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What is ACH Credit and ACH Debit and How Do They Work?

Stax

In this article, we will explore the differences between each type of payment along with their key features and benefits. The payer gets the benefit of the ACH system guaranteeing their direct payment, so there is minimal risk and ACH debit transactions are usually completed within two days of initiation.

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What are Payment Reversals? Why Do They Happen & How Can Merchants Stop Them?

Fi911

In this article, we will delve into the topic of credit card payment reversals. A payment reversal is the process through which funds from a transaction are returned to the payer’s account. Duplicate Charges : If a payer is charged more than once for the same transaction, the duplicates can be reversed.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

In this article, well help you do just that. ACH Credit or direct deposit refers to when the payer pushes funds into the recipients bank account or credit union account. Payment control Scheduling of both payer-initiated and payee-initiated transactions can be done through ACH. Which one should you choose?

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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? These are linked to the requirement for instant offline settlement, i.e. digital money leaves the payer device to go into the payee’s device. Why is it important?

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Drivers seek digital payment options

Payments Dive

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Drivers seek digital payment options Digital payments are on the rise, but toll road payments are lagging behind. You can unsubscribe at anytime.

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Rethinking CBDCs: Addressing design flaws and privacy concerns

The Payments Association

What is this article about? If an authority can unilaterally choose to lift the veil on the identity of the payer in a transaction, without asking the payer for permission, and without the possibility that the payer might decline, then the payer is not actually private, analogously to backdoors in encryption technology.

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Recital 34 of EU AML Regulation Must be Clarified or PIS Will be Left at Risk

The Fintech Times

In all of these cases, the acquirer, i.e. the provider of the service to the merchant has an obligation to perform CDD on their customer, the merchant, but never on the payer. To be clear, payers never get into the CDD scope of e.g to allow European PISPs to compete on a level playing field.

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