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Credit Card Processing Rates: How Much Does It Cost to Process Payments in 2025?

Stax

Since each player sets its own rates, credit card processing fees can vary based on your choice of credit card processing service provider, their fee structure, and the types of transactions you process. Interchange and assessment fees are set by card networks and are non-negotiable. Chase, Bank of America, etc.),

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Mastercard Rolls Out First-Party Trust in APAC and Beyond to Address Friendly Fraud

Fintech News

Initially launched in the United States, the program aims to support both large and small businesses by enhancing data sharing between merchants and card issuers. This helps distinguish third-party fraud, where card details are used without consent, from disputes raised by cardholders.

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Can a Large Merchants Negotiate Lower Payment Processing Rates?

Clearly Payments

How Payment Processing Fees Work When a customer pays with a credit or debit card, a few parties get a cut of the transaction. Heres a simple breakdown: Interchange fees: Interchange fees go to the customers bank (the card issuer). Assessment fees: These go to the card networks like Visa and Mastercard.

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What is a BIN in Payment Processing

Clearly Payments

The role of the BIN extends beyond simply identifying the card issuer; it affects various aspects of the payment process: Transaction Routing : When a customer makes a purchase using a card, the payment processor uses the BIN to route the transaction to the right financial institution. Why is the BIN Important in Payments?

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The Credit Card Chargeback Process Explained: What Merchants Need to Know

Stax

Chargeback Process When a cardholder disputes a credit card payment, the chargeback process is set in motion. The cardholder contacts their credit card issuer, providing details of the disputed transaction and the reason for the dispute. Credit card issuers must comply with the FCBA guidelines when processing chargebacks.

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Durbin Slams Visa Over 'De-Conversion Assessment' Fee

Payments Source

wrote to Visa on Tuesday to denounce an alleged new fee assessed by the company on credit and debit card issuers that see their business shift to a competing card network. Dick Durbin, D-Ill.,

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FTC Seeks Input On Identity Theft Prevention Rules

PYMNTS

In a press release , the FTC said that it periodically reviews all of its rules and guidelines and wants comment on whether any modifications need to be made to the Red Flags Rule and the Card Issuers Rule. It noted that identity theft was the second largest category of consumer complaints made to the government agency in 2017.