unveiled which will begin to roll out later this year, include: Visa Flexible Credential A Visa study found that more than half of card users want the power to access multiple accounts through a single credential.1

Product 52

Product Online and Mobile Banking Credential RTP 52

PYMNTS

JUNE 11, 2020

Corporate clients can select between the payment methods of Ingenico with the inclusion of automated clearing house (ACH), SEPA Direct Debit, Visa, Mastercard or American Express, among others. Furthermore, buyers can keep payment credentials as token to use at a later time via the “Tokenization” feature.

B2B 52

B2B Credential ACH Compromise 52

PYMNTS

AUGUST 19, 2019

The tool enables business owners to send immediate, digital payments to creditors using only a stored email address — the company said the service is made possible via a new integration to the Dwolla ACH payment application programming interface (API). That, in turn, enables buyers to tap into those preferred methods to pay. “We

Payment APIs and Integration 67

Payment APIs and Integration Checks B2B Payments 67

EBizCharge

APRIL 22, 2025

Merchants can sync a payment gateway into Salesforce to enable users to accept credit card payments, Automated Clearing House (ACH)/eCheck payments , and other forms of electronic payments without leaving the CRM interface. Therefore, businesses need to assess their customer demographics to determine which methods are essential to offer.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

PYMNTS

MARCH 2, 2016

Faster ACH Onboarding. Receivable Savvy’s research actually found a high preference among both buyers and suppliers for electronic payments, specifically for ACH payments. Via Plaid’s technology, corporate buyers can go onto Invoice Central and enter their online banking credentials to verify their accounts.

Commercial Card 40

Commercial Card ACH Credit Cards Credential 40

Stax

JULY 9, 2024

Fraud prevention measures, such as tokenization and multi-factor authentication, add layers of security to verify transactions and protect against unauthorized use of payment credentials. For recurring payments, consider setting up ACH debits. These security measures enhance consumer trust and confidence in digital payment systems.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Center for Payments

APRIL 7, 2023

We are particularly excited to host the Sunday evening invitation-only reception honoring Accredited ACH Professionals (AAPs) and Accredited Payments Risk Professionals (APRPs). We know how much time and effort payments professionals dedicate to obtaining and maintaining these credentials, and we are delighted to recognize and honor them!

APRP 40

APRP AAP Accreditation Center for Payments 40

Payment Savvy

FEBRUARY 24, 2021

As the world moves towards a cashless economy, there is an increased demand for electronic card and ACH payments. This also boosts your green credentials and increasing your value in consumers’ eyes. Still on the fence about accepting electronic payments – here are five reasons why you should. Increased Revenue.

Payments 52

Payments Payment Solutions Payment Gateways Debit Card 52

PYMNTS

AUGUST 2, 2019

Careful attention to regional payment trends also helps merchants retain customers, even if the first attempt to charge the payment credentials is unsuccessful. American workers are often paid every two weeks, for example, with money traveling through the ACH network, which can take a few days to settle. Avoiding Payment Failure .

Payments 49

Payments Online and Mobile Banking Cross-Border Credit Cards 49