Finextra

JULY 10, 2025

Ensure you’re using a gateway that suits your business, supports the countries you sell to, integrates smoothly with your checkout flow, and allows sufficient control to adjust settings as needed. Modern payment orchestration platforms and advanced Payment Service Providers (PSPs) offer tools to support this logic.

Transactions

EBizCharge

DECEMBER 3, 2024

Merchant: The business or service provider that accepts the payment. The card network communicates with the issuer to verify the transactions and adjust the account balances accordingly. Acquirer (merchant’s bank): The financial institution that processes credit card payments on behalf of the merchant.

Credit Cards

Fintech Finance

JULY 22, 2025

By using Primer to reduce its reliance on a single payment service provider (PSP) and efficiently routing payments, Ego has cut payment fees by €30,000 per month and increased revenue through higher conversion rates. This cut down on extra fees and improved mobile app conversions.

Payment Service Provider (PSP)

Finextra

JULY 15, 2025

Digital service providers, especially those offering subscription-based access, can activate services immediately upon receipt of payments, with no delays and no manual checks. Businesses are now able to confirm incoming payments instantly, adjust operations in real-time, and offer a smoother customer experience.

Payment APIs and Integration

The Fintech Times

JULY 28, 2025

Merchants can adjust preferences to improve conversion rates and simplify day-to-day operations, and manage everything from a single dashboard, making it easier to track and report payments. This seamless integration gives merchants greater operational efficiency and control, while offering consumers more flexible ways to pay.

PayPal

M2P Fintech

APRIL 10, 2025

Automated Credit Limit Management for Risk Mitigation Tracks daily NAV fluctuations and collateral value changes to dynamically adjust credit availability through real-time limit management systems. Proactive LTV Management Dynamically adjusts LTV ratios to daily NAV fluctuations, safeguarding lender security amid market shifts.

Mitigation

EBizCharge

JUNE 16, 2025

If you’re running a growing business, the right merchant services provider can play a key role in making sure your back-end system can keep up with your front-end growth. What are enterprise merchant services? A centralized system improves efficiency and provides a comprehensive view of all transactions.

Payment APIs and Integration

The Fintech Times

JULY 23, 2025

By using Primer to reduce its reliance on a single payment service provider (PSP) and efficiently routing payments, Ego revealed that it has cut payment fees by €30,000 per month and increased revenue through higher conversion rates.

Payment Service Provider (PSP)

Stax

OCTOBER 21, 2024

As beneficial as credit card processing is for small businesses, you’ll have to work with a payment service provider and their fees can be tricky to navigate. Then, payment service providers determine the price levels for each of these. That’s over $10 trillion in transactions.

Credit Cards

The Payments Association

JUNE 23, 2025

This necessitates businesses to adjust in real time to a payments landscape that is frequently fragmented and dynamic. Consumer expectations have evolved; they now require not only quickness but also flexibility, reliability, and personalised experiences during the checkout process.

Technology

Stax

JULY 21, 2025

These cards come with fewer perks, but typically offer the lowest fees and interest rates, as well as greater flexibility in the form of balance transfers and adjustable repayment conditions. Q: What are some of the services provided by Visa and Mastercard? Premium credit cards.

Visa

Stax

JULY 7, 2025

Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions. These processors charge various fees for their services, including transaction fees, monthly fees, and incidental fees like chargeback fees or batch fees.

Credit Cards

Neopay

JANUARY 30, 2025

Given the significant role of money mules in facilitating fraud and laundering illicit funds, these insights are critical for financial institutions and payment service providers. Refine detection tool thresholds Adjusting fraud detection parameters can help identify mule activity across all stages of fund movement.

Financial Crimes

Stax

JUNE 24, 2025

This includes adjusting the surcharge rate to comply with caps that may exist in certain jurisdictions, and ensuring that surcharges are properly disclosed to customers prior to the completion of the transaction. CardX automatically ensures that your surcharging practices are compliant with applicable laws and regulations.

Credit Cards

The Paypers

JUNE 17, 2025

Fintech stakeholders have welcomed provisions that align FIDA with other regulatory frameworks, such as the PSR and PSD3, particularly the authorisation process for Account Information Service Providers (AISPs) to become Financial Information Service Providers (FISPs).

Consulting

Finovate

MARCH 13, 2025

The real value lies in combining AI with receipt-level data to create automated marketing and loyalty solutions that leverage machine learning to help merchants and marketing service providers analyze transaction patterns, predict future purchases, and deliver personalized promotions in real time.

Acquirers

The Fintech Times

MARCH 30, 2025

Founded in 2010, the FinTech Innovation Lab New York, a 12-week programme founded and run by Accenture , the digital service provider, and the Partnership Fund for New York City , helps early- and growth-stage fintechs accelerate product and business development.

