Fintech Finance

JULY 9, 2025

PayJunction , a leading tech-focused payments company, announced today an integration with Twilio (NYSE: TWLO), the customer engagement platform providing real-time personalized experiences, that enables businesses to easily automate and scale their phone payment operations. Research shows that customer satisfaction increases by more than 1.6

AI 69

AI ISVS Payments Automation 69

Fintech News

FEBRUARY 4, 2025

Singapores banking sector is facing an unprecedented challenge as client attrition due to slow and inefficient onboarding practices has reached record levels, according to new research by Fenergo. 38% of respondents indicated plans to implement AI to enhance operational efficiency, while 30% aim to improve data accuracy with AI-powered tools.

Money Laundering 121

Money Laundering Due Diligence AML Financial Crimes 121

Finextra

JUNE 30, 2025

Across the globe, countries are embracing AI at vastly different speeds, with Asia and the Middle East taking the lead in enterprise adoption, while the U.S. and UK scale up their generative AI pilots. and UK scale up their generative AI pilots. AI adoption—including generative AI—varies significantly by country and region.

AI 69

AI Finance Fraud Detection Use Case 69

The Fintech Times

APRIL 10, 2025

Artificial intelligence (AI) is helping organisations take their offerings to the next level, and reflecting on how it has done so over the last few years for itself, the US based financial institution, Bank of America has revealed that AI is now embedded across multiple business lines and areas including global technology, operations and training.

AI 59

AI Online and Mobile Banking Professional Development Payroll 59

The Fintech Times

FEBRUARY 26, 2025

Small and mid-sized businesses (SMBs) are suffering from a continuing onslaught of cyberattacks as threat actors adopt more efficient targeting and AI-driven attacks, according to a new report from cybersecurity firm SonicWall. In fact, AI automation tools are lowering barriers for entry, while increasing attack complexity.

Automation 59

Automation AI Ransomware Email Compromise 59

Bank Automation

APRIL 3, 2025

Nearly 75% of banks are actively exploring the deployment of gen AI technologies according to a Temenos report published today.

AI 72

AI Automation Research Technology 72

Finextra

JULY 14, 2025

AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banking, Tailored: Personalized Banking Experiences AI turns one-size-fits-all into one-size-fits-one, driving double-digit revenue and CSAT jumps.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Fintech Finance

APRIL 24, 2025

New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. Other fraud-fighting measures like AI (40%), real-time fraud detection (39%), and multi-factor authentication (35%) are also gaining traction.

Transaction Limits 84

Transaction Limits RTP FedNow Instant Payments 84

Finextra

JUNE 25, 2025

What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. In a world of instant expectations, rising digital risk, and hypercompetition, AI is not a future concept,it’s the present differentiator.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Finextra

JULY 17, 2025

And to organise, analyse and then use that data, they are increasingly turning to AI. One AI-driven approach to unifying, understanding, structuring and then accessing stores of internal data is the LLM (Large Language Model). Last year, Morgan Stanley, for example, worked with OpenAI to build a RAG-driven AI assistant.

AI 59

AI Innovation FinTech Payment APIs and Integration 59

The Fintech Times

FEBRUARY 26, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. The role of the CFO, for example, will be transformed over the next decade, thanks to AI.

AI 78

AI FinTech Financial Literacy End User 78

Finextra

JUNE 27, 2025

Hard to read and automate, unstructured addresses lead to inconsistencies, errors, and difficulty processing payments. They can also use AI-based address validation software to help automate the process. Free-text fields in MT messages have no predefined structure. 26 June Now Hiring All companies Welcome to Finextra.

Addressing 90

Addressing ISO 20022 ISOs Payment APIs and Integration 90

Finextra

JUNE 13, 2025

Instead of scaling with people or piecemeal software, today’s most advanced fintechs are scaling with context-aware AI infrastructure, enabling autonomous agents to operate with memory, relevance, and the ability to adapt across time. The new generation of AI agents are far more capable. The new wave of agents are adaptable.

AI 59

AI FinTech CRM API 59

Fintech Finance

FEBRUARY 28, 2025

We believe this ability will prove particularly important in the coming years, as stablecoins, AI, and other forces reshape the landscape. Stripe has invested in AI models that are delivering significant revenue and performance uplifts for its users. The associated transformation is still early.

Volume 52

Volume AI Stablecoins Payments 52

Neopay

JANUARY 22, 2025

How GenAI is changing the fraud landscape AI-driven fraud is not a new concept, but the accessibility and capabilities of GenAI have dramatically expanded fraudsters’ arsenals. Phishing attacks: AI-generated content enables fraudsters to create highly personalised and convincing phishing emails that bypass traditional detection methods.

AI 59

AI Deepfake Phishing Scams 59

Finextra

JUNE 12, 2025

Founded by former executives from Stripe, Miro and Delivery Hero, Payrails offers a payment operating system purpose-built for enterprises with a modular architecture that includes payment orchestration, payouts, tokenization, unified analytics, automated reconciliation, and recently launched in-person payments.

Privacy 115

Privacy Research API Reconciliation 115

The Fintech Times

NOVEMBER 19, 2024

As much as 86 per cent of financial professionals still rely on Microsoft Excel for budgeting and forecasting, while 75 per cent use manual reviews and approvals, according to new research from fintech solution provider PayEm. The responses were reflective of the use of outdated tools like Excel.

Continuity 59

Continuity AI Automation Technology 59

The Fintech Times

JULY 22, 2025

Tackling critical issues in fraud and compliance, capital payment management, customer engagement, and finance operations, the fintech offering embedded capital products to small businesses Pipe has launched four new advanced AI agents. Pipe remains focused on being an AI-first fintech.

