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PayPal Drives Crypto Payments into the Mainstream, Reducing Costs and Expanding Global Commerce

PayPal

Pay with Crypto powers near-instant settlement, seamless international transactions and provides transaction fee savings of up to 90%.

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Fedwire® Adopts ISO® 20022 Modernizing U.S. Payments

Trade Credit & Liquidity Management

From a Press Release dated July 15, 2025, Chicago, Illinois The Federal Reserve Financial Services (FRFS) has completed the migration of the Fedwire Funds Service to the ISO 20022 message format, marking a significant modernization of the U.S. payments infrastructure. This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation.

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Quavo secures $300M growth investment from Spectrum Equity

Finextra

Quavo, Inc. (“Quavo”), a leading provider of cloud-based software that automates and manages fraud and dispute processes for financial institutions, today announced a $300 million investment by leading growth equity investment firm Spectrum Equity to accelerate investments across the business and drive innovation and value for customers.

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PayPal World Launches to Connect Major Wallets Used by Two Billion Users

Fintech News

PayPal has launched a new platform called PayPal World to simplify cross-border payments and digital wallet interoperability for both consumers and businesses. The platform is expected to go live later this year, starting with interoperability between PayPal, Venmo, and other participating networks from key markets. PayPal World will initially support five payment systems: Mercado Pago, NPCI (UPI), Tenpay Global, PayPal, and Venmo, all of which will be interoperable through the platform.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Fighting Fraud: PayPal Utilises AI to Launch Dynamic Scam Detection

The Fintech Times

Online payment system PayPal is enhancing its customers’ protection with the launch of a new AI-powered, dynamic scam detection feature. Created for PayPal and Venmo Friends and Family payments, the new launch is designed to proactively alert customers to potential scams and prevent losses in real-time. The alerts intervene when it matters most – before any funds are sent.

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A Merchant’s Guide to Payment Compliance in 2025

Clearly Payments

In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. For merchants, this means one thing: understanding and managing payment compliance is no longer optional, it’s necessary to keep processing payments smoothly and growing your business without interruption.

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Deep Dive: Plaid - Products, Tech, and Business

Finextra

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Why virtual cards are essential to modern merchant payments

The Payments Association

Virtual cards gain momentum in Q3 as merchants seek faster, safer, and more scalable ways to manage business spend and streamline payments. From single-use novelty to a strategic spend tool, virtual cards have come a long way. Today, merchants and businesses are under increasing pressure to optimise cash flow, so control and flexibility are everything.

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The Payments Group Partners With Bluecode to Deliver Pan-European Mobile Payment Prepaid Solution

Fintech Finance

The Payments Group (TPG), has become the first pan-European issuer of the Bluecode payment scheme. The partnership gives all residents across the European Economic Area (EEA) access to a prepaid-based mobile payment solution. It is a wholly European made payments service designed specifically for Europeans, as an alternative to the dominant international card schemes.

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UAE becomes the first nation to begin phasing out SMS and email OTPs for financial transactions

BioCatch

In a groundbreaking move that is poised to reshape global standards for digital security, the Central Bank of the United Arab Emirates (CBUAE) has issued a sweeping mandate that requires financial institutions to phase out the use of SMS and email-based One-Time Passwords (OTPs) for authentication. This makes the UAE the first country in the world to take such a definitive step toward eliminating outdated authentication methods and transitioning to more secure, intelligent alternatives.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Solidgate taps Tuum for global money movements

Finextra

Tuum, a next generation core banking provider, is proud to announce its partnership with Solidgate, a leading payment processing and orchestration platform, to power Solidgate Treasury – a solution that gives online businesses global access to their funds, without the traditional bottlenecks.

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Designing Payments for Scale: A Practical Guide to Smarter Checkout with Workflow Engine

The Payments Association

What No One Tells You About Accepting Payments Imagine an e-commerce merchant, ready to take their business online. They’ve built something great – a product people want, a brand they trust, and a growing audience ready to buy. They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business.

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Quavo Fraud & Disputes Locks in $300 Million in Funding

Finovate

Fraud and dispute process management innovator Quavo Fraud & Disputes has raised $300 million in funding from Spectrum Equity. Quavo said it will use the capital to support further investment in the company, drive innovation, and create value for its customers. Quavo Fraud & Disputes most recently demonstrated its technology at FinovateSpring 2025 in San Diego.

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FICO Survey Finds Social Media and Mule Accounts Driving Scam Surge in APAC

Fintech News

Scams and mule accounts have overtaken other types of fraud as the top concern for banks in Asia Pacific, according to a new poll by analytics software firm FICO. In the survey, 69% of senior banking executives said these scams were their primary worry, highlighting the growing number of cases where victims are tricked into authorising payments that are difficult to trace or reverse.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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PayPal and Wix Advance Strategic Relationship to Deliver Unified Payments Experience for Merchants

PayPal

PayPal integrates with Wix Payments, providing a consolidated view for merchants to streamline payment management, enhance conversions and meet growing demand for flexible payment options

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How A2A Innovation is Advancing The Fight Against fraud

Finextra

Speaking to FinextraTV in this interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard and Luke Reynolds, SVP, Financial Crimes, Mastercard discuss the impact of fraud and payment scams and look to address their prevention. As well as covering the many forms of fraud, such as APP fraud and romance scams, Forest and Reynolds explore the innovations currently available to help reduce its impact.

