Stax

APRIL 10, 2025

In contrast, debit card payments are withdrawn directly from the customers bank account and are mainly used by buyers who want to control their spending. Card payments are convenient, secure, and a major positive for your cash flow, with funds being deposited to your account within hours to a few days.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

The Fintech Times

JULY 22, 2024

Mercuryo , the payments infrastructure platform, has launched fiat-to-crypto on-ramp services for four major banks and payment providers in Indonesia, enabling consumers to convert local currency into 40 different digital tokens.

Financial Literacy 80

Financial Literacy Alternative Payment Methods Cross-Border Cryptocurrency 80

Fintech Finance

JULY 23, 2024

While consumer payments are fairly digitized and easy to use, most companies and entrepreneurs in rising markets rely on complex, time-consuming, and non-digital payments.

B2B 105

B2B Facilitators Cross-Border APACS 105

PYMNTS

MAY 3, 2019

The two of them operate a program that enables airlines to accept instant online bank payments for consumers’ ticket purchases. Indeed, the organization processed a record number of alternative (non-card based) payments over its platform in 2018, and expects to see that number soar in 2019 and beyond. and the U.K.

Non-Bank 83

Non-Bank Online and Mobile Banking Payments Alternative Payment Methods 83

Stax

JANUARY 15, 2024

TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. Encouraging Alternative Payment Methods.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fintech Review

DECEMBER 3, 2024

For example, PSD2 in Europe opened payment services to non-bank providers, encouraging fintech innovation. Open banking initiatives enable third-party access to bank data, creating opportunities for personalised payment solutions. In contrast, over-regulation can stifle innovation.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Payment Savvy

JULY 12, 2024

A convenience fee is an additional charge added to a customer’s bill when they use a non-standard payment method. Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers.

Card Network Rules 52

Card Network Rules Non-Bank Alternative Payment Methods Credit Cards 52

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Having looked at everything in the banking-as-a-service (BaaS) space and online marketplaces, our final focus in April is on embedded finance in e-commerce and the checkout experience. .

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

The Payments Association

SEPTEMBER 30, 2024

The challenges and priorities facing merchants in the evolving payments landscape over the next 12 months. It highlights key trends, such as open banking, tokenisation, and fraud prevention, which are crucial for merchants to remain competitive and secure. What is this article about? Why is it important? What’s next?

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

PYMNTS

FEBRUARY 13, 2019

Through Rapyd’s single API, customers get access to a set of FinTech and payment capabilities enabling them to accept alternative payment methods. “This group represents over 2 billion people and ~72% of online payments today (local bank transfers, e-wallets, and cash).”

Alternative Payment Methods 46

Alternative Payment Methods Non-Bank API Debit Card 46

The Fintech Times

MAY 12, 2025

Not to mention a variety of use cases that are being explored, the biggest of which is cross-border payments that run outside of the traditional banking rails in what is, supposedly, a quicker, cheaper and more efficient, programmable digital rail. It also showed that the synchronisation operator is independent of the ledger type (i.e.

Stablecoins 45

Stablecoins Interoperability Cross-Border Cross-Border Payments 45

PYMNTS

SEPTEMBER 20, 2018

He noted that the launch is also open to non-bank mobile providers, such as FinTechs. The SGQR focuses on mobile payments. SWIFT stated at the announcement of the pre-validation services that it had entered into initial stage talks with banks, and that the fee structure is based on routing specifics of the message.

SWIFT 63

SWIFT Mobile Payments PayPal Payments 63

PYMNTS

JANUARY 20, 2017

Beyond cards — debit and credit cards — there’s a growing movement for merchants to accept alternative forms of payments in eCommerce, with digital wallets and bank transfers, to name just two. We wanted to be able to serve those high-growth and high-share payment methods for both card and non-card payments.”.

Alternative Payment Methods 40

Alternative Payment Methods Cross-Border Payments Acquirers 40

PYMNTS

APRIL 30, 2018

First, authorities have brought more people into the formal financial system by lowering the bar on what it means to open a bank account. A customer with limited credentials can still get banked, albeit with reduced functionality. They’re bringing people into the formal financial sector, and that’s good for everyone,” Cooke said.

Credit Cards 44

Credit Cards Non-Bank Online and Mobile Banking Payments 44

Neopay

JANUARY 25, 2024

From consumer to business payments to cross-border transactions, cash is no longer king. Brought about by the rise of smartphones, e-commerce and technology, the convenience of completing everyday banking transactions via your mobile phone or even wearable devices is here to stay.

Cross-Border 52

Cross-Border Payments Alternative Payment Methods Cross-Border Payments 52

PYMNTS

DECEMBER 20, 2016

Once the purview of soda machines and candy dispensers, the unattended environment now includes everything from non-bank ATMs to parking kiosks to coffee machines to fancy vending machines that dispense electronics and even cars. Keegan said that three biggest factors driving this payment preference are convenience, control and choice.

Retail Payments 43

Retail Payments Security Alternative Payment Methods Payments 43

PYMNTS

NOVEMBER 12, 2018

Here’s one example: According to the Aite Group , one global Fortune 500 company estimated that bank decline rates stand between 20 percent and 30 percent, and to shave even 1 percent off that tally “would save this firm as much as $100 million in annual revenues.”. To put it another way, the reasons are non-deterministic.

Payment APIs and Integration 70

Payment APIs and Integration Authorization Processors Issuers 70

Stax

FEBRUARY 28, 2024

It makes it easier for merchants to make the switch to accepting non-cash payment methods like credit cards or contactless payments, which are often seen as more convenient for customers, but can come at a steep price. TL;DR Surcharging allows merchants to pass on credit card fees. What is a credit card surcharge for?

Credit Cards 88

Credit Cards Debit Card Legal Laws 88

PYMNTS

JANUARY 25, 2018

With legacy systems in place — creaky ones, with processes decades-old — is it any wonder that financial institutions (FIs) and banks and other stakeholders in the payments ecosystem are struggling to keep pace with evolution? The competition is the payments system provider. “We

Alternative Payment Methods 41

Alternative Payment Methods Payments Push-to-Card Point-of-Sale (POS) 41

Ikajo

DECEMBER 18, 2023

On the one hand, existing payment service providers can switch to a white-label payment gateway from their own payment solution if they feel it can no longer cover their needs regarding high transaction load, modern payment features, lack of integrated banks and payment providers, etc.

Payment Gateways 52

Payment Gateways Gateways PCI DSS Payments 52

PYMNTS

DECEMBER 20, 2019

In other big payments industry pair-up news, though, the bigger attention-getter was joint the announcement out of Citibank and PayPal that going forward, institutional clients of Citi will be able to push payments into their customers’ PayPal digital wallets. What will be interesting to watch is how exactly they [Great Hill] do it.

Interoperability 52

Interoperability PayPal Cross-Border Payments 52

PYMNTS

JUNE 29, 2017

The gig economy, which was largely non-existent a decade ago, now employs 4.1 Ultimately, the value proposition needs to be underscored by a killer convenience factor: something that a bank card really can’t do. There is also a potential for Apple to adopt other alternative payment methods too.

Push-to-Card 60

Push-to-Card Innovation Transactions Consumer 60

The Fintech Times

JANUARY 17, 2025

During Christmas, Black Friday and Cyber Monday, many households across the UK turned to alternative payment methods, including buy now pay later (BNPL), to afford the costs of the seasonal celebrations.

BNPL 69

BNPL Regulations Alternative Payment Methods Non-Bank 69

The Fintech Times

APRIL 11, 2025

As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services.

Embedded Finance 64

Embedded Finance Finance Payment APIs and Integration BNPL 64

Finovate

MARCH 5, 2025

This year at FinovateEurope , we held five separate tracks covering AI, payments, lending, customer experience, and banking, risk, and regulation. Panelists stressed the importance of proactive engagement, where banks anticipate customer needs based on behavior, data, and life eventsrather than reacting to requests.

AI 52

AI Risk Payments Addressing 52