AI 45

AI Small Business Underwriting Treasury 45

The Fintech Times

JULY 10, 2025

Businesses will now be able to easily automate and scale their phone payment operations following a new partnership between PayJunction , the paytech firm, and Twilio , the customer engagement platform providing real-time personalised experiences. Research shows that customer satisfaction increases by more than 1.6

Process 59

Process ISVS Payments Automation 59

The Fintech Times

APRIL 17, 2025

According to research from Silverfin , the cloud-first accountancy SaaS platform, UK accountancy firms could reclaim 48,000 in billable time per accountant each year by tackling these issues. But AI is showing promise, with 85 per cent of firms saying it is helping them save time, with the average time saved estimated to be nine per cent.

Accounts 45

Accounts AI Research Compliance 45

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

Finextra

JUNE 11, 2025

This was a step towards automated recurring payments. Future Vision: Increased use of AI and machine learning for real-time fraud detection and prevention. Computerization of Banks: Banks began significant computerization, moving from manual ledgers to core banking systems. It expresses the views and opinions of the author.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

The Fintech Times

JULY 8, 2025

Ricoh Europe , the provider of integrated digital services and print and imaging solutions, has published new research revealing that one of the biggest factors negatively impacting employee productivity and fulfilment is a lack of financial process automation. Automation is key to both.

Automation 59

Automation Process Technology Cross-Border 59

The Fintech Times

JANUARY 23, 2025

“Sustainable finance is one of the first topics of conversation in most financing deals today making digital solutions that automate processes and provide real-time ESG data essential, not only in supporting risk and return decisions and compliance, but in enhancing long-term financial performance and sustainability.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Finextra

JULY 2, 2025

Tokenized Sustainability Credits: Corporates can settle parts of cross-border payments with on-chain carbon tokens or biodiversity credits, automating offset procurement during reconciliation. Banks can build trust in their ESG forecasts by offering explainable AI models that auditors and regulators can validate.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

Fintech Finance

APRIL 1, 2025

The paper entitled How to Solve Banks’ Legacy System Challenges While Controlling Risk suggests that this unnecessary expense is hindering innovation and digital transformation and presents a groundbreaking AI-enabled solution that allows banks to modernize without excessive risk.

ISO 20022 59

ISO 20022 Innovation Fraud Detection AI 59

The Payments Association

OCTOBER 28, 2024

Recognising shifts in market drivers, BPC has partnered with Arkwright to conduct collaborative research on next-generation payment processors. When it comes to emerging technologies, I see a growing role for AI, especially in automating manual back-office processes and supporting multiple languages to improve profitability.

Process 100

Process Payment APIs and Integration Processors Payments 100

Finextra

JUNE 26, 2025

It should offer: Real-time monitoring tools Strong API security Automated KYC and AML checks Support for PSD2 authentication methods End-to-end PCI DSS card data protection With these features, you stay one step ahead of regulators and threats. It expresses the views and opinions of the author.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Fintech Finance

FEBRUARY 28, 2025

Modern Treasury , the leading payment operations platform built for the Instant Economy, and Brico , the first automated financial licensing platform, announced a partnership to accelerate the shift to embedded payments. According to Juniper Research , embedded payments’ global transaction value will increase 134% by 2028, up from $1.1

Treasury 85

Treasury Automation Embedded Payments Payments 85

Finextra

JULY 3, 2025

You get built-in automation, reports, and reconciliation tools. You can earn through transaction fees, FX margins, and partner services. A full-service wallet gives you more ways to grow. Operational efficiency across services The right wallet cuts down on manual work. Your staff works smarter, and your system stays lean.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finovate

APRIL 9, 2025

Research from Statista points to a projected compound annual growth rate of 31% through 2029. Also in January, the company streamlined its Public Key Infrastructure (PKI) with the launch of PKI Hub , which provides visibility, management, and automation for cryptographic assets.

Security 87

Security Verification Deepfake Fraud Detection 87

Finovate

JULY 23, 2025

Quavo, which provides cloud-based solutions to enable financial institutions to automate and manage fraud and dispute processes, will use the capital to accelerate investments throughout the business, drive innovation, and create even greater value for customers. Headquartered in Wilmington, Delaware, Quavo has recovered more than $1.4

Disputes 52

Disputes Credit Union Automation On-Demand 52

Finextra

JUNE 13, 2025

Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. AI-Powered Personalisation How Does AI Elevate User Experience? According to Gartner, global AI software spending is projected to reach £241 billion by 2025, with banking leading adoption.

Mobile Banking 52

Mobile Banking Payment APIs and Integration Embedded Finance AI 52

Stax

APRIL 3, 2025

Also, look for a system with automated chargeback management and dispute resolution to minimize revenue loss. Focus on payment solutions with smooth cart checkout, customizable checkout pages, and automated recurring billing to maximize conversion rates. AI-driven fraud detection and prevention is becoming the new standard.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Finovate

FEBRUARY 3, 2025

UK-based financial crime compliance solutions company Napier AI has received a majority growth investment from Marlin Equity Partners. Today’s funds add to Napier AI’s existing $55.8 Financial crime compliance solutions company Napier AI has received a majority growth investment from Marlin Equity Partners.

AI 52

AI Financial Crimes Money Laundering AML 52

The Payments Association

JUNE 16, 2025

The research examines how digital transformation and shifting customer expectations are transforming payment strategy into a key differentiator in customer experience and business growth. 39% of merchants plan to implement AI-driven fraud detection—nearly quadrupling current usage and signalling a strategic technology shift.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

The Fintech Times

MAY 29, 2025

Financial services organisations see AI as the key to increasing competitiveness and improving customer experience, but face barriers around data management and skills, according to new research from agentic automation company SS&C Blue Prism.

AI 45

AI Money Laundering Automation Process 45