Finextra

JULY 2, 2025

Companies published sustainability reports to satisfy investors and regulators, but these reports stayed in annual documents and never touched daily payment systems. Banks and Fintechs now add sustainability scores to every payment. ESG reporting started as a voluntary effort. Anticipated Future of ESG-linked Instruments 1.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

Fintech Finance

DECEMBER 16, 2024

Praxis Tech , a leading Payment Orchestration Platform, today announces that it has achieved the ISO/IEC 27001:2022 certification, the leading global standard for Information Security Management Systems (ISMS). This extensive network, combined with its full-featured backoffice, enables merchants to optimize and manage their payment processes.

ISOs 95

ISOs PCI DSS Accreditation Security 95

The Payments Association

JULY 24, 2025

What No One Tells You About Accepting Payments Imagine an e-commerce merchant, ready to take their business online. They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business. Each one comes with its own APIs, integration flows, and validation rules.

Payment APIs and Integration 68

Payment APIs and Integration Payments PCI DSS Checks 68

Fi911

MAY 22, 2025

The payments industry in Europe is bracing for its next major regulatory evolution with PSD3 (Payment Services Directive 3). But what does PSD3 aim to change, and why should banks and payment providers care? But what does PSD3 aim to change, and why should banks and payment providers care?

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66

Stax

MAY 13, 2025

We’ll also outline how to choose the best payment solutions for your unique business needs. Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. Together, these tools form the foundation of your ability to process payments reliably and securely.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

EBizCharge

JULY 16, 2025

Integrating NetSuite ERP billing across your departments isn’t just a technical upgrade—it’s a practical way to cut down on friction, improve cash flow, and stay aligned company-wide. Why cross-department integration matters In many companies, billing lives in its own little silo. Finance wants accuracy and auditability.

Payment APIs and Integration 52

Payment APIs and Integration Gateways Payment Gateways Credit Cards 52

Finextra

JULY 3, 2025

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. Think of someone linking multiple cards into one sleek payment experience. That’s where wallet solutions come in.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

EBizCharge

APRIL 22, 2025

Since the ways merchants handle transactions can make or break their success, integrating a reliable and robust payment processing system that syncs with their other business systems can be invaluable. Seamless payment processing software can also be synced directly inside of it when partnered with the right payment gateway.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways CRM 52

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. In contrast, SaaS fintech v2.0

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Finextra

JULY 1, 2025

From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. But each integration, whether for payments, lending, insurance, or wealth management, hinges on third-party entities gaining access to sensitive APIs, systems, and data.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finextra

JULY 21, 2025

Open banking mandates, real-time payment requirements, and evolving data privacy regulations require architectures built for adaptability, not just stability. Legacy systems with hardcoded logic and manual processes struggle to accommodate rapid regulatory changes while maintaining audit readiness.

Payment APIs and Integration 52

Payment APIs and Integration Regulatory Compliance Audit Compliance 52

Fintech Review

MAY 10, 2025

Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. Marqeta set out to solve these problems by building a flexible API platform for issuing physical and virtual cards on demand.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52

Finance Payment APIs and Integration API Regulations 52

EBizCharge

JUNE 16, 2025

Rather than a one-size-fits-all solution, enterprise merchant services are purpose-built tools that help large businesses process payments efficiently, reduce risk, and stay aligned with customer expectations. Enterprise merchant services are specialized solutions designed to help large businesses manage their payment processing needs.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

The Payments Association

JUNE 11, 2025

The platform risk paradox: Managing digital commerce fraud at scale 12 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A shift toward AI-driven, integrated fraud management systems aligned with tightening UK regulations. Why is it important? What’s next?

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Fintech Review

MARCH 24, 2025

Austin, Texas, March 24th, 2025, FinanceWire The First Lightning Payments Provider Fully Integrated with an Enterprise Crypto Compliance Platform. Voltage , the longest-standing Lightning Network payments platform, has integrated with Taxbit , the leading tax and accounting solution for digital assets.

Bitcoin 52

Bitcoin Payment APIs and Integration Stablecoins Compliance 52

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. In contrast, SaaS fintech v2.0

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Finextra

JULY 7, 2025

The UK government recently outlined its National Payments Vision – plans for a next-generation payments ecosystem, built around open banking and emerging technology. Real-time payments, algorithmic trading and AI-powered services require networks that operate in milliseconds. This approach also mirrors wider national ambitions.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Finextra

JULY 17, 2025

And like all worthwhile projects, it will take time and effort to build, integrate, and get it right. RAG can also log all interactions, including prompts, the exact data sourced, and the response it generated, making use and performance auditable. This clarity simplifies and speeds up the secondary fact-checking teams might do.

