The Payments Association

FEBRUARY 14, 2025

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. FinScan Payments empowers FIs, neobanks, PayFacs, FinTechs, and other organizations to block high-risk transactions in real time, facilitating compliance without delays.

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

Fintech Finance

OCTOBER 30, 2024

” – Chief Compliance Officer at Ecommpay. .” – Head GRC Consultant for Europe & APAC, Finance Advisory at EPAM Systems (CH) GmbH “Incredible lineup of speakers with so many different topics of discussion; innovation, the way the future of payments looks! Really good!”

AML 98

AML Compliance Money Laundering Payments 98

Fintech News

JULY 10, 2025

Regulatory compliance is swiftly becoming a core requirement, forcing crypto businesses to overhaul their business models and ensure that their models are legitimate and stable. From recent crackdowns in Thailand to swift reforms in Singapore, the message is clear: compliance is the new currency of credibility in crypto. From the U.S.

Regulations 80

Regulations Due Diligence SWIFT Money Laundering 80

Finextra

JUNE 18, 2025

Home Announcements Regulation OnePay selects Flagright for trransaction monitoringg and AML compliance External This content is provided by an external author without editing by Finextra. By adopting scalable AI-powered monitoring tools, OnePay reinforces its leadership in proactive compliance and fraud prevention.

AML 52

AML Compliance Financial Crimes Crime 52

Finextra

JULY 8, 2025

A global leader in verification and anti-fraud Sumsub has been selected by France-based fintech platform Next Generation NGPES to provide advanced fraud protection, identity verification and AML regulation compliance as it launches an innovative payment ecosystem, including an EUR-backed stablecoin.

Compliance 52

Compliance AML Verification Stablecoins 52

Fintech Finance

JULY 15, 2025

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs).

IBAN 81

IBAN AML Reconciliation Treasury 81

The Payments Association

MARCH 19, 2025

With the rise of digital assets, real-time payment methods, and evolving regulations, the pace of change has never been faster. Some governments embrace them, others restrict them, and many are still figuring out how to regulate them. The payments industry is undergoing a profound transformation.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech News

DECEMBER 22, 2024

She has extensive experience in highly regulated environments and has worked on AML and compliance technology initiatives. Patricia Haynes joins as Senior Vice President of Platform, bringing her expertise in technology operations and risk management from roles at Zopa and LexisNexis Risk Solutions.

APACS 105

APACS Issuers Commercial Card AML 105

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. New processors must be prepared to demonstrate compliance and may need to undergo regular audits to meet these standards.

Process 104

Process Processors Payments Compliance 104

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. FinScan Payments empowers FIs, neobanks, PayFacs, FinTechs, and other organizations to block high-risk transactions in real time, facilitating compliance without delays.

Real Time Payments 75

Real Time Payments Faster Payments Transactions Money Laundering 75

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Additionally, centralised reporting simplifies financial reconciliation and compliance efforts, enhancing control and accountability for finance and operations teams.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Neopay

APRIL 10, 2025

This follows a 2022 penalty of 70,000 for delayed accounts and after previous attention of the UK’s Financial Conduct Authority in 2019 on AML compliance. How Neopay can help At Neopay, we’re experts at helping regulated businesses build, audit, and enhance their compliance frameworksbefore the regulators come knocking.

Central Bank 52

Central Bank Money Laundering AML Financial Crimes 52

Fintech Finance

DECEMBER 20, 2024

Patricia Haynes, Thredds new Senior Vice President of Platform, is a seasoned technology leader with extensive experience in highly regulated global environments and scaling up technology operations.

APACS 97

APACS Issuers Credit Cards AI 97

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. What’s next?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

JULY 15, 2025

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs).

IBAN 52

IBAN AML Reconciliation Treasury 52

The Fintech Times

MARCH 28, 2025

The solution integrates identity proofing, digital risk signals and comprehensive international and domestic watchlists to deliver strong KYC compliance and reduce the risk of fraudulent activity. ” Applicable at any business level As a global solution, it is tailored to meet the unique needs and maturity-levels of different markets.

Financial Crimes 76

Financial Crimes Crime Fraud Prevention Due Diligence 76

Finovate

MARCH 19, 2025

The integration of Sumsub’s compliance solutions will help financial institutions deal with the growing threat of fraud and financial crime. Adding to this challenge is the proliferation of new regulations that are tightening compliance requirements and mandating greater security and operational resilience.

