The Fintech Times

MARCH 31, 2025

To provide insurance to companies of all sizes against pricing risk at a time of unprecedented volatility in the raw materials market, ChAI , the AI-driven commodity intelligence company, has launched ChAI Protects. ChAI Protect is already utilised by large publicly traded firms and is underwritten by tier one, A-rated, underwriters.

Risk

The Payments Association

DECEMBER 10, 2024

The article explores the growing threat of AI-enabled fraud in the payments sector and how firms can combat it with advanced technologies. It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. Why is it important?

AI

The Payments Association

JUNE 11, 2025

The platform risk paradox: Managing digital commerce fraud at scale 12 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? How digital commerce platforms manage escalating fraud risks while scaling operations. Why is it important? What’s next? Digital commerce has revolutionised global retail.

Risk

FloQast

JANUARY 22, 2025

As we continue to push the boundaries in the AI space , our AI-powered tools help accounting teams do more with lessenhancing decision-making, uncovering insights, and reducing repetitive tasks through intelligent automation. This milestone isnt just another checkbox for usits a commitment to doing AI the right way.

ISOs

The Fintech Times

FEBRUARY 19, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. “The solution isn’t to use AI less, but rather to test it more rigorously. .

AI

The Payments Association

JULY 15, 2025

The methodology combines quantitative analysis of threat patterns with qualitative assessment of strategic responses. Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution).

Financial Crimes

Finextra

JULY 28, 2025

Principal Consultant Oracle Location Edison Followers 2 Opinions 8 Follow Unfollow The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences.

AI

Fintech News

DECEMBER 23, 2024

Payment giant Mastercard has completed its acquisition of Recorded Future, a cybersecurity firm specialising in threat intelligence and AI-powered analytics. Recorded Futures technology is expected to help improve AI models and provide actionable insights for smarter threat detection and response. The acquisition, valued at US$2.65

Visa

Fintech News

JUNE 12, 2025

With OJK taking the regulatory reins and the Travel Rule now in force, crypto firms in Indonesia must evolve fast or risk falling behind in global markets, regulatory approval, and user trust. Once known for speed and disruption, Indonesia’s crypto industry is now facing its biggest reckoning: compliance or irrelevance.

Compliance

The Fintech Times

FEBRUARY 6, 2025

Looking to empower businesses with comprehensive, real-time insights into individual companies credit profiles, martini.ai , the AI-driven credit analytics firm has launched Agentic AI Company Research. By merging credit spread data with essential corporate information, Agentic AI Company Research by martini.ai

Research

Fintech News

AUGUST 7, 2025

The region faces a wave of sophisticated attacks: payment fraud losses are forecast to surpass US$362 billion between 2023-2028 , and identity fraud is rising sharply, exacerbated by data breaches and advanced AI-driven tactics. These risks are amplified in APAC, where mobile-first onboarding is often frictionless by design.

Transactions

Finovate

JULY 16, 2025

Lithuanian ICT security and compliance automation platform CyberUpgrade has introduced its free DORA self-assessment tool. The new offering provides two ways for firms to assess their DORA readiness and make the necessary changes in order to comply with the new EU regulations on financial resilience. Using the tool is straightforward.

Assessments

The Payments Association

JULY 23, 2025

While banks pursue incremental digital improvements, Visa and Mastercard have launched platforms enabling AI agents to conduct transactions autonomously. Today, many issuers still auto-approve token requests with minimal risk assessment, a vestige of Visa and Mastercard’s early, binary risk logic.

Payment APIs and Integration

Fintech Finance

DECEMBER 23, 2024

Adding Recorded Futures AI-driven threat intelligence capabilities to our cybersecurity services, identity solutions and real-time fraud scoring will enable us to better support our customers in these efforts. The post Mastercard Finalizes Acquisition of Recorded Future appeared first on FF News | Fintech Finance.

Visa

The Payments Association

MARCH 17, 2025

Defining “acceptable risk” in UK payments regulation 13 March 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. What’s next?

Regulations

The Payments Association

FEBRUARY 10, 2025

The Economic Crime and Corporate Transparency Act 2023, specifically the “failure-to-prevent fraud” offence, and outlines how businesses can mitigate fraud risks. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. Why is it important?

Crime

Trade Credit & Liquidity Management

MAY 29, 2025

Automation and artificial intelligence (AI) are transforming accounts receivable (AR) and B2B trade credit management by replacing manual, error-prone processes with intelligent, AI-driven tools. Credit decision-making, collections, cash application, deductions, and communications are greatly enhanced by AI-powered AR automation.

Automation

Fintech News

JULY 23, 2025

Provenir has announced that its AI decisioning platform will support Ryt Bank ’s credit risk assessments, personalised loan approvals, and automated compliance checks. Ryt Bank , developed by YTL Digital Bank Berhad with backing from Sea Group, positions itself as Malaysia’s first AI-powered digital bank.

Compliance

The Payments Association

FEBRUARY 10, 2025

While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Including structured data would help PSPs monitor and mitigate financial crime risks.

IBAN

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting

The Fintech Times

JULY 1, 2025

With the CFPB in temporary retreat, lenders may have a window to rethink risk assessment and consider how a broader set of data inputs could help address inclusion gaps responsibly. The missing layer in risk This thinking applies to more than just positive inclusion. It’s a portfolio loss.

Credit Risk

Fintech News

MAY 21, 2025

Temenos has introduced a new AI-powered solution aimed at improving how banks detect and manage financial crime. Announced at the Temenos Community Forum in Madrid, the Temenos FCM AI Agent is now generally available. Temenos argues that automating parts of the workflow can help shift resources toward more complex and high-risk cases.

Financial Crimes

Trade Credit & Liquidity Management

AUGUST 1, 2025

From a Press Release dated July 31, 2025, Costa Mesa, California Experian recently announced the launch of the Experian Assistant for Model Risk Management , an AI-powered solution designed to help financial institutions manage and govern their models more efficiently throughout the entire model development lifecycle.

Risk Management

Fintech Review

MARCH 11, 2025

NYC, NYC, March 11th, 2025, FinanceWire Feedzai , the global leader in AI-native fraud prevention solutions, today announced the launch of ScamAlert, an innovative GenAI-powered fraud prevention agent built from a deep understanding of tactics fraudsters use to exploit consumers.

Scams

Fintech Finance

AUGUST 6, 2025

G2 Risk Solutions (G2RS) and EverC today announced the signing of an agreement to combine, representing a significant advancement in the companies’ collective mission to defend global e-commerce from fast-evolving merchant and online marketplace threats.

Risk

Finextra

AUGUST 11, 2025

An automated alert in the core banking system can notify the treasury team of any shortfall in real time, reducing operational risk. The audit assesses compliance with safeguarding rules over the period. A risk review reveals that the bank’s credit rating has dropped. Monitoring & Reporting 2.1

Reconciliation

Fintech Review

NOVEMBER 27, 2024

Traditional banks often view SMEs as high-risk due to limited credit history and collateral. Alternative Credit Scoring Models Fintech companies use data beyond traditional credit scores, such as transaction histories, online reviews, and even social media presence, to assess risk.

FinTech

Finextra

AUGUST 11, 2025

Today, two powerful technologies — Artificial Intelligence (AI) and Quantum Computing — are converging to create a breakthrough approach that can transform fraud prevention in both banking and accounting. Simulate multiple “what if” scenarios in real time for risk assessment. Fraud prevention shifts from reactive to proactive.

Accounts

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. With increasing attack vectors, organisations need proper software solutions and visibility to mitigate risk effectively.

Scams

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond.

Payment APIs and Integration

The Fintech Times

JUNE 11, 2025

On Monday 9 June, the Financial Conduct Authority (FCA) unveiled its ‘supercharged sandbox’, which will enable banks and fintechs to experiment safely with AI to help drive innovation. It will give payment fintechs the environment they need to experiment and scale AI-powered solutions faster.

AI

The Payments Association

NOVEMBER 12, 2024

Financial criminals are exploiting digital advancements and deploying sophisticated tools like AI to breach systems, pressuring financial institutions (FIs) to respond with equally advanced defences. Data Privacy Concerns: Sharing sensitive data with vendors may introduce privacy and compliance risks. The stakes are high.

Financial Crimes

The Payments Association

FEBRUARY 17, 2025

AI and machine learning: Strengthening security and financial access Artificial intelligence is transforming risk assessment and fraud prevention in the payment ecosystem. AI plays a crucial role in fraud detection and compliance, ensuring that financial inclusion does not come at the cost of security.

Innovation

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance

The Fintech Times

MAY 1, 2025

AI is already disrupting every area of the financial services industry, and is being included in almost every strategic conversation around technology-enabled transformation. If done with limited oversight, challenges can arise, including operational disruptions, increased security risks and obvious incompatibility issues.

AI

Bank Automation

JUNE 11, 2025

Integrated risk assessment company Moody’s Analytics is deploying agentic AI tools and helping bank clients adopt the technology. The agentic AI market is expected to swell to $196.6 billion by 2034 with a compound annual growth rate of 43.8%, according to a March report from data analytics company Market.us.

AI

Fintech Review

APRIL 3, 2025

London, United KIngdom, April 3rd, 2025, FinanceWire Virturo.com Virturo senior strategists Eduard Becker and William Rieke have developed a series of AI-driven strategies aimed at refining contract-for-difference (CFD) trading for high-net-worth individuals (HNWIs).

AI