Stax

MAY 6, 2025

Each association has its own interchange fee, so knowing what these fees are and how they are handled by your merchant service provider will help ease any potential confusion. Start the process of authorizing and accepting credit card payments from the merchant services provider/acquiring bank.

Credit Cards

Stax

MAY 5, 2025

Features to Look for With Your Mobile Payment Gateway Integrations Assessing the features of prospective payment gateways for your mobile app will help you determine which payment gateway meets your needs. Some of these will be standard across providers but with some differences from brand to brand.

Payment Gateways

The Payments Association

JUNE 16, 2025

The experiment was carried out in partnership with Thales, Secretarium, and Consult Hyperion, demonstrating both the technical plausibility and the layered complexities of enabling a central bank digital currency (CBDC) to function without internet connectivity. This distinction has real-world implications.

Settlement

Stax

MARCH 5, 2025

Enjoy Industry-Grade Security Reliable online merchant account services providers offer their services without putting your customers security at risk. Consult with your current merchant services provider. Customer support You need a payments provider that has your back. Whats your ROI?

Credit Card Payment Processing

Neopay

FEBRUARY 13, 2025

Instead, a consultation on the systems implementation will take place in April 2025. The system aims to provide a consistent and secure approach for all Payment Service Providers (PSPs) to handle claims, ensuring efficient processing and reporting. What happens next?

Scams

The Payments Association

MAY 3, 2025

To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities. Consultations on safeguarding, strong customer authentication (SCA), and cross-border rules are overdue. Our clients are already transacting in stablecoins like USDC, USDT and RLUSD.

Payment APIs and Integration

Stax

JULY 7, 2025

Assessment fees: Assessment fees are charges imposed by the card brands themselves. Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions.

Credit Cards

The Payments Association

JULY 18, 2025

The Payments Regulation Roadmap for Q3 2025 provides a forward-looking view of the legislation and consultations shaping the compliance landscape. Zakir Karim Director, Pangea Consulting "The publication of the FCA's final interim-state safeguarding rules will mark a pivotal moment. Jaspreet Kaur Senior consultant.

Regulations

The Fintech Times

JULY 9, 2025

When a bank misses glaring red flags like customers listing addresses as ‘Buckingham Palace’ or ‘10 Downing Street’, it raises serious questions about how risks were assessed and who was (or wasn’t) paying attention. Consumers trust digital banks to grow without cutting corners; this case damages that trust.

Financial Crimes

The Fintech Times

APRIL 15, 2025

Datactics has developed a digital data validation sandbox for the Financial Services Compensation Scheme (FSCS) designed to help assess data systems and processes prior to regulatory audits. This move enhances eCapital’s sales presence as the company continues its growth trajectory in the competitive financial services market.

FinTech

Stax

OCTOBER 14, 2024

This hands-on experience allows you to explore the platform’s interface, understand its features, and assess its compatibility with your business systems and daily operations. Research the provider’s customer support availability, such as 24/7 assistance, and the modes of support offered, like live chat, phone, or email.

Processors

Finextra

AUGUST 4, 2025

Crypto & Web3 Companies Crypto exchanges, Web3 startups, and other virtual asset service providers have come under intense AML scrutiny in recent years, and for good reason. mixing services, DeFi protocols) and regulators worldwide have been rapidly extending AML laws to cover crypto activities.

AML

Finextra

MAY 26, 2025

Which critical skills will be most in demand in the next three - five years, and how do we assess and develop them internally? As technological change advances at a rapid pace, the existing skills shortage that has been plaguing financial services is being exacerbated.

AI

Fintech News

OCTOBER 8, 2024

The Monetary Authority of Singapore (MAS) has released a consultation paper , inviting public feedback on its proposed regulatory framework for Digital Token Service Providers (DTSPs). The consultation paper outlines MAS’ proposed approach to licensing and regulating DTSPs.

Service Provider

VISTA InfoSec

OCTOBER 21, 2024

The financial entities operating within the EU, as well as third-party service providers outside the EU that engage with financial institutions located within the EU, are required to comply with DORA by 17 January 2025. This includes regular risk assessments, controls, and monitoring mechanisms to address vulnerabilities and threats.

Compliance

The Payments Association

APRIL 11, 2025

The PSRs RCMS consultation: What payment firms need to know 11 April 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The PSRs consultation on mandating the Reimbursement Claims Management System (RCMS) for APP fraud claims handling Why is it important? That timeline has now been ruled out.

Consulting

Fintech News

JANUARY 24, 2024

The Money-Changing License will enable businesses to conduct money-changing services; the Standard Payment Institution License allows them to conduct multiple payment services below specified thresholds, and the Major Payment Institution License allows businesses to conduct multiple payment services without any transaction volume or float limits.

