PYMNTS

MARCH 1, 2019

ATM cards, Febreze and the FICO score were all around for a while languishing in relative obscurity until something happened to push them into mass consciousness. Other innovations are late bloomers. I’m looking forward to introducing Walmart customers to a modern and innovative way to buy the things they need,” Levchin said of the pair-up.

Finance 63

Finance Identity Theft Push-to-Card Underwriting 63

PYMNTS

OCTOBER 5, 2016

as one of their primary tools of financial management — since prepaid cards can be used in ways essentially analogous to debit cards for payments, funds storage, cash-outs at ATMs or receipt of salary. The cards are largely associated with the 10 million or so unbanked families in the U.S.

CFPB 75

CFPB Rules PayPal Debit Card 75

PYMNTS

APRIL 17, 2020

Immovable, he noted, but for the fact that handling cash has recently become undesirable, as has touching a keypad to enter a PIN or walking up to an ATM and having to touch the buttons. Three, four months ago we were all on airplanes, all staying in hotel rooms and touching the remote control without thinking about it.

Contactless Payments 64

Contactless Payments Push-to-Card Credit Union Underwriting 64

PYMNTS

OCTOBER 13, 2017

Additionally, Wells Fargo said the auto segment was down, hit by tighter underwriting standards. Turning to more consumer banking detail, the company noted that continued migration to digital banking had some impact on branch and ATM interactions. The subsegment saw a $2.5 billion decline on a linked quarter basis and was off $7.4

Credit Cards 40

Credit Cards ATM Zelle Debit Card 40

PYMNTS

JANUARY 11, 2018

That category, according to Burnside, contains about 145 million consumers – who, he noted, have very particular points of need where underwriting and risk management capabilities are severely underdeveloped. Lending Hero’s focus: prime customers acquired through physical channels, such as doctor’s offices and dental practices, to name a few.

Consumer 43

Consumer Underwriting Risk Management Underserved 43

M2P Fintech

MARCH 28, 2024

Credit Underwriting Credit Underwriting is the process by which a lender (such as a bank, credit union, or fintech company) assesses the creditworthiness of a borrower before granting them a loan or line of credit. National Financial Switch (NFS) NFS is India’s largest network of shared ATMs.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

PYMNTS

APRIL 11, 2019

One smart agent may be assigned to analyze the actions of any particular consumer, POS terminal or ATM, and use that analysis to learn how to best perform whatever action it was assigned to do. Smart agent can adopt to complex ecosystems and can be assigned to perform particular functions. For instance, while 72.1

Credit Union 40

Credit Union AI Underwriting ATM 40

PYMNTS

JUNE 13, 2017

And though its mailing address will be in Salt Lake city, SoFi will continue to operate as it has since its inception — as an online-only institution, with no branches or deposit-taking ATMs. SoFi got its start in helping borrowers refinance student loans, but has since expanded into other products and services like mortgage underwriting.

De Novo Banks 40

De Novo Banks FDIC Novo Banks Underwriting 40

Fintech Review

APRIL 17, 2025

Payoneer also monetises through prepaid Mastercard usage fees, ATM withdrawal charges, and currency conversion when users spend globally. This cross-platform intelligence can support underwriting, reduce fraud, and improve user experience. These services are charged through custom contracts and volume-based pricing.

Cross-Border 66

Cross-Border Cross-Border Payments Multi-Currency Payments 66

PYMNTS

OCTOBER 23, 2018

A consumer can go to an ATM and take out $500 without a problem, but that same consumer is going to have to walk into a bank and see a teller in order to withdraw $5,000. The customer would probably prefer to work with a bank they already trust, and the auto lender would rather not be in the underwriting business.

Consumer 74

Consumer Online and Mobile Banking Transactions Push-to-Card 74

Fintech Labs Insights

NOVEMBER 12, 2015

ATMs, POS & financial technology. Tags: Consumer, lending, underwriting, payments, merchants, SMB. Year-to-date the total is $16.9 billion or $22.8 billion counting the Worldpay and First Data IPOs. Here are the deals by size from 7 Nov to 12 Nov, 2015: NCR. Latest round: $820 million Post-IPO equity. Total raised: Unknown.

NOV 29

NOV Online and Mobile Banking FinTech ATM 29

Fintech News

OCTOBER 28, 2024

The bank accelerated its digitalisation efforts in 2020 with the launch of RCBC Diskartech, the world’s first multilingual financial inclusion app, and the expansion of RCBC ATM Go, providing crucial aid to underserved areas during the global health crisis. The company replaces traditional B2B payment methods (e.g.

AI 104

AI FinTech Innovation Payment APIs and Integration 104

Fintech News

MAY 23, 2024

Retail Banking provides loans to individuals and small businesses, along with liability products, card services, internet and mobile banking, ATM services, and NRI services, primarily through its branch network. The Securities segment engages in brokerage, discretionary investment, and underwriting services.

Online and Mobile Banking 131

Online and Mobile Banking Treasury Non-Bank Credit Cards 131

Fintech Labs Insights

JANUARY 22, 2016

Retail banking and ATM technology. Tags: Consumer, credit, POS, underwriting, loans, purchase financing, tablet. Latest round: $1.22 Billion Series B (at $18.5 billion valuation). Total raised: $1.7 HQ: Shanghai, China. Source: Crunchbase , Crowdfund Insider. JD Finance. Financial subsidiary of JD.com (direct sales company).

FinTech 20

FinTech Underwriting Advisors Cash Management 20

Fintech Labs Insights

AUGUST 8, 2016

Tags: Consumer, credit, loans, underwriting, person-to-person, P2P, investing.

Underwriting 18

Underwriting FinTech Debit Card P2P 18

PYMNTS

AUGUST 6, 2018

Growing as large as it has, the firm has also drawn loud complaints, particularly from traditional banks that claim Ant steals away depositors — which in turn forces them to charge higher interest rates, close branches and shutter ATMs.

Credit Cards 40

Credit Cards Push-to-Card Visa Debit Card 40

Fintech Labs Insights

NOVEMBER 18, 2014

Name one thing done in a branch that can''t be done more efficiently and/or more effectively through digital means or an ATM (assuming that the customer believes they can get resolution equally from either method)?

Online and Mobile Banking 30

Online and Mobile Banking Non-Bank P2P Consumer 30

CB Insights

JUNE 17, 2020

In October 2019, robo-advisor Betterment introduced a series of cash-management products, including high-yield savings and checking with ATM. Parametric insurance policies have historically been challenging to underwrite due to the difficulties inherent in accurately modeling financial risk during natural catastrophes.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

The Fintech Times

FEBRUARY 11, 2025

Sardine, an AI risk platform for fraud, compliance, and credit underwriting, has raised $70million in a Series C funding round led by Activant Capital. It offers unlimited fee free spending on transactions abroad and up to 500 fee free withdrawals per month from overseas ATMs (one per cent FX fee applies above this).

FinTech 59

FinTech AI Finance Advisors 59