Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

The Fintech Times

APRIL 15, 2024

Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so. With this in mind, it only makes sense that we delve into the impact that AI has had on the embedded finance space as part of our April monthly theme.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

PYMNTS

JULY 8, 2020

Mastercard is harnessing artificial intelligence (AI) in a bid to hit fraudsters hard by searching for emerging patterns of criminal activity before they become major problems, two top executives told Karen Webster during Mastercard’s Virtual Cyber & Risk Summit. “In AI Also Helps Manage Credit Risk.

Visa 109

Visa AI Credit Risk Risk 109

PYMNTS

JANUARY 22, 2021

Mastercard ’s Vice President, Global Head of Product for Artificial Intelligence (AI) Express and Credit Risk Amyn Dhala told Karen Webster in a discussion that technology can make that real-time risk management attainable. But AI, he said, can provide a lot more than that in terms of protecting FIs from risk.

AI 106

AI Credit Risk Point-of-Sale (POS) Risk 106

Fintech News

APRIL 16, 2024

FinbotsAI, a Singapore-based fintech company specialising in AI credit scoring, has partnered with KBZ Bank, one of Myanmar’s largest privately-owned bank. These advancements are expected to lower credit risks and enhance operational efficiencies within the bank’s lending operations.

Credit Risk 117

Credit Risk Risk Management Assessments AI 117

The Finance Weekly

NOVEMBER 20, 2023

AI is , transforming the finance sector, especially in financial planning and analysis (FP&A). Why Should FP&A Leaders Consider to Integrate AI? FP&A leaders experience , significant advantages when they embrace AI. Top 8 AI Uses in Finance AI/ML can enhance FP&A operations in many ways.

AI 130

AI Finance SWIFT Risk 130

FICO

APRIL 5, 2017

Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Given the excitement around AI today, this question is inevitable. Take, for example, our new credit decisioning solution, FICO Origination Solution, Powered by FICO Platform. It’s also a bit silly.

Credit Risk 52

Credit Risk AI Risk Origination 52

PYMNTS

DECEMBER 10, 2020

And in banking, financial institutions can incorporate artificial intelligence into their consumer credit strategies at a time when a retroactive approach to credit risk management has become less feasible amid COVID-19. 55% : Average reduction in false positives observed by banks that use AI to fight fraud.

Credit Risk 102

Credit Risk Risk Management AI On-Demand 102

FICO

AUGUST 28, 2017

When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. Multiple Types of Alternative Data. How Much Value?

Credit Risk 52

Credit Risk Risk AI Assessments 52

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. It outlines various trends, such as the adoption of generative AI, offering both challenges and opportunities. Generative AI supercharges banking.

AI 117

AI Risk Non-Bank On-Demand 117

Fintech Review

MARCH 20, 2024

As well as the increasing application of AI in financial services for risk management and personalized experiences. Given the significant strides in AI made in 2023, how can we expect this momentum to continue into 2024, specifically within the financial services sector? A lot is happening. Let’s dive in.

AI 104

AI API Risk Credit Risk 104

The Fintech Times

APRIL 16, 2024

With this move, KBZ Bank will help accelerate the adoption of AI-led credit risk management in Myanmar. Integrating CreditX With CreditX, FinbotsAI’s AI-powered credit scoring platform, KBZ Bank will be able to assess the creditworthiness of applicants across retail and SME products.

Checks 69

Checks Credit Risk Risk Management Assessments 69

PYMNTS

JUNE 4, 2018

To help companies that want to jump into the artificial intelligence (AI) revolution — but are perhaps unsure where to actually start — the team at Mastercard is hoping to offer up a solution in the form of AI Express. Mastercard has gained significant experience in the application of AI at scale in a mission critical environment.

Visa 48

Visa AI Money Laundering Credit Risk 48

Tearsheet

AUGUST 7, 2024

Morgan’s extensive client relationships with Slope’s AI-driven B2B payment platform. Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. The AI capabilities that Slope has is a true market differentiator in this space.

AI 59

AI B2B Finance Underwriting 59

The Paypers

OCTOBER 11, 2023

US-based lending provider EDOMx has partnered with B2B SaaS fintech finbotsAI to enable credit risk management using AI.

Credit Risk 48

Credit Risk Risk Management B2B AI 48

Finovate

AUGUST 20, 2024

BankShift harmonizes brands with banking technology, enabling community banks and credit unions to seamlessly embed their digital banking ecosystems within a brand’s app to create new revenue streams. Banks, credit unions, payment providers, and financial institutions focused on unsecured consumer lending.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

PYMNTS

APRIL 2, 2020

Combining this technology with artificial intelligence (AI) can boost customer engagement and have innumerable benefits for FIs of all sizes and types. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk.

Credit Union 94

Credit Union Risk Risk Assessment Assessments 94

Fintech News

OCTOBER 28, 2024

The shortlisted teams, comprising fintech firms and solution providers from regions including Australia, India, the United States, and Kenya, have presented proposals utilising technologies like Artificial Intelligence (AI) and Distributed Ledger Technology (DLT) to enhance financial well-being and resilience in today’s evolving economic landscape.

FinTech 117

FinTech Financial Literacy Cross-Border Distributed Ledger Technology (DLT) 117

M2P Fintech

APRIL 4, 2025

The new-age credit stack can do this efficiently with smarter underwriting capabilities, integrated data collection mechanisms and ability to automate workflows in the process. Improved Risk Management To assess credit risk accurately, new-age credit stack incorporates advanced algorithms and real-time analytics.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

PYMNTS

DECEMBER 21, 2020

Third, he said he likes B2B FinTechs that are quick to adopt new technologies like artificial intelligence (AI) and machine learning (ML), which have created smaller, agile companies that can quickly become sizeable competitors and disruptors. For example, our portfolio company, GDS Link, provides credit risk management solutions to lenders.