AI 59

AI Innovation FinTech Payment APIs and Integration 59

Fintech Weekly

JUNE 8, 2025

Subscribe to FinTech Weekly's newsletter Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more Application programming interfaces (APIs) are crucial to how fintech platforms work. Separate banking and financial systems need efficient and standardized ways to communicate with each other, which APIs provide.

API 78

API Payment APIs and Integration Security FinTech 78

Finextra

JUNE 23, 2025

policymakers have sketched out the first federal framework for payment stablecoins. Issuers will need to publish regular reserve reports and undergo audits, putting to rest the ghost of past scandals where holders fretted over whether their stablecoins were truly backed. The GENIUS Act changes that virtually overnight. Now that U.S.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Finextra

JUNE 23, 2025

Explainability as core infrastructure AI in finance must be auditable, not a black box. AdviceRobo has led the change in integrating explainable AI (XAI) —highlighting which behavioral traits influenced a risk score, and why. And with response times as fast as 0.03 seconds, these agents feel instantaneous to both lenders and borrowers.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

Finextra

JUNE 26, 2025

The global digital payment landscape is experiencing a period of explosive growth, with e-retail sales projected to approach $8 trillion by 2025. billion by 2027, with e-commerce businesses alone anticipated to incur an estimated $48 billion in losses to online payment fraud in 2023. billion in 2024.

Stablecoins 52

Stablecoins Payment APIs and Integration Fraud Prevention Cross-Border 52

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. By establishing an immutable and distributed ledger of loan transactions, blockchain offers tamper-proof records and simplifies loan payment tracking.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Payments Association

JULY 18, 2025

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Tackling this with tactical fixes only deepens the challenge.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Finextra

JULY 10, 2025

But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. We’ve seen this pattern across the industry. Teams want control. They want visibility.

Security 52

Security Payment APIs and Integration Authentication Stablecoins 52

The Fintech Times

APRIL 15, 2025

Datactics has developed a digital data validation sandbox for the Financial Services Compensation Scheme (FSCS) designed to help assess data systems and processes prior to regulatory audits. Appointments GoCardless , the bank payment company, has announced the appointment of Shaun Puckrin as chief product officer.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

The Paypers

JUNE 27, 2025

Improved disbursements in the public sector As the federal government accelerates efforts to modernise payments, such as through a recent executive order aimed at phasing out paper checks by September 30, 2025, agencies and nonprofits are working to deliver digital, audit-ready payment systems.

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36

Nanonets

MAY 22, 2025

This is where integration solutions like Nanonets come in. Image source: Sage's official website ] How to expand Sage's AI capabilities Nanonets is an Intelligent Document Processing platform that integrates directly with Sage Intacct. Approval workflows Getting invoices approved is often where bottlenecks occur.

Automation 52

Automation AI Payment APIs and Integration Reconciliation 52

Finextra

JUNE 26, 2025

The global digital payment landscape is experiencing a period of explosive growth, with e-retail sales projected to approach $8 trillion by 2025. billion by 2027, with e-commerce businesses alone anticipated to incur an estimated $48 billion in losses to online payment fraud in 2023. billion in 2024.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

Finextra

JULY 9, 2025

Banks and asset managers are expected not only to know who the client is, but also where their capital actually came from, and to provide auditable proof. In anti-money laundering (AML) and customer due diligence regimes, Source-of-Wealth (SoW) traceability is now a discrete requirement. Supporting analytics: 77.6%

Compliance 52

Compliance Cross-Border Payment APIs and Integration Legal 52

Finextra

JUNE 19, 2025

From real-time cash visibility to forecasting and global payments, MO AI co‑pilot acts as an intelligent partner for finance professionals. It combines real-time data integration, contextual financial understanding, and action execution via Finmo’s proprietary Model Context Protocol.

Treasury 52

Treasury AI Multi-Currency Payment APIs and Integration 52

Finextra

JULY 7, 2025

Regulators around the world are actively scrutinizing how tokenised stocks fit into laws – investor protections, market integrity, etc. Because tokenised stocks live on programmable platforms, they can be integrated into other financial applications. stocks to customers outside the U.S., because U.S.

Blockchain 59

Blockchain Payment APIs and Integration Regulations Security 59

Finextra

JULY 7, 2025

This includes implementing robust access controls, multi-factor authentication, and regular security audits. This includes implementing data quality metrics, data lineage tracking, and data auditing processes. Model Auditing: Regularly auditing AI models to ensure compliance with regulations and ethical guidelines.

AI 59

AI Payment APIs and Integration Audit Governance 59

Finextra

JULY 11, 2025

That means: Supplying rich, relevant context dynamically Orchestrating external tools and APIs Designing retrieval pipelines and guardrails Tracking what the model knows and remembers Without this, LLMs sound confident but collapse on detail. With it, they will become useful collaborators. That is a powerful idea.

AI 52

AI Payment APIs and Integration Consulting Authorization 52