Neopay

JULY 30, 2025

On 11 March 2024, HM Treasury launched a consultation on the Money Laundering, Terrorist Financing, and Transfer of Funds (Information on the Payer) Regulations 2017 (MLRs). Firms must still consider wider geographic, product and customer risk factors when carrying out customer and transaction risk assessments.

Money Laundering

Fintech Finance

APRIL 3, 2025

This will enable the PSR to assess the impact and effectiveness of these changes and help to shape decisions on future regulatory interventions, if any are necessary. This should reduce costs to acquirers. Better pricing governance to address the PSR’s concerns around the schemes’ pricing decisions. . What happens next?

Process

Fi911

MAY 22, 2025

Timeline & Implementation Outlook While PSD3 is still in the drafting phase, stakeholders across the EU are participating in consultations to shape its final form. Assess Technology Readiness Audit your technology infrastructure to assess its readiness for API improvements, real-time fraud monitoring, and open finance integration.

Payment APIs and Integration

Stax

DECEMBER 12, 2024

Merchant service accounts and how they work Merchant service providers assess your credit history, business type, and expected transaction volume during application. service providers, consultants). It can also help minimize errors and risks of bounced checks. Once approved, you get access to your merchant account.

Small Business

The Payments Association

FEBRUARY 10, 2025

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. What’s next?

Crime

The Payments Association

JULY 19, 2025

The UK government’s 2025 National Risk Assessment (NRA) , published this month, confirms that the risk classification for e-money institutions (EMIs) has been elevated for both money laundering (ML) and terrorist financing (TF). This marks a significant shift from the 2020 assessment, in which EMIs were rated as “medium” risk.

Money Laundering

Fintech News

AUGUST 6, 2025

Visa has launched a global Cybersecurity Advisory Practice under Visa Consulting & Analytics to help clients navigate growing cyber risks. The initiative gives businesses access to insights and tools to identify, assess, and prevent emerging threats. said Carl Rutstein, Global Head of Advisory Services for Visa.

Cybersecurity

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. Why is it important? What’s next? 2) APP fraud remains a persistent threat In 2024, £450.7

Scams

Fi911

FEBRUARY 26, 2025

Requirements : Completion of a Self-Assessment Questionnaire (SAQ) and quarterly external scans. Regularly Test Security Systems and Processes : Conduct routine penetration tests and vulnerability assessments. Conduct a PCI-DSS Gap Assessment: Identify deficiencies in your security posture compared to PCI-DSS requirements.

PCI DSS

EBizCharge

APRIL 7, 2025

Businesses can follow several steps to navigate this transition from Dynamics GP to ensure minimal impact on their operations, such as reviewing their current ERP usage and dependency, looking into alternative solutions, creating a migration plan and timeline, and consulting with experts.

Assessments

Stax

DECEMBER 2, 2024

This trend is poised to continue, with a survey from the consultancy CMSPI finding that cost reduction is the top payments priority for 60% of businesses.

Junk Fees

The Fintech Times

JULY 22, 2025

“All this in combination will pose a challenge to BNPL lenders, particularly those at the smaller end of the market, as those firms will need stronger data capabilities, credit risk assessment and monitoring tools to meet the FCA’s expectations.

BNPL

The Payments Association

NOVEMBER 18, 2024

By understanding their merchant clients’ cash flow patterns, sales volumes, and overall financial health, banks are better equipped to assess credit risk and offer tailored financing solutions. The fintech sector has seen remarkable growth, with the number of U.S. fintech companies reaching 10,412 by June 2024. Revenue in the U.S.

FinTech

Finextra

AUGUST 6, 2025

It will use Visa Consulting & Analytics’ global network of thousands of consultants, data scientists, and product experts, which offers services including training and awareness programmes and cybersecurity maturity assessments.

Cybersecurity

VISTA InfoSec

MARCH 13, 2025

Regular monitoring and testing of networks: Performing routine security assessments. appeared first on Information Security Consulting Company - VISTA InfoSec. Implementing strong access control measures: Limiting access to cardholder data based on job responsibilities. The latest version PCI DSS v.4.0

PCI DSS

The Fintech Times

JUNE 3, 2025

For buyers, this includes giving users a personalised consultation to assess financial readiness and homeownership goals. Homebuyers, sellers and real estate agents across California will now have access to Zown’s services.

Process

Stax

MAY 5, 2025

Features to Look for With Your Mobile Payment Gateway Integrations Assessing the features of prospective payment gateways for your mobile app will help you determine which payment gateway meets your needs. Some of these will be standard across providers but with some differences from brand to brand.

Payment Gateways

Fi911

JUNE 9, 2025

Staff overtime, consultant fees, system reviews, and process changes strain budgets. Regular reviews of vendor communication patterns, automated alerts for banking changes, and periodic security assessments help identify problems before losses occur. Operational costs mount quickly during BEC incidents.

Email Compromise

Neopay

MARCH 13, 2025

Businesses, particularly acquirers and merchants, struggle to navigate complex and incomplete fee structures, making it difficult to negotiate better deals or accurately assess the impact of these costs. As a result, they either absorb the increased fees or pass them on to consumers, affecting pricing, profitability, and investment potential.