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Stepping into the future of BFSI with Techwave’s digital transformation solutions

The Payments Association

The payments industry is undergoing an unprecedented transformation driven by AI/ML, cloud computing, and advanced analytics. We offer you a front-row seat to witness how groundbreaking technologies revolutionise payment operations, elevate customer experiences, and strengthen security measures across the industry. Discover how Techwave can partner with you to navigate this digital evolution.

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Stripe Acquires Orum for Undisclosed Amount

Finovate

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Terms of the acquisition were not disclosed. The move follows Stripe’s earlier acquisitions of stablecoin platform Bridge and user data API company Privvy. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Scaling Across APAC: Why Cross-Border Payments Matter More Than Ever

Fintech News

In today’s digital-first economy, the Asia-Pacific (APAC) region has emerged as a global hotspot for fintech innovation and digital commerce. From e-commerce and digital subscriptions to SaaS and travel platforms, companies are increasingly turning to APAC as the frontier for their next phase of growth. But behind this momentum lies a persistent operational challenge: cross-border payments.

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Cryptocurrency Payments Then and Now: What’s Changed?

CoinRemitter

Cryptocurrency has changed a lot over the years. Initially, a countable number of users were using it. Most people were only familiar with Bitcoin and believed it was the only cryptocurrency. But now, individuals use various cryptocurrencies to send and receive funds. Businesses that accept payment in crypto consider them faster, safer, and easier than traditional payments.

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PayPal introduces AI-powered scam alerts

Finextra

PayPal has launched AI-powered, dynamic scam detection for PayPal and Venmo Friends and Family payments, enhancing protection for our customers around the world.

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Fintech specialist BAT VC invests in Payall to revolutionize cross-border payments solutions

The Payments Association

BAT-VC , a leading venture capital firm specializing in fintech and cross-border innovations, has announced a strategic growth investment in Payall Payment Systems. The investment will accelerate Payall’s mission to provide institutional-grade infrastructure enabling banks and financial institutions to offer safe, low-cost, and transparent cross-border payments.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Mobile Wallet Payments Soar Amid Digital Banking Boom

Fintech Finance

Australians made a staggering $160 billion worth of payments with their mobile wallets last year, as they continue to embrace the ease and convenience of digital banking. The Australian Banking Association ’s 2025 ‘Bank on It’ report released today reveals digital payments continue to surge with over four billion mobile wallet transactions made in the past year, over 11 times the number of ATM cash withdrawals.

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Mastercard Debuts Industry-First AI Card Design Studio for Banks and Issuers

Fintech News

Mastercard has launched the AI Card Design Studio , a new tool aimed at helping banks and card issuers quickly create and deploy custom payment card designs. According to Mastercard, it is the first payment network to bring AI-powered card design to market. The platform uses AI to streamline the design process, enabling issuers to generate brand-compliant designs in minutes instead of weeks.

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Same Day ACH Fuels Second Quarter ACH Network Gains

Trade Credit & Liquidity Management

From a Press Release dated July 21, 2025, Reston, Virginia In the second quarter of 2025, the ACH Network experienced robust growth, driven largely by the continued expansion of Same Day ACH. The network processed 8.7 billion payments totaling $23.3 trillion, reflecting increases of 5% in volume and 7.9% in value compared to Q2 2024. Same Day ACH , in particular, saw strong year-over-year performance, and its usage continues to rise across sectors, including consumer, business, government, and h

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BNY taps Goldman Sachs blockchain platform to tokenize Money Market Funds

Finextra

The Bank of New York Mellon is to employ blockchain technology developed by Goldman Sachs to maintain a record of customers’ ownership of select Money Market Funds (MMFs), opening up the transferability of existing MMF shares.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Clover Monthly Fees: Choosing a Pricing Plan

Cardfellow

There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover had a few different options that detailed the features of the plan and the monthly costs.

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How AI and Real-Time Data Are Changing Merchant Payment Processing

Clearly Payments

In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected to reach $10 trillion this year, growing more than 15% annually. Merchants face increasing pressure to keep up with customer expectations for seamless, secure, and flexible payment options, or risk losing sales to competitors who do.

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Why is the FCA Introducing BNPL Regulations, and How Could They Impact the Market?

The Fintech Times

UK regulator, the Financial Conduct Authority (FCA), has published new proposals to regulate the Buy Now Pay Later (BNPL) market. New FCA proposals could see future legislation requiring lenders to check that people can afford BNPL loans, and to offer support if customers get into financial difficulty. Should the new rules come into play, BNPL borrowers will also be able to complain to the Financial Ombudsman Service if something goes wrong.

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B2B Fintech Sees Strong Investor Interest: Top B2B Deals in Q2/2025

Fintech News

Business-to-business (B2B) fintech companies, which provide financial products, services, or infrastructure specifically for other businesses, are attracting growing interest from investors. In Q2 2025, B2B fintech firms dominated the largest deals in the industry, capturing 60% of the top 10 equity payments investments, and 50% of the top 10 equity banking rounds, new data released by CB Insights show.

B2B
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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.