Trending Articles

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Solidgate taps Tuum for global money movements

Finextra

Tuum, a next generation core banking provider, is proud to announce its partnership with Solidgate, a leading payment processing and orchestration platform, to power Solidgate Treasury – a solution that gives online businesses global access to their funds, without the traditional bottlenecks.

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Designing Payments for Scale: A Practical Guide to Smarter Checkout with Workflow Engine

The Payments Association

What No One Tells You About Accepting Payments Imagine an e-commerce merchant, ready to take their business online. They’ve built something great – a product people want, a brand they trust, and a growing audience ready to buy. They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business.

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Quavo secures $300M growth investment from Spectrum Equity

Finextra

Quavo, Inc. (“Quavo”), a leading provider of cloud-based software that automates and manages fraud and dispute processes for financial institutions, today announced a $300 million investment by leading growth equity investment firm Spectrum Equity to accelerate investments across the business and drive innovation and value for customers.

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PayPal World Launches to Connect Major Wallets Used by Two Billion Users

Fintech News

PayPal has launched a new platform called PayPal World to simplify cross-border payments and digital wallet interoperability for both consumers and businesses. The platform is expected to go live later this year, starting with interoperability between PayPal, Venmo, and other participating networks from key markets. PayPal World will initially support five payment systems: Mercado Pago, NPCI (UPI), Tenpay Global, PayPal, and Venmo, all of which will be interoperable through the platform.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Real-Time Payments Are Soaring In The U.S.

Tom Groenfeldt

Newsletters Games Share a News Tip Featured Featured Breaking News White House Watch Daily Cover Stories AI’s Nuanced Impact And A Quest To Quantify It DNA of Success Embracing And Bracing For AI Facing A Volatile Market, C-Suites Look To The CFO For Strategic Guidance Forbes Research: 2023 Small Business Survey Your Four-Part Blueprint To Unlock AI Value In 2025 | Paid Program By The Numbers: Meet The Forbes 30 Under 30 Europe Class Of 2025 Dell Technologies BrandVoice | Paid Program Scaling AI

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RTP® Network Hits $481 Billion in Q2 as Higher-Value Instant Payments Surge

Fintech Finance

RTP Network Instant Payments surged to $481 billion in Q2 2025, driven by rising demand for high-value, real-time transactions. Businesses and banks are leveraging the upgraded $10 million limit to streamline portfolio transfers, real estate deals, and B2B payments—boosting both speed and confidence in instant settlement. This upgrade has transformed how money moves.

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A Merchant’s Guide to Payment Compliance in 2025

Clearly Payments

In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. For merchants, this means one thing: understanding and managing payment compliance is no longer optional, it’s necessary to keep processing payments smoothly and growing your business without interruption.

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Introducing PayPal World: A Global Platform Connecting the World’s Largest Payment Systems and Digital Wallets, Starting with Interoperability to PayPal and Venmo

PayPal

• Launch partners include Mercado Pago, NPCI International Payments Limited (UPI), PayPal, Tenpay Global, and Venmo. • Interoperability begins with partners connecting to PayPal and Venmo. • Technology agnostic platform designed to enable further wallet interoperability. • More wallets to join in the coming months as the platform expands around the world.

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Quavo Fraud & Disputes Locks in $300 Million in Funding

Finovate

Fraud and dispute process management innovator Quavo Fraud & Disputes has raised $300 million in funding from Spectrum Equity. Quavo said it will use the capital to support further investment in the company, drive innovation, and create value for its customers. Quavo Fraud & Disputes most recently demonstrated its technology at FinovateSpring 2025 in San Diego.

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Ant International expands merchant payment AI functions

Finextra

Antom, Ant International’s merchant payment and digitisation services provider, today announced a major upgrade to its flagship AI agent, Antom Copilot, with expanded capabilities across payment integration, onboarding, risk configuration, and chargeback solution.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Worldline Increases Payment Authorisation Rates With AI-Powered Routing Solution

The Fintech Times

Businesses are now able to route payments globally using artificial intelligence (AI), following the launch of a new service by the payments services organisation Worldline. Payments are routed through acquirers, and choosing the most suitable one leads to increased authorisation and optimised costs. Traditionally, it would be challenging to select the right acquirer quickly, but with the new Worldline solution, merchants can utilise AI to select the optimal payment route in real time by analysi

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Antom Upgrades Antom Copilot AI with New Payment and Chargeback Tools

Fintech News

Antom , the merchant payment and digitisation services arm of Ant International , has released an update to its AI agent, Antom Copilot. The upgrade brings expanded functionalities across areas such as payment integration, merchant onboarding, risk settings, and chargeback response. Originally launched in June 2024, Antom Copilot is described as the first AI agent dedicated to merchant payment services.

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Stripe Acquires Orum for Undisclosed Amount

Finovate

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Terms of the acquisition were not disclosed. The move follows Stripe’s earlier acquisitions of stablecoin platform Bridge and user data API company Privvy. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. Why is it important? This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, a

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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How A2A Innovation is Advancing The Fight Against fraud

Finextra

Speaking to FinextraTV in this interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard and Luke Reynolds, SVP, Financial Crimes, Mastercard discuss the impact of fraud and payment scams and look to address their prevention. As well as covering the many forms of fraud, such as APP fraud and romance scams, Forest and Reynolds explore the innovations currently available to help reduce its impact.