B2B 79

B2B Payments Audit Credit Risk 79

FICO

MARCH 6, 2020

FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. We serve corporates, insurance companies, and banks – be it a retail, private, wealth management, automotive or telecom bank, tier 1 or tier 3 bank. Here at FICO, AI is in everything we do.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

The Fintech Times

MARCH 28, 2024

M&As Abrigo, a provider of compliance, credit risk, and lending solutions for financial institutions, has acquired TPG Software, an investment accounting and management solutions company. FundGuard, a cloud and AI-driven SaaS platform for investment managers, has closed its Series C funding round at $100million.

FinTech 65

FinTech Online and Mobile Banking Central Bank Push-to-Card 65

The Fintech Times

MARCH 9, 2024

“Given the current economic climate, we’re also seeing that banks in the current lending landscape are increasingly refocusing on their core lending products, like credit cards, overdrafts, and loans, favouring more established and sustainable revenue streams.

BNPL 73

BNPL Risk Management Risk Push-to-Card 73

Nanonets

APRIL 5, 2023

In the world of lending, risk management is crucial to success. But with a growing number of loan applications and an increasing number of delinquencies, how can lenders effectively manage risk without sacrificing efficiency? AI-enabled borrower pre-qualification against pre-set requirements.

Automation 52

Automation Process Risk Assessment Assessments 52

FICO

FEBRUARY 16, 2022

Rejection rates have always been higher among micro-businesses, small and medium-sized enterprises, due to the higher costs of serving customers, higher risk profiles for banks, alongside a lack of traditional data to enable accurate evaluation. Using Transaction Analytics to Increase SME Lending – Case Study.

Transactions 52

Transactions Small Business Origination Credit Risk 52

The Fintech Times

DECEMBER 19, 2023

Alumni Ventures is making the fourth iteration of its AI Fund available on the Alto Marketplace, allowing accredited investors to diversify their portfolios with venture investments in artificial intelligence companies. He previously worked at Amazon, PayPal and eBay with roles covering marketing, risk management and customer experience.

FinTech 59

FinTech Multi-Currency Agreements Accreditation 59

FICO

NOVEMBER 23, 2021

He has held various roles in product development, risk management, software development and consulting for banks, hedge funds and software firms, including Standard Chartered Bank, TCG Group, HCL and Cognizant. Sid’s analyst research is focused on the intersection between risk management and high-performance analytics.

Regulatory Compliance 52

Regulatory Compliance Financial Inclusion Risk Management Consulting 52

Trade Credit & Liquidity Management

MAY 27, 2025

Traditional credit agencies, big data risk intelligence providers, and digital-native fraud platforms are racing to outpace fraudsters, each offering distinct strengths and facing unique challenges. CreditSafe ( www.creditsafe.com ): Provides domestic and international business credit reports, scores, monitoring, and benchmarking.

Fraud Prevention 52

Fraud Prevention Fraud Detection Verification Risk Assessment 52

FICO

AUGUST 30, 2019

Decisioning models based on analytics are transforming Origination, Account Management, Credit Risk Management, Collections and Recovery, Marketing and many other business processes as well. Analytic models have become much more complex and “black-box” in nature.

Credit Risk 40

Credit Risk Financial Crimes AI Crime 40

FICO

MARCH 15, 2018

You can read about the scorecard approximations of the stochastic gradient boosted trees methodology and results in my blog on building credit risk models using AI and ML. Growing your business while managing risk – that’s the laser-like value proposition FICO origination scores offer.

Origination 40

Origination Risk Underwriting Credit Risk 40

FICO

JANUARY 19, 2023

Here are my three predictions for risk management and customer treatment in 2023. How credit and debit card spending and borrowing are changing over time. Acceleration of Hyper-Personalised Insights and Treatments Insight is everything. How savings that were built up during the pandemic are being drawn down over time.

Risk 52

Risk Non-Bank Credit Risk Continuity 52

FICO

MAY 5, 2022

We have also had numerous mathematical advances in machine learning and explainable AI. What what’s less known is that its data scientists have applied the same innovative thinking to solutions around the credit risk cycle and how transactional analytics can be used. A third advantage is that this data is readily available.

Transactions 52

Transactions Financial Inclusion Credit Limit Risk 52

M2P Fintech

MARCH 25, 2025

Future developments include expanding digital infrastructure, integrating emerging technologies like AI and blockchain, and facilitating co-lending arrangements. Loan Management Systems (LMS) will play a crucial role in these advancements. ULI may also expand to new lending categories beyond MSMEs and agriculture.

Payment APIs and Integration 52

Payment APIs and Integration Verification Small Business Use Case 52

The Fintech Times

APRIL 20, 2024

“Risk management needs continuous improvement to protect both providers and their customers for BNPL to remain a sustainable option. . “As newer payment methods become popular, the demand for innovation increases. BNPL providers must listen to consumer needs and adapt to evolving trends and preferences.

BNPL 73

BNPL Regulations On-Demand Checks 73

FICO

JANUARY 27, 2022

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending — as well as FICO’s listing as a top risk management firm. The Impact of Covid-19 on Credit Card Payments . Here are extracts from those posts.

Posting 52

Posting Payment APIs and Integration Non-Bank Financial Crimes 52

FICO

JULY 5, 2023

Given the scale, complexity, and interconnectedness across operators inherent to the IoT, machine learning, AI, automation, and third-party data insights are crucial to modern FMS practices in this evolving and extremely vulnerable environment. He has strong knowledge of Financial Services, Telecommunications, and Technology sectors.

Crime 52

Crime Online and Mobile Banking Gateways Rules 52

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

Posting 52

Posting Online and Mobile Banking Credit Limit Risk 52