Finextra

JULY 7, 2025

Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. Overall, banks that deployed AI at scale in 2024 reported significant improvements in digital channel usage and customer feedback.

AI 72

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 72

Finextra

JUNE 25, 2025

In a world of instant expectations, rising digital risk, and hypercompetition, AI is not a future concept,it’s the present differentiator. Here’s how AI is redefining payments at every layer of the stack. Surfacing contextual incentives like rewards or BNPL options. AI optimises behind-the-scenes decisioning to avoid this pain.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Fintech Finance

NOVEMBER 14, 2024

Other methods that merchants anticipate will become more popular include QR code payments (33%), BNPL options (25%), cryptocurrencies (21%) and CBDCs (11%). 65% of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance.

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Fraud Prevention Cross-Border Payments 98

Fintech News

JANUARY 12, 2025

Alternative lending: addressing credit gaps Alternative lending, including buy now, pay later (BNPL), is another booming fintech vertical in Southeast Asia. Consumer adoption of BNPL has also surged, with now 40% of Filipino users relying on BNPL for budgeting and immediate expenses.

FinTech 120

FinTech Financial Inclusion BNPL Cross-Border 120

Clearly Payments

DECEMBER 19, 2024

Leveraging tools like one-click checkout or buy-now-pay-later (BNPL) services can also reduce abandonment rates. 55% of Consumers Prefer Merchants Who Offer BNPL (Buy Now Pay Later) Buy-now-pay-later services like Klarna, Afterpay, and Affirm are changing the way people shop. What It Means for You: Streamline your checkout process.

BNPL 105

BNPL Contactless Payments Processors Payments 105

The Payments Association

JANUARY 21, 2025

Furthermore, the report takes a forward-looking approach, incorporating forecasts for 2025 and exploring pivotal themes such as artificial intelligence in payments, the evolution of tokenisation and decentralised finance (DeFi), and the adoption of emerging technologies like blockchain, generative AI, and machine learning.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

JANUARY 14, 2025

Klarna , the AI-powered global payments network and shopping assistant, has strengthened its global partnership with Stripe , a financial infrastructure platform for businesses. A Stripe study found that businesses offering buy now, pay later (BNPL) generated up to 14% more revenue from increased conversion and higher average order values.

BNPL 98

BNPL Global Payments Payment Networks Consumer 98

Fintech Finance

OCTOBER 30, 2024

Klarna , the AI-powered global payments network and shopping assistant has expanded their partnership with Worldpay , a global industry leading payment services provider, to enable thousands of new merchants to offer Klarna to their customers. Globally, about 30% of the payments Klarna processes are immediate payment.

BNPL 97

BNPL Service Provider Global Payments Payment Networks 97

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Processors lean on AI to fight fraud Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

Processors 60

Processors AI FedNow Federal Reserve 60

Finextra

JUNE 15, 2025

Sezzle files antitrust suit against Shopify BNPL provider Sezzle has sued Shopify, alleging that the e-commerce marketplace has been stifling competition on its platform. Shopify has been engaging in "monopolistic and anticompetitive business practices in order to stifle competition" for BNPL options, says the suit.

BNPL 90

BNPL Cross-Border Privacy Research 90

Fintech Finance

NOVEMBER 19, 2024

Klarna , the AI powered global payments network and shopping assistant, will soon be available on Google Pay. With 85 million active consumers, and over 600,000 merchants, Klarna is a continuously expanding commerce network and the most popular global BNPL provider. Starting next year, Google Pay users in the U.S.

BNPL 98

BNPL Global Payments Payment Solutions Finance 98

Fintech Finance

FEBRUARY 11, 2025

Klarna , the AI-powered global payments network and shopping assistant, has signed an agreement with J.P. Morgan Payments that will, for the first time, make Klarnas Buy Now, Pay Later (BNPL) payment options available to businesses that rely on J.P. Morgan Payments for payment processing. Morgan Payments Commerce Solutions Platform.

