Trending Articles

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BNPL users struggle with payments

Payments Dive

Nearly half of U.S. adults who have used buy now, pay later services experienced financial difficulties, such as overspending or missing a bill payment, according to a recent survey.

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How open banking and IPR are transforming payments in regulated sectors

The Payments Association

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Its the gateway to onboarding, compliance, trust, and ultimately, conversion. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

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Cyber Threats Surge in India’s Financial Sector

Fintech News

Cyber threats have become an immediate and inescapable reality for Indias banking, financial services and insurance (BFSI) industry. In 2024, the sector witnessed a surge in the sophistication, scale, and diversity of cyberattacks, with phishing attacks, deepfakes and tech vulnerabilities emerging as key threat vectors and attack techniques, according to a new report by the Indian Computer Emergency Response Team (CERT-In), the Computer Security Incident Response Team in Finance sector (CSIRT-Fi

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Klarna takes foot off AI gas as CEO acknowledges importance of human customer service

Finextra

After aggressively pursuing an AI-driven workforce reduction strategy, Klarna is rowing back and hiring customer service employees in an acknowledgment that people often still want to talk to a human.

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A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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In Conversation With Emirates NBD: Embracing AI, Blockchain and Quantum for Digital Transformation

The Fintech Times

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. To reveal how banks are adapting to keep up with the increasingly tech-driven and hyper-personalised world, Miguel Rio-Tinto , group chief digital and information officer at Emirates NBD , breaks down the significant opportunities and challenges for banks embarking on their digital tr

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How Interac eTransfer Works in Canada for Merchants

Clearly Payments

Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or family. But it’s also increasingly being used by merchants to accept payments. At Clearly Payments, we often get questions from business owners about how it works, how they can use it, and whether its a good fit for their operations.

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CaixaBank and BBVA process first Requests to Pay between banks in Europe

Finextra

CaixaBank and BBVA have teamed up with Spanish payments outfit Iberpay to process the first Requests to Pay between banks in Europe.

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Investing App Stash Raises $146 Million

Finovate

Investing app Stash has raised $146 million in Series H funding. The oversubscribed round was led by Goodwater Capital. Stash will use the funds to drive subscriber growth, accelerate product innovation, and enhance the firm’s AI capabilities. Founded in 2015, New York-based Stash made its Finovate debut at FinovateFall 2017. Investing platform Stash secured $146 million in Series H funding.

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The Payment Process: Who's involved at what stage?

Basis Theory

Details of the payment process for merchants in the blog. We spell out who is involved, authorization, clearing, and the general workflow at each stage!

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Google drops lawsuit against CFPB

Payments Dive

The tech giant ended its court battle as the federal agency halted supervision of the company’s payments arm.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Bhutan Enables Tourists to Pay with Crypto for Everything from Visas to Street Vendors

Fintech News

Bhutan has launched what is described as the worlds first integrated national crypto payment system for tourism, enabling international visitors to use crypto for a wide range of travel-related expenses. The initiative is a collaboration between Binance Pay, DK Bank, and Bhutans Department of Tourism. DK Bank, Bhutans first fully digital bank licensed by the Royal Monetary Authority of Bhutan, manages settlement for merchants in local currency.

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Nubank launches tap-to-pay Pix

Finextra

Brazilian digital banking giant Nubank is rolling out a feature that lets customers tap their phones for ins-store transactions via the country's Pix instant payments system.

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Over 25% of institutions will deploy agentic AI this year

Bank Automation

Agentic AI is becoming commonplace in financial services as tech providers emerge with end-to-end agentic frameworks. More than 25% of institutions are deploying agentic AI frameworks, with financial institutions warming up to the tech, according to data shared with Bank Automation News by Craig Le Clair, vice president and principal analyst at research firm Forrester. […] The post Over 25% of institutions will deploy agentic AI this year appeared first on Bank Automation News.

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OpenAI Supports OakNorth by Bolstering Speed, Personalisation and Operational Efficiency With AI

The Fintech Times

OakNorth , the digital bank for entrepreneurs, by entrepreneurs, is teaming up with AI giant OpenAI to further embed generative AI technologies across its business and enhance personalisation and efficiency for customers. Alongside OpenAI, OakNorth is deploying AI across horizontal and vertical initiatives, from digital lending to functional-led AI enhancement projects, as well as firmwide AI adoption to enhance speed, personalisation, service quality and efficiency.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Robinhood Acquires WonderFi, Growing its Canadian Presence

Finovate

Robinhood has announced plans to acquire Canada-based decentralized trading platform WonderFi. The all-cash deal is expected to close for $179 million. The acquisition will help Robinhood move into the Canadian market. Digital stock brokerage app Robinhood plans to acquire decentralized trading platform WonderFi in an all-cash deal totaling $178.56 million (CA$250 million).

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Ant Group to Sell 4% Stake in Paytm for US$242 Million, Reuters Reports

Fintech News

Chinas Ant Group plans to divest a 4% stake in Indian digital payments company Paytm for approximately US$242 million, according to a term sheet reviewed by Reuters. The sale is priced at 809.75 rupees per share, marking a 6.5% discount to Paytms closing price on Monday. The identities of the prospective buyers were not disclosed, and both Ant Group and Paytm have yet to respond to requests for comment.

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Meta investigates stablecoins for payouts - report

Finextra

Years after being forced to abandon its crypto project, Meta is in talks with digital asset firms about integrating stablecoin payments into its platform, according to Fortune.

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GreenBanana launches bnplx.io, a BNPL platform for the retail sector

The Paypers

Germany-based fintech GreenBanana has launched its BNPL platform, blplx.io, to optimise the retail sector, assisting both merchants and customers.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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What is a Level 1 PCI Compliant Processor?

Cardfellow

As a business owner, you probably know that PCI compliance is required for all businesses that accept credit cards. But if your credit card processor is PCI compliant, does that mean they handle it for you? In short, no, though it is still beneficial for you. What does it mean if a credit card processor is PCI Level 1 compliant? Firstly, lets talk about the levels.

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This Week in Fintech: TFT Bi-Weekly News Roundup 10/05

The Fintech Times

The Fintech Times Weekly News Roundup takes a look at the latest fintech stories from around the world on Saturday 10 May 2025. Appointments The FCA has appointed David Geale as permanent executive director for payments and digital finance, and managing director of the Payment Systems Regulator (PSR). Geale is responsible for helping to deliver the National Payments Vision and driving the FCAs work on open banking and digital finance.

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Silverlake and Huawei Cloud to Develop AI-Driven Core Banking Platform

Fintech News

Huawei Cloud has signed Memoranda of Understanding (MoUs) with financial services technology provider Silverlake at the Huawei Cloud APAC Partner Summit 2025. The two companies will collaborate to build an all-in-one core banking platform by combining Huaweis cloud infrastructure with Silverlakes CgW AI platform and domain expertise. The partnership aims to streamline banking operations, strengthen cybersecurity, and support digital transformation efforts across the financial sector.

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Monzo inches towards IPO

Finextra

UK digital bank Monzo has reportedly lined up Morgan Stanley to pitch the company to investors ahead of a potential IPO in the first half of next year.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Banks and the Power They Hold

Fintech Review

Banks have long stood at the centre of the financial system. Their influence goes beyond balance sheets and branch networks. The real power of banks lies in how they shape credit, control infrastructure, influence regulation, and determine who gets access to financial tools and capital. Despite the rise of fintech , banks still play a central role in the economy.

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GoCardless announces integration with Giacom to optimise Cloud Market tools

The Paypers

Global bank payment company GoCardless has announced integration with Giacom ’s Cloud Market Tools billing platform.

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Encryption vs. Tokenization for Banking and Payment Professionals

Fi911

Data protection is a top priority in banking and payment systems, where sensitive information such as cardholder details and personal data are frequently exchanged. The rapid rise in cybercrime and data breaches makes robust security frameworks indispensable for financial institutions. Two key technologies, Encryption and Tokenization, are at the forefront of safeguarding sensitive information.

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Anchorage Digital to Acquire Stablecoin Issuer Mountain Protocol

Fintech News

Anchorage Digital has entered into a definitive agreement to acquire Mountain Protocol, the Bermuda-based issuer of the USDM stablecoin. The financial details were not disclosed. The move comes as Anchorage Digital looks to expand its stablecoin offering amid growing institutional demand and evolving U.S. regulatory clarity. The deal is subject to customary closing conditions and regulatory approvals.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Coinbase first crypto firm to join S&P 500

Finextra

Shares in Coinbase jumped in pre-market trading on Tuesday on news that it will become the first cryptocurrency outfit to be included in the benchmark S&P 500 index.

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Enfuce Challenges the Global Payments Industry to Go Beyond Compliance With Launch of Fortitude Pledge

Fintech Finance

Issuer processing powerhouse Enfuce unveils the Fortitude Pledge, a bold new compliance and security standard, that aims to eliminate 100% of financial crime risks across all Enfuce-processed card transactions. Because aiming to stop 100% of human trafficking, money laundering, and terrorist financing is not optional—it’s essential. Anything less than full commitment means accepting the unacceptable and that’s a compromise the industry cannot afford.

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Jeeves Launches Embedded Finance Tool to Combat Corporate Travel Payment Fraud in Brazil

The Fintech Times

Global fintech platform Jeeves has introduced a new embedded finance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations. The solution lets travel agencies, tour operators and other businesses handling bookings to issue virtual card numbers (VCNs) via API integration.

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Marqeta Review: Future of Modern Card Issuing

Fintech Review

Marqeta is not just another payments company. It is one of the key enablers of fintech, marketplaces, and digital platforms. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.