EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. ACH processing fees: ACH processing fees are the costs associated with transferring funds electronically through the ACH network.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

PYMNTS

APRIL 6, 2016

The biggest firms in the nation are gearing up for same day ACH payments – an eventuality that could hit in September of this year. As reported by NACHA, the electronic payments association, the readiness was disclosed in a survey that had been conducted by the association, with the two strongest use cases identified across same day ACH.

Same Day ACH 46

Same Day ACH ACH NACHA AAP 46

PYMNTS

OCTOBER 15, 2020

Moving Beyond ACH . ACH might be among the most readily visible paper check killers — and as Nacha’s Larimer noted, “we need more than just ACH to make huge inroads [against checks]. Real time and the ACH network can actually work together to displace paper checks.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

JULY 14, 2017

For example, last month a survey from Dun & Bradstreet and the Pepperdine Graziadio School of Business and Management released new research on companies’ cash flow management challenges. Researchers noted that slow AR negatively affects a company’s ability to grow, especially for the smallest of businesses.

ACH 46

ACH Same Day ACH B2B NACHA 46

Finextra

JUNE 9, 2025

Same day Automated Clearing House (ACH) payments rose 19.1% With the Federal Reserve proposing to make its service available 22 hours a day, seven days a week, Nacha is also considering adding a fourth processing cycle for same-day ACH. year-over-year in the first quarter of 2025 [1]. Reports show that a third of U.S.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Nanonets

MARCH 24, 2023

You can pay vendors via ACH, virtual cards, or other online payment methods, depending on your specific business and circumstances. Pay vendors with ACH ACH (Automated Clearing House) payments are electronic fund transfers that use the ACH network to move funds between bank accounts in the United States.

Wire 52

Wire Wires ACH Credit Cards 52

Payments Source

APRIL 4, 2018

Implementing an electronic payments solution isn’t about replacing one payment method (checks) for an electronic one—as in abandoning checks for ACH, writes Ralph Perdomo a research analyst at Nvoicepay.

ACH 79

ACH Checks Payment Solutions Research 79

PYMNTS

OCTOBER 6, 2020

Nacha Adopts Eight ACH Payment Updates. Nacha has adopted eight updates to the Nacha Operating Rules that the group, which enables Automated Clearing House (ACH) payments, said will help modernize the payment style. The amendments regard Same Day ACH and new methods of making ACH payments simpler to use.

Contactless Payments 96

Contactless Payments Innovation NACHA Nacha Operating Rules 96

Finextra

JUNE 14, 2025

Through acquisitions and technology investments, Mastercard now connects to ACH and real-time bank transfer systems , open banking networks, payment gateways, and other platforms. Recently conducted in-depth research on Africa - surprised by the strength of the VISA system there. It expresses the views and opinions of the author.

Visa 52

Visa Gateways AI Value Added Service 52

PYMNTS

JUNE 28, 2017

Accounts receivable professionals are preparing for paper checks to decline and automated clearing house (ACH) payments to rise, according to a new report by the National Automated Clearing House Association (NACHA) and the Credit Research Foundation (CRF). The same professionals also predict cards will hold at 12.5 ”

NACHA 40

NACHA ACH Checks Push-to-Card 40

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Online reviews Your research will tell you a lot about each provider.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

PYMNTS

DECEMBER 12, 2017

Citi’s Treasury and Trade Solutions is expanding its international ACH payments service capabilities for corporate customers. The expansion means corporate customers of Citi can send ACH payments into these 10 new markets. The bank added that early next year it plans to add nine new cross-border ACH corridors to its service.

Cross-Border 40

Cross-Border ACH Treasury Payment APIs and Integration 40

PYMNTS

JANUARY 28, 2020

This week’s examination of the latest innovation initiatives finds this to be true both for innovators exploring ways to improve existing rails — like ACH — as well as those that have embraced the development of entirely new rails, including real-time payments (RTP) and blockchain-powered transactions. Same-Day Boosts ACH Adoption.