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Genome Works With HUCH to Deliver Instant Notifications for Incoming SEPA Payments

The Fintech Times

Genome , a Lithuania-based electronic money institution, has partnered with HUCH , a fintech provider in the UK and Europe, to enable instant detection of incoming SEPA payments. Recognising that payment delays often cost businesses revenue, Genome is teaming up with HUCH to offer a new solution that aims to eliminate the risk of these delays. Following the integration of a new API and webhooks, which enable instant notifications about client-to-business payments, businesses that Genome services

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FICO Survey Finds Social Media and Mule Accounts Driving Scam Surge in APAC

Fintech News

Scams and mule accounts have overtaken other types of fraud as the top concern for banks in Asia Pacific, according to a new poll by analytics software firm FICO. In the survey, 69% of senior banking executives said these scams were their primary worry, highlighting the growing number of cases where victims are tricked into authorising payments that are difficult to trace or reverse.

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Same Day ACH Fuels Second Quarter ACH Network Gains

Trade Credit & Liquidity Management

From a Press Release dated July 21, 2025, Reston, Virginia In the second quarter of 2025, the ACH Network experienced robust growth, driven largely by the continued expansion of Same Day ACH. The network processed 8.7 billion payments totaling $23.3 trillion, reflecting increases of 5% in volume and 7.9% in value compared to Q2 2024. Same Day ACH , in particular, saw strong year-over-year performance, and its usage continues to rise across sectors, including consumer, business, government, and h

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Payments regulation roadmap: Q3 2025​

The Payments Association

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability.

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PayPal introduces AI-powered scam alerts

Finextra

PayPal has launched AI-powered, dynamic scam detection for PayPal and Venmo Friends and Family payments, enhancing protection for our customers around the world.

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Behind the Idea: TerraPay

The Fintech Times

When TerraPay launched in 2015, its very first transfer was just $13, from a hotel cleaner in Dubai to his family in Tanzania. That small payment set the tone for what the company has aimed to do ever since: build global payments infrastructure that treats every transaction like it matters. TerraPay now connects over 155 countries and 3.7 billion digital wallets, working with major partners like Swift and M-Pesa.

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Scaling Across APAC: Why Cross-Border Payments Matter More Than Ever

Fintech News

In today’s digital-first economy, the Asia-Pacific (APAC) region has emerged as a global hotspot for fintech innovation and digital commerce. From e-commerce and digital subscriptions to SaaS and travel platforms, companies are increasingly turning to APAC as the frontier for their next phase of growth. But behind this momentum lies a persistent operational challenge: cross-border payments.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Clover Monthly Fees: Choosing a Pricing Plan

Cardfellow

There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover had a few different options that detailed the features of the plan and the monthly costs.

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Fintech specialist BAT VC invests in Payall to revolutionize cross-border payments solutions

The Payments Association

BAT-VC , a leading venture capital firm specializing in fintech and cross-border innovations, has announced a strategic growth investment in Payall Payment Systems. The investment will accelerate Payall’s mission to provide institutional-grade infrastructure enabling banks and financial institutions to offer safe, low-cost, and transparent cross-border payments.

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BNY taps Goldman Sachs blockchain platform to tokenize Money Market Funds

Finextra

The Bank of New York Mellon is to employ blockchain technology developed by Goldman Sachs to maintain a record of customers’ ownership of select Money Market Funds (MMFs), opening up the transferability of existing MMF shares.

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How BNPL Is Changing Consumer Credit Expectations

Fi911

Buy now pay later (BNPL) has grown rapidly over the past few years, reshaping how consumers think about credit. While traditional credit cards still dominate U.S. consumer spending, BNPL providers like Affirm, Afterpay, Klarna, and PayPal are creating a shift in expectations that financial institutions and merchants can no longer ignore. This shift is not just about offering another way to pay; it reflects broader changes in consumer behavior, generational preferences, and digital financial serv

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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GoCardless Powers Cashflows Payouts, a Solution Promising to Eliminate Delays in Sending Payments

The Fintech Times

Bank payment company GoCardless has partnered with Cashflows , the platform helping businesses accept payments, to power Cashflows Payouts, a new solution enabling businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts aims to enhance how businesses handle disbursements by enabling instant, branded, and secure payouts through an intuitive self-service portal.

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How AI and Real-Time Data Are Changing Merchant Payment Processing

Clearly Payments

In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected to reach $10 trillion this year, growing more than 15% annually. Merchants face increasing pressure to keep up with customer expectations for seamless, secure, and flexible payment options, or risk losing sales to competitors who do.

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B2B Fintech Sees Strong Investor Interest: Top B2B Deals in Q2/2025

Fintech News

Business-to-business (B2B) fintech companies, which provide financial products, services, or infrastructure specifically for other businesses, are attracting growing interest from investors. In Q2 2025, B2B fintech firms dominated the largest deals in the industry, capturing 60% of the top 10 equity payments investments, and 50% of the top 10 equity banking rounds, new data released by CB Insights show.

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MDP become the first payment processor in Egypt to enable tokenization for electronic transactions

Finextra

MDP, Africa’s leading digital payments enabler, proudly announces a major milestone in advancing secure digital payments to become the first payment processor in Egypt to enable tokenization for electronic transactions, in strategic collaboration with the National Payment Scheme “Meeza” via Apple Wallet.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.