Fintech Review

NOVEMBER 27, 2024

Alternative Credit Scoring Models Fintech companies use data beyond traditional credit scores, such as transaction histories, online reviews, and even social media presence, to assess risk. Tala assesses creditworthiness through smartphone data, while Kiva uses peer-to-peer lending to connect small businesses with global investors.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech Review

OCTOBER 16, 2024

Yield farming and liquidity mining have become key components of the decentralised finance ( DeFi ) ecosystem. However, the sustainability of these high yields often depends on several factors, including market demand and tokenomics. If the demand for the platform’s services or tokens decreases, the APYs can drop quickly.

Assessments 98

Assessments Risk Returns Audit 98

Fi911

MAY 22, 2025

This is especially important as consumers demand more clarity and accountability from financial service providers. Evolution From Open Banking to Open Finance While PSD2 paved the way for Open Banking, PSD3 sets its sights on open finance by expanding access to a broader range of financial data, such as investment and insurance accounts.

Payment APIs and Integration 62

Payment APIs and Integration Fraud Prevention Consumer Protection API 62

The Fintech Times

MARCH 25, 2024

Open banking and open finance promise significant benefits for consumers and businesses alike. But what do firms need to do to ensure they make the most of the next future of finance? Organisations must evaluate whether their in-house capabilities can truly match the pace of change and innovation that open finance demands.

Finance 115

Finance Regulatory Compliance On-Demand Compliance 115

The Finance Weekly

APRIL 12, 2022

For many accounting and finance professionals, being a chief financial officer (CFO) is a career highlight. Taking that next step towards the finance executive table, whether you have 10, 20, or even 30 years of expertise in finance, is no easy task. However, getting there is only the start of the journey.

Finance 245

Finance Process Accounts On-Demand 245

The Payments Association

NOVEMBER 25, 2024

However, a pressing issue demands our collective attention: the de-risking practices that are inadvertently crippling legitimate money service businesses (MSBs) and empowering black-market alternatives. This shift increases financial crime risk and erodes the efficacy of the UK’s AML and counter-terrorist financing (CTF) frameworks.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

The Finance Weekly

JULY 31, 2023

Artificial Intelligence (AI) is gradually revolutionizing various industries, including the field of accounting and finance. In a recent webinar sponsored by Datarails , the FP&A solution for Excel users, three distinguished finance leaders came together to discuss the impact of AI on corporate finance.

AI 130

AI Finance Procedures Accounts 130

The Finance Weekly

MARCH 28, 2022

What's behind it, and why should CFOs and finance leaders care about it? Continue reading to learn what ESG reporting is, what's new with ESG reporting standards, why Finance teams should care, and the five benefits of aligning ESG and financial reporting. But CFOs and Finance teams are now starting to become involved.

Finance 130

Finance Audit On-Demand Government 130

Fintech Finance

NOVEMBER 3, 2024

Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay. Consumers demand payment choice, flexibility and transparency at checkout, and Affirm delivers all three.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

The Finance Weekly

APRIL 13, 2024

Every modern enterprise, regardless of size, requires finance software to manage various aspects of its financial health. However, with the abundance of finance software available today, selecting the right one can feel overwhelming.

Finance 130

Finance Multi-Currency Online and Mobile Banking Credit Cards 130

The Finance Weekly

MARCH 1, 2022

Maturity in finance, particularly in FP&A, entails accepting complexity and expanding your capabilities. Tom continues, “They are leading with digital transformation and the requisite skills in their Finance and Accounting teams. This , video below encapsulates exactly how they feel.

Finance 130

Finance Procedures Best Practices Process 130

Fintech News

OCTOBER 23, 2024

In Southeast Asia, demand for digital lending solutions is on the rise, driven by shifts in customer expectations, regulatory changes, and heightened scrutiny of environmental, social and governance (ESG) considerations.

Finance 117

Finance APACS Multi-Currency Origination 117

The Payments Association

FEBRUARY 10, 2025

Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks. Real-time monitoring tools must be implemented to detect suspicious patterns, while AI-driven risk assessments can help identify emerging threats in cross-border transactions.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech News

APRIL 27, 2025

Most, are on the heightened customer expectations, increasing regulatory demands, and intense competition from digital-native challengers. Closer to home, Asia Pacific is leading the global finance cloud market in growth , with a forecast CAGR of 17.5% The answer, however, is simple. billion in 2025, up from USD $595.7

APACS 114

APACS Compliance On-Demand Embedded Finance 114

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

Fintech Review

MARCH 25, 2025

The collaboration helped evaluate potential approaches for identifying and addressing operational challenges in digital finance, including monitoring for issues that may emerge throughout the lifecycle of digital assets. Transparency and risk management are critical to supporting institutional engagement in tokenized finance.”

Risk 52

Risk Assessments Risk Management Blockchain 52

Fintech News

JULY 24, 2024

The forum’s theme, “ Boost Resilience, Reshaping Smarter Finance Together ,” encapsulates the industry’s collective ambition to navigate the challenges of an uncertain future through technological excellence and collaborative innovation. This gathering comes at a pivotal moment.

Finance 120

Finance Risk Mitigation Automation Disaster Recovery 120

The Finance Weekly

DECEMBER 12, 2021

It's the most reliable way to get to the heart of your company's data demands and devise a strategy for the future. Whatever use cases the company has established, the finance professional's job is to assess the financial effect and return on investment of possible data initiatives in relation to the company's strategic objectives.

Use Case 227

Use Case Privacy Assessments Returns 227

PYMNTS

SEPTEMBER 21, 2020

Decades ago, asset-based finance developed a nasty reputation. As a financing tool that requires business owners to place valuable assets — whether working capital or physical — up for collateral, asset-based financing (ABF) was often viewed as a solution to a dire problem when no other options were available.

Finance 102

Finance Underwriting Compromise Adjustments 102

The Payments Association

MAY 9, 2025

Often, talk around SME finance centres on access to loans. Common issues include: Standardised risk assessments that overlook innovative or early-stage firms. Alternative finance options and commercial credit data sharing initiatives can help modernise credit evaluation, but awareness among SMEs remains low. Representing 99.9%

Finance 88

Finance Cross-Border Payment APIs and Integration Real Time Payments 88

The Fintech Times

NOVEMBER 22, 2024

of this (nearly three-quarters) financed through retail credit. These checks also often lack the granular, real-time insights into income and expenses that lenders need to assess customers fairly. By elevating customer experience and refining credit assessments, the use of open banking helps retailers foster stronger brand loyalty.

BNPL 64

BNPL Assessments Rules Checks 64

The Payments Association

MAY 3, 2025

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Finance Weekly

DECEMBER 5, 2023

As 2024 approaches, CFOs need to assess their 2023 achievements and plan for the coming year. Revamp Finance Operations As the , CFO's responsibilities grow, the finance function's impact also expands. Managing vast amounts of data, finance leaders now play a crucial role as data custodians.

Returns 130

Returns Finance Assessments AI 130

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). The payment consultancies found a significant gap in the use of embedded finance in the US compared to Europe.

Embedded Finance 69

Embedded Finance Finance Consulting On-Demand 69

M2P Fintech

MARCH 24, 2025

“One-click” loans become reality through instant credit assessments. Data Analytics: Making Informed Decisions Data is now the lifeblood of modern loan management, empowering lenders with insights to assess creditworthiness, predict risk, and personalize loan terms. AI is poised to revolutionize loan origination.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

Fintech News

MAY 20, 2024

Additionally, the event will provide a forward-looking perspective on the future of BNPL and its potential to reshape consumer finance and the wider payments industry. The event will explore cybersecurity careers within the banking, finance, and fintech sectors, particularly in response to the increasing frequency of cyber attacks.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech News

NOVEMBER 6, 2024

Brankas, an open finance platform provider, has launched a solution aimed at simplifying open banking compliance for financial institutions in the Asia-Pacific region. Brankas’ platform addresses key compliance requirements such as API standardization, authentication, and encryption. Brankas and ADVANCE.AI Featured image credit: ADVANCE.AI

Compliance 106

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 106

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

PYMNTS

JUNE 17, 2020

As such, trade finance will be an important piece of the global recovery puzzle. Connecting B2B vendors to financing on their unpaid invoices can grant them the financial stability they need to keep trade flowing, but it comes with its own set of challenges — both for the vendor and financiers. With a trade finance gap as large as $1.5

Finance 68

Finance Mitigation B2B Underwriting 68

The Payments Association

JANUARY 13, 2025

However, PSPs must ensure their systems and processes support this capability, which may involve implementing blockchain analytics tools and strengthening compliance with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations. Why is it important?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

JULY 15, 2024

According to the British Business Bank, nearly half (48%) of all UK SMEs with employees sought external finance in 2023, demonstrating the high demand for solutions like Paycorp’s. The post Paycorp Expands Embedded Business Funding into UK appeared first on Fintech Finance.

ATM 105

ATM Credit Risk On-Demand Underwriting 105

PYMNTS

MARCH 22, 2019

One way to secure funding is to use invoice financing. In an interview with PYMNTS, CEO Johannes Brouwer said that for smaller firms seeking access to financing as they look to grow operations, the process has typically been time-consuming and expensive. Many companies, he told PYMNTS, rely on private lending.

Blockchain 65

Blockchain Finance Risk Assessment Due Diligence 65

PYMNTS

DECEMBER 18, 2020

In addition, ransomware attacks and associated demands for payment, which are almost exclusively denominated in CVC, are increasing in severity.". The rationale for the new regulations, as the government laid out in the Federal Register, is that "U.S.

Treasury 141

Treasury Rules Bitcoin Ransomware 141

The Fintech Times

OCTOBER 23, 2024

HSBC is expanding the trade financing solutions it offers for businesses trading on e-commerce platforms in mainland China and Hong Kong, in partnership with Dowsure Technologies. HKECIC will provide insurance coverage for the loan portfolio within its merchant financing programme.

Finance 59

Finance Cross-Border Payment APIs and Integration Security 59

The Payments Association

NOVEMBER 12, 2024

In response, regulatory bodies like the Financial Conduct Authority are tightening anti-money laundering (AML) and counter-terrorism financing (CTF) measures, levying steep penalties for non-compliance. This urgency often leads organisations to choose vendors who claim to deploy solutions swiftly to meet compliance demands.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

FICO

AUGUST 10, 2022

Covid to Cost-of-Living: Assessing Affordability in Uncertain Times. Food and fuel prices are soaring day by day and more than a third of adults in the UK are now struggling financially, with many more experiencing a significant squeeze on their finances for the first time in their lives. Despite this, demand for housing continues.

Assessments 52

Assessments BNPL On-Demand Origination 52

The Finance Weekly

OCTOBER 13, 2021

Many corporate leaders are now wrestling with how to keep up with demand as the US economy recovers faster than anticipated. Fitness organizations, for example, that used to offer physical equipment now sell monthly memberships to online lessons that users can watch on-demand from the comfort of their own homes.

Risk Management 130

Risk Management Risk Automation Close Processes 130