Trade Credit & Liquidity Management

JULY 24, 2025

From a Press Release dated July 15, 2025, Chicago, Illinois The Federal Reserve Financial Services (FRFS) has completed the migration of the Fedwire Funds Service to the ISO 20022 message format, marking a significant modernization of the U.S. payments infrastructure. This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation.

FedWire

Finextra

JULY 27, 2025

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Product

Finextra

JULY 23, 2025

Quavo, Inc. (“Quavo”), a leading provider of cloud-based software that automates and manages fraud and dispute processes for financial institutions, today announced a $300 million investment by leading growth equity investment firm Spectrum Equity to accelerate investments across the business and drive innovation and value for customers.

Disputes

Fintech News

JULY 23, 2025

PayPal has launched a new platform called PayPal World to simplify cross-border payments and digital wallet interoperability for both consumers and businesses. The platform is expected to go live later this year, starting with interoperability between PayPal, Venmo, and other participating networks from key markets. PayPal World will initially support five payment systems: Mercado Pago, NPCI (UPI), Tenpay Global, PayPal, and Venmo, all of which will be interoperable through the platform.

PayPal

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Fintech Times

JULY 26, 2025

Online payment system PayPal is enhancing its customers’ protection with the launch of a new AI-powered, dynamic scam detection feature. Created for PayPal and Venmo Friends and Family payments, the new launch is designed to proactively alert customers to potential scams and prevent losses in real-time. The alerts intervene when it matters most – before any funds are sent.

Scams

Clearly Payments

JULY 23, 2025

In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. For merchants, this means one thing: understanding and managing payment compliance is no longer optional, it’s necessary to keep processing payments smoothly and growing your business without interruption.

Compliance

The Payments Association

JULY 25, 2025

Virtual cards gain momentum in Q3 as merchants seek faster, safer, and more scalable ways to manage business spend and streamline payments. From single-use novelty to a strategic spend tool, virtual cards have come a long way. Today, merchants and businesses are under increasing pressure to optimise cash flow, so control and flexibility are everything.

Reconciliation

Fintech Finance

JULY 24, 2025

The Payments Group (TPG), has become the first pan-European issuer of the Bluecode payment scheme. The partnership gives all residents across the European Economic Area (EEA) access to a prepaid-based mobile payment solution. It is a wholly European made payments service designed specifically for Europeans, as an alternative to the dominant international card schemes.

Mobile Payments

EBizCharge

JULY 28, 2025

Anyone managing accounts receivable in a growing business knows the routine: you send out an invoice, wait, follow up, wait some more, and maybe send another reminder. All the while, cash flow slows, and your team spends time chasing payments instead of closing the books. A big part of the problem? Friction. If customers have to log in to a portal, write a check, or call in a card number, they’re less likely to pay quickly.

Payments

PayPal

JULY 28, 2025

Pay with Crypto powers near-instant settlement, seamless international transactions and provides transaction fee savings of up to 90%.

PayPal

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Finextra

JULY 24, 2025

Tuum, a next generation core banking provider, is proud to announce its partnership with Solidgate, a leading payment processing and orchestration platform, to power Solidgate Treasury – a solution that gives online businesses global access to their funds, without the traditional bottlenecks.

Treasury

The Payments Association

JULY 24, 2025

What No One Tells You About Accepting Payments Imagine an e-commerce merchant, ready to take their business online. They’ve built something great – a product people want, a brand they trust, and a growing audience ready to buy. They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business.

Payment APIs and Integration

BioCatch

JULY 24, 2025

In a groundbreaking move that is poised to reshape global standards for digital security, the Central Bank of the United Arab Emirates (CBUAE) has issued a sweeping mandate that requires financial institutions to phase out the use of SMS and email-based One-Time Passwords (OTPs) for authentication. This makes the UAE the first country in the world to take such a definitive step toward eliminating outdated authentication methods and transitioning to more secure, intelligent alternatives.

Authentication

Finovate

JULY 23, 2025

Fraud and dispute process management innovator Quavo Fraud & Disputes has raised $300 million in funding from Spectrum Equity. Quavo said it will use the capital to support further investment in the company, drive innovation, and create value for its customers. Quavo Fraud & Disputes most recently demonstrated its technology at FinovateSpring 2025 in San Diego.

Disputes

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

PayPal

JULY 24, 2025

PayPal integrates with Wix Payments, providing a consolidated view for merchants to streamline payment management, enhance conversions and meet growing demand for flexible payment options

PayPal

Finextra

JULY 23, 2025

Speaking to FinextraTV in this interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard and Luke Reynolds, SVP, Financial Crimes, Mastercard discuss the impact of fraud and payment scams and look to address their prevention. As well as covering the many forms of fraud, such as APP fraud and romance scams, Forest and Reynolds explore the innovations currently available to help reduce its impact.

Romance Scams

Fintech News

JULY 23, 2025

Scams and mule accounts have overtaken other types of fraud as the top concern for banks in Asia Pacific, according to a new poll by analytics software firm FICO. In the survey, 69% of senior banking executives said these scams were their primary worry, highlighting the growing number of cases where victims are tricked into authorising payments that are difficult to trace or reverse.

