FICO

MAY 1, 2020

Nevertheless, as I recently showed my parents how to use Zelle — a method I do use, through my bank’s mobile app — I wondered, “How can my parents, and all consumers, protect themselves from fraudulent P2P activity on their checking accounts? And how will banks increase their fraud protections?”. ATM withdrawals.

P2P 69

P2P Venmo Online and Mobile Banking PayPal 69

Fintech Review

APRIL 11, 2025

In the 1980s and 1990s, ATMs, electronic trading platforms, and credit scoring systems began to take hold. Consumer trust in banks plummeted. Policymakers face the challenge of encouraging innovation while safeguarding consumers and preserving financial stability. Consumer protection is a top priority.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

AUGUST 28, 2024

Ecosystem setup Bank Indonesia oversees monetary policy, while the Indonesian Financial Services Authority (OJK), is responsible for oversight of peer-to-peer (P2P) lending, digital banking, crowdfunding, financial data security, technology in insurance, and financial consumer protection.

FinTech 69

FinTech Economy Authorization Underserved 69

PYMNTS

MARCH 31, 2016

The survey found that, even though the usage of mobile as an important means for consumers to interact with banks has not reached the same adoption as online banking or ATMs, mobile is still seen as more important than interacting with branch tellers.

Mobile Banking 41

Mobile Banking Fed Online and Mobile Banking Federal Reserve 41

Finextra

JUNE 26, 2025

Card skimming: Devices capture card information at ATMs or point-of-sale terminals, such as at gas pumps. These threats include: Online payment fraud The use of stolen cards by fraudsters: A fraudster takes control of a credit or debit card account to make unauthorized transactions.

Stablecoins 52

Stablecoins Payment APIs and Integration Fraud Prevention Cross-Border 52

PYMNTS

SEPTEMBER 9, 2016

New York State workers who get paid via prepaid card will have more consumer protections starting next year. According to a report by The New York Times , the new rules, which some consumer advocates said are the strongest in the country, are designed to ensure employees don’t have to pay any fees to access their paychecks.

Debit Card 40

Debit Card Payroll Rules ATM 40

Finextra

JUNE 26, 2025

Card skimming: Devices capture card information at ATMs or point-of-sale terminals, such as at gas pumps. These threats include: Online payment fraud The use of stolen cards by fraudsters: A fraudster takes control of a credit or debit card account to make unauthorized transactions.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

PYMNTS

JUNE 29, 2016

But, said Green Dot last month when the incident occurred, in referring to fund access: “There is no impact to the ability to make purchases or get cash from ATMs.” They still could, said the firm, check up on the current account balances through text messages or mobile applications.

Accounts 40

Accounts Visa CFPB Debit Card 40

PYMNTS

OCTOBER 5, 2016

as one of their primary tools of financial management — since prepaid cards can be used in ways essentially analogous to debit cards for payments, funds storage, cash-outs at ATMs or receipt of salary. The cards are largely associated with the 10 million or so unbanked families in the U.S.

CFPB 75

CFPB Rules PayPal Debit Card 75

The Fintech Times

OCTOBER 3, 2024

According to the Bank of Papua New Guinea, it aims to improve: Financial education and literacy Growth of financial service providers Innovative models of financial service delivery Consumer protection and data Have these efforts paid off? All these efforts to improve access to finance have resulted in a rise in deposit bank accounts.

Financial Inclusion 52

Financial Inclusion Financial Literacy Government Governance 52

EBizCharge

JUNE 3, 2024

Bank ATM: Transactions conducted at bank ATMs also fall under the EFT category. The Electronic Funds Transfer Act (EFTA) is crucial for consumer protection in electronic payments and banking. In that case, processing will typically begin on the next business day. What is the Electronic Funds Transfer Act (EFTA)?

Funds Transfer 52

Funds Transfer Electronic Fund Transfer Act (EFTA) Electronic Funds Transfer (EFT) Wire Transfer 52

PYMNTS

MARCH 31, 2017

Fraud At Non-Bank ATMs : We all know that fraud of all stripes is on the rise. But at non-bank ATMs, fraud is on a stratospheric ascent. You know non-bank ATMs — the ones at the convenience store or the drug store that are sometimes a little suspicious. The future is hazy at best.

Settlement 40

Settlement Non-Bank ATM Credit Cards 40

The Payments Association

OCTOBER 14, 2024

Such policies involve controlling the withdrawal of digital currency in a manner akin to existing limits on the withdrawal of cash from ATMs, and they do not necessitate control over wallets. This article outlines key changes and steps firms must take to comply.

Privacy 88

Privacy Addressing CBDC Payer 88

PYMNTS

MAY 29, 2018

But to hear Ball talk, one realizes that no matter how masterful consumers have become with online banking and shopping, or how digital has become deeply ingrained in daily commerce, financial institutions and their clients still bumble around when dealing with online trust. The issue of online trust permeates those actions.

Online and Mobile Banking 49

Online and Mobile Banking Economy Breach Security 49

Global Fintech & Digital Assets

FEBRUARY 13, 2024

When consulting on the VATP regime, the SFC and FSTB concluded that regulating VA exchanges was a priority whereas OTC trading activity was omitted on the basis that it was not a material consumer protection risk at that time.

Regulations 59

Regulations Money Laundering Consulting Stablecoins 59

PYMNTS

OCTOBER 9, 2017

Banks, as well, are being pressured to move faster and faster, yet provide ever-greater consumer protections at the same time — two gaps that AI can go a long way toward filling. ATM, CRM, ERP: it’s all digital, and that’s true more than anywhere in financial services.”. The third shift Sweary mentioned is decentralization.

AI 50

AI CRM Wire Transfer Fraud Detection 50

The Payments Association

APRIL 14, 2025

It mirrors existing offences in anti-bribery and tax evasion, but with a sharper focus on consumer protection and market integrity. This regulatory shift aims to strengthen consumer protection and curb misleading or irresponsible marketing in the high-risk cryptoasset sector.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88