BNPL 80

BNPL Agreements Payments Payment Networks 80

The Payments Association

JUNE 16, 2025

From AI-driven personalisation to localised routing and wallet-native flows, the future of payments is invisible, optimised and secured by real-time, adaptive fraud protection. 23% of merchants offering BNPL see frequent usage, suggesting relatively high customer engagement compared to other emerging options.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Fintech Finance

DECEMBER 11, 2024

Klarna , the AI-powered global payments network and shopping assistant, is now available to users in Canada checking out on Apple Pay online and in apps with iPhone and iPad on iOS 18 and iPadOS 18 or later.1 With 85 million active consumers, Klarna is the biggest global BNPL provider in the world.

BNPL 98

BNPL Checks Credit Cards Payments 98

Fintech Finance

DECEMBER 23, 2024

Klarna , the AI-powered global payments network and shopping assistant has expanded their partnership with Woo , the flexible, open-source ecommerce solution built on WordPress, by making Klarna a default payment option for merchants using WooPayments. Globally, about 30% of the payments Klarna processes are immediate payment.

Agreements 98

Agreements BNPL Payment Networks Finance 98

Finextra

APRIL 14, 2024

US and European officials have begun an "informal dialogue" on consumer financial protection issues, focusing on the rise of Big Tech in payments; the use of AI in lending; and the emergence of buy now, pay later.

AI 115

AI Consumer CFPB BNPL 115

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. Digital wallets are already mainstream, but alternative payment methods like BNPL (buy now, pay later) are gaining momentum.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Fintech Finance

OCTOBER 9, 2024

Buy now, pay later (BNPL) booms as shoppers turn to flexible payments BNPL payments experienced a remarkable surge as shoppers turned to more flexible payment methods to spread their spending and manage their budgets. In H1 2024, global BNPL transactions skyrocketed by an astounding 237%, nearly tripling in volume.

BNPL 98

BNPL Volume Alternative Payment Methods AI 98

The Fintech Times

NOVEMBER 25, 2024

Klarna , the AI-powered global payments network and shopping assistant, has secured a major global agreement enabling customers of Lenovo , the global technology giant in 15 European countries, to pay for their tech purchases at Lenovo.com using Klarna’s flexible payment methods, including its popular interest-free buy now, pay later (BNPL) options.

BNPL 59

BNPL Credit Cards AI Agreements 59

The Fintech Times

JULY 10, 2025

It proposes an AI-driven approach that promises smarter routing, dynamic pricing and enhanced fraud detection. Dynamic pricing can flip the equation: Moving from fixed fees to real-time, AI-powered pricing models could boost annual revenue by up to $1million, creating a $4.65million swing compared to traditional overnight settlement systems.

Real Time Payments 64

Real Time Payments Fraud Detection Cross-Border Settlement 64

Fintech News

DECEMBER 4, 2024

Take Buy Now, Pay Later (BNPL) services as an example. But it’s not just about BNPL. With advancements in AI, we’ll likely see hyper-personalised financial services. Whether you’re checking out online, booking a flight, or even buying insurance, embedded finance is the engine making it all seamless. What’s Next?

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

The Fintech Times

NOVEMBER 16, 2024

To this end, 65 per cent of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance. The post Merchants Set to Invest in AI and Fraud Prevention and Compliance Tops the 2025 Agenda, Says payabl appeared first on The Fintech Times.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance AI 59

The Payments Association

DECEMBER 18, 2024

” Andy Watson, chief people and transformation officer, notes, “2025 will likely be the year of AI agents. Anthropic launched its AI agent Computer Use in October 2024, and OpenAIs new AI agent, codenamed ‘Operator,’ is set to launch early next year.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

MAY 2, 2025

Klarna , the AI-powered payments and commerce network, crossed 11 million active customers and has doubled its merchant base in a year to 60,000, launching with names like Argos, eBay, Eurostar and John Lewis. In fact, the growing use of BNPL is helping consumers ditch higher-risk forms of credit such as credit cards altogether.

BNPL 59

BNPL Credit Cards Consulting AI 59

Fintech News

JUNE 20, 2024

Will Generative AI in payments accelerate financial institutions on their path to increased revenue and cost optimisation? Even more reassuring, 54% of FSIs surveyed in EMEA, USA, and APAC are already embedding AI into their offerings or expanding their initiatives, and 61% plan to use Gen AI in 2024.

