The Payments Association

JUNE 23, 2025

This necessitates businesses to adjust in real time to a payments landscape that is frequently fragmented and dynamic. Variable fee structures are frequently implemented by payment processors, which are contingent upon the volume of transactions, the region, and the manner of payment.

Technology 88

Technology Payments Wire Transfer Processors 88

PYMNTS

JANUARY 31, 2019

Visa beat expectations on double-digit payment volume growth even as international transactions slowed markedly. As measured in dollars, payments volume neared $2.3 Through the 21st of January, said management, processed transactions saw a growth rate of 12 percent, and cross-border transactions were up an adjusted 6 percent.

Volume 67

Volume Cross-Border Cross-Border Payments Push-to-Card 67

Finextra

JULY 2, 2025

Dynamic ESG Pricing: Payment engines can adjust fees and FX spreads in real time based on a corporate’s live ESG score. Better performance dynamically lowers costs, incentivizing continuous improvement. They can monitor issuance and transaction volumes of ESG-linked instruments to measure policy impact.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

PYMNTS

MAY 2, 2019

Beyond the headline numbers, the company showed continued traction with larger sellers across its traditional point-of-sale (POS) products, and in newer offerings spanning debit cards and lending. The payment firm’s adjusted earnings per share was $.11, The company said that gross payment volume (GPV) surged 27 percent to $22.6

Volume 56

Volume Debit Card Point-of-Sale (POS) Push-to-Card 56

PYMNTS

APRIL 24, 2019

This is the first time parent company PayPal has revealed any user numbers for the app, with its Q1 earnings report showing that the total payments volume for Venmo grew 73 percent year over year to reach $21 billion. The company added that Venmo is on track to generate $100 billion in payments volume this year. billion estimates.

Venmo 53

Venmo Volume PayPal Debit Card 53

PYMNTS

JULY 1, 2020

As retailers shuttered their physical stores during the coronavirus pandemic and eCommerce adoption accelerated, FedEx Corporation ’s commercial business-to-business (B2B) volume fell in the U.S as its residential and business-to-consumer (B2C) volume rocketed. As an enterprise, commercial volumes hit bottom in middle of April.”

Volume 54

Volume B2B B2C Adjustments 54

Fintech Review

MARCH 20, 2025

Litepips utilizes continuous AI-driven analysis to identify optimal entry and exit points on the H1 timeframe, ensuring traders remain ahead of market fluctuations. The demand for adaptive bots like Litepips continues to shape forex and gold markets.

Bots 52

Bots AI Automation Advisors 52

EBizCharge

JUNE 16, 2025

As your transaction volume increases and your systems expand, so does the need for infrastructure that can handle the pressure without slowing you down. These services cater to enterprise merchants by providing tools for handling high transaction volumes, varying payment types, and multiple payment methods.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

PYMNTS

JANUARY 29, 2020

Management expressed confidence about continued uptake of new payment flows such as with instant payments, and contactless payments in card-present situations. The headline numbers show that Mastercard’s adjusted earnings of $1.96 The headline numbers show that Mastercard’s adjusted earnings of $1.96

Volume 53

Volume Cross-Border Visa B2C 53

PYMNTS

JANUARY 21, 2020

21), the company reported adjusted earnings and revenues that topped expectations on the heels of double-digit gains in purchase volume across domestic cards. In terms of headline numbers, adjusted earnings were $2.49 In results posted Tuesday (Jan. a share, better than the $2.37 per share expected by the Street.

Volume 52

Volume Adjustments Credit Cards Origination 52

FloQast

MARCH 19, 2025

Furthermore, they adapt to business changes over time, whether its incorporating new data sources, adjusting to process updates, or adapting to changing regulatory requirements. Enhanced compliance : AI agents can be directed to scrape regulations to automatically detect changes and adjust accordingly.

AI 52

AI Accounts Fraud Detection Audit 52

PYMNTS

JULY 30, 2019

Mastercard posted results on Tuesday (July 30) that showed continued strength in consumer spending, with tailwinds coming from international transactions and cross-border volumes. In terms of headline numbers , the company said adjusted earnings per share came in at $1.89 a share, which was six pennies better than expected.