Service Provider

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

NOVEMBER 4, 2024

It is a digital security framework that works alongside the General Data Protection Regulation (GDPR) to provide strong security protection to financial entities and ICT service providers from cybercrimes. It helps the organization systematically address potential vulnerabilities and enhance cyber resilience.

Compliance

VISTA InfoSec

OCTOBER 7, 2024

The financial entities operating within the EU, as well as third-party service providers outside the EU that engage with financial institutions located within the EU, are required to comply with DORA by 17 January 2025. This includes regular risk assessments, controls, and monitoring mechanisms to address vulnerabilities and threats.

Compliance

VISTA InfoSec

MARCH 6, 2024

Requirement 10 has seen some notable updates that expand logging capabilities and provide more flexibility for merchants and service providers. assessment, understanding these changes to Requirement 10 will help you strategize your implementation approach. More flexibility for service providers.

PCI DSS

The Fintech Times

DECEMBER 19, 2023

The BNPL transaction involves three key players: the consumer, the merchant, and the BNPL service provider. Despite the similarities with traditional credit products, there is an ongoing discussion about whether BNPL services should be subject to comparable regulatory measures.

BNPL

VISTA InfoSec

OCTOBER 11, 2023

In this process, you’ll come across key terms like PCI SAQ (Self-Assessment Questionnaire), AOC (Attestation of Compliance), and PCI ROC (Report on Compliance). However, not all merchants or service providers need a ROC. Any company that handles this data must implement security measures to ward off unauthorized access.

PCI DSS

VISTA InfoSec

MARCH 5, 2024

Now is the time for organizations to re-evaluate their physical security strategies, conduct updated risk assessments, and refine their protection processes to align with these enhanced standards. Our PCI DSS services provide assurance on card security controls, with offerings for both product platform and backend services attestation.

PCI DSS

VISTA InfoSec

MAY 2, 2024

Managed IT service providers use proactive monitoring and maintenance practices that quickly spot and fix issues before they turn into major headaches. By utilizing advanced security technologies and methodologies, providers ensure that your business adheres to relevant regulations and standards.

Cybersecurity

Neopay

JANUARY 25, 2024

The European Banking Authority (EBA) on 16th January extended its Guidelines on money laundering (ML) and terrorist financing (TF) risk factors to crypto-asset service providers (CASPs). The amending Guidelines will apply from 30 December 2024.

Service Provider

The Fintech Times

NOVEMBER 27, 2024

Anthony Yeung , global head of strategic development at CoinCover “The final proposals must strike the right balance between consumer protection and giving firms enough breathing room to innovate,” says Anthony Yeung , global head of strategic development at digital asset protection provider CoinCover.

Regulations

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Think of them as service providers that rent their master merchant accounts to their clients. This makes it much easier and quicker for businesses to start accepting payments.

Risk Management

The Finance Weekly

DECEMBER 30, 2021

When doing so, consider how much of the IT structure should be outsourced to a managed service provider (MSP) versus being internally managed. Conduct a general assessment of risks and opportunities, including an analysis of the cost and impact of not moving forward.

Technology

VISTA InfoSec

JUNE 21, 2023

The Information Commissioner’s Office (ICO) provides a self-assessment tool to help people and companies determine whether a breach needs to be reported. It can also depend on state laws, so consulting with a dedicated law enforcement contact is recommended by the FTC.

Data Breach

Fintech News

MAY 19, 2024

Personalized products and services Muthukumar Krishnan, senior partner at Infosys Consulting, highlights in a blog post the significance of data analytics for personalization and customer experience. This approach involved identifying psychological barriers to buying, auditing the sales process, and optimizing sales performance.

Rules

Stax

JANUARY 15, 2024

Conduct regular internal audits—preferably on an annual or biannual basis—to assess ongoing compliance with federal regulations. In case of ambiguities, don’t hesitate to consult with state regulators. It’s mandatory for all merchants and service providers that accept credit card payments. Security audits.

Credit Cards

The Payments Association

MAY 16, 2025

Merchants should assess exposure, engage with providers, and begin implementation planning ahead of key deadlines. The FCA’s final guidance, issued in April 2025, outlines “reasonable procedures,” including fraud risk assessments, internal controls, staff training, and governance oversight.

Regulations

The Fintech Times

FEBRUARY 7, 2024

Luke Budka, AI director at Definition “Regulators will also be supported by a new central AI function, established within government, to monitor and assess risks across the whole economy and support regulator coordination, this investment looks like it sits separate from the £10million.

Government

FICO

FEBRUARY 25, 2021

The FICO Advisors team of consultants has just published our third COVID-19 bulletin to help banks adapt and thrive in these unprecedented conditions. Expand the use of digital collections tools to external service providers. Assess your customers’ specific vulnerabilities.

Assessments