Use Case 125

Use Case AI Multi-Currency Payments 125

Fintech Finance

DECEMBER 12, 2024

eBay and Klarna , the AI-powered global payments network and shopping assistant, have announced the expansion of their strategic partnership to key European markets making Klarnas Buy Now Pay Later (BNPL) payment options available to more eBay shoppers. Austria, France, Italy, the Netherlands and Spain, with more markets coming soon.

BNPL 98

BNPL Push-to-Card Authentication Debit Card 98

Clearly Payments

NOVEMBER 6, 2024

Buy Now, Pay Later (BNPL) : BNPL options have gained traction as consumers look for flexible payment options. consumers used BNPL services at least once in 2023, and this number is expected to grow as more merchants offer BNPL options. Nearly 30% of U.S.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

PYMNTS

NOVEMBER 2, 2020

Our scale, two-sided network, trusted brand, strong relationships with the regulators around the world and our [artificial intelligence] AI and data modeling capabilities can all be leveraged to ensure our PayPal and Venmo apps are essential parts of our customers' daily lives. Additionally, PayPal reported signing on 1.5 France and the U.K.,

Venmo 105

Venmo PayPal BNPL Volume 105

The Fintech Times

MARCH 9, 2024

Around 2020, buy now, pay later (BNPL) solutions exploded in popularity, as an increasing number of shoppers across the globe turned to online shopping during a pandemic that caused a significant amount of financial uncertainty. It might not just be uncertainty that is impacting BNPL’s success.

BNPL 72

BNPL Risk Management Risk Push-to-Card 72

Finextra

AUGUST 27, 2024

Klarna saw revenue rise 27% in the first half of 2024, buoyed by its aggressive use of AI, which CEO Sebastian Siemiatkowski says could help the BNPL giant halve its workforce.

AI 72

AI BNPL 72

FICO

DECEMBER 1, 2022

4 AI Predictions for 2023: From the Great Correction to Practical AI. A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence. Here are my predictions for Practical AI in 2023: 1. JessicaButalla@fico.com. by Scott Zoldi.

AI 98

AI Governance Government Audit 98

Fintech Finance

JUNE 10, 2025

Additionally, PayPal Buy Now, Pay Later (BNPL) will be offered for many hotel brands that integrate with Selfbook. The partnership will advance travel booking into the age of agentic AI by leveraging conversational AI to help customers book and pay. Selfbook’s hotel customers will soon benefit from this.

PayPal 52

PayPal Venmo BNPL AI 52

Fintech News

SEPTEMBER 18, 2024

Integrating cutting-edge technologies The report emphasizes APAC’s innovative payment landscape, which has evolved from QR code payments in China to the integration of AI and blockchain. For example, Visa has been using AI-based technology for risk and fraud management since 1993. of e-commerce payments in 2022 to 4.4%

APACS 120

APACS Alternative Payment Methods Stablecoins BNPL 120

Clearly Payments

DECEMBER 11, 2024

Cryptocurrency and BNPL : Cryptocurrency use in payments is projected to grow to $250 billion by 2030. Buy Now, Pay Later (BNPL) services also surged, with a 400% increase in usage since 2018. Buy Now, Pay Later (BNPL) What It Is : Allows consumers to make purchases and pay in installments, often interest-free.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. Moreover, AI fosters the creation of new financial products and services previously inconceivable.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Payments Dive

JUNE 12, 2025

By Caitlin Mullen • July 17, 2024 Google Maps Fiserv to leverage artificial intelligence to help merchants The payments behemoth says its data team will use AI to mine transactions on its products to help merchants and financial institutions profit. By Patrick Cooley • July 24, 2024 Keep up with the story. Here’s why.

Privacy 107

Privacy Push-to-Card Debit Card Addressing 107

Fintech News

APRIL 24, 2025

6 Fintech Unicorns in Singapore Singapore’s fintech unicorns consist of companies spanning diverse verticals, including digital payments, insurtech, blockchain and AI-driven finance. Company Valuation ($) Segment Advance Intelligence Group 2 billion AI-driven fintech and digital lending bolttech 2.1 billion payments Coda 2.5

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138