Innovation

Fintech Review

MAY 8, 2025

Payment Orchestration Payrails acts as a central control layer across multiple payment service providers (PSPs), acquirers, alternative payment methods (APMs), and fraud tools. What Payrails Offers: Core Products and Capabilities 1.

Global Payments

The Fintech Times

MAY 27, 2025

This disciplined yield structure is supported by a diversified asset allocation, institutional-grade infrastructure, and partnerships with multiple leading tokenisation service providers, including Superstate (via their tokenised treasury fund USTB). BGUSD is redeemable for USDC at a 1:1 ratio and can be subscribed using USDC or USDT.

Treasury

EBizCharge

MARCH 3, 2025

This functionality is particularly useful for sales teams, field service providers, and businesses operating outside traditional office settings to provide flexible payment options to complete transactions on the go. Enable the payment gateway: The final step is to enable the Acumatica payment gateway for public use.

Credit Cards

Finovate

JANUARY 24, 2025

It sets clear IT security standards, focusing on managing information and communication technology (ICT) risks, improving incident reporting, and overseeing third-party ICT service providers. Although its been in development for several years, key compliance deadlines took effect in 2024 and will continue through 2025.

Regulations

The Fintech Times

JUNE 30, 2025

Resulting campaigns are not only deeply personalised, but self-adapting, thanks to the incorporation of agentic AI , enabling them to adjust and respond to individual customer situations in real time. “In Singapore, for instance, the average citizen holds nearly 2.5 separate bank accounts.

AI

Payments Dive

JULY 14, 2025

Earned wage access has become a popular way for employees to access their pay before a regularly scheduled payday, but the practice has also triggered controversy because of fees associated with some services, like accelerated payment. The Connecticut law caps fees that can be charged at $4 per advance, and $30 in total per month.

Laws

Trade Credit & Liquidity Management

MAY 29, 2025

This shift demands that billers stay informed and proactive, as compliance and efficiency heavily depend on understanding complex regulations and effectively leveraging service providers. This collaboration helps avoid discrepancies and audit risks. In Summary.

ISO 20022

Neopay

JANUARY 25, 2024

The European Banking Authority (EBA) on 16th January extended its Guidelines on money laundering (ML) and terrorist financing (TF) risk factors to crypto-asset service providers (CASPs). The Guidelines also explain how CASPs should adjust their mitigating measures, including the use of blockchain analytics tools.

Service Provider

VISTA InfoSec

MAY 2, 2024

Instead, you pay a predictable monthly fee that adjusts based on your specific needs and growth—a much more budget-friendly approach. Managed IT service providers use proactive monitoring and maintenance practices that quickly spot and fix issues before they turn into major headaches.

Cybersecurity

Fintech News

SEPTEMBER 9, 2024

FlexiTravel Plus can be activated or extended at any time through the My Income app, offering added convenience for travelers who may need to adjust their plans mid-trip. Travelers can also opt for extra coverage for sports equipment like golf clubs or surfboards.

Caps

Fintech Finance

APRIL 4, 2024

iPiD , a leading payment validation solutions provider, today announced the publication of a pivotal whitepaper, “Verification of Payee: The Race to Compliance,” authored by CEO Damien Dugauquier. The paper is now available on the iPiD website at www.ipid.tech/verification-of-payee-the-race-to-compliance.

Payee

VISTA InfoSec

MARCH 6, 2024

Requirement 10 has seen some notable updates that expand logging capabilities and provide more flexibility for merchants and service providers. Minor adjustments to testing scope. enhances failure detection for service providers by: Shifting focus from specific technologies to “critical control systems”.

PCI DSS

Fintech Finance

MARCH 26, 2025

Merchants can build, customize, and test different payment setups, such as adding local payment methods in new regions or adjusting payment routing to improve approval rates, giving them the ability to optimize their payment strategy to meet their customer needs and market dynamics. “By integrating J.P.

Payments

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

PYMNTS

SEPTEMBER 21, 2020

The pandemic has brought out the best in many B2B service providers looking to help their business customers that struggle amid market volatility. Yet many of those service providers faced immense challenges themselves. That was the concept for CloudBusiness , which operates business management tool Synder.

Accounts

PYMNTS

MAY 14, 2020

Flexibility will be essential to survival, and the pressure is on for small- to medium-sized businesses (SMBs) and financial service providers to migrate online as their customers continue social distancing. But for many businesses, that presents a new chance to pivot or adjust business strategies. Pinpointing the Opportunity.

Payment APIs and Integration

The Fintech Times

JULY 5, 2024

The Committee reviewed the comments received on its consultation proposing a set of targeted adjustments to its standard on interest rate risk in the banking book (IRRBB). The updated standard will be published later this month, with an implementation date of 1 January 2026 for the adjustments.

Consulting