Same Day ACH 79

Same Day ACH RTP NACHA ACH 79

PYMNTS

NOVEMBER 5, 2018

NACHA released new statistics late last week on growth of ACH transaction volume in the U.S. According to the firm, B2B transactions were a key driver of ACH transaction growth in the third quarter of the year, leading NACHA Chief Operating Officer Jane Larimer to describe the ACH Network as “thriving.”. In all, more than 3.3

Small Business 68

Small Business Same Day ACH Wire Transfer NACHA 68

EBizCharge

JANUARY 21, 2025

Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences. Multiple payment options: Virtual terminals typically support credit and debit cards, ACH/eCheck payments , and more, catering to various customer preferences.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Fintech Finance

MAY 1, 2025

While our Dimensions research found that 45% of U.S. Gareth Lodge, principal analyst at Celent commented, “Payments are the one thing that unite every customer at every bank, and as their expectations continue to change, they expect more.

Payment APIs and Integration 59

Payment APIs and Integration OFAC Payments Fraud Detection 59

EBizCharge

MARCH 12, 2024

Automated Clearing House (ACH)/eChecks: ACH /eCheck payments help businesses avoid the hassle of processing and depositing paper checks, accelerating and improving customer payments to free up time and resources. Whereas ACH payments typically accrue lower transaction fees.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Without a merchant account, your company won’t be able to accept credit, debit, and electronic/ACH payments from its customers.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

EBizCharge

MAY 5, 2025

Do ACH transactions support zero cost credit card processing? Automated Clearing House (ACH) transactions arent technically associated with zero cost credit card processing since they’re a different form of payment. This incentivizes businesses to promote ACH payments as a cost-saving option for them and their customers.

Credit Cards 52

Credit Cards Small Business Process ACH 52

My Payment Savvy

JUNE 16, 2025

Smart research now prevents costly mistakes later. Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options. uptime, but research their actual performance. Most payment gateways promise 99.9%

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

PYMNTS

NOVEMBER 16, 2020

Payments speed is a crucial consideration for today’s consumers and microbusinesses when receiving disbursements, with PYMNTS’ research finding that more than half of the former and roughly 70 percent of the latter say they received at least one nongovernment payment within the past 12 months.

Payer 102

Payer Instant Payments ACH Checks 102

Stax

DECEMBER 12, 2024

ACH transactions), and more. Do your research now to protect yourself, not when its too late. Take your time to research thoroughly to maximize this long-term investment. Payment Depots all-in-one platform lets you manage brick-and-mortar and online payments in one easy-to-use interface. Request a Quote

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

PYMNTS

DECEMBER 10, 2020

PYMNTS’ research shows that many consumers and microbusinesses made aware of instant disbursements’ speedy and convenient benefits would like access to such options. Our research shows same-day ACH is preferred for nearly 40 percent of payments, for example, yet payments are often sent instead via non-instant digital methods or even checks.

Same Day ACH 87

Same Day ACH Instant Payments Payer ACH 87

Trade Credit & Liquidity Management

JUNE 12, 2025

Help us grow the T rade Credit & Liquidity Management community by sharing this Newsletter Share Industry & Market Insights Vendor Press Releases Upcoming Events Retail Value Chain Federation (RVCF) Supplier Open Forum — July 8 Credit Research Foundation (CRF) 2025 August Forum and Expo — August 18-20, Austin, TX What We’re (..)

Liquidity Management 52

Liquidity Management ACH Rules ACH Rules 52

Payments Dive

JUNE 12, 2025

Our research found that 51% of consumers store funds directly in payment apps, effectively using them as alternative bank accounts.” “Digital wallets are essential to how consumers manage their money,” Anne Hay, chief marketing officer and executive vice president of PayNearMe, said in a statement.

Digital Payments 88

Digital Payments Payments Privacy Push-to-Card 88

PYMNTS

MARCH 27, 2017

NACHA is exploring the issue and last month announced that it completed a research project, supported by Accenture, to examine potential impacts of API standardization on the U.S. To demonstrate this challenge, he pointed to the ACH Network itself. For instance, a corporate client may alert its bank of an erroneous ACH transaction.

NACHA 75

NACHA API ACH Network ACH 75

PYMNTS

OCTOBER 1, 2020

Consumers might not recognize similar payment options as distinct from each other, like standard ACH and same-day ACH. PYMNTS research revealed significant interest in being able to control their payout options using voice commands. That gap stems from several sources. Fast Fact No.

Instant Payments 122

Instant Payments Payee Same Day ACH Non-Bank 122

Clearly Payments

DECEMBER 11, 2024

Popular Examples : SEPA in Europe, ACH in the U.S., Key Takeaways for Businesses For businesses considering APMs, here are some strategic points to keep in mind: Understand Your Market : Research which APMs are popular in your target regions. In the U.S., iDEAL in the Netherlands. Digital wallets might be essential for U.S.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

PYMNTS

JANUARY 2, 2017

In 2016, the PYMNTS.com Tracker series kept tabs on practically everything within the payments and commerce ecosystem, from A to Z (that’s ACH transfers to Ziosk). As the year opened, our inaugural Faster Payments Tracker™ looked at the looming arrival of the new Same Day ACH. FASTER PAYMENTS TRACKER. billion by 2020.

ACH 49

ACH Online and Mobile Banking Cross-Border Same Day ACH 49

Payments Dive

JUNE 12, 2025

billion, according to a 2024 report from the research firms Oliver Wyman and Celent. The ETA has previously pushed Congress for additional law enforcement funding, but the fraud task force is “the first step” for a coordinated effort to battle payments fraud, he said. “ In 2023, payments fraud losses in the Americas were tabulated at $102.6

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Finextra

JULY 5, 2025

bank transfers, and region-specific options (from **SEPA Direct Debit in Europe to ACH in the US, Alipay and WeChat Pay in Asia, Klarna/Affirm for BNPL, and many more). digital wallets (Apple Pay, Google Pay, etc.), Stripe advertises access to 100+ payment methods out-of-the-box with a single integration.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

PYMNTS

DECEMBER 12, 2018

ACH has often been assumed to be the payment rail poised to take over paper checks as the dominant rail in B2B payments. Indeed, research released from NACHA last year found that suppliers are expecting this, too. Businesses can pay using their cards, while suppliers can still receive payments via check or ACH.

Commercial Card 56

Commercial Card ACH B2B Checks 56

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. Its the bridge between an eCommerce website, its customers, and the bank.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

PYMNTS

SEPTEMBER 26, 2016

Using FIS-run PayNetExchange to process ACH, checks and virtual cards and using Comdata to issue Mastercard commercial cards, Corcentric pulls in payment capabilities across a range of rails to support the last mile of the B2B transaction. The data makes that glaringly clear. There’s a lot of friction between suppliers and customers.”

B2B 65

B2B Same Day ACH ACH Commercial Card 65

PYMNTS

NOVEMBER 10, 2017

Juniper Research estimates that speaking to speakers will be a common practice in 55 percent of homes in the United States within five years. Same-day ACH: Some encouraging stats from joint research from NACHA and PYMNTS. Buying stuff and letting a stranger in your home to deliver that stuff are two entirely different things.

Same Day ACH 40

Same Day ACH ACH NACHA Ransomware 40

PYMNTS

OCTOBER 5, 2016

Research has shown just how difficult it can be for suppliers to get on board with cards. A report published earlier this year by Receivable Savvy found that, while more than half of suppliers surveyed accept card payments, only 9 percent actually prefer this payment method over others, like ACH and paper check.

Accounts 73

Accounts Commercial Card Push-to-Card ACH 73

PYMNTS

DECEMBER 9, 2020

Not all that long ago, the hallmark of progress in the back office came as check systems and ACH systems were linked to create biller efficiencies. billion transactions across 16 card-based networks, 65 domestic ACH schemes, 7 RTP schemes and five payment gateways. Using Technology To Solve Key Use Cases. The Rails Stretching Ahead.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134