Cross-Border 51

Cross-Border Volume Visa Posting 51

PYMNTS

OCTOBER 6, 2020

The deal means MoneyGram ’s services will continue to be available at more than 4,700 Walmart locations in the U.S., In July, the company reported that its online transaction volume grew 106 percent year over year during the second quarter, as the firm capitalized on a digital transformation that began long before the pandemic. .

Cross-Border 113

Cross-Border Adjustments Transactions Volume 113

Fintech News

FEBRUARY 15, 2024

Despite the notable pullback, fintech continued to see traction from investors, with digital lending in particular witnessing an uptake. Among the key trends outlined in the reports, the companies note a sizable decline in tech investment volumes, adjustments in valuations and a shift towards earlier stage startups.

FinTech 105

FinTech Adjustments Volume Continuity 105

PYMNTS

JULY 30, 2018

Payments processor First Data posted results that topped expectations, buoyed by continued traction in its Global Business Services (GBS) segment, and with continued double-digit growth for Clover, its point-of-sale (POS) business. billion, as compared to consensus of $2.4 Regional Strength.

Volume 59

Volume ISVS Point-of-Sale (POS) APACS 59

PYMNTS

JANUARY 31, 2019

31) showed continued gains in processed transactions, tied in part to holiday spending during the quarter that ended with December. on an adjusted basis were two pennies better than expected. Gross dollar volume was up 14 percent to $1.5 Gross dollar volume was up 14 percent to $1.5 In terms of headline numbers, $3.8

Volume 49

Volume Visa Cross-Border Commercial Card 49

PYMNTS

JUNE 29, 2020

Across industries and across the globe, industry experts continue to raise concerns about shifting B2B payment habits — often to the detriment of small vendors. Looking ahead, Oarex forecast that digital media companies will see their average payment terms increase t0 64 days next year if current trends continue. ” $1.3

Payments 102

Payments B2B Volume Adjustments 102

PYMNTS

MAY 1, 2019

Mastercard’s results continued a string of double-digit gains in transaction count, growth in card count and, of particular note, continued traction in cross-border activity. In terms of headline numbers, the company’s adjusted earnings per share of $1.78 The company said gross dollar volumes were up 12 percent to nearly $1.5

Volume 49

Volume Visa Cross-Border Credit Union 49

PYMNTS

APRIL 2, 2020

Automation in supplier negotiations is key to managing the volume of contracts for such a large, global organization, but it’s equally important to maintain a human quality in discussions to preserve the buyer-supplier relationship – and to find value for small suppliers, too. Neglecting the Long Tail.

Adjustments 56

Adjustments Agreements Automation Bots 56

PYMNTS

FEBRUARY 4, 2020

However, the firm posted adjusted earnings of $1.13, which just missed consensus of $1.14. The adjusted revenue was $3.7 Cloud-based point-of-sale (POS) platform Clover continued its “stellar growth” in Q4, increasing its annualized gross payment volume by more than 40 percent year over year. billion expected.

Volume 52

Volume Point-of-Sale (POS) ISVS Adjustments 52

PYMNTS

APRIL 25, 2019

In posting earnings results for its fiscal second quarter, which ended in March, Visa showed continued growth in card use across both debit and credit, though slowing from previous periods. in adjusted earnings per share outpaced the $1.24 In India, Visa continues to gain share, and now has 4 million acceptance points in that country.

Cross-Border 50

Cross-Border Volume Distributed Ledger Technology (DLT) Debit Card 50

The Payments Association

MARCH 17, 2025

While maintaining robust authorisation criteria, introducing a more precise and transparent "rubric marking guide" for firms and proportionate continuous monitoring will signal to the market that the FCA is ready for more new entrants to drive growth in the sector.

Regulations 88

Regulations Risk Stablecoins Payments 88

PYMNTS

JULY 29, 2020

Total payment volume rose 52 percent to $37 billion, while active users grew by 8 million to north of 60 million. Rainey said PayPal is also continuing efforts “around expanding the Pay with Venmo in an eCommerce setting.”. Adjusted earnings per share came in at $1.07 All told, PayPal posted a second-quarter net income of $1.53

Venmo 84

Venmo PayPal Direct Deposit Adjustments 84

PYMNTS

MAY 22, 2020

reported results on Friday (May 22) that showed continued pivots to online commerce and mobile shopping, amid lockdowns that have shuttered brick-and-mortar retailers. The company said that its gross merchandise volume (GMV) passed a milestone level of $1 trillion. Alibaba Group Holding Co.

Volume 52

Volume Adjustments Consumer Continuity 52

PYMNTS

NOVEMBER 12, 2018

Online lender Social Finance (SoFi) continues to struggle, recording an adjusted loss of around $12 million during the third quarter before interest, taxes, depreciation and amortization. According to The Wall Street Journal ( WSJ ), the earnings losses follow an adjusted profit of $56 million in Q3 of 2017.

Adjustments 73

Adjustments Volume Continuity FinTech 73

The Fintech Times

MAY 2, 2025

He mentioned that payment companies like Stripe are processing substantial volumes, rivalling traditional financial giants. Central banks view fintech as crucial for financial continuity and trust, emphasising cybersecurity and consumer protection.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

Fintech Review

FEBRUARY 20, 2025

These tools process large volumes of real-time market data, identifying trends and patterns that may go unnoticed by traders. Unlike conventional automated trading systems, AI models dynamically adjust trading strategies by continuously analyzing historical and live market data.

AI 52

AI Adjustments Returns Volume 52

PYMNTS

SEPTEMBER 29, 2020

Target’s event, first reported by the Minneapolis Star Tribune, will feature “digital deals on thousands of items, more than double what the retailer offered last year, as it adjusts to the surge of consumers who have shifted to shopping online during the coronavirus pandemic.

On-Demand 104

On-Demand Adjustments Volume Continuity 104

PYMNTS

NOVEMBER 8, 2018

Square posted results Wednesday (November 7) that showed double-digit gains in gross payment volumes, continued traction amid a base of larger merchants, and notable growth in subscription and software-based revenues. Further adjusted revenues, said the firm, exclude Weebly and Zesty results, up 56 percent. million, up from $10.1

Volume 72

Volume Adjustments CHIPS Payroll 72

FICO

MARCH 14, 2023

To address this disconnect and truly operationalize AI, guardrails must be in place such that the overall Corpus AI continues to perform while components change. The trick is how to select the solution that minimizes behavior impedance mismatches across the dataset, so rules continue to be effective.

AI 52

AI Continuity Rules CHIPS 52

Fintech Finance

JULY 26, 2024

The independent study outlines a three-year, risk-adjusted present value and ROI for a composite organization comprised of interviewees with significant experience working with Checkout.com. As Black Friday and Cyber Monday fast approach it is notable that the study finds improved reliability during volume surges for the composite.

Returns 94

Returns Gateways Fraud Detection Volume 94

Fintech Finance

SEPTEMBER 26, 2024

Airwallex recently announced it surpassed $100 billion in annual processing volume and achieved an annual run rate of nearly $500 million. With flexible integration options from Trulioo, including a modern API and a hosted image-capture SDK, Airwallex can quickly adjust its verification workflows to comply with evolving regulations.

Fraud Prevention 98

Fraud Prevention Verification Payment APIs and Integration Compliance 98

PYMNTS

APRIL 24, 2020

With travel bans in place and work-from-home orders implemented, business trip volume has all but plummeted to zero. But, as Reynolds noted, this doesn’t mean business expense volume has disappeared. Adjusting Oversight.

Volume 82

Volume Adjustments Automation Technology 82

PYMNTS

FEBRUARY 14, 2020

Agility is critical in today’s supply chains, considering the high volume of exceptions that managers must address in the freight management space. Continuous Data. Tied-Up Cash Flow. These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur. .

Addressing 99

Addressing On-Demand Volume Continuity 99

PYMNTS

JANUARY 30, 2020

PayPal put on a strong finish to 2019, managing to beat analyst estimates nearly across the board in terms of revenue, active usership and total payments volume processed. In Q4 of 2019, PayPal saw adjusted earnings per share rise to $.86 In Q4 of 2019, PayPal saw adjusted earnings per share rise to $.86 Revenue came in at $4.96

PayPal 85

PayPal Venmo Volume Cross-Border Payments 85

PYMNTS

APRIL 10, 2020

” It was an effort that Rio Tinto noted similarly required an adjustment to how banks approach their payments operation, which he said are often modernized in a very siloed, vertical fashion. . “The customer should just send the payment without having to think about how to route it.

Technology 144

Technology End User Cross-Border On-Demand 144

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Using Census data, the trailing 12 months of non-adjusted physical retail sales show a decline of 1.9

Economy 134

Economy Adjustments Consumer Product 134