Scams

The Payments Association

JULY 23, 2025

The payments industry is undergoing an unprecedented transformation driven by AI/ML, cloud computing, and advanced analytics. We offer you a front-row seat to witness how groundbreaking technologies revolutionise payment operations, elevate customer experiences, and strengthen security measures across the industry. Discover how Techwave can partner with you to navigate this digital evolution.

Cross-Border Payments

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Fintech Finance

JULY 24, 2025

Australians made a staggering $160 billion worth of payments with their mobile wallets last year, as they continue to embrace the ease and convenience of digital banking. The Australian Banking Association ’s 2025 ‘Bank on It’ report released today reveals digital payments continue to surge with over four billion mobile wallet transactions made in the past year, over 11 times the number of ATM cash withdrawals.

Online and Mobile Banking

CoinRemitter

JULY 28, 2025

Cryptocurrency has changed a lot over the years. Initially, a countable number of users were using it. Most people were only familiar with Bitcoin and believed it was the only cryptocurrency. But now, individuals use various cryptocurrencies to send and receive funds. Businesses that accept payment in crypto consider them faster, safer, and easier than traditional payments.

Cryptocurrency

Finextra

JULY 23, 2025

The Bank of New York Mellon is to employ blockchain technology developed by Goldman Sachs to maintain a record of customers’ ownership of select Money Market Funds (MMFs), opening up the transferability of existing MMF shares.

Blockchain

Fintech News

JULY 28, 2025

The Association of Banks in Singapore (ABS) has launched two new electronic payment solutions , EDP and EDP+, to help businesses and individuals move away from cheques ahead of the planned phase-out. The launch follows a joint announcement by ABS and the Monetary Authority of Singapore in December 2024, which outlined the introduction of these solutions in mid-2025 and an extension of the deadline for phasing out corporate cheques.

Payments Tools

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Trade Credit & Liquidity Management

JULY 23, 2025

From a Press Release dated July 21, 2025, Reston, Virginia In the second quarter of 2025, the ACH Network experienced robust growth, driven largely by the continued expansion of Same Day ACH. The network processed 8.7 billion payments totaling $23.3 trillion, reflecting increases of 5% in volume and 7.9% in value compared to Q2 2024. Same Day ACH , in particular, saw strong year-over-year performance, and its usage continues to rise across sectors, including consumer, business, government, and h

Same Day ACH

The Fintech Times

JULY 22, 2025

UK regulator, the Financial Conduct Authority (FCA), has published new proposals to regulate the Buy Now Pay Later (BNPL) market. New FCA proposals could see future legislation requiring lenders to check that people can afford BNPL loans, and to offer support if customers get into financial difficulty. Should the new rules come into play, BNPL borrowers will also be able to complain to the Financial Ombudsman Service if something goes wrong.

BNPL

The Payments Association

JULY 23, 2025

Following the launch of protocols for agents, the payments industry has begun recognising a shift akin to the advent of the internet. Yet many financial institutions, fintechs and businesses haven’t fully grasped its implications. While banks pursue incremental digital improvements, Visa and Mastercard have launched platforms enabling AI agents to conduct transactions autonomously.

Payment APIs and Integration

Finextra

JULY 25, 2025

Australian consumers are adopting digital banking services in increasing numbers with 99.3% of transactions taking place over digital channels, including A$160bn in payments made via mobile wallets.

Transactions

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech News

JULY 27, 2025

Mastercard has launched the AI Card Design Studio , a new tool aimed at helping banks and card issuers quickly create and deploy custom payment card designs. According to Mastercard, it is the first payment network to bring AI-powered card design to market. The platform uses AI to streamline the design process, enabling issuers to generate brand-compliant designs in minutes instead of weeks.

Issuers

Bank Automation

JULY 28, 2025

J.P. Morgan Payments has implemented emerging technology into embedded finance to streamline processes, validate data and scale onboarding. “There’s a lot of new innovations right now in this space,” Ryan Schmiedl, global head of embedded finance platform and products and global head of payments trust and safety and AI/ML at J.P. Morgan Payments, said July […] The post J.P.

Embedded Payments

The Fintech Times

JULY 28, 2025

US-based merchants using Wix.com , the SaaS website builder platform, will now have additional online payment options as a result of an expanded partnership with global paytech PayPal. The Wix Payments platform offers small businesses a more streamlined way to manage payments. Users can handle transactions online, in person, or on the go using a range of secure payment options, designed to accommodate different customer preferences at checkout.

PayPal

The Payments Association

JULY 23, 2025

The UK card processing landscape presents a unique paradox: while fintech innovation thrives, many banks remain constrained by legacy systems that limit agility and increase operational costs. Traditional processors tend to offer proven scale but lack modern flexibility, while newer cloud-native platforms promise innovation but often lack the deep operational expertise required for complex portfolio migrations and management.

PCI DSS

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments