Stax

APRIL 3, 2025

The details are then encrypted and transmitted to a third-party payment gateway for authorization. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility. This protects your business from any liabilities.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. As a business owner, you just cant afford to ignore these statistics.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

NOVEMBER 13, 2024

Compliance with Network Standards : Visa and Mastercard, for example, require strict adherence to Payment Card Industry Data Security Standards (PCI DSS). Testing should also cover security measures, such as encryption and tokenization, to protect cardholder data.

Process 104

Process Processors Payments Compliance 104

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS). So, it’s crucial to monitor and address any security issues that may arise.

Credit Cards 52

Credit Cards Process Security Data Breach 52

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

NOVEMBER 27, 2024

The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS).

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. Standards like PCI DSS don’t currently mandate tokenisation for bank details, but forward-thinking organisations aren’t waiting for legislation to catch up.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Stax

JANUARY 28, 2025

Once the customer does this, a one-time password (OTP) will be sent to the customers registered phone number or email address to verify their identity. Regulatory compliance All businesses that handle sensitive customer financial data are required to follow PCI DSS regulations, and Click to Pay is designed to be fully compliant.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

EBizCharge

FEBRUARY 24, 2025

Businesses must ensure their chosen option complies with Payment Card Industry Data Security Standards (PCI DSS) and other regulatory requirements, particularly when handling sensitive financial data. Solutions that offer tokenization and encryption can help reduce fraud risks and protect customer information.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches. Fraud detection and prevention are critical features of a payment gateway.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). Address Verification Service (AVS) and CVV verification should be enabled to prevent unauthorized transactions and reduce chargeback rates.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

MARCH 11, 2025

These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time. By keeping a close eye, merchants can address issues and maintain low costs. Finding a cost-effective gateway that aligns with your business needs in Acumatica without breaking the bank is essential.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

FEBRUARY 19, 2025

SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe. PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. Scalability As your SaaS company grows, your support provider should be able to keep up.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

FEBRUARY 19, 2025

When selecting an ISV partner, businesses should verify: Data encryption standards to prevent breaches. Compliance with industry regulations , such as GDPR for data protection or PCI DSS for payment security. Regular meetings and updates help: Address technical issues proactively.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

EBizCharge

MARCH 3, 2025

Acumatica payment providers should comply with legal and regulatory requirements like Payment Card Industry Data Security Standards (PCI-DSS) , which safeguard payment data by implementing various security protocols. If there is a mismatch, the transaction may be flagged or declined.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

OCTOBER 14, 2024

Verify that the provider is PCI-DSS compliant to ensure that your customers’ data is protected according to industry standards. Beyond compliance, look for processors that offer advanced security features like tokenization and encryption, which add layers of protection to payment information.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

VISTA InfoSec

MAY 24, 2024

This is where the Payment Card Industry Data Security Standard (PCI DSS) comes into play, serving as a crucial framework for safeguarding sensitive information and protecting both businesses and consumers from the ever-present threat of cybercrime. Develop and document security policies and procedures tailored to business operations.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

APRIL 28, 2024

The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 In this blog, we will understand PCI DSS compliance 4.0 What is PCI DSS Compliance for banks? What is PCI DSS Compliance for banks? The PCI DSS outlines 12 requirements mentioned below.

PCI DSS 130

PCI DSS Compliance Assessments Data Breach 130

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0

PCI DSS 130

PCI DSS Security Encryption Risk Assessment 130

VISTA InfoSec

MARCH 6, 2024

Requirement 10 of the PCI DSS covers logging and monitoring controls that allow organizations to detect unauthorized access attempts and track user activities. In the newly released PCI DSS 4.0, to PCI DSS 4.0. Whether you’re currently compliant under PCI DSS v3.2.1 In PCI DSS v4.0,

PCI DSS 130

PCI DSS Procedures Best Practices Risk Assessment 130

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0, In PCI DSS v4.0,

PCI DSS 100

PCI DSS Procedures Best Practices Verification 100

Stax

JULY 16, 2024

This is why PCI DSS compliance is critical. Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. The 12 PCI DSS requirements are meant to help companies achieve six main goals.

PCI DSS 88

PCI DSS Compliance Credit Cards Encryption 88

The Payments Association

MARCH 25, 2025

Sends leverages AI to mitigate risks, comply with FCA, PSD2, and PCI DSS, and enhance client experience with secure and innovative services. Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation.

Regulatory Compliance 136

Regulatory Compliance AML PCI DSS Compliance 136

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Quarterly scans typically run around $175 per IP address.

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

VISTA InfoSec

DECEMBER 19, 2024

Regularly patch and update software to address known vulnerabilities. Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

VISTA InfoSec

DECEMBER 19, 2024

Regularly patch and update software to address known vulnerabilities. Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

Clearly Payments

JANUARY 8, 2024

Implementing effective chargeback management practices is essential to minimize their occurrence and address disputes promptly. Addressing customer queries and concerns promptly can prevent frustration and dissatisfaction, reducing the likelihood of customers resorting to chargebacks to resolve issues.

Risk Management 97

Risk Management Risk PCI DSS Process 97

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process 88

Process Security PCI DSS Encryption 88

Exact Payments

FEBRUARY 5, 2024

In the ever-evolving landscape of software development, independent software vendors (ISVs) find themselves at the forefront of innovation, creating cutting-edge solutions to address the dynamic needs of businesses and consumers alike. As we approach the highly anticipated release of PCI DSS 4.0

ISVS 52

ISVS PCI DSS Encryption Authentication 52

PYMNTS

OCTOBER 5, 2020

PCI DSS is intended to help combat this by instructing merchants on safeguarding the transactional steps in which they are involved. PCI conducts regular security scans to ensure that merchants are keeping up with the standard, and it also requires retailers to submit reports about their compliance efforts.

Data Breach 82

Data Breach Breach PCI DSS Compliance 82