Fraud Prevention 96

Fraud Prevention Fraud Detection Payment APIs and Integration Verification 96

Finextra

JUNE 19, 2025

September 25th 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar How can banks scale AML compliance in an increasingly complex and high-risk environment without compromising the commercial client experience? What role does data play in transforming onboarding from a compliance burden into a competitive advantage?

AML 52

AML Risk AI Compliance 52

The Payments Association

NOVEMBER 12, 2024

The choice affects compliance, efficiency, and fraud prevention capabilities. This decision carries substantial implications for an institution’s ability to detect and prevent fraud, comply with stringent regulations, and optimise operational efficiency. What is this article about? Why is it important? What’s next?

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

The Payments Association

APRIL 7, 2025

It underscores the critical need for advanced technologies, regulatory compliance, and comprehensive strategies to effectively combat financial crime and safeguard the financial ecosystem What’s next? Meanwhile, businesses are subject to an increasingly strict AML regulatory focus and a turbulent sanctions landscape.

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Payments Association

NOVEMBER 25, 2024

The regulatory landscape: FCA and PSR’s roles in de-risking The Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) are pivotal in shaping the UK’s financial ecosystem. This shift increases financial crime risk and erodes the efficacy of the UK’s AML and counter-terrorist financing (CTF) frameworks.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

The Payments Association

JUNE 3, 2025

Most central banks have defaulted to account-based models, influenced by legacy regulatory frameworks and assumptions about anti-money laundering (AML) and know-your-customer (KYC) requirements. However, this has sparked criticism that these systems strip users of financial autonomy and introduce unnecessary friction.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

The Payments Association

MAY 28, 2025

OpusDatum, a leading provider of data-driven compliance solutions, has announced the launch of its comprehensive WTR Knowledge Hub , designed to enhance understanding and compliance across the global payments sector.

Compliance 88

Compliance Wire Transfer Wires Wire 88

Fintech News

JUNE 5, 2025

Singapore has taken a definitive step forward in digital asset regulation via its Singapore DTSP licensing framework. Effective 30 June 2025, the new Singapore DTSP licensing framework significantly tightens compliance expectations for Singapore-based and Singapore-incorporated entities providing digital token services.

Money Laundering 86

Money Laundering Due Diligence Cross-Border Rules 86

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Fintech Review

APRIL 19, 2025

It also supports tax compliance, pension contributions, and access to earned wages before payday. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. lies in vertical platforms.

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Long-term security and growth depend on ethical, proactive models that evolve with technology and regulation.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

The Payments Association

MARCH 19, 2025

Regulatory challenges Regulators are in a race against time. The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Paypers

JUNE 26, 2025

QwikPay integrates iDenfy’s identity verification and AML solutions to support secure and real-time user onboarding while remaining compliant with Australia’s financial regulatory requirements and industry laws.

Compliance 36

Compliance Security AML Verification 36

The Fintech Times

MARCH 6, 2025

Dan Salmons, CEO of Coadjute Coadjute has committed to enabling estate agents to focus on driving deals to completion by removing the layers of administrative and compliance obstacles that have long held them back. Coadjute will remove the compliance burden that estate agents face by making comprehensive AML checks.

Compliance 59

Compliance Checks AML Transactions 59

Fintech News

FEBRUARY 10, 2025

It could enable self-optimising financial assistants, adaptive credit assessments, and proactive compliance monitoring, making financial services more intelligent, efficient, and inclusive. Theres a risk that AI could inadvertently expose data through cyberattacks, algorithmic vulnerabilities, or insufficient safeguards. What Lies Ahead?

AI 86

AI FinTech Fraud Detection Fraud Prevention 86

Clearly Payments

JULY 22, 2025

Rather, they are businesses more likely to generate chargebacks , fraud , or compliance issues. Brand and Reputational Risk Banks and large processors often avoid controversial sectors, even if legal, to protect their brand image or avoid additional compliance burdens. What Is Considered High-Risk in Payments?

Risk 84

Risk Processors Legal Shutdown 84

Finextra

JUNE 25, 2025

Real-Time Compliance & AML Monitoring With faster payments come faster risks—and heightened regulatory expectations. AI plays a crucial role in financial compliance by: Monitoring transactions for suspicious behaviour in real time. Collaborative intelligence between banks, fintechs, and regulators.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Fi911

MAY 22, 2025

This aims to reduce inconsistencies across member states and bring more clarity to fintech regulation. Improved Fraud Prevention & Compliance PSD3 will tighten controls on remote onboarding, with stricter anti-money laundering (AML) protocols to combat rising cyber threats.

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66