Process

The Payments Association

NOVEMBER 25, 2024

Their guidance urges banks to adopt a proportionate approach, assessing MSBs individually rather than applying blanket policies that exclude entire sectors. Banks continue to sever ties with MSBs like PFS without individualised assessments, often citing AML concerns or geopolitical risks associated with countries like Iran.

Risk

The Fintech Times

JULY 21, 2025

“While card fraud loss figures are still lower than the 2015 peak of €1.642billion, the last few years show that fraud in Europe is steadily rising back up towards this figure,” explained James Roche , principal fraud consultant for FICO in EMEA.

Regulations

The Payments Association

JUNE 16, 2025

The experiment was carried out in partnership with Thales, Secretarium, and Consult Hyperion, demonstrating both the technical plausibility and the layered complexities of enabling a central bank digital currency (CBDC) to function without internet connectivity. For industry leaders, this is a crucial moment to engage.

Settlement

The Payments Association

JUNE 16, 2025

Matt Simester Director, Piran Consulting, and TPA ambassador "Global expansion is no longer a luxury, but a necessity for growth, yet it's a path lined with payment complexity. The methodology combines quantitative analysis of operational metrics with qualitative assessment of strategic priorities.

Innovation

The Payments Association

JANUARY 13, 2025

This will also include verifying the legitimacy of assets, auditing their technical infrastructure, and assessing market risks simultaneously. Secondly, firms should actively engage with industry bodies and regulatory consultations. This also positions them as thought leaders in the sector.

Legal

Stax

MAY 6, 2025

Your payment processor adds a markup to the cost of interchange (and assessment) which is clearly indicated in your statements. Reach out to Stax for a consultation today. With this pricing structure, the payment processor separates the interchange fees for processing payment.

Credit Cards

Cardfellow

JUNE 28, 2025

This blog is full of articles on the fees that go into credit card processing, specifically interchange, assessments, and processor markup. For the purposes of your pricing strategy, the details of interchange and assessments aren’t as important as your effective rate.

Process

Finextra

JULY 7, 2025

This generative AI tool has improved the quality and speed of client consultations. Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. By comparison, the next-highest was telecommunications, at 37%, with other sectors generally lower.

AI

Trade Credit & Liquidity Management

MAY 29, 2025

From a Press Release dated May 19, 2025, Santa Clara, CA, and Łódź, Poland Emagia, a global leader in AI-powered Autonomous Finance Platforms, has announced a strategic partnership with Adaptive Solutions & Advisory Group ( Adaptive SAG ), a premier European consulting firm.

Cost Structure

Finextra

JULY 28, 2025

Principal Consultant Oracle Location Edison Followers 2 Opinions 8 Follow Unfollow The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences.

AI

Stax

MARCH 5, 2025

Consult with your current merchant services provider. Interchange fees, assessment costs, monthly fees, and other expensesall factor into your overall payment processing costs. What kind of integrations do you need? Whats your ROI? Transaction fees and pricing structure Accepting payments comes with a price.

Credit Card Payment Processing

Neopay

FEBRUARY 13, 2025

Instead, a consultation on the systems implementation will take place in April 2025. In April 2024, the PSR initially consulted on requiring PSPs to use Pay.UKs RCMS, outlining its potential benefits in enhancing transparency, standardisation, and compliance monitoring. What happens next?

Scams

The Payments Association

MAY 3, 2025

Consultations on safeguarding, strong customer authentication (SCA), and cross-border rules are overdue. Dimitrova encapsulated the prevailing sentiment with a candid assessment: The only certainty is uncertainty. Hickman echoed the concern, highlighting the lack of clarity in the UK. Were in limbo.

Payment APIs and Integration

Stax

JULY 7, 2025

Assessment fees: Assessment fees are charges imposed by the card brands themselves. Additionally, businesses should assess the cheapest payment processor specializing in and supporting surcharging. It’s advised that businesses consult legal experts or industry associations for necessary guidelines.

Credit Cards

The Payments Association

JULY 18, 2025

The Payments Regulation Roadmap for Q3 2025 provides a forward-looking view of the legislation and consultations shaping the compliance landscape. Zakir Karim Director, Pangea Consulting "The publication of the FCA's final interim-state safeguarding rules will mark a pivotal moment. Jaspreet Kaur Senior consultant.

Regulations

Nanonets

APRIL 24, 2025

However, each case contained a patient's entire medical history — from doctor visits and lab results to hospital stays and specialist consultations. When medical record volumes get out of hand Processing 200+ patient case files weekly might sound manageable. These files ranged from 400 to 10,000 pages per patient.

Underwriting

Neopay

JUNE 26, 2025

The EBA carried out its review in the first half of 2025 using a methodology that involved assessing recent EU payments laws, collecting information from National Competent Authorities (NCAs), consulting with relevant stakeholders such as the EBA Banking Stakeholder Group (BSG), and analysing internal data from recently published EBA reports.

Accounts

Finextra

AUGUST 7, 2025

How Entrepreneurs Can Get Started with These Tools If youre an SME owner exploring fintech options, start by assessing your specific needs – whether its international payments or compliance streamlining. Many platforms offer scalable features that grow with your business, so trialling a few could reveal the